Compare BILL Spend & Expense (Formerly Divvy) and Spenmo 
Featured Products
BILL Spend & Expense (Formerly Divvy)
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At a Glance
Market Segments
Small-Business (65.2% of reviews)
Small-Business (51.7% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
Free Per Month
BILL Spend & Expense (Formerly Divvy)
Star Rating
(2,073)4.5 out of 5
Market Segments
Small-Business (65.2% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)Spenmo
Star Rating
(60)4.5 out of 5
Market Segments
Small-Business (51.7% of reviews)
Pros & Cons
Not enough data
Entry-Level Pricing
Free Per Month
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Spenmo. Users appreciate its intuitive interface, with one reviewer noting, "It's pretty simple and self-explanatory in most cases," which contributes to a smoother day-to-day experience.
- Users say that BILL Spend & Expense (Formerly Divvy) offers robust features for tracking expenses, particularly for marketing budgets. One user highlighted, "I like that we can track all the specific marketing spending we are using for our crowdfunding here," showcasing its effectiveness in managing specific financial needs.
- Reviewers mention that Spenmo provides excellent customer support, with many users noting the availability of account managers and customer service representatives. One user stated, "There is always someone available to address your questions," which can be a significant advantage for businesses needing quick assistance.
- According to verified reviews, BILL Spend & Expense (Formerly Divvy) has a more extensive range of features for expense management, including digital receipt management and smart categorization. Users appreciate that it "eliminates manual receipts and reduces the possibilities of errors," making it a reliable choice for accurate financial tracking.
- G2 reviewers highlight that while Spenmo offers easy fund management through its wallets and virtual cards, it lacks the comprehensive reporting and analytics features that BILL Spend & Expense (Formerly Divvy) provides. Users have noted the importance of these features for making informed financial decisions.
- Users report that both platforms have their strengths, but BILL Spend & Expense (Formerly Divvy) stands out for its ease of use and setup, with scores reflecting a smoother onboarding process. In contrast, Spenmo's users have expressed satisfaction with its virtual card offerings, indicating that while it may not have the same breadth of features, it still meets specific needs effectively.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
Spenmo
Basic
Free
Per Month
Ideal for small businesses to get started
- Unlimited Users
- Up to 2 Admins
- Up to 3 Teams
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
Spenmo
No trial information availableRatings
Meets Requirements
9.0
1,747
8.7
44
Ease of Use
9.1
1,787
8.9
43
Ease of Setup
8.8
1,510
8.6
19
Ease of Admin
9.0
1,472
8.8
20
Quality of Support
8.6
1,631
8.9
41
Has the product been a good partner in doing business?
9.1
1,457
9.0
20
Product Direction (% positive)
9.1
1,754
9.3
35
Features by Category
Expense Reports
8.5
1042
|
Verified
8.3
11
8.7
1089
|
Verified
7.6
12
8.3
1072
|
Verified
7.4
11
9.1
1185
|
Verified
7.4
11
7.8
921
|
Verified
8.3
13
7.8
719
|
Verified
7.9
11
8.4
956
|
Verified
8.2
10
Agentic AI - Expense Management
6.5
120
Not enough data
7.2
121
Not enough data
Travel Management
7.5
780
7.2
9
6.7
636
7.2
6
6.5
617
6.7
6
6.9
692
6.9
8
Client Invoicing
Feature Not Available
7.5
6
7.9
889
|
Verified
8.9
15
7.8
796
|
Verified
7.4
7
Mobile
9.2
1121
|
Verified
8.0
10
7.4
693
|
Verified
7.4
7
Feature Not Available
6.7
6
Platform
7.1
607
6.9
7
7.8
754
|
Verified
7.9
8
Administration
8.2
692
|
Verified
6.9
7
Administration
8.3
992
|
Verified
6.3
8
8.3
996
|
Verified
6.8
12
8.3
1037
|
Verified
7.7
8
8.4
942
|
Verified
7.9
8
8.9
1142
|
Verified
8.2
13
Platform
8.5
1008
|
Verified
8.2
12
7.9
768
|
Verified
7.5
8
7.6
641
7.5
8
8.9
1066
|
Verified
8.3
12
8.9
1023
|
Verified
7.5
12
Feature Not Available
7.1
7
Setup
8.1
706
8.9
12
8.7
765
8.5
16
8.5
628
8.5
11
Performance
7.6
552
8.5
8
7.6
557
8.1
8
7.4
559
7.9
8
7.6
589
9.2
8
Payment Cards
8.8
657
9.1
15
8.8
675
8.6
13
9.0
761
8.5
11
Reporting
9.0
747
9.0
14
8.7
654
8.7
10
8.7
701
8.6
12
8.6
789
8.3
10
Payments
8.4
671
8.3
11
8.6
670
8.2
10
7.6
611
9.3
14
7.9
625
8.5
8
Fraud & Risk Management
8.4
742
8.3
10
8.8
725
9.3
14
9.0
741
9.1
11
Agentic AI - Spend Management
5.8
59
Not enough data
Transactions
Not enough data
8.1
6
Not enough data
7.8
6
Not enough data
7.7
5
Not enough data
7.2
6
Compliance
Not enough data
8.3
7
Not enough data
8.6
6
Not enough data
8.8
7
Integration
Not enough data
7.2
6
Not enough data
8.6
6
Not enough data
8.1
6
Agentic AI - Remittance & Money Transfer
Not enough data
Not enough data
Invoice Management
8.1
19
Not enough data
5.5
16
Not enough data
7.3
20
Not enough data
Invoice Processing
6.9
16
Not enough data
7.4
18
Not enough data
6.9
18
Not enough data
6.6
17
Not enough data
Analytics
6.7
18
Not enough data
5.4
16
Not enough data
5.7
16
Not enough data
Integration
9.0
26
Not enough data
8.2
16
Not enough data
6.2
17
Not enough data
Risk
5.9
16
Not enough data
6.7
17
Not enough data
5.4
15
Not enough data
Recovery
6.4
16
Not enough data
6.4
16
Not enough data
Audit
6.4
16
Not enough data
5.8
16
Not enough data
5.3
16
Not enough data
6.8
17
Not enough data
Fraud
6.5
17
Not enough data
7.0
16
Not enough data
6.8
16
Not enough data
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Invoice Generation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Invoice Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and Spenmo are categorized as Expense Management, Spend Management, and AP Automation
Unique Categories
BILL Spend & Expense (Formerly Divvy) has no unique categories
Spenmo is categorized as Invoice Management and Cross-border payments software
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Spenmo
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.6%
Construction
8.8%
Accounting
7.8%
Religious Institutions
5.3%
Computer Software
4.0%
Other
59.4%
Information Technology and Services
15.0%
Education Management
15.0%
Higher Education
11.7%
Retail
8.3%
Computer Software
6.7%
Other
43.3%
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
Spenmo has no discussions with answers
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