# BILL Spend &amp; Expense (Formerly Divvy) vs Rho Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend &amp; Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Rho. Users appreciate its straightforward interface, with one reviewer noting, &quot;It is straightforward to use,&quot; which contributes to a smoother daily experience.
- **Users say** that Rho shines in customer support, highlighting the &quot;thoroughness and dedicated support&quot; they receive. This is particularly beneficial for users who value quick assistance, as one reviewer mentioned the &quot;fast customer service&quot; and the availability of real humans when help is needed.
- **Reviewers mention** that BILL Spend &amp; Expense (Formerly Divvy) is particularly effective for tracking specific marketing expenses, making it a great choice for small businesses focused on detailed financial management. One user noted, &quot;I like that we can track all the specific marketing spending we are using for our crowdfunding here.&quot;
- **According to verified reviews** , Rho&#39;s bulk payment feature is a standout, especially for users managing payroll for multiple independent contractors. This functionality is praised for making the payment process &quot;much more efficient,&quot; which can be a game-changer for businesses with complex payroll needs.
- **G2 reviewers highlight** that while BILL Spend &amp; Expense (Formerly Divvy) has a higher overall satisfaction score, Rho offers a more user-friendly setup experience. Users have noted that Rho&#39;s initial setup was &quot;very easy,&quot; which can be a significant advantage for teams looking to get started quickly.
- **Users report** that both platforms have their strengths, but BILL Spend &amp; Expense (Formerly Divvy) faces challenges in areas like employee reimbursements, where it scored lower compared to Rho. One user mentioned that it &quot;eliminates manual receipts,&quot; but Rho&#39;s features in this area are seen as more robust, with users appreciating the ease of managing reimbursements.



| | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 2,102 | 123 | 
| **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (52.9% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Free | 

---
## Top Pros & Cons

### BILL Spend &amp; Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Rho

Pros:
- Ease of Use (7 reviews)
- Customer Support (6 reviews)

Cons:
- Limited Options (3 reviews)
- Improvement Needed (2 reviews)

---
## Ratings Comparison
| Rating | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1762 reviews) | 9.3 (110 reviews) | 
  | **Ease of Use** | 9.1 (1804 reviews) | 9.4 (113 reviews) | 
  | **Ease of Setup** | 8.8 (1527 reviews) | 9.4 (33 reviews) | 
  | **Ease of Admin** | 8.9 (1474 reviews) | 9.6 (28 reviews) | 
  | **Quality of Support** | 8.6 (1645 reviews) | 9.6 (98 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1459 reviews) | 9.5 (28 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1770 reviews) | 9.5 (113 reviews) | 

---
## Pricing

### BILL Spend &amp; Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend &amp; Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend &amp; Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Rho

#### Entry-Level Pricing

Plan: Free

Price: Free

Key Features:
- Corporate Cards
- Expense Management
- AP Automation

[Learn more about Rho](https://www.g2.com/products/rho/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 8.0/10 | 1365 |
| **Rho** | 9.0/10 | 91 |

#### Expense Reports

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1044 reviews) ✓ Verified | 9.1 (74 reviews) | 
| **Bank / Credit Card Integration** | 8.7 (1088 reviews) ✓ Verified | 9.1 (76 reviews) | 
| **Smart Categorization** | 8.3 (1072 reviews) ✓ Verified | 9.0 (74 reviews) | 
| **Digital Receipt Management** | 9.1 (1191 reviews) ✓ Verified | 9.4 (76 reviews) | 
| **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | 9.1 (74 reviews) | 
| **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 8.7 (73 reviews) | 
| **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 9.1 (73 reviews) | 

#### Agentic AI - Expense Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.1 (122 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Ease of Booking** | 7.5 (779 reviews) | Feature Not Available | 
| **Itinerary Management** | 6.7 (635 reviews) | Feature Not Available | 
| **Trip Notifications** | 6.5 (616 reviews) | Feature Not Available | 
| **Advanced Integrations** | 6.9 (691 reviews) | Feature Not Available | 

#### Client Invoicing

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 9.1 (74 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.8 (71 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 9.4 (82 reviews) | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | Feature Not Available | 

#### Platform

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (606 reviews) | 8.4 (72 reviews) | 
| **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 8.8 (72 reviews) | 

#### Administration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 8.8 (84 reviews) | 

#### Administration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1000 reviews) ✓ Verified | 8.9 (86 reviews) | 
| **Workflow** | 8.3 (1000 reviews) ✓ Verified | 9.1 (89 reviews) | 
| **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 9.0 (89 reviews) | 
| **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.9 (87 reviews) | 
| **User, Role, and Access Management** | 8.9 (1143 reviews) ✓ Verified | 9.2 (86 reviews) | 

#### Platform

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Reporting** | 8.5 (1008 reviews) ✓ Verified | 9.0 (84 reviews) | 
| **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 8.6 (82 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 8.7 (81 reviews) | 
| **Performance and Reliability** | 8.9 (1068 reviews) ✓ Verified | 9.4 (83 reviews) | 
| **Mobile User Support** | 8.9 (1023 reviews) ✓ Verified | 9.3 (80 reviews) | 
| **Offline** | Feature Not Available | 8.5 (78 reviews) | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | 8.7/10 | 14 |

#### Payment Methods

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **ACH** | Not enough data | 9.3 (12 reviews) | 
| **Credit and Debit** | Not enough data | 9.0 (12 reviews) | 
| **Wire Transfer** | Not enough data | 8.2 (11 reviews) | 

#### Payment Processing 

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Batch Processing** | Not enough data | 9.0 (13 reviews) | 
| **Payments Scheduling** | Not enough data | 9.0 (14 reviews) | 
| **Automated Workflows** | Not enough data | 9.0 (13 reviews) | 
| **Self Service** | Not enough data | 8.8 (14 reviews) | 
| **Reconciliation** | Not enough data | 8.5 (12 reviews) | 
| **Settlements** | Not enough data | 8.9 (12 reviews) | 
| **Payment Tracking** | Not enough data | 9.2 (13 reviews) | 

#### Security and Compliance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **PCI Compliant** | Not enough data | 8.0 (11 reviews) | 
| **P2PE** | Not enough data | 8.0 (11 reviews) | 
| **Fraud Management** | Not enough data | 8.8 (11 reviews) | 
| **SSL Encryption** | Not enough data | 8.9 (11 reviews) | 
| **SOX** | Not enough data | 8.2 (11 reviews) | 
| **SOC** | Not enough data | 8.6 (11 reviews) | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Agnostic Integration** | Not enough data | 8.3 (10 reviews) | 
| **Reporting Consolidation** | Not enough data | 8.5 (10 reviews) | 
| **Plugins and APIs** | Not enough data | 8.3 (10 reviews) | 

#### Payment Types

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **AP Automation** | Not enough data | 8.5 (11 reviews) | 
| **E-Commerce** | Not enough data | 8.8 (11 reviews) | 
| **Retail** | Not enough data | Feature Not Available | 

#### Agentic AI - Enterprise Payment

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 

### Financial Analysis

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | N/A | N/A |

#### Data Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Data Import** | Not enough data | Not enough data | 
| **Data Consolidation** | Not enough data | Not enough data | 
| **Data Validation** | Not enough data | Not enough data | 

#### Reporting Structure

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Reporting Hierarchy** | Not enough data | Not enough data | 
| **Report Templates** | Not enough data | Not enough data | 
| **Report Types** | Not enough data | Not enough data | 

#### Standard Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Standard KPIs** | Not enough data | Not enough data | 
| **Standard Reports** | Not enough data | Not enough data | 
| **Financial Statements** | Not enough data | Not enough data | 
| **Drill Down** | Not enough data | Not enough data | 

#### Custom Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Dashboards** | Not enough data | Not enough data | 
| **Custom KPIs** | Not enough data | Not enough data | 
| **Custom Reports** | Not enough data | Not enough data | 
| **Self Service** | Not enough data | Not enough data | 
| **Multiple Entities** | Not enough data | Not enough data | 

#### Agentic AI - Financial Analysis

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Treasury Management Systems

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | N/A | N/A |

#### Cash Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Monitor Cash Positions** | Not enough data | Not enough data | 
| **Debt and Investments** | Not enough data | Not enough data | 
| **Cash Pooling** | Not enough data | Not enough data | 
| **Cash Operations** | Not enough data | Not enough data | 
| **Schedules** | Not enough data | Not enough data | 
| **Automated Cash Operations** | Not enough data | Not enough data | 

#### Risk and Compliance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Manage Different Types of Risk** | Not enough data | Feature Not Available | 
| **Comply with Financial Regulations** | Not enough data | Not enough data | 
| **Counterparty Risk Management** | Not enough data | Not enough data | 
| **Hedging** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Cash Balances** | Not enough data | Not enough data | 
| **Risk Positions and Scenarios** | Not enough data | Not enough data | 
| **Expiring Contracts and Payments** | Not enough data | Not enough data | 
| **Direct Spend Analysis** | Not enough data | Not enough data | 

#### Banking

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Banking Connectivity** | Not enough data | Not enough data | 
| **Bank Account Management** | Not enough data | Not enough data | 
| **Intercompany Lending** | Not enough data | Not enough data | 
| **Automated Banking** | Not enough data | Not enough data | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Financial Systems** | Not enough data | Not enough data | 
| **Analytics** | Not enough data | Not enough data | 
| **FX and Trading Paltforms** | Not enough data | Not enough data | 
| **Multiple Data Sources** | Not enough data | Not enough data | 

#### Financial Data Transfer

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Data Exchange** | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | 
| **Access** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 

#### Agentic AI - Treasury Management Systems

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 8.3/10 | 926 |
| **Rho** | 9.1/10 | 34 |

#### Setup

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Data** | 8.1 (706 reviews) | 9.3 (25 reviews) | 
| **Approvals** | 8.7 (765 reviews) | 9.3 (27 reviews) | 
| **Alignment** | 8.5 (628 reviews) | 9.1 (26 reviews) | 

#### Performance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **KPIs** | 7.6 (552 reviews) | 9.0 (27 reviews) | 
| **Benchmarks** | 7.6 (557 reviews) | 8.5 (27 reviews) | 
| **Forecasting** | 7.4 (559 reviews) | 9.0 (27 reviews) | 
| **Savings** | 7.6 (589 reviews) | 9.2 (28 reviews) | 

#### Payment Cards

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **One-time Virtual** | 8.8 (657 reviews) | 8.8 (24 reviews) | 
| **Recurring Virtual** | 8.8 (675 reviews) | 9.2 (24 reviews) | 
| **Physical** | 9.0 (761 reviews) | 8.8 (24 reviews) | 

#### Reporting

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Real time** | 9.0 (747 reviews) | 9.3 (30 reviews) | 
| **Multiple Views** | 8.7 (654 reviews) | 8.9 (28 reviews) | 
| **Export** | 8.7 (701 reviews) | 9.0 (26 reviews) | 
| **Budgets** | 8.6 (789 reviews) | 9.3 (27 reviews) | 

#### Payments

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Vendor** | 8.4 (671 reviews) | 9.3 (28 reviews) | 
| **Recurring** | 8.6 (670 reviews) | 9.2 (27 reviews) | 
| **Employee Reimbursements** | 7.6 (611 reviews) | 9.1 (27 reviews) | 
| **ACH** | 7.9 (625 reviews) | 9.2 (28 reviews) | 

#### Fraud &amp; Risk Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Notifications** | 8.4 (742 reviews) | 9.0 (25 reviews) | 
| **Unique Cards** | 8.8 (725 reviews) | 9.4 (24 reviews) | 
| **Controls** | 9.0 (741 reviews) | 9.6 (24 reviews) | 

#### Agentic AI - Spend Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 6.3/10 | 30 |
| **Rho** | 8.8/10 | 10 |

#### Invoice Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Capture** | 8.1 (19 reviews) | Not enough data | 
| **Supplier Portal** | 5.5 (16 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | 8.3 (5 reviews) | 
| **Payments** | 7.4 (18 reviews) | 8.6 (6 reviews) | 
| **Workflows** | 6.9 (18 reviews) | 9.2 (6 reviews) | 
| **Tax Compliance** | 6.6 (17 reviews) | 8.7 (5 reviews) | 

#### Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | 8.9 (6 reviews) | 
| **Benchmarking** | 5.4 (16 reviews) | 8.9 (6 reviews) | 
| **KPIs** | 5.7 (16 reviews) | 8.6 (6 reviews) | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Accounting** | 9.0 (26 reviews) | 9.0 (5 reviews) | 
| **Payment Integration** | 8.2 (16 reviews) | 8.0 (5 reviews) | 
| **ERP** | 6.2 (17 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | 9.3 (9 reviews) | 
| **Identification** | 6.7 (17 reviews) | 9.2 (8 reviews) | 
| **Scoring** | 5.4 (15 reviews) | 8.6 (7 reviews) | 

#### Recovery

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.4 (16 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 6.8 (17 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | 8.8 (7 reviews) | 
| **Data Generation** | 7.0 (16 reviews) | 8.6 (6 reviews) | 
| **Monitoring** | 6.8 (16 reviews) | 9.5 (7 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)


**Unique to Rho (3):** [Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Financial Analysis Software](https://www.g2.com/categories/financial-analysis)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Small-Business** | 65.1% | 46.2% | 
| **Mid-Market** | 33.3% | 52.9% | 
| **Enterprise** | 1.6% | 0.8% | 

### By Industry

#### BILL Spend &amp; Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.5%
- **Construction:** 8.7%
- **Accounting:** 7.9%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.6%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital &amp; Health Care:** 2.9%
- **Retail:** 2.7%
- **Other:** 44.2%

#### Rho

- **Marketing and Advertising:** 15.1%
- **Construction:** 10.9%
- **Manufacturing:** 5.9%
- **Consumer Goods:** 5.0%
- **Hospital &amp; Health Care:** 5.0%
- **Accounting:** 4.2%
- **Computer Software:** 4.2%
- **Food &amp; Beverages:** 3.4%
- **Civil Engineering:** 3.4%
- **Information Technology and Services:** 2.5%
- **Other:** 40.3%

---
## Alternatives

### Alternatives to BILL Spend &amp; Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2409 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1571 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9083 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7050 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5637 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2382 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)

### Alternatives to Rho

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2409 reviews)
- [Mercury](https://www.g2.com/products/mercury-mercury/reviews) — 4.5/5 stars (121 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1571 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7050 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9083 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (406 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5637 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1924 reviews)

---
## Top Discussions

### BILL Spend &amp; Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Rho

No discussions available for this product.

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-rho)

