Compare BILL Spend & Expense (Formerly Divvy) and Tipalti 
At a Glance
Market Segments
Small-Business (65.2% of reviews)
Mid-Market (61.4% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Starting at $99.00 Per Month
BILL Spend & Expense (Formerly Divvy)
Star Rating
(2,097)4.5 out of 5
Market Segments
Small-Business (65.2% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Tipalti
Star Rating
(401)4.5 out of 5
Market Segments
Mid-Market (61.4% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $99.00 Per Month
Learn more about TipaltiSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in ease of use, with many users finding the platform straightforward and self-explanatory. One user mentioned that it "eliminates manual receipts and reduces the possibilities of errors," making it a great choice for those looking for a simple solution.
- Users say that Tipalti stands out for its multi-currency payment capabilities, allowing users to manage payments across different entities seamlessly. A recent user highlighted the efficiency gained from being able to pay all five of their entities in a single workflow, showcasing its strength in handling complex payment scenarios.
- Reviewers mention that while both platforms have a solid user experience, Tipalti's intuitive interface is particularly praised for its clarity, even for first-time users. Users appreciate the ability to adjust approval flows ad-hoc, which is noted as a unique feature that enhances flexibility in payment processing.
- According to verified reviews, BILL Spend & Expense (Formerly Divvy) is favored by small businesses for its cost-effectiveness, as it offers a free entry-level price point. This makes it an attractive option for startups and smaller organizations looking to manage expenses without upfront costs.
- G2 reviewers report that Tipalti provides strong support for employee reimbursements, with users noting a high satisfaction level in this area. One user specifically mentioned a positive experience with the reimbursement process, indicating that Tipalti effectively addresses this common need.
- Users say that while BILL Spend & Expense (Formerly Divvy) has a solid feature set, it sometimes lacks the advanced integrations that larger organizations might require. This could be a consideration for businesses looking for a more comprehensive solution that can scale with their needs.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Tipalti
Tipalti
Starting at $99.00
Per Month
Pricing starts at $99 (£99/€99) per month for the platform fee, with additional charges based on the volume of transactions you're processing.
Our pricing model is designed to grow with your company. As you need to add advanced features such as multiple entities, additional currencies or international tax IDs, we can easily handle that for you.
Get in touch to receive a detailed, custom quote.
- Invoice Management
- PO Matching
- Global Payouts
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Tipalti
No trial information availableRatings
Meets Requirements
9.0
1,757
8.7
257
Ease of Use
9.1
1,798
8.8
281
Ease of Setup
8.8
1,521
8.1
221
Ease of Admin
9.0
1,473
8.6
141
Quality of Support
8.6
1,640
8.6
245
Has the product been a good partner in doing business?
9.1
1,458
8.7
139
Product Direction (% positive)
9.1
1,764
9.2
241
Features by Category
Expense Reports
8.5
1043
|
Verified
8.9
19
8.7
1088
|
Verified
8.3
14
8.3
1073
|
Verified
8.4
15
9.1
1189
|
Verified
8.8
15
7.8
921
|
Verified
9.1
15
7.8
718
|
Verified
8.8
13
8.4
959
|
Verified
7.9
12
Agentic AI - Expense Management
6.5
119
Not enough data
7.1
122
Not enough data
Travel Management
7.5
779
7.6
13
6.7
635
7.6
13
6.5
616
7.4
12
6.9
691
7.6
12
Client Invoicing
Feature Not Available
8.9
12
7.9
888
|
Verified
8.8
12
7.8
795
|
Verified
8.8
12
Generative AI - Expense Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Mobile
9.2
1123
|
Verified
8.7
15
7.4
692
|
Verified
7.4
14
Feature Not Available
7.8
13
Platform
7.1
606
8.2
12
7.8
753
|
Verified
8.8
14
Administration
8.2
691
|
Verified
8.7
13
Administration
8.3
997
|
Verified
8.6
14
8.3
997
|
Verified
8.9
14
8.3
1036
|
Verified
9.2
14
8.4
942
|
Verified
9.5
13
8.9
1142
|
Verified
9.3
14
Platform
8.5
1008
|
Verified
8.8
16
7.9
770
|
Verified
9.2
14
7.6
640
9.0
12
8.9
1066
|
Verified
8.9
14
8.9
1023
|
Verified
9.4
13
Feature Not Available
7.9
12
Payment Methods
Not enough data
9.0
43
Not enough data
8.2
33
Not enough data
8.6
38
Payment Processing
Not enough data
8.5
39
Not enough data
8.8
36
Not enough data
8.6
36
Not enough data
8.8
35
Not enough data
8.1
36
Not enough data
8.5
35
Not enough data
8.4
41
Security and Compliance
Not enough data
Feature Not Available
Not enough data
8.8
28
Not enough data
9.1
31
Not enough data
9.1
31
Not enough data
8.7
22
Not enough data
8.8
22
Integration
Not enough data
8.5
27
Not enough data
8.0
28
Not enough data
8.3
25
Payment Types
Not enough data
8.7
25
Not enough data
8.4
23
Not enough data
Feature Not Available
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Setup
8.1
706
Not enough data
8.7
765
Not enough data
8.5
628
Not enough data
Performance
7.6
552
Not enough data
7.6
557
Not enough data
7.4
559
Not enough data
7.6
589
Not enough data
Payment Cards
8.8
657
Not enough data
8.8
675
Not enough data
9.0
761
Not enough data
Reporting
9.0
747
Not enough data
8.7
654
Not enough data
8.7
701
Not enough data
8.6
789
Not enough data
Payments
8.4
671
Not enough data
8.6
670
Not enough data
7.6
611
Not enough data
7.9
625
Not enough data
Fraud & Risk Management
8.4
742
Not enough data
8.8
725
Not enough data
9.0
741
Not enough data
Agentic AI - Spend Management
5.8
59
Not enough data
Data Management
Not enough data
8.2
69
Not enough data
8.6
69
Not enough data
7.5
68
Not enough data
7.8
70
Not enough data
7.9
67
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
7.9
7
Analytics
Not enough data
7.2
61
Not enough data
6.9
61
Not enough data
7.7
60
Not enough data
8.0
64
Recovery
Not enough data
8.0
58
Not enough data
7.3
57
AP Data Processing
Not enough data
8.1
62
Not enough data
8.1
60
Not enough data
8.1
59
Invoice Management
8.1
19
8.6
123
|
Verified
5.5
16
8.6
121
|
Verified
7.3
20
8.6
117
|
Verified
Invoice Processing
6.9
16
8.1
113
|
Verified
7.4
18
8.5
120
|
Verified
6.9
18
8.5
123
|
Verified
6.6
17
7.9
115
|
Verified
Analytics
6.7
18
8.5
117
|
Verified
5.4
16
Feature Not Available
5.7
16
7.2
107
|
Verified
Integration
9.0
26
8.3
119
|
Verified
8.2
16
8.3
116
|
Verified
6.2
17
7.9
111
|
Verified
Risk
5.9
16
7.5
100
6.7
17
8.1
104
5.4
15
7.4
94
Recovery
6.4
16
7.5
98
6.4
16
7.3
98
Audit
6.4
16
7.6
97
5.8
16
7.3
96
5.3
16
7.5
98
6.8
17
8.5
105
Fraud
6.5
17
8.4
101
7.0
16
7.9
97
6.8
16
7.7
96
Agentic AI - AP Automation
5.8
16
7.3
22
5.8
16
7.4
22
5.6
16
7.5
22
Invoice Generation
Not enough data
7.4
55
|
Verified
Not enough data
7.8
58
|
Verified
Not enough data
7.5
58
|
Verified
Invoice Processing
Not enough data
9.1
65
|
Verified
Not enough data
8.0
62
|
Verified
Not enough data
Feature Not Available
Not enough data
8.3
59
|
Verified
Analytics
Not enough data
8.2
60
|
Verified
Not enough data
Feature Not Available
Not enough data
7.4
57
|
Verified
Not enough data
8.3
61
|
Verified
Integration
Not enough data
8.4
66
|
Verified
Not enough data
8.5
63
|
Verified
Not enough data
7.8
61
|
Verified
Not enough data
8.0
63
|
Verified
Agentic AI - Invoice Management
Not enough data
7.0
9
Not enough data
7.4
9
Not enough data
8.0
9
Management
Not enough data
8.9
22
Not enough data
8.9
20
Not enough data
8.8
20
Not enough data
7.7
20
Planning
Not enough data
8.1
20
Not enough data
8.1
19
Not enough data
8.1
18
Not enough data
8.0
19
Invoice Management
Not enough data
8.8
19
Not enough data
9.2
19
Not enough data
9.1
18
Supplier Management
Not enough data
8.1
19
Not enough data
7.8
17
Not enough data
7.8
18
Execution
Not enough data
7.6
18
Not enough data
8.1
20
Not enough data
8.0
18
Invoice Processing
Not enough data
8.3
20
Not enough data
8.9
19
Not enough data
8.9
20
Not enough data
8.7
19
Not enough data
8.3
18
Supplier Information
Not enough data
8.4
18
Not enough data
7.8
18
Not enough data
8.5
19
Analytics
Not enough data
7.7
18
Not enough data
8.0
18
Not enough data
7.5
18
Not enough data
8.9
18
Not enough data
7.8
18
Integration
Not enough data
8.7
19
Not enough data
8.7
18
Not enough data
8.3
18
Not enough data
8.1
18
Agentic AI - Purchasing
Not enough data
Not enough data
Not enough data
Not enough data
Bill Generation
Not enough data
8.4
47
Not enough data
8.4
45
Not enough data
7.8
44
Bill Processing
Not enough data
8.0
46
Not enough data
8.0
46
Not enough data
8.2
46
Integration
Not enough data
8.4
45
Not enough data
8.6
45
Not enough data
8.0
44
Agentic AI - Billing
Not enough data
Not enough data
Platform Basics
Not enough data
8.8
52
Not enough data
8.4
50
Platform Administration
Not enough data
7.5
48
Not enough data
7.7
47
Not enough data
7.7
48
Platform Payment Content
Not enough data
8.1
47
Not enough data
7.6
46
Not enough data
6.9
43
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Transaction Monitoring - Financial Fraud Prevention
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Identity & Authentication - Financial Fraud Prevention
Not enough data
Not enough data
Not enough data
Not enough data
Behavioral & Analytics Detection - Financial Fraud Prevention
Not enough data
Not enough data
Not enough data
Not enough data
Audit & Compliance - Financial Fraud Prevention
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Tipalti are categorized as Expense Management and AP Automation
Unique Categories
BILL Spend & Expense (Formerly Divvy) is categorized as Spend Management
Tipalti is categorized as Accounts Payable (AP) and Spend Analysis, Contractor Payments, Invoice Management, Enterprise Payment, Billing, Financial Fraud Prevention, and Purchasing
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Tipalti
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.6%
Construction
8.7%
Accounting
7.9%
Religious Institutions
5.3%
Computer Software
4.0%
Other
59.4%
Marketing and Advertising
11.9%
Accounting
8.5%
Computer Software
7.7%
Information Technology and Services
6.4%
Financial Services
4.6%
Other
60.8%
Discussions
How do you use divvy?
2 Comments
DB
For everything if possible.
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most....Read more
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
Is Getdivvy legit?
1 Comment
SC
Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. Read more
Tipalti has no more discussions with answers
Hunting for software insights?
With over 3 million reviews, we can provide the specific details that help you make an informed software buying decision for your business. Finding the right product is important, let us help.
Your software and services insights are valuable.
Your peers come to G2 to get an inside look at and other business solutions. Adding perspective on will help others pick the right solution based on real user experience.
