# BILL Spend & Expense (Formerly Divvy) vs Spendesk Comparison --- ## AI Generated Summary - **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Spendesk. Users appreciate its seamless integration with various vendor portals, which simplifies tracking payables and expenses. - **Users say** that Spendesk offers a user-friendly experience, particularly highlighting its virtual card feature that connects directly to company accounts. This functionality helps eliminate the hassle of personal reimbursements, making expense management more straightforward. - **According to verified reviews** , BILL Spend & Expense shines in its ability to provide clear visibility into spending, with features that allow employees to have different budgets and permissions. This level of control helps organizations stay on top of their expenses and approvals. - **Reviewers mention** that while Spendesk is praised for its ease of use, it faces challenges in areas like supplier management and advanced integrations. Users find the ability to generate separate cards for teams handy, but some express a desire for more robust features in these areas. - **G2 reviewers highlight** that BILL Spend & Expense has a strong focus on automation, integrating well with accounting software like Xero. This capability helps streamline tasks and reduce manual entry, which is a significant advantage for small businesses looking to optimize their financial processes. - **Users report** that while Spendesk provides excellent support and ease of setup, it may not meet the needs of all users when it comes to complex approval workflows and reporting capabilities. Some users feel that these features could be enhanced to better serve their requirements. | | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | | **Total Reviews** | 2,100 | 413 | | **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (63.8% of reviews) | | **Entry Level Price** | $0.00 1 user Per Month | Contact Us Per Month | --- ## Top Pros & Cons ### BILL Spend & Expense (Formerly Divvy) Pros: - Ease of Use (366 reviews) - Expense Management (202 reviews) Cons: - Integration Issues (75 reviews) - Approval Issues (72 reviews) ### Spendesk Pros: - Ease of Use (2 reviews) - Customer Satisfaction (1 reviews) Cons: - Delays (2 reviews) - Processing Delays (2 reviews) --- ## Ratings Comparison | Rating | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Meets Requirements** | 9.0 (1760 reviews) | 9.2 (351 reviews) | | **Ease of Use** | 9.1 (1802 reviews) | 9.4 (353 reviews) | | **Ease of Setup** | 8.8 (1525 reviews) | 8.6 (88 reviews) | | **Ease of Admin** | 8.9 (1472 reviews) | 8.6 (76 reviews) | | **Quality of Support** | 8.6 (1643 reviews) | 9.0 (276 reviews) | | **Has the product been a good partner in doing business?** | 9.1 (1457 reviews) | 8.9 (75 reviews) | | **Product Direction (% positive)** | 9.1 (1768 reviews) | 8.5 (338 reviews) | --- ## Pricing ### BILL Spend & Expense (Formerly Divvy) #### Entry-Level Pricing Plan: Spend & Expense Price: $0.00 1 user Per Month Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. Key Features: - Get as many physical and virtual cards as you need - Access budgets with proactive spend controls - Set up automated expense mangement [Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) #### Free Trial Yes ### Spendesk #### Entry-Level Pricing Plan: Essentials Plan Price: Contact Us Per Month Description: For SMBs looking to streamline their spend management process, all in one place. Key Features: - Unlimited virtual and physical cards - Automated & customizable bookkeeping - End to end invoice management [Browse all 3 editions](https://www.g2.com/products/spendesk/pricing) #### Free Trial Yes --- ## Features Comparison By Category ### Expense Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1364 | | **Spendesk** | 8.6/10 | 264 | #### Expense Reports | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Ease of Creating Expense Reports** | 8.5 (1044 reviews) ✓ Verified | 8.7 (160 reviews) ✓ Verified | | **Bank / Credit Card Integration** | 8.7 (1087 reviews) ✓ Verified | 9.0 (179 reviews) ✓ Verified | | **Smart Categorization** | 8.3 (1071 reviews) ✓ Verified | 8.7 (175 reviews) ✓ Verified | | **Digital Receipt Management** | 9.1 (1190 reviews) ✓ Verified | 9.1 (218 reviews) ✓ Verified | | **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | 9.0 (188 reviews) ✓ Verified | | **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 8.5 (155 reviews) ✓ Verified | | **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 9.0 (164 reviews) ✓ Verified | #### Agentic AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | | **Cross-system Integration** | 7.1 (122 reviews) | Not enough data | #### Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Ease of Booking** | 7.5 (779 reviews) | Feature Not Available | | **Itinerary Management** | 6.7 (635 reviews) | Feature Not Available | | **Trip Notifications** | 6.5 (616 reviews) | 8.2 (62 reviews) | | **Advanced Integrations** | 6.9 (691 reviews) | 8.2 (69 reviews) | #### Client Invoicing | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Invoice Creation and Delivery** | Feature Not Available | 8.3 (78 reviews) | | **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 8.8 (96 reviews) | | **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.3 (77 reviews) | #### Generative AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Image-to-Text** | Not enough data | Not enough data | | **Text Generation** | Not enough data | Not enough data | | **Text Summarization** | Not enough data | Not enough data | #### Mobile | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 9.1 (199 reviews) ✓ Verified | | **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 8.0 (88 reviews) ✓ Verified | | **Travel Itinerary and Flight Status Updates** | Feature Not Available | 7.7 (50 reviews) | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Embedded AI / Machine Learning** | 7.1 (606 reviews) | Feature Not Available | | **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 8.5 (142 reviews) ✓ Verified | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 8.6 (100 reviews) ✓ Verified | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Business Tool Integration** | 8.3 (1000 reviews) ✓ Verified | 8.6 (124 reviews) ✓ Verified | | **Workflow** | 8.3 (1000 reviews) ✓ Verified | 8.9 (136 reviews) ✓ Verified | | **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 8.9 (173 reviews) ✓ Verified | | **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.5 (124 reviews) ✓ Verified | | **User, Role, and Access Management** | 8.9 (1142 reviews) ✓ Verified | 8.9 (158 reviews) ✓ Verified | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Reporting** | 8.5 (1008 reviews) ✓ Verified | 8.6 (135 reviews) ✓ Verified | | **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 8.2 (93 reviews) ✓ Verified | | **Internationalization** | 7.6 (640 reviews) | 8.6 (120 reviews) ✓ Verified | | **Performance and Reliability** | 8.9 (1067 reviews) ✓ Verified | 8.9 (169 reviews) ✓ Verified | | **Mobile User Support** | 8.9 (1022 reviews) ✓ Verified | 9.0 (137 reviews) ✓ Verified | ### Budgeting and Forecasting | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Spendesk** | 8.6/10 | 25 | #### Budget Creation | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Data Import** | Not enough data | 8.3 (12 reviews) | | **Budget Hierarchies** | Not enough data | 8.7 (15 reviews) | | **Versioning** | Not enough data | 9.0 (12 reviews) | | **Formulas** | Not enough data | 8.3 (12 reviews) | | **What-If** | Not enough data | 8.2 (11 reviews) | | **Budget Periods** | Not enough data | 8.5 (16 reviews) | #### Budget Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Consolidation** | Not enough data | 8.6 (11 reviews) | | **Adjustments** | Not enough data | 8.9 (11 reviews) | | **Workflows** | Not enough data | 8.9 (11 reviews) | #### Forecasting | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Historical Data** | Not enough data | 8.8 (14 reviews) | | **Reforecast** | Not enough data | 8.8 (12 reviews) | | **Forecast Types** | Not enough data | 8.6 (12 reviews) | | **Rolling Forecasts** | Not enough data | 8.2 (12 reviews) | | **AI** | Not enough data | Not enough data | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Variance Analysis** | Not enough data | 8.6 (13 reviews) | | **Forecasts Comparison** | Not enough data | 8.5 (12 reviews) | | **Forward Looking** | Not enough data | 8.5 (12 reviews) | #### Agentic AI - Budgeting and Forecasting | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Natural Language Interaction** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Spend Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 924 | | **Spendesk** | 8.5/10 | 189 | #### Setup | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Data** | 8.1 (705 reviews) | Feature Not Available | | **Approvals** | 8.7 (764 reviews) | 8.8 (143 reviews) | | **Alignment** | 8.5 (627 reviews) | Feature Not Available | #### Performance | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **KPIs** | 7.6 (552 reviews) | Feature Not Available | | **Benchmarks** | 7.6 (557 reviews) | Feature Not Available | | **Forecasting** | 7.4 (559 reviews) | 7.8 (40 reviews) | | **Savings** | 7.6 (589 reviews) | Feature Not Available | #### Payment Cards | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **One-time Virtual** | 8.8 (656 reviews) | 9.2 (70 reviews) | | **Recurring Virtual** | 8.8 (674 reviews) | 8.8 (59 reviews) | | **Physical** | 9.0 (761 reviews) | 8.4 (56 reviews) | #### Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Real time** | 8.9 (746 reviews) | 8.7 (61 reviews) | | **Multiple Views** | 8.7 (653 reviews) | 8.2 (45 reviews) | | **Export** | 8.7 (700 reviews) | 8.1 (43 reviews) | | **Budgets** | 8.6 (789 reviews) | 8.3 (45 reviews) | #### Payments | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Vendor** | 8.4 (670 reviews) | 8.5 (48 reviews) | | **Recurring** | 8.6 (669 reviews) | 8.4 (53 reviews) | | **Employee Reimbursements** | 7.6 (610 reviews) | 8.9 (62 reviews) | | **ACH** | 7.9 (625 reviews) | 7.7 (33 reviews) | #### Fraud & Risk Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Notifications** | 8.4 (741 reviews) | 8.5 (55 reviews) | | **Unique Cards** | 8.8 (724 reviews) | 8.8 (54 reviews) | | **Controls** | 9.0 (740 reviews) | 8.7 (52 reviews) | #### Agentic AI - Spend Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | ### Procure to Pay | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Spendesk** | N/A | N/A | #### Planning | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Processes** | Not enough data | Not enough data | | **Contracts** | Not enough data | Not enough data | | **Content** | Not enough data | Not enough data | | **Requisition** | Not enough data | Not enough data | #### Execution | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Sourcing** | Not enough data | Not enough data | | **Purchasing** | Not enough data | Not enough data | | **Invoicing** | Not enough data | Not enough data | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Visibility** | Not enough data | Not enough data | | **Performance** | Not enough data | Not enough data | | **Spend** | Not enough data | Not enough data | #### Agentic AI - Procure to Pay | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Multi-step Planning** | Not enough data | Not enough data | ### AP Automation | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 30 | | **Spendesk** | 8.3/10 | 51 | #### Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Capture** | 8.1 (19 reviews) | 8.7 (40 reviews) ✓ Verified | | **Supplier Portal** | 5.5 (16 reviews) | 7.9 (15 reviews) | | **Repository** | 7.3 (20 reviews) | 8.5 (34 reviews) ✓ Verified | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Matching** | 6.9 (16 reviews) | 8.7 (19 reviews) | | **Payments** | 7.4 (18 reviews) | 8.9 (38 reviews) ✓ Verified | | **Workflows** | 6.9 (18 reviews) | 8.9 (37 reviews) ✓ Verified | | **Tax Compliance** | 6.6 (17 reviews) | 8.2 (18 reviews) | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Due Dates** | 6.7 (18 reviews) | 8.8 (30 reviews) ✓ Verified | | **Benchmarking** | 5.4 (16 reviews) | 7.9 (11 reviews) | | **KPIs** | 5.7 (16 reviews) | 8.3 (12 reviews) | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Accounting** | 9.0 (26 reviews) | 7.7 (30 reviews) ✓ Verified | | **Payment Integration** | 8.2 (16 reviews) | 8.5 (28 reviews) ✓ Verified | | **ERP** | 6.2 (17 reviews) | 7.7 (14 reviews) | #### Risk | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Analysis** | 5.9 (16 reviews) | 8.1 (14 reviews) | | **Identification** | 6.7 (17 reviews) | 8.6 (14 reviews) | | **Scoring** | 5.4 (15 reviews) | 8.5 (13 reviews) | #### Recovery | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Recoup** | 6.4 (16 reviews) | 7.9 (13 reviews) | | **Reporting** | 6.4 (16 reviews) | 8.3 (13 reviews) | #### Audit | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Filters** | 6.4 (16 reviews) | 8.2 (11 reviews) | | **Post Audits** | 5.8 (16 reviews) | 8.0 (11 reviews) | | **Overpayments** | 5.3 (16 reviews) | 8.2 (11 reviews) | | **Duplicates** | 6.8 (17 reviews) | 8.5 (12 reviews) | #### Fraud | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Vendor Checks** | 6.5 (17 reviews) | 8.3 (14 reviews) | | **Data Generation** | 7.0 (16 reviews) | 8.2 (13 reviews) | | **Monitoring** | 6.8 (16 reviews) | 8.6 (14 reviews) | #### Agentic AI - AP Automation | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | | **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | | **Decision Making** | 5.6 (16 reviews) | Not enough data | ### Invoice Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Spendesk** | 8.8/10 | 128 | #### Invoice Generation | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Templates** | Not enough data | 9.0 (27 reviews) | | **Digital Invoices** | Not enough data | 9.3 (85 reviews) | | **Recurring Invoices** | Not enough data | 8.8 (30 reviews) | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Approvals** | Not enough data | 9.3 (93 reviews) | | **Batch Processing** | Not enough data | 9.0 (66 reviews) | | **Consolidation** | Not enough data | 8.9 (30 reviews) | | **Match Invoices** | Not enough data | 8.8 (42 reviews) ✓ Verified | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Due Dates** | Not enough data | 8.7 (73 reviews) | | **Cashflow** | Not enough data | Feature Not Available | | **KPIs** | Not enough data | Feature Not Available | | **Payment Tracking** | Not enough data | 8.9 (39 reviews) ✓ Verified | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Accounting** | Not enough data | 8.5 (65 reviews) | | **Payments** | Not enough data | 9.1 (67 reviews) | | **ERP** | Not enough data | 8.1 (25 reviews) | | **Account Sync** | Not enough data | 8.5 (32 reviews) ✓ Verified | #### Agentic AI - Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Cross-system Integration** | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Spendesk** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation) **Unique to Spendesk (3):** [Budgeting and Forecasting Software](https://www.g2.com/categories/budgeting-and-forecasting), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay) --- ## Reviewer Demographics ### By Company Size | Segment | BILL Spend & Expense (Formerly Divvy) | Spendesk | |---|---|---| | **Small-Business** | 65.1% | 32.5% | | **Mid-Market** | 33.4% | 63.8% | | **Enterprise** | 1.6% | 3.7% | ### By Industry #### BILL Spend & Expense (Formerly Divvy) - **Non-Profit Organization Management:** 14.5% - **Construction:** 8.7% - **Accounting:** 7.9% - **Religious Institutions:** 5.3% - **Computer Software:** 4.0% - **Real Estate:** 3.6% - **Marketing and Advertising:** 3.2% - **Information Technology and Services:** 3.0% - **Hospital & Health Care:** 2.9% - **Retail:** 2.7% - **Other:** 44.2% #### Spendesk - **Computer Software:** 15.2% - **Information Technology and Services:** 14.2% - **Financial Services:** 4.7% - **Marketing and Advertising:** 4.7% - **Internet:** 3.7% - **Accounting:** 2.5% - **Staffing and Recruiting:** 2.2% - **Education Management:** 2.2% - **Hospital & Health Care:** 2.2% - **Apparel & Fashion:** 2.0% - **Other:** 46.6% --- ## Alternatives ### Alternatives to BILL Spend & Expense (Formerly Divvy) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7057 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews) - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2385 reviews) - [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews) - [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews) - [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1066 reviews) ### Alternatives to Spendesk - [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7057 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews) - [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews) - [Soldo](https://www.g2.com/products/soldo/reviews) — 4.5/5 stars (192 reviews) - [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews) --- ## Top Discussions ### BILL Spend & Expense (Formerly Divvy) - Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments > **Top comment:** "For everything if possible. Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...." - Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap." - Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. " - Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox I also had a negative experience with divvy characterized by the fact that..." - Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit." ### Spendesk - Title: [How do I reimburse via Spendesk?](https://www.g2.com/discussions/24960-how-do-i-reimburse-via-spendesk) — 1 comment, 1 upvote > **Top comment:** "Hi Gabriela, there are different options to reimburse employees, all of them enables you to reimburse in bulk: 1. Export an XML Sepa file if you have a..." - Title: [If you're looking for people for user test I'd like to participate :)](https://www.g2.com/discussions/if-you-re-looking-for-people-for-user-test-i-d-like-to-participate) — 1 comment, 2 upvotes > **Top comment:** "Hi Francis GG, so nice of you to offer! We will then! :) " --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-spendesk)