# BILL Spend & Expense (Formerly Divvy) vs SAP Concur Comparison
---
## AI Generated Summary
- **G2 reviewers report** that SAP Concur excels in streamlining the approval workflow for corporate expenses, with users highlighting its ability to keep digital invoices organized and reduce the time needed for reimbursement processing. This is particularly beneficial for companies with complex financial operations.
- **Users say** that BILL Spend & Expense (Formerly Divvy) stands out for its user-friendly interface, making navigation easy and expense reporting straightforward. Reviewers appreciate the ability to upload receipts and categorize expenses at the moment of purchase, which simplifies the tracking process.
- **According to verified reviews** , SAP Concur has a higher overall satisfaction score, indicating that users feel more positively about its comprehensive features and capabilities, especially in managing finances tied to field-level service work.
- **Reviewers mention** that while SAP Concur offers robust features, it may require a steeper learning curve for new users compared to BILL Spend & Expense, which is praised for its easy setup and intuitive design, making it accessible for small businesses.
- **Users highlight** that SAP Concur's reporting capabilities are highly regarded, with many noting how it generates reports quickly and digitally, eliminating manual processing. This feature is crucial for organizations that need to maintain accurate financial records efficiently.
- **G2 reviewers indicate** that while both products integrate well with financial systems, BILL Spend & Expense is particularly noted for its seamless synchronization with QuickBooks, making it a preferred choice for small businesses looking for straightforward accounting solutions.



| | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.0 out of 5 | 
| **Total Reviews** | 2,106 | 7,117 | 
| **Largest Market Segment** | Small-Business (65.1% of reviews) | Enterprise (54.8% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Starting at $7.00 | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### SAP Concur

Pros:
- Ease of Use (519 reviews)
- Expense Management (425 reviews)

Cons:
- Not Intuitive (106 reviews)
- Learning Curve (98 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1765 reviews) | 8.7 (5962 reviews) | 
  | **Ease of Use** | 9.1 (1808 reviews) | 8.0 (6043 reviews) | 
  | **Ease of Setup** | 8.8 (1530 reviews) | 8.0 (1396 reviews) | 
  | **Ease of Admin** | 8.9 (1472 reviews) | 8.1 (888 reviews) | 
  | **Quality of Support** | 8.6 (1649 reviews) | 8.0 (4351 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1457 reviews) | 8.1 (870 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1775 reviews) | 7.3 (5845 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### SAP Concur

#### Entry-Level Pricing

Plan: Base

Price: Starting at $7.00

Description: For smaller businesses with basic expense reporting needs.

Key Features:
- Concur Expense

[Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1370 |
| **SAP Concur** | 8.4/10 | 5222 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1045 reviews) ✓ Verified | 8.5 (4545 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.7 (1086 reviews) ✓ Verified | 8.6 (3561 reviews) ✓ Verified | 
| **Smart Categorization** | 8.3 (1070 reviews) ✓ Verified | 8.0 (3503 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.1 (1192 reviews) ✓ Verified | 8.5 (4332 reviews) ✓ Verified | 
| **Employee Reimbursement** | 7.8 (921 reviews) ✓ Verified | 8.8 (4160 reviews) ✓ Verified | 
| **Currency Conversions** | 7.8 (717 reviews) ✓ Verified | 8.4 (2097 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.4 (960 reviews) ✓ Verified | 8.6 (2892 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | 8.1 (99 reviews) | 
| **Cross-system Integration** | 7.1 (122 reviews) | 8.1 (114 reviews) | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 8.2 (3403 reviews) ✓ Verified | 
| **Itinerary Management** | 6.7 (634 reviews) | 8.3 (3218 reviews) ✓ Verified | 
| **Trip Notifications** | 6.5 (615 reviews) | 8.5 (3160 reviews) ✓ Verified | 
| **Advanced Integrations** | 6.9 (690 reviews) | 8.3 (2373 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.3 (1564 reviews) ✓ Verified | 
| **Electronic Payments** | 7.9 (887 reviews) ✓ Verified | 8.5 (1729 reviews) ✓ Verified | 
| **Project Accounting / Revenue Recognition** | 7.8 (794 reviews) ✓ Verified | 8.3 (1371 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Image-to-Text** | Not enough data | 8.8 (8 reviews) | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 8.8 (3733 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (691 reviews) ✓ Verified | 8.6 (2459 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.6 (2689 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (605 reviews) | 7.8 (717 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.8 (754 reviews) ✓ Verified | 8.1 (2083 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (690 reviews) ✓ Verified | 8.3 (1162 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1001 reviews) ✓ Verified | 8.3 (1429 reviews) ✓ Verified | 
| **Workflow** | 8.3 (1000 reviews) ✓ Verified | 8.5 (1712 reviews) ✓ Verified | 
| **Automated Reminders** | 8.3 (1035 reviews) ✓ Verified | 8.4 (1597 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.5 (1526 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.9 (1141 reviews) ✓ Verified | 8.6 (1579 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Reporting** | 8.5 (1007 reviews) ✓ Verified | 8.4 (1735 reviews) ✓ Verified | 
| **APIs / Integration** | 7.9 (769 reviews) ✓ Verified | 8.2 (1176 reviews) ✓ Verified | 
| **Internationalization** | 7.6 (639 reviews) | 8.3 (1123 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.9 (1068 reviews) ✓ Verified | 8.3 (1995 reviews) ✓ Verified | 
| **Mobile User Support** | 8.9 (1021 reviews) ✓ Verified | 8.3 (1621 reviews) ✓ Verified | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.2/10 | 926 |
| **SAP Concur** | N/A | N/A |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Data** | 8.1 (705 reviews) | Not enough data | 
| **Approvals** | 8.7 (764 reviews) | Not enough data | 
| **Alignment** | 8.5 (627 reviews) | Not enough data | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **KPIs** | 7.6 (551 reviews) | Not enough data | 
| **Benchmarks** | 7.6 (556 reviews) | Not enough data | 
| **Forecasting** | 7.4 (558 reviews) | Not enough data | 
| **Savings** | 7.6 (588 reviews) | Not enough data | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **One-time Virtual** | 8.8 (656 reviews) | Not enough data | 
| **Recurring Virtual** | 8.8 (674 reviews) | Not enough data | 
| **Physical** | 9.0 (760 reviews) | Not enough data | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Real time** | 8.9 (746 reviews) | Not enough data | 
| **Multiple Views** | 8.7 (653 reviews) | Not enough data | 
| **Export** | 8.7 (700 reviews) | Not enough data | 
| **Budgets** | 8.6 (788 reviews) | Not enough data | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Vendor** | 8.4 (670 reviews) | Not enough data | 
| **Recurring** | 8.6 (669 reviews) | Not enough data | 
| **Employee Reimbursements** | 7.6 (610 reviews) | Not enough data | 
| **ACH** | 7.9 (624 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Notifications** | 8.4 (741 reviews) | Not enough data | 
| **Unique Cards** | 8.8 (724 reviews) | Not enough data | 
| **Controls** | 9.0 (740 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 30 |
| **SAP Concur** | 9.3/10 | 142 |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Capture** | 8.1 (19 reviews) | 9.2 (107 reviews) | 
| **Supplier Portal** | 5.5 (16 reviews) | Feature Not Available | 
| **Repository** | 7.3 (20 reviews) | 9.3 (98 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | 9.3 (98 reviews) | 
| **Payments** | 7.4 (18 reviews) | 9.2 (102 reviews) | 
| **Workflows** | 6.9 (18 reviews) | 9.3 (105 reviews) | 
| **Tax Compliance** | 6.6 (17 reviews) | 9.3 (97 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | 9.3 (105 reviews) | 
| **Benchmarking** | 5.4 (16 reviews) | Feature Not Available | 
| **KPIs** | 5.7 (16 reviews) | 9.2 (97 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Accounting** | 9.0 (26 reviews) | 9.4 (108 reviews) | 
| **Payment Integration** | 8.2 (16 reviews) | 9.3 (101 reviews) | 
| **ERP** | 6.2 (17 reviews) | 9.2 (106 reviews) | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Feature Not Available | 
| **Identification** | 6.7 (17 reviews) | Feature Not Available | 
| **Scoring** | 5.4 (15 reviews) | Feature Not Available | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | 9.0 (98 reviews) | 
| **Reporting** | 6.4 (16 reviews) | 9.2 (101 reviews) | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | 9.2 (97 reviews) | 
| **Post Audits** | 5.8 (16 reviews) | Feature Not Available | 
| **Overpayments** | 5.3 (16 reviews) | 9.1 (96 reviews) | 
| **Duplicates** | 6.8 (17 reviews) | 9.3 (101 reviews) | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | 9.1 (96 reviews) | 
| **Data Generation** | 7.0 (16 reviews) | 9.1 (101 reviews) | 
| **Monitoring** | 6.8 (16 reviews) | 9.3 (99 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | 9.5 (22 reviews) | 
| **Proactive Assistance** | 5.8 (16 reviews) | 9.5 (22 reviews) | 
| **Decision Making** | 5.6 (16 reviews) | 9.5 (21 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **SAP Concur** | 8.8/10 | 550 |

#### Invoice Generation

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Templates** | Not enough data | 8.6 (367 reviews) ✓ Verified | 
| **Digital Invoices** | Not enough data | 8.9 (390 reviews) ✓ Verified | 
| **Recurring Invoices** | Not enough data | 8.8 (354 reviews) ✓ Verified | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Approvals** | Not enough data | 9.0 (437 reviews) ✓ Verified | 
| **Batch Processing** | Not enough data | Feature Not Available | 
| **Consolidation** | Not enough data | Feature Not Available | 
| **Match Invoices** | Not enough data | 9.0 (226 reviews) ✓ Verified | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Due Dates** | Not enough data | Feature Not Available | 
| **Cashflow** | Not enough data | 8.7 (324 reviews) ✓ Verified | 
| **KPIs** | Not enough data | 8.8 (295 reviews) ✓ Verified | 
| **Payment Tracking** | Not enough data | 9.1 (231 reviews) ✓ Verified | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Accounting** | Not enough data | 8.9 (358 reviews) ✓ Verified | 
| **Payments** | Not enough data | Feature Not Available | 
| **ERP** | Not enough data | 8.8 (330 reviews) ✓ Verified | 
| **Account Sync** | Not enough data | 8.9 (209 reviews) ✓ Verified | 

#### Agentic AI - Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Cross-system Integration** | Not enough data | 8.7 (46 reviews) | 
| **Adaptive Learning** | Not enough data | 8.8 (46 reviews) | 
| **Proactive Assistance** | Not enough data | 8.9 (47 reviews) | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **SAP Concur** | 8.5/10 | 4836 |

#### Expense Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Expense Automation** | Not enough data | 8.9 (413 reviews) ✓ Verified | 
| **Integration** | Not enough data | 8.5 (366 reviews) ✓ Verified | 
| **Compliance** | Not enough data | 8.9 (381 reviews) ✓ Verified | 
| **Mobile Functionality** | Not enough data | 8.7 (392 reviews) ✓ Verified | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 8.2 (3403 reviews) ✓ Verified | 
| **Itinerary Management** | 6.7 (634 reviews) | 8.3 (3218 reviews) ✓ Verified | 
| **Trip Notifications** | 6.5 (615 reviews) | 8.5 (3160 reviews) ✓ Verified | 
| **Advanced Integrations** | 6.9 (690 reviews) | 8.3 (2373 reviews) ✓ Verified | 

#### Approval 

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Rules** | Not enough data | 8.8 (390 reviews) ✓ Verified | 
| **Workflows** | Not enough data | 8.9 (390 reviews) ✓ Verified | 
| **Submit** | Not enough data | 9.2 (427 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Personalization** | Not enough data | 8.2 (102 reviews) | 
| **Predictive Analytics** | Not enough data | 8.1 (100 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (107 reviews) | 
| **Efficiency** | Not enough data | 8.3 (104 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.5 (103 reviews) | 

#### Agentic AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.3 (55 reviews) | 
| **Proactive Assistance** | Not enough data | 8.2 (55 reviews) | 

#### Employee Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

**Unique to BILL Spend & Expense (Formerly Divvy) (1):** [Spend Management Software](https://www.g2.com/categories/spend-management)

**Unique to SAP Concur (2):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | SAP Concur | 
|---|---|---|
| **Small-Business** | 65.1% | 8.9% | 
| **Mid-Market** | 33.4% | 36.3% | 
| **Enterprise** | 1.5% | 54.8% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.6%
- **Construction:** 8.7%
- **Accounting:** 7.9%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.6%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.7%
- **Other:** 44.2%

#### SAP Concur

- **Information Technology and Services:** 8.3%
- **Computer Software:** 7.0%
- **Hospital & Health Care:** 5.5%
- **Higher Education:** 4.4%
- **Financial Services:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Accounting:** 3.1%
- **Internet:** 2.8%
- **Non-Profit Organization Management:** 2.6%
- **Retail:** 2.6%
- **Other:** 56.3%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2449 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1589 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9102 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5653 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2406 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (191 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1122 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)

### Alternatives to SAP Concur

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2449 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.4/5 stars (2124 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1946 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1589 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (415 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5567 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9102 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5653 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### SAP Concur

- Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes
  > **Top comment:** "Yes, you are able to book rail tickets."
- Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes
  > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc."
- Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments
  > **Top comment:** "9$ per month"
- Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote
  > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies.
I used it in the past and required..."
- Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote
  > **Top comment:** "You'll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you'll want to go into each..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-sap-concur)