# BILL Spend & Expense (Formerly Divvy) vs SAP Concur Comparison --- ## AI Generated Summary - **G2 reviewers report** that SAP Concur excels in its **automation of invoice processing** and **streamlined approval workflows** , making financial processes more efficient. Users appreciate its seamless integration with ERP systems, which enhances reliability and performance. - **Users say** that BILL Spend & Expense (formerly Divvy) stands out for its **real-time tracking** and **flexibility in managing expenses** , corporate cards, and budgets all in one place. This feature significantly improves financial transparency and reduces administrative burdens. - **Reviewers mention** that while SAP Concur has a user-friendly interface, it sometimes faces challenges in meeting specific workflow needs, which can lead to configuration difficulties for some users. - **According to verified reviews** , BILL Spend & Expense shines with its **receipt tracking** capabilities, which users have identified as a top feature. The app's ease of use and integration with platforms like Intacct further enhance its appeal for small businesses. - **G2 reviewers highlight** that SAP Concur's mobile experience is particularly praised for its simplicity, allowing users to quickly submit expenses and track approvals, which saves time and optimizes processes. - **Users report** that while SAP Concur has a higher overall satisfaction score, BILL Spend & Expense offers a competitive edge with its **no-cost entry level** , making it an attractive option for small businesses looking to manage expenses without upfront costs. | | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.0 out of 5 | | **Total Reviews** | 2,106 | 7,127 | | **Largest Market Segment** | Small-Business (65.1% of reviews) | Enterprise (54.8% of reviews) | | **Entry Level Price** | $0.00 1 user Per Month | Starting at $7.00 | --- ## Top Pros & Cons ### BILL Spend & Expense (Formerly Divvy) Pros: - Ease of Use (435 reviews) - Expense Management (224 reviews) Cons: - Integration Issues (89 reviews) - Approval Issues (87 reviews) ### SAP Concur Pros: - Ease of Use (519 reviews) - Expense Management (425 reviews) Cons: - Not Intuitive (106 reviews) - Learning Curve (98 reviews) --- ## Ratings Comparison | Rating | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Meets Requirements** | 9.0 (1765 reviews) | 8.7 (5970 reviews) | | **Ease of Use** | 9.1 (1808 reviews) | 8.0 (6051 reviews) | | **Ease of Setup** | 8.8 (1530 reviews) | 8.0 (1401 reviews) | | **Ease of Admin** | 8.9 (1472 reviews) | 8.1 (891 reviews) | | **Quality of Support** | 8.6 (1649 reviews) | 8.0 (4357 reviews) | | **Has the product been a good partner in doing business?** | 9.1 (1457 reviews) | 8.1 (873 reviews) | | **Product Direction (% positive)** | 9.1 (1775 reviews) | 7.3 (5852 reviews) | --- ## Pricing ### BILL Spend & Expense (Formerly Divvy) #### Entry-Level Pricing Plan: Spend & Expense Price: $0.00 1 user Per Month Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. Key Features: - Get as many physical and virtual cards as you need - Access budgets with proactive spend controls - Set up automated expense mangement [Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) #### Free Trial Yes ### SAP Concur #### Entry-Level Pricing Plan: Base Price: Starting at $7.00 Description: For smaller businesses with basic expense reporting needs. Key Features: - Concur Expense [Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing) #### Free Trial Yes --- ## Features Comparison By Category ### Expense Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1370 | | **SAP Concur** | 8.4/10 | 5229 | #### Expense Reports | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Ease of Creating Expense Reports** | 8.5 (1045 reviews) ✓ Verified | 8.5 (4551 reviews) ✓ Verified | | **Bank / Credit Card Integration** | 8.7 (1086 reviews) ✓ Verified | 8.6 (3563 reviews) ✓ Verified | | **Smart Categorization** | 8.3 (1070 reviews) ✓ Verified | 8.0 (3505 reviews) ✓ Verified | | **Digital Receipt Management** | 9.1 (1192 reviews) ✓ Verified | 8.5 (4339 reviews) ✓ Verified | | **Employee Reimbursement** | 7.8 (921 reviews) ✓ Verified | 8.8 (4163 reviews) ✓ Verified | | **Currency Conversions** | 7.8 (717 reviews) ✓ Verified | 8.5 (2099 reviews) ✓ Verified | | **Credit Card Integration** | 8.4 (960 reviews) ✓ Verified | 8.6 (2894 reviews) ✓ Verified | #### Agentic AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Autonomous Task Execution** | 6.5 (119 reviews) | 8.1 (100 reviews) | | **Cross-system Integration** | 7.1 (122 reviews) | 8.1 (115 reviews) | #### Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Ease of Booking** | 7.5 (778 reviews) | 8.2 (3406 reviews) ✓ Verified | | **Itinerary Management** | 6.7 (634 reviews) | 8.3 (3220 reviews) ✓ Verified | | **Trip Notifications** | 6.5 (615 reviews) | 8.5 (3162 reviews) ✓ Verified | | **Advanced Integrations** | 6.9 (690 reviews) | 8.3 (2375 reviews) ✓ Verified | #### Client Invoicing | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Invoice Creation and Delivery** | Feature Not Available | 8.3 (1566 reviews) ✓ Verified | | **Electronic Payments** | 7.9 (887 reviews) ✓ Verified | 8.5 (1731 reviews) ✓ Verified | | **Project Accounting / Revenue Recognition** | 7.8 (794 reviews) ✓ Verified | 8.3 (1373 reviews) ✓ Verified | #### Generative AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Image-to-Text** | Not enough data | 8.9 (9 reviews) | | **Text Generation** | Not enough data | Not enough data | | **Text Summarization** | Not enough data | Not enough data | #### Mobile | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 8.8 (3739 reviews) ✓ Verified | | **Mileage Tracking** | 7.4 (691 reviews) ✓ Verified | 8.6 (2462 reviews) ✓ Verified | | **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.6 (2691 reviews) ✓ Verified | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Embedded AI / Machine Learning** | 7.1 (605 reviews) | 7.8 (719 reviews) ✓ Verified | | **Complex Approval Workflow** | 7.8 (754 reviews) ✓ Verified | 8.1 (2086 reviews) ✓ Verified | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **PCI Regulation Compliant** | 8.2 (690 reviews) ✓ Verified | 8.3 (1164 reviews) ✓ Verified | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Business Tool Integration** | 8.3 (1001 reviews) ✓ Verified | 8.3 (1432 reviews) ✓ Verified | | **Workflow** | 8.3 (1000 reviews) ✓ Verified | 8.5 (1717 reviews) ✓ Verified | | **Automated Reminders** | 8.3 (1035 reviews) ✓ Verified | 8.4 (1599 reviews) ✓ Verified | | **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.5 (1529 reviews) ✓ Verified | | **User, Role, and Access Management** | 8.9 (1141 reviews) ✓ Verified | 8.6 (1581 reviews) ✓ Verified | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Reporting** | 8.5 (1007 reviews) ✓ Verified | 8.4 (1739 reviews) ✓ Verified | | **APIs / Integration** | 7.9 (769 reviews) ✓ Verified | 8.2 (1178 reviews) ✓ Verified | | **Internationalization** | 7.6 (639 reviews) | 8.3 (1125 reviews) ✓ Verified | | **Performance and Reliability** | 8.9 (1068 reviews) ✓ Verified | 8.3 (1999 reviews) ✓ Verified | | **Mobile User Support** | 8.9 (1021 reviews) ✓ Verified | 8.3 (1625 reviews) ✓ Verified | ### Spend Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.2/10 | 926 | | **SAP Concur** | N/A | N/A | #### Setup | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Data** | 8.1 (705 reviews) | Not enough data | | **Approvals** | 8.7 (764 reviews) | Not enough data | | **Alignment** | 8.5 (627 reviews) | Not enough data | #### Performance | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **KPIs** | 7.6 (551 reviews) | Not enough data | | **Benchmarks** | 7.6 (556 reviews) | Not enough data | | **Forecasting** | 7.4 (558 reviews) | Not enough data | | **Savings** | 7.6 (588 reviews) | Not enough data | #### Payment Cards | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **One-time Virtual** | 8.8 (656 reviews) | Not enough data | | **Recurring Virtual** | 8.8 (674 reviews) | Not enough data | | **Physical** | 9.0 (760 reviews) | Not enough data | #### Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Real time** | 8.9 (746 reviews) | Not enough data | | **Multiple Views** | 8.7 (653 reviews) | Not enough data | | **Export** | 8.7 (700 reviews) | Not enough data | | **Budgets** | 8.6 (788 reviews) | Not enough data | #### Payments | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Vendor** | 8.4 (670 reviews) | Not enough data | | **Recurring** | 8.6 (669 reviews) | Not enough data | | **Employee Reimbursements** | 7.6 (610 reviews) | Not enough data | | **ACH** | 7.9 (624 reviews) | Not enough data | #### Fraud & Risk Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Notifications** | 8.4 (741 reviews) | Not enough data | | **Unique Cards** | 8.8 (724 reviews) | Not enough data | | **Controls** | 9.0 (740 reviews) | Not enough data | #### Agentic AI - Spend Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | ### AP Automation | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 31 | | **SAP Concur** | 9.2/10 | 144 | #### Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Capture** | 8.2 (20 reviews) | 9.2 (109 reviews) | | **Supplier Portal** | 5.7 (17 reviews) | Feature Not Available | | **Repository** | 7.3 (20 reviews) | 9.2 (100 reviews) | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Matching** | 6.9 (16 reviews) | 9.3 (100 reviews) | | **Payments** | 7.4 (18 reviews) | 9.2 (104 reviews) | | **Workflows** | 6.9 (18 reviews) | 9.4 (107 reviews) | | **Tax Compliance** | 6.6 (17 reviews) | 9.3 (99 reviews) | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Due Dates** | 6.7 (18 reviews) | 9.3 (107 reviews) | | **Benchmarking** | 5.4 (16 reviews) | Feature Not Available | | **KPIs** | 5.7 (16 reviews) | 9.2 (99 reviews) | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Accounting** | 9.0 (26 reviews) | 9.4 (110 reviews) | | **Payment Integration** | 8.2 (16 reviews) | 9.3 (103 reviews) | | **ERP** | 6.2 (17 reviews) | 9.2 (108 reviews) | #### Risk | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Analysis** | 5.9 (16 reviews) | Feature Not Available | | **Identification** | 6.7 (17 reviews) | Feature Not Available | | **Scoring** | 5.4 (15 reviews) | Feature Not Available | #### Recovery | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Recoup** | 6.4 (16 reviews) | 9.0 (100 reviews) | | **Reporting** | 6.4 (16 reviews) | 9.1 (103 reviews) | #### Audit | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Filters** | 6.4 (16 reviews) | 9.2 (99 reviews) | | **Post Audits** | 5.8 (16 reviews) | Feature Not Available | | **Overpayments** | 5.3 (16 reviews) | 9.1 (98 reviews) | | **Duplicates** | 6.8 (17 reviews) | 9.3 (103 reviews) | #### Fraud | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Vendor Checks** | 6.5 (17 reviews) | 9.1 (98 reviews) | | **Data Generation** | 7.0 (16 reviews) | 9.1 (103 reviews) | | **Monitoring** | 6.8 (16 reviews) | 9.3 (101 reviews) | #### Agentic AI - AP Automation | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Autonomous Task Execution** | 5.8 (16 reviews) | 9.4 (24 reviews) | | **Proactive Assistance** | 5.8 (16 reviews) | 9.4 (24 reviews) | | **Decision Making** | 5.6 (16 reviews) | 9.4 (23 reviews) | ### Invoice Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **SAP Concur** | 8.8/10 | 553 | #### Invoice Generation | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Templates** | Not enough data | 8.6 (370 reviews) ✓ Verified | | **Digital Invoices** | Not enough data | 8.9 (393 reviews) ✓ Verified | | **Recurring Invoices** | Not enough data | 8.8 (357 reviews) ✓ Verified | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Approvals** | Not enough data | 9.0 (440 reviews) ✓ Verified | | **Batch Processing** | Not enough data | Feature Not Available | | **Consolidation** | Not enough data | Feature Not Available | | **Match Invoices** | Not enough data | 9.0 (229 reviews) ✓ Verified | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Due Dates** | Not enough data | Feature Not Available | | **Cashflow** | Not enough data | 8.7 (327 reviews) ✓ Verified | | **KPIs** | Not enough data | 8.8 (298 reviews) ✓ Verified | | **Payment Tracking** | Not enough data | 9.1 (234 reviews) ✓ Verified | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Accounting** | Not enough data | 8.9 (361 reviews) ✓ Verified | | **Payments** | Not enough data | Feature Not Available | | **ERP** | Not enough data | 8.8 (333 reviews) ✓ Verified | | **Account Sync** | Not enough data | 8.9 (212 reviews) ✓ Verified | #### Agentic AI - Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Cross-system Integration** | Not enough data | 8.7 (48 reviews) | | **Adaptive Learning** | Not enough data | 8.8 (48 reviews) | | **Proactive Assistance** | Not enough data | 8.8 (49 reviews) | ### Travel Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **SAP Concur** | 8.5/10 | 4839 | #### Expense Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Expense Automation** | Not enough data | 8.9 (416 reviews) ✓ Verified | | **Integration** | Not enough data | 8.5 (368 reviews) ✓ Verified | | **Compliance** | Not enough data | 8.9 (383 reviews) ✓ Verified | | **Mobile Functionality** | Not enough data | 8.6 (395 reviews) ✓ Verified | #### Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Ease of Booking** | 7.5 (778 reviews) | 8.2 (3406 reviews) ✓ Verified | | **Itinerary Management** | 6.7 (634 reviews) | 8.3 (3220 reviews) ✓ Verified | | **Trip Notifications** | 6.5 (615 reviews) | 8.5 (3162 reviews) ✓ Verified | | **Advanced Integrations** | 6.9 (690 reviews) | 8.3 (2375 reviews) ✓ Verified | #### Approval | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Rules** | Not enough data | 8.8 (392 reviews) ✓ Verified | | **Workflows** | Not enough data | 8.9 (392 reviews) ✓ Verified | | **Submit** | Not enough data | 9.2 (429 reviews) ✓ Verified | #### AI - Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Personalization** | Not enough data | 8.2 (103 reviews) | | **Predictive Analytics** | Not enough data | 8.2 (101 reviews) | | **Cost Savings** | Not enough data | 8.3 (108 reviews) | | **Efficiency** | Not enough data | 8.3 (105 reviews) | | **Real-Time Assistance** | Not enough data | 8.5 (104 reviews) | #### Agentic AI - Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Autonomous Task Execution** | Not enough data | 8.4 (56 reviews) | | **Proactive Assistance** | Not enough data | 8.3 (56 reviews) | #### Employee Risk Management | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Emergency Assistance Integration** | Not enough data | Not enough data | | **Policy Enforcement & Compliance** | Not enough data | Not enough data | | **Traveler Tracking** | Not enough data | Not enough data | | **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | #### Sustainability & Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Sustainability Reporting** | Not enough data | Not enough data | | **Green Travel Recommendations** | Not enough data | Not enough data | | **Carbon Emissions Tracking** | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **SAP Concur** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (2):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation) **Unique to BILL Spend & Expense (Formerly Divvy) (1):** [Spend Management Software](https://www.g2.com/categories/spend-management) **Unique to SAP Concur (2):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Travel Management Software](https://www.g2.com/categories/travel-management) --- ## Reviewer Demographics ### By Company Size | Segment | BILL Spend & Expense (Formerly Divvy) | SAP Concur | |---|---|---| | **Small-Business** | 65.1% | 8.9% | | **Mid-Market** | 33.4% | 36.3% | | **Enterprise** | 1.5% | 54.8% | ### By Industry #### BILL Spend & Expense (Formerly Divvy) - **Non-Profit Organization Management:** 14.6% - **Construction:** 8.7% - **Accounting:** 7.9% - **Religious Institutions:** 5.3% - **Computer Software:** 4.0% - **Real Estate:** 3.6% - **Marketing and Advertising:** 3.2% - **Information Technology and Services:** 3.0% - **Hospital & Health Care:** 2.9% - **Retail:** 2.7% - **Other:** 44.2% #### SAP Concur - **Information Technology and Services:** 8.3% - **Computer Software:** 7.0% - **Hospital & Health Care:** 5.5% - **Higher Education:** 4.4% - **Financial Services:** 4.0% - **Marketing and Advertising:** 3.3% - **Accounting:** 3.1% - **Internet:** 2.8% - **Non-Profit Organization Management:** 2.6% - **Retail:** 2.6% - **Other:** 56.3% --- ## Alternatives ### Alternatives to BILL Spend & Expense (Formerly Divvy) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2449 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1593 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9101 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5653 reviews) - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2408 reviews) - [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (192 reviews) - [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1123 reviews) - [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews) ### Alternatives to SAP Concur - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2449 reviews) - [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.4/5 stars (2124 reviews) - [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1953 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1593 reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews) - [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (415 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6073 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9101 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5653 reviews) --- ## Top Discussions ### BILL Spend & Expense (Formerly Divvy) - Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments > **Top comment:** "For everything if possible. Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...." - Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap." - Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. " - Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox I also had a negative experience with divvy characterized by the fact that..." - Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit." ### SAP Concur - Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes > **Top comment:** "Yes, you are able to book rail tickets." - Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc." - Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments > **Top comment:** "9$ per month" - Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies. I used it in the past and required..." - Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote > **Top comment:** "You'll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you'll want to go into each..." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-sap-concur)