# BILL Spend & Expense (Formerly Divvy) vs Stampli Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in user experience, with many users praising its **intuitive mobile app** that simplifies budget control on the go. In contrast, while Stampli is also noted for being user-friendly, it doesn't quite match the same level of mobile functionality.
- **Users say** that the implementation process for BILL Spend & Expense is straightforward, with feedback highlighting the **easy setup** and user-friendly reporting features. Stampli, while also appreciated for its simple initial setup, tends to focus more on invoice management rather than broader expense tracking.
- **Reviewers mention** that BILL Spend & Expense offers a robust multi-level approval process, which users find significantly improves transaction management. On the other hand, Stampli's strength lies in its **direct communication features** within the platform, which helps streamline accounts payable tasks.
- **According to verified reviews** , BILL Spend & Expense has a higher overall satisfaction score, reflecting its strong performance in **spend management** and expense tracking. Stampli, while performing well in AP automation, does not achieve the same level of acclaim in spend management.
- **Users highlight** that BILL Spend & Expense allows employees to easily code their own transactions, enhancing efficiency. In comparison, Stampli users appreciate having everything in one place for invoice submission, but some feel it lacks the same level of flexibility in transaction management.
- **G2 reviewers note** that while Stampli scores higher in support quality, BILL Spend & Expense still provides adequate support, with users expressing satisfaction with the assistance they receive. However, the difference in support quality may be a deciding factor for businesses that prioritize customer service.



| | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | 
| **Total Reviews** | 2,102 | 1,925 | 
| **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (63.3% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Contact Us | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (366 reviews)
- Expense Management (202 reviews)

Cons:
- Integration Issues (75 reviews)
- Approval Issues (72 reviews)

### Stampli

Pros:
- Ease of Use (606 reviews)
- Invoicing (328 reviews)

Cons:
- Invoice Issues (146 reviews)
- Missing Features (111 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1761 reviews) | 9.1 (1598 reviews) | 
  | **Ease of Use** | 9.1 (1803 reviews) | 9.3 (1655 reviews) | 
  | **Ease of Setup** | 8.8 (1526 reviews) | 9.2 (894 reviews) | 
  | **Ease of Admin** | 8.9 (1473 reviews) | 9.3 (582 reviews) | 
  | **Quality of Support** | 8.6 (1644 reviews) | 9.5 (1403 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1458 reviews) | 9.6 (577 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1770 reviews) | 9.5 (1607 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Stampli

#### Entry-Level Pricing

Plan: Month to Month Pricing, No Annual Contract.

Price: Contact Us

Key Features:
- Simple Setup
- Easy To Use With Fast Adoption
- Automated Invoice Capture & Coding

[Learn more about Stampli](https://www.g2.com/products/stampli/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1364 |
| **Stampli** | 8.5/10 | 228 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1044 reviews) ✓ Verified | 8.5 (190 reviews) | 
| **Bank / Credit Card Integration** | 8.7 (1087 reviews) ✓ Verified | 8.3 (188 reviews) | 
| **Smart Categorization** | 8.3 (1071 reviews) ✓ Verified | 8.6 (185 reviews) | 
| **Digital Receipt Management** | 9.1 (1190 reviews) ✓ Verified | 8.7 (187 reviews) | 
| **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | Feature Not Available | 
| **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 8.0 (170 reviews) | 
| **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 8.2 (175 reviews) | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | 7.1 (26 reviews) | 
| **Cross-system Integration** | 7.1 (122 reviews) | 7.8 (21 reviews) | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Ease of Booking** | 7.5 (779 reviews) | Feature Not Available | 
| **Itinerary Management** | 6.7 (635 reviews) | Feature Not Available | 
| **Trip Notifications** | 6.5 (616 reviews) | Feature Not Available | 
| **Advanced Integrations** | 6.9 (691 reviews) | Feature Not Available | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.7 (189 reviews) | 
| **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 8.4 (183 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.4 (60 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 8.5 (175 reviews) | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | Feature Not Available | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (606 reviews) | 8.2 (173 reviews) | 
| **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 8.8 (182 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 8.4 (158 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1000 reviews) ✓ Verified | 8.8 (189 reviews) | 
| **Workflow** | 8.3 (1000 reviews) ✓ Verified | 9.2 (202 reviews) | 
| **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 8.9 (206 reviews) | 
| **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.7 (187 reviews) | 
| **User, Role, and Access Management** | 8.9 (1142 reviews) ✓ Verified | 9.1 (197 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Reporting** | 8.5 (1008 reviews) ✓ Verified | 8.7 (187 reviews) | 
| **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 8.6 (169 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 8.3 (163 reviews) | 
| **Performance and Reliability** | 8.9 (1067 reviews) ✓ Verified | 9.1 (191 reviews) | 
| **Mobile User Support** | 8.9 (1022 reviews) ✓ Verified | 8.4 (178 reviews) | 
| **Offline** | Feature Not Available | 7.8 (60 reviews) | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 8.6/10 | 118 |

#### Payment Methods

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **ACH** | Not enough data | 8.6 (101 reviews) | 
| **Credit and Debit** | Not enough data | 8.3 (83 reviews) | 
| **Wire Transfer** | Not enough data | 7.3 (60 reviews) | 

#### Payment Processing 

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Batch Processing** | Not enough data | 8.7 (94 reviews) | 
| **Payments Scheduling** | Not enough data | 9.0 (93 reviews) | 
| **Automated Workflows** | Not enough data | 9.1 (99 reviews) | 
| **Self Service** | Not enough data | 8.9 (76 reviews) | 
| **Reconciliation** | Not enough data | 8.6 (82 reviews) | 
| **Settlements** | Not enough data | 8.2 (78 reviews) | 
| **Payment Tracking** | Not enough data | 8.8 (96 reviews) | 

#### Security and Compliance

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **PCI Compliant** | Not enough data | 8.4 (65 reviews) | 
| **P2PE** | Not enough data | 8.3 (65 reviews) | 
| **Fraud Management** | Not enough data | 8.5 (73 reviews) | 
| **SSL Encryption** | Not enough data | 8.7 (70 reviews) | 
| **SOX** | Not enough data | 8.6 (68 reviews) | 
| **SOC** | Not enough data | 8.5 (67 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Agnostic Integration** | Not enough data | 8.4 (63 reviews) | 
| **Reporting Consolidation** | Not enough data | Feature Not Available | 
| **Plugins and APIs** | Not enough data | Feature Not Available | 

#### Payment Types

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **AP Automation** | Not enough data | 9.2 (96 reviews) | 
| **E-Commerce** | Not enough data | Feature Not Available | 
| **Retail** | Not enough data | Feature Not Available | 

#### Agentic AI - Enterprise Payment

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Adaptive Learning** | Not enough data | 8.3 (11 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 926 |
| **Stampli** | 8.4/10 | 28 |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Data** | 8.1 (706 reviews) | 8.9 (25 reviews) | 
| **Approvals** | 8.7 (765 reviews) | 9.5 (27 reviews) | 
| **Alignment** | 8.5 (628 reviews) | 9.0 (27 reviews) | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **KPIs** | 7.6 (552 reviews) | Not enough data | 
| **Benchmarks** | 7.6 (557 reviews) | Not enough data | 
| **Forecasting** | 7.4 (559 reviews) | Not enough data | 
| **Savings** | 7.6 (589 reviews) | 8.5 (24 reviews) | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **One-time Virtual** | 8.8 (657 reviews) | 8.4 (22 reviews) | 
| **Recurring Virtual** | 8.8 (675 reviews) | 8.0 (22 reviews) | 
| **Physical** | 9.0 (761 reviews) | 7.9 (22 reviews) | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Real time** | 9.0 (747 reviews) | 8.8 (23 reviews) | 
| **Multiple Views** | 8.7 (654 reviews) | 8.6 (23 reviews) | 
| **Export** | 8.7 (701 reviews) | 9.3 (23 reviews) | 
| **Budgets** | 8.6 (789 reviews) | 7.5 (22 reviews) | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Vendor** | 8.4 (671 reviews) | 8.7 (23 reviews) | 
| **Recurring** | 8.6 (670 reviews) | 8.9 (20 reviews) | 
| **Employee Reimbursements** | 7.6 (611 reviews) | 7.7 (21 reviews) | 
| **ACH** | 7.9 (625 reviews) | 8.0 (22 reviews) | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Notifications** | 8.4 (742 reviews) | 7.9 (22 reviews) | 
| **Unique Cards** | 8.8 (725 reviews) | 8.2 (21 reviews) | 
| **Controls** | 9.0 (741 reviews) | 8.1 (21 reviews) | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | 7.9 (8 reviews) | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 8.9/10 | 55 |

#### Planning

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Processes** | Not enough data | 9.0 (26 reviews) | 
| **Contracts** | Not enough data | Feature Not Available | 
| **Content** | Not enough data | 9.1 (23 reviews) | 
| **Requisition** | Not enough data | 8.9 (22 reviews) | 

#### Execution

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Sourcing** | Not enough data | 8.7 (21 reviews) | 
| **Purchasing** | Not enough data | 8.8 (23 reviews) | 
| **Invoicing** | Not enough data | 9.3 (50 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Visibility** | Not enough data | 9.5 (27 reviews) | 
| **Performance** | Not enough data | 9.2 (22 reviews) | 
| **Spend** | Not enough data | 8.7 (20 reviews) | 

#### Agentic AI -  Procure to Pay

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Multi-step Planning** | Not enough data | 8.2 (12 reviews) | 

### Accounts Payable (AP) and Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 8.8/10 | 177 |

#### Data Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Consolidation** | Not enough data | 8.9 (173 reviews) | 
| **Classification** | Not enough data | 9.0 (174 reviews) | 
| **External Sources** | Not enough data | 9.0 (27 reviews) | 
| **Integration** | Not enough data | 8.9 (168 reviews) | 
| **Cleaning** | Not enough data | 8.9 (163 reviews) | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Decision Making** | Not enough data | 8.0 (63 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Benchmarking** | Not enough data | 8.7 (28 reviews) | 
| **KPIs** | Not enough data | 8.3 (161 reviews) | 
| **Compliance** | Not enough data | 8.5 (159 reviews) | 
| **Errors** | Not enough data | 8.6 (167 reviews) | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Historical payments** | Not enough data | 8.8 (143 reviews) | 
| **Overpayments** | Not enough data | 8.7 (24 reviews) | 

#### AP Data Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Workflows** | Not enough data | 8.9 (150 reviews) | 
| **Transparency** | Not enough data | 9.0 (147 reviews) | 
| **Controls** | Not enough data | 9.0 (143 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 30 |
| **Stampli** | 8.5/10 | 1058 |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Capture** | 8.1 (19 reviews) | 9.0 (901 reviews) ✓ Verified | 
| **Supplier Portal** | 5.5 (16 reviews) | 8.3 (658 reviews) | 
| **Repository** | 7.3 (20 reviews) | 8.7 (825 reviews) ✓ Verified | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | 8.7 (843 reviews) ✓ Verified | 
| **Payments** | 7.4 (18 reviews) | 8.6 (835 reviews) ✓ Verified | 
| **Workflows** | 6.9 (18 reviews) | 9.1 (935 reviews) ✓ Verified | 
| **Tax Compliance** | 6.6 (17 reviews) | 7.9 (663 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | 8.9 (883 reviews) ✓ Verified | 
| **Benchmarking** | 5.4 (16 reviews) | 8.4 (221 reviews) | 
| **KPIs** | 5.7 (16 reviews) | 8.3 (715 reviews) ✓ Verified | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Accounting** | 9.0 (26 reviews) | 9.0 (868 reviews) ✓ Verified | 
| **Payment Integration** | 8.2 (16 reviews) | 8.5 (759 reviews) | 
| **ERP** | 6.2 (17 reviews) | 8.6 (746 reviews) ✓ Verified | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | 8.3 (652 reviews) | 
| **Identification** | 6.7 (17 reviews) | 8.6 (776 reviews) | 
| **Scoring** | 5.4 (15 reviews) | Feature Not Available | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | 8.2 (200 reviews) | 
| **Reporting** | 6.4 (16 reviews) | 8.4 (755 reviews) | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | 8.6 (743 reviews) | 
| **Post Audits** | 5.8 (16 reviews) | Feature Not Available | 
| **Overpayments** | 5.3 (16 reviews) | 8.1 (668 reviews) | 
| **Duplicates** | 6.8 (17 reviews) | 8.8 (809 reviews) | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | 8.3 (665 reviews) | 
| **Data Generation** | 7.0 (16 reviews) | 8.5 (707 reviews) | 
| **Monitoring** | 6.8 (16 reviews) | 8.6 (700 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | 7.7 (153 reviews) | 
| **Proactive Assistance** | 5.8 (16 reviews) | 7.9 (150 reviews) | 
| **Decision Making** | 5.6 (16 reviews) | 7.8 (148 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 8.6/10 | 922 |

#### Invoice Generation

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Templates** | Not enough data | 8.4 (579 reviews) | 
| **Digital Invoices** | Not enough data | 8.8 (621 reviews) | 
| **Recurring Invoices** | Not enough data | 8.6 (588 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Approvals** | Not enough data | 9.3 (867 reviews) ✓ Verified | 
| **Batch Processing** | Not enough data | 8.8 (709 reviews) | 
| **Consolidation** | Not enough data | 8.6 (676 reviews) | 
| **Match Invoices** | Not enough data | 8.9 (704 reviews) ✓ Verified | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Due Dates** | Not enough data | 9.0 (781 reviews) | 
| **Cashflow** | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | 8.4 (626 reviews) ✓ Verified | 
| **Payment Tracking** | Not enough data | 8.8 (690 reviews) ✓ Verified | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Accounting** | Not enough data | 9.0 (772 reviews) ✓ Verified | 
| **Payments** | Not enough data | 8.8 (716 reviews) | 
| **ERP** | Not enough data | 8.6 (666 reviews) ✓ Verified | 
| **Account Sync** | Not enough data | 8.8 (677 reviews) ✓ Verified | 

#### Agentic AI - Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Cross-system Integration** | Not enough data | 8.2 (92 reviews) | 
| **Adaptive Learning** | Not enough data | 8.0 (106 reviews) | 
| **Proactive Assistance** | Not enough data | 8.0 (102 reviews) | 

### Purchasing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 8.2/10 | 28 |

#### Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Approval** | Not enough data | 8.7 (25 reviews) | 
| **Communication** | Not enough data | 8.1 (24 reviews) | 
| **Documents** | Not enough data | 8.5 (26 reviews) | 
| **Receipt of Goods** | Not enough data | 8.2 (25 reviews) | 

#### Planning

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Processses** | Not enough data | 7.8 (24 reviews) | 
| **Contracts** | Not enough data | Feature Not Available | 
| **Content** | Not enough data | 8.0 (25 reviews) | 
| **Requisition** | Not enough data | 7.1 (24 reviews) | 

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Capture** | Not enough data | 9.1 (25 reviews) | 
| **Supplier Portal** | Not enough data | 7.5 (23 reviews) | 
| **Repository** | Not enough data | 9.2 (24 reviews) | 

#### Supplier Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Evaluation** | Not enough data | 7.5 (23 reviews) | 
| **Selection** | Not enough data | 7.2 (23 reviews) | 
| **Risk Management** | Not enough data | 7.8 (24 reviews) | 

#### Execution

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Sourcing** | Not enough data | 7.4 (23 reviews) | 
| **Purchasing** | Not enough data | 7.8 (26 reviews) | 
| **Invoicing** | Not enough data | 8.1 (24 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Matching** | Not enough data | 8.7 (24 reviews) | 
| **Payments** | Not enough data | 8.5 (25 reviews) | 
| **Workflows** | Not enough data | 9.1 (25 reviews) | 
| **Tax Compliance** | Not enough data | 8.3 (22 reviews) | 
| **Submittal** | Not enough data | 8.2 (23 reviews) | 

#### Supplier Information

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Profiles** | Not enough data | 8.3 (23 reviews) | 
| **Qualifications** | Not enough data | 8.0 (22 reviews) | 
| **History** | Not enough data | 8.2 (24 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Visibility** | Not enough data | 8.3 (23 reviews) | 
| **Performance** | Not enough data | 8.0 (23 reviews) | 
| **Spend** | Not enough data | 8.0 (23 reviews) | 
| **Due Dates** | Not enough data | 9.3 (23 reviews) | 
| **KPIs** | Not enough data | 8.5 (23 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Accounting** | Not enough data | 8.8 (23 reviews) | 
| **Payments** | Not enough data | 8.6 (23 reviews) | 
| **ERP** | Not enough data | 8.8 (23 reviews) | 
| **Procurement** | Not enough data | 8.0 (23 reviews) | 

#### Agentic AI - Purchasing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Proactive Assistance** | Not enough data | 7.6 (18 reviews) | 
| **Decision Making** | Not enough data | 7.1 (17 reviews) | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 8.8/10 | 372 |

#### Bill Generation

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Templates** | Not enough data | 8.6 (262 reviews) | 
| **Digital Billing** | Not enough data | Feature Not Available | 
| **Recurring Billing** | Not enough data | 8.7 (264 reviews) | 

#### Bill Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Consolidation** | Not enough data | 8.8 (318 reviews) | 
| **Batch Invoicing** | Not enough data | 8.9 (311 reviews) | 
| **Management** | Not enough data | 9.0 (330 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Accounting** | Not enough data | 9.0 (335 reviews) | 
| **Payments** | Not enough data | 8.9 (321 reviews) | 
| **ERP** | Not enough data | 8.8 (296 reviews) | 

#### Agentic AI - Billing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.2 (41 reviews) | 

### Strategic Sourcing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 7.7/10 | 5 |

#### Supplier Marketplace

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Library** | Not enough data | 6.7 (5 reviews) | 
| **Categorization** | Not enough data | 8.0 (5 reviews) | 
| **Data Management** | Not enough data | 8.0 (5 reviews) | 

#### Contract Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Compliance** | Not enough data | 8.0 (5 reviews) | 
| **Revenue** | Not enough data | 7.3 (5 reviews) | 
| **Negotiations** | Not enough data | 7.3 (5 reviews) | 

#### Data Collection

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Spend** | Not enough data | 8.0 (5 reviews) | 
| **Compliance Reports** | Not enough data | 7.3 (5 reviews) | 
| **Savings** | Not enough data | 7.3 (5 reviews) | 

#### Project Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Dashboard** | Not enough data | 8.3 (5 reviews) | 
| **Repository** | Not enough data | 8.3 (5 reviews) | 
| **Lifecycle** | Not enough data | 8.3 (5 reviews) | 

#### Agentic AI - Strategic Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 

### Procurement Orchestration

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | N/A | N/A |

#### Purchase Requisition and Approval Workflow - Procurement Orchestration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Notifcations** | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | 

#### Supplier Management - Procurement Orchestration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Tracking** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Database** | Not enough data | Not enough data | 

#### Spend Management - Procurement Orchestration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Analysis** | Not enough data | Not enough data | 
| **Visibility** | Not enough data | Not enough data | 

#### Compliance and Risk Management - Procurement Orchestration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Risk Assessment** | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | 
| **Audits** | Not enough data | Not enough data | 

#### Workflow Automation - Procurement Orchestration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Routing** | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | 
| **Approvals** | Not enough data | Not enough data | 

#### Agentic AI - Procurement Orchestration

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Vendor Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Stampli** | 7.5/10 | 87 |

#### Agentic AI - Vendor Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Decision Making** | Not enough data | 7.2 (42 reviews) | 

#### Revenue Recognition

| Feature | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Usage Tracking** | Not enough data | 7.9 (85 reviews) | 
| **Deferred Revenue** | Not enough data | 7.1 (84 reviews) | 
| **Revenue Accrual** | Not enough data | 7.4 (82 reviews) | 

---
## Categories
**Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)


**Unique to Stampli (9):** [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Strategic Sourcing Software](https://www.g2.com/categories/strategic-sourcing), [Procurement Orchestration Software](https://www.g2.com/categories/procurement-orchestration), [Purchasing Software](https://www.g2.com/categories/purchasing-software), [Vendor Management Software](https://www.g2.com/categories/vendor-management), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Billing Software](https://www.g2.com/categories/billing), [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Stampli | 
|---|---|---|
| **Small-Business** | 65.1% | 28.4% | 
| **Mid-Market** | 33.3% | 63.3% | 
| **Enterprise** | 1.6% | 8.4% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.5%
- **Construction:** 8.7%
- **Accounting:** 7.9%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.6%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.7%
- **Other:** 44.2%

#### Stampli

- **Accounting:** 16.3%
- **Hospital & Health Care:** 11.5%
- **Construction:** 9.0%
- **Non-Profit Organization Management:** 5.1%
- **Automotive:** 2.5%
- **Financial Services:** 2.5%
- **Oil & Energy:** 2.4%
- **Manufacturing:** 2.3%
- **Health, Wellness and Fitness:** 2.2%
- **Real Estate:** 2.1%
- **Other:** 44.2%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2422 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9092 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5643 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2387 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)

### Alternatives to Stampli

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2422 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [AvidXchange](https://www.g2.com/products/avidxchange/reviews) — 4.4/5 stars (317 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (349 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Quadient Accounts Payable](https://www.g2.com/products/quadient-accounts-payable/reviews) — 4.5/5 stars (236 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Stampli

- Title: [What's the average time to process an Accounts Payable?](https://www.g2.com/discussions/what-s-the-average-time-to-process-an-accounts-payable) — 3 comments, 1 upvote
  > **Top comment:** "I am really grateful to Mr Michael Smith for his help in my trading life, i really benefited greatly from his profit am getting from his trades with his..."
- Title: [Is Billy going to evolve over time?  Right now I am splitting G/L codes for almost every invoice.](https://www.g2.com/discussions/15106-is-billy-going-to-evolve-over-time-right-now-i-am-splitting-g-l-codes-for-almost-every-invoice) — 3 comments, 3 upvotes
  > **Top comment:** "Hi Kari,

Thanks for the question. We have something called "table templates" for multi-line items, including the ability to have multiple GL codes which..."
- Title: [What is the best way to update Stampli with any changes made in the integrated software?](https://www.g2.com/discussions/14410-what-is-the-best-way-to-update-stampli-with-any-changes-made-in-the-integrated-software) — 3 comments, 1 upvote
  > **Top comment:** "Hi Daniel,

Thanks for your question. The reasons for the current state is to prevent duplicate invoices from being sent to your financial system -- and..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-stampli)