# Bolt vs NMI Gateway Comparison

| | Bolt | NMI Gateway | 
|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 47 | 104 | 
| **Largest Market Segment** | Small-Business (80.0% of reviews) | Small-Business (87.3% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Bolt

Pros:
- Affordable (1 reviews)
- Analytics (1 reviews)


### NMI Gateway

Pros:
- Ease of Use (28 reviews)
- Customer Support (13 reviews)

Cons:
- Poor Customer Support (11 reviews)
- Integration Issues (5 reviews)

---
## Ratings Comparison
| Rating | Bolt | NMI Gateway | 
|---|---|---|
  | **Meets Requirements** | 9.2 (32 reviews) | 9.4 (78 reviews) | 
  | **Ease of Use** | 9.5 (35 reviews) | 9.4 (81 reviews) | 
  | **Ease of Setup** | 8.3 (27 reviews) | 9.3 (71 reviews) | 
  | **Ease of Admin** | 9.3 (24 reviews) | 9.5 (69 reviews) | 
  | **Quality of Support** | 9.3 (34 reviews) | 9.3 (76 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (24 reviews) | 9.5 (69 reviews) | 
  | **Product Direction (% positive)** | 9.3 (35 reviews) | 9.6 (78 reviews) | 

---
## Pricing

### Bolt

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### NMI Gateway

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | 9.2/10 | 21 |
| **NMI Gateway** | 8.8/10 | 70 |

#### Payment Options

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | 8.4 (15 reviews) | Feature Not Available | 
| **Recurring Billing** | Not enough data | 9.5 (47 reviews) | 
| **Instant Payment** | 9.3 (16 reviews) | 8.9 (37 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.7 (17 reviews) | 9.6 (56 reviews) | 
| **ACH Payments and eCheck Processing** | Feature Not Available | 8.7 (45 reviews) | 
| **Split Payments** | Feature Not Available | 8.3 (28 reviews) | 
| **Real-Time Payments** | 9.3 (14 reviews) | 9.3 (40 reviews) | 
| **Multi-Currency** | Not enough data | 7.4 (29 reviews) | 
| **Online payment portal** | Feature Not Available | 9.5 (58 reviews) | 

#### Administration

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Reporting/Dashboards** | 8.8 (17 reviews) | 8.8 (60 reviews) | 
| **User, Role, and Access Management** | 9.1 (17 reviews) | 8.9 (60 reviews) | 
| **Payout Time** | 8.9 (16 reviews) | 8.7 (52 reviews) | 
| **Manual Payment Entry** | 9.0 (13 reviews) | 9.1 (54 reviews) | 
| **Dispute Resolution** | 8.8 (16 reviews) | 8.8 (33 reviews) | 
| **Omnichannel** | Not enough data | 8.2 (34 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.8 (42 reviews) | 
| **Level 3** | Not enough data | 8.4 (35 reviews) | 

#### Security

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **PCI Compliance** | 9.6 (14 reviews) | 9.0 (26 reviews) | 
| **Fraud Protection Tools** | 9.5 (17 reviews) | 8.5 (45 reviews) | 
| **Data Tokenization** | 9.5 (13 reviews) | 9.0 (48 reviews) | 
| **Two-Factor Authentication** | 9.3 (17 reviews) | 8.9 (45 reviews) | 
| **POS Verification** | Feature Not Available | 8.6 (32 reviews) | 

#### Development

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.6 (16 reviews) | 8.9 (49 reviews) | 
| **APIs** | 9.2 (13 reviews) | 9.2 (50 reviews) | 
| **Accounting Software Integration** | Feature Not Available | 8.7 (34 reviews) | 
| **E-Commerce Software Integration** | 9.3 (17 reviews) | 9.2 (47 reviews) | 

#### Platform

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Performance and Reliability** | 9.9 (16 reviews) | 9.2 (55 reviews) | 
| **Internationalization - Currency/Language** | 8.3 (11 reviews) | 8.1 (24 reviews) | 
| **Internationalization - Operating Country** | 9.2 (11 reviews) | 8.1 (23 reviews) | 
| **API / Integrations** | 9.4 (14 reviews) | 9.1 (51 reviews) | 
| **PCI Regulation Compliance** | 9.6 (16 reviews) | 9.1 (43 reviews) | 
| **Supplemental Technology** | Feature Not Available | 8.4 (30 reviews) | 
| **Accounting integration** | Feature Not Available | 8.4 (33 reviews) | 
| **E-commerce Integration** | 9.2 (8 reviews) | 9.3 (50 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Fraud Detection

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | 9.0/10 | 18 |
| **NMI Gateway** | N/A | N/A |

#### Detection

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Payment Verification** | 9.1 (13 reviews) | Not enough data | 
| **Bot Mitigation** | 9.4 (11 reviews) | Not enough data | 
| **Real-Time Monitoring** | 9.0 (13 reviews) | Not enough data | 
| **Alerts** | 8.9 (12 reviews) | Not enough data | 

#### Analysis 

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **ID Analytics** | 8.5 (9 reviews) | Not enough data | 
| **Intelligence Reporting** | 8.7 (9 reviews) | Not enough data | 
| **Incident Reports** | 8.8 (10 reviews) | Not enough data | 

#### Administration

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Fraud Markers** | 9.0 (12 reviews) | Not enough data | 
| **Transaction Scoring** | 9.0 (12 reviews) | Not enough data | 
| **Blacklisting** | 9.2 (11 reviews) | Not enough data | 

#### Agentic AI - Fraud Detection

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### E-commerce Fraud Protection

| Product | Score | Reviews |
|---|---|---|
| **Bolt** | 9.5/10 | 18 |
| **NMI Gateway** | N/A | N/A |

#### Intelligence

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Transaction Scoring** | 9.4 (14 reviews) ✓ Verified | Not enough data | 
| **Risk Assessment** | 9.5 (16 reviews) ✓ Verified | Not enough data | 
| **Intelligence Reporting** | 9.4 (13 reviews) | Not enough data | 
| **ID Analytics** | 9.4 (13 reviews) | Not enough data | 

#### Detection

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Fraud Detection** | 9.6 (15 reviews) ✓ Verified | Not enough data | 
| **Alerts** | 9.3 (14 reviews) ✓ Verified | Not enough data | 
| **Real-Time Monitoring** | 9.5 (14 reviews) | Not enough data | 

#### Response

| Feature | Bolt | NMI Gateway | 
|---|---|---|
| **Device Tracking** | 9.4 (12 reviews) | Not enough data | 
| **Fraud Markers** | 9.5 (13 reviews) ✓ Verified | Not enough data | 
| **Blacklisting** | 9.7 (12 reviews) | Not enough data | 
| **Bot Mitigation** | 9.7 (11 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Bolt (2):** [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection), [Fraud Detection Software](https://www.g2.com/categories/fraud-detection)



---
## Reviewer Demographics

### By Company Size

| Segment | Bolt | NMI Gateway | 
|---|---|---|
| **Small-Business** | 80.0% | 87.3% | 
| **Mid-Market** | 20.0% | 11.8% | 
| **Enterprise** | 0% | 1.0% | 

### By Industry

#### Bolt

- **Retail:** 22.2%
- **Automotive:** 8.9%
- **Wholesale:** 6.7%
- **Building Materials:** 6.7%
- **Consumer Goods:** 6.7%
- **Apparel & Fashion:** 4.4%
- **Cosmetics:** 4.4%
- **Furniture:** 4.4%
- **Internet:** 4.4%
- **Sporting Goods:** 4.4%
- **Other:** 26.7%

#### NMI Gateway

- **Financial Services:** 45.1%
- **Banking:** 8.8%
- **Accounting:** 5.9%
- **Computer Software:** 5.9%
- **Management Consulting:** 5.9%
- **Information Technology and Services:** 4.9%
- **Retail:** 3.9%
- **Automotive:** 2.0%
- **Medical Practice:** 2.0%
- **Glass, Ceramics & Concrete:** 2.0%
- **Other:** 13.7%

---
## Alternatives

### Alternatives to Bolt

- [Signifyd](https://www.g2.com/products/signifyd/reviews) — 4.6/5 stars (352 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2748 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [Sift](https://www.g2.com/products/sift-s-ai-powered-fraud-decisioning-platform-sift/reviews) — 4.6/5 stars (610 reviews)
- [SEON](https://www.g2.com/products/seon/reviews) — 4.6/5 stars (381 reviews)
- [Riskified](https://www.g2.com/products/riskified/reviews) — 4.4/5 stars (227 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Fingerprint](https://www.g2.com/products/fingerprintjs-fingerprint/reviews) — 4.7/5 stars (389 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to NMI Gateway

- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2748 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (219 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (154 reviews)
- [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (42 reviews)

---
## Top Discussions

### Bolt

- Title: [How do you handle chargebacks? Is there a fee?](https://www.g2.com/discussions/how-do-you-handle-chargebacks-is-there-a-fee) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Bolt will fully cover 100% of fraud-related chargeback costs chargebacks. Fraud-related chargebacks are chargebacks where the card owner claims they never..."
- Title: [How does Bolt handle security?](https://www.g2.com/discussions/how-does-bolt-handle-security) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Bolt’s checkout is fully PCI-DSS compliant, meaning all payment information and cardholder data processed through our platform is encrypted and meets proper..."
- Title: [Does Bolt support card swiping and physical POS solutions?](https://www.g2.com/discussions/does-bolt-support-card-swiping-and-physical-pos-solutions) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Bolt's Dashboard has a Virtual Terminal where a retailer can type in cards for in-person, mail, or telephone orders. However, we do not have support for POS..."

### NMI Gateway

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bolt-bolt-vs-nmi-gateway)