# BILL Spend &amp; Expense (Formerly Divvy) vs Rho Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend &amp; Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Rho. Users appreciate its seamless integration with various vendor portals, which simplifies tracking payables and expenses.
- **Users say** that Rho shines in customer support, with many highlighting the quick response times and dedicated assistance from the Rho team. This level of support is particularly beneficial for users who require immediate help, making the platform feel more user-friendly.
- **According to verified reviews** , BILL Spend &amp; Expense (Formerly Divvy) offers a robust virtual card platform that allows for flexible budgeting and permissions for employees. This feature helps businesses maintain control over spending while providing visibility into expenses.
- **Reviewers mention** that Rho&#39;s bulk payment feature is a standout, especially for companies managing multiple independent contractors. This functionality streamlines payroll processing, making it a preferred choice for businesses with complex payment needs.
- **G2 reviewers highlight** that while BILL Spend &amp; Expense (Formerly Divvy) has a slightly lower ease of setup score, it still provides valuable integrations with accounting software like Xero, which helps automate tasks and improve efficiency in financial management.
- **Users report** that Rho&#39;s platform is simple to use, with an easy onboarding process that many find appealing. However, they also note that the overall feature set may not be as comprehensive as that of BILL Spend &amp; Expense, which offers more advanced tools for expense management.



| | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 2,102 | 126 | 
| **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (51.6% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Free | 

---
## Top Pros & Cons

### BILL Spend &amp; Expense (Formerly Divvy)

Pros:
- Ease of Use (366 reviews)
- Expense Management (202 reviews)

Cons:
- Integration Issues (75 reviews)
- Approval Issues (72 reviews)

### Rho

Pros:
- Ease of Use (7 reviews)
- Customer Support (6 reviews)

Cons:
- Limited Options (3 reviews)
- Improvement Needed (2 reviews)

---
## Ratings Comparison
| Rating | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1760 reviews) | 9.3 (113 reviews) | 
  | **Ease of Use** | 9.1 (1802 reviews) | 9.4 (116 reviews) | 
  | **Ease of Setup** | 8.8 (1525 reviews) | 9.4 (36 reviews) | 
  | **Ease of Admin** | 8.9 (1472 reviews) | 9.6 (28 reviews) | 
  | **Quality of Support** | 8.6 (1643 reviews) | 9.6 (101 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1457 reviews) | 9.5 (28 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1768 reviews) | 9.5 (116 reviews) | 

---
## Pricing

### BILL Spend &amp; Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend &amp; Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend &amp; Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Rho

#### Entry-Level Pricing

Plan: Free

Price: Free

Key Features:
- Corporate Cards
- Expense Management
- AP Automation

[Learn more about Rho](https://www.g2.com/products/rho/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 8.0/10 | 1364 |
| **Rho** | 9.0/10 | 92 |

#### Expense Reports

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1044 reviews) ✓ Verified | 9.1 (74 reviews) | 
| **Bank / Credit Card Integration** | 8.7 (1087 reviews) ✓ Verified | 9.2 (77 reviews) | 
| **Smart Categorization** | 8.3 (1071 reviews) ✓ Verified | 9.0 (74 reviews) | 
| **Digital Receipt Management** | 9.1 (1190 reviews) ✓ Verified | 9.4 (76 reviews) | 
| **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | 9.1 (74 reviews) | 
| **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 8.7 (73 reviews) | 
| **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 9.1 (73 reviews) | 

#### Agentic AI - Expense Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.1 (122 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Ease of Booking** | 7.5 (779 reviews) | Feature Not Available | 
| **Itinerary Management** | 6.7 (635 reviews) | Feature Not Available | 
| **Trip Notifications** | 6.5 (616 reviews) | Feature Not Available | 
| **Advanced Integrations** | 6.9 (691 reviews) | Feature Not Available | 

#### Client Invoicing

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 9.1 (74 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.8 (71 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 9.4 (82 reviews) | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | Feature Not Available | 

#### Platform

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (606 reviews) | 8.4 (72 reviews) | 
| **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 8.8 (72 reviews) | 

#### Administration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 8.8 (84 reviews) | 

#### Administration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1000 reviews) ✓ Verified | 8.9 (86 reviews) | 
| **Workflow** | 8.3 (1000 reviews) ✓ Verified | 9.1 (89 reviews) | 
| **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 9.0 (89 reviews) | 
| **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 8.9 (87 reviews) | 
| **User, Role, and Access Management** | 8.9 (1142 reviews) ✓ Verified | 9.2 (86 reviews) | 

#### Platform

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Reporting** | 8.5 (1008 reviews) ✓ Verified | 9.0 (84 reviews) | 
| **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 8.6 (82 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 8.7 (81 reviews) | 
| **Performance and Reliability** | 8.9 (1067 reviews) ✓ Verified | 9.4 (83 reviews) | 
| **Mobile User Support** | 8.9 (1022 reviews) ✓ Verified | 9.3 (80 reviews) | 
| **Offline** | Feature Not Available | 8.5 (78 reviews) | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | 8.7/10 | 14 |

#### Payment Methods

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **ACH** | Not enough data | 9.3 (12 reviews) | 
| **Credit and Debit** | Not enough data | 9.0 (12 reviews) | 
| **Wire Transfer** | Not enough data | 8.2 (11 reviews) | 

#### Payment Processing 

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Batch Processing** | Not enough data | 9.0 (13 reviews) | 
| **Payments Scheduling** | Not enough data | 9.0 (14 reviews) | 
| **Automated Workflows** | Not enough data | 9.0 (13 reviews) | 
| **Self Service** | Not enough data | 8.8 (14 reviews) | 
| **Reconciliation** | Not enough data | 8.5 (12 reviews) | 
| **Settlements** | Not enough data | 8.9 (12 reviews) | 
| **Payment Tracking** | Not enough data | 9.2 (13 reviews) | 

#### Security and Compliance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **PCI Compliant** | Not enough data | 8.0 (11 reviews) | 
| **P2PE** | Not enough data | 8.0 (11 reviews) | 
| **Fraud Management** | Not enough data | 8.8 (11 reviews) | 
| **SSL Encryption** | Not enough data | 8.9 (11 reviews) | 
| **SOX** | Not enough data | 8.2 (11 reviews) | 
| **SOC** | Not enough data | 8.6 (11 reviews) | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Agnostic Integration** | Not enough data | 8.3 (10 reviews) | 
| **Reporting Consolidation** | Not enough data | 8.5 (10 reviews) | 
| **Plugins and APIs** | Not enough data | 8.3 (10 reviews) | 

#### Payment Types

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **AP Automation** | Not enough data | 8.5 (11 reviews) | 
| **E-Commerce** | Not enough data | 8.8 (11 reviews) | 
| **Retail** | Not enough data | Feature Not Available | 

#### Agentic AI - Enterprise Payment

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 

### Financial Analysis

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | N/A | N/A |

#### Data Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Data Import** | Not enough data | Not enough data | 
| **Data Consolidation** | Not enough data | Not enough data | 
| **Data Validation** | Not enough data | Not enough data | 

#### Reporting Structure

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Reporting Hierarchy** | Not enough data | Not enough data | 
| **Report Templates** | Not enough data | Not enough data | 
| **Report Types** | Not enough data | Not enough data | 

#### Standard Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Standard KPIs** | Not enough data | Not enough data | 
| **Standard Reports** | Not enough data | Not enough data | 
| **Financial Statements** | Not enough data | Not enough data | 
| **Drill Down** | Not enough data | Not enough data | 

#### Custom Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Dashboards** | Not enough data | Not enough data | 
| **Custom KPIs** | Not enough data | Not enough data | 
| **Custom Reports** | Not enough data | Not enough data | 
| **Self Service** | Not enough data | Not enough data | 
| **Multiple Entities** | Not enough data | Not enough data | 

#### Agentic AI - Financial Analysis

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Treasury Management Systems

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | N/A | N/A |

#### Cash Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Monitor Cash Positions** | Not enough data | Not enough data | 
| **Debt and Investments** | Not enough data | Not enough data | 
| **Cash Pooling** | Not enough data | Not enough data | 
| **Cash Operations** | Not enough data | Not enough data | 
| **Schedules** | Not enough data | Not enough data | 
| **Automated Cash Operations** | Not enough data | Not enough data | 

#### Risk and Compliance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Manage Different Types of Risk** | Not enough data | Feature Not Available | 
| **Comply with Financial Regulations** | Not enough data | Not enough data | 
| **Counterparty Risk Management** | Not enough data | Not enough data | 
| **Hedging** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Cash Balances** | Not enough data | Not enough data | 
| **Risk Positions and Scenarios** | Not enough data | Not enough data | 
| **Expiring Contracts and Payments** | Not enough data | Not enough data | 
| **Direct Spend Analysis** | Not enough data | Not enough data | 

#### Banking

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Banking Connectivity** | Not enough data | Not enough data | 
| **Bank Account Management** | Not enough data | Not enough data | 
| **Intercompany Lending** | Not enough data | Not enough data | 
| **Automated Banking** | Not enough data | Not enough data | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Financial Systems** | Not enough data | Not enough data | 
| **Analytics** | Not enough data | Not enough data | 
| **FX and Trading Paltforms** | Not enough data | Not enough data | 
| **Multiple Data Sources** | Not enough data | Not enough data | 

#### Financial Data Transfer

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Data Exchange** | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | 
| **Access** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 

#### Agentic AI - Treasury Management Systems

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 8.2/10 | 924 |
| **Rho** | 9.1/10 | 36 |

#### Setup

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Data** | 8.1 (705 reviews) | 9.3 (25 reviews) | 
| **Approvals** | 8.7 (764 reviews) | 9.3 (27 reviews) | 
| **Alignment** | 8.5 (627 reviews) | 9.1 (26 reviews) | 

#### Performance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **KPIs** | 7.6 (552 reviews) | 9.0 (27 reviews) | 
| **Benchmarks** | 7.6 (557 reviews) | 8.5 (27 reviews) | 
| **Forecasting** | 7.4 (559 reviews) | 9.0 (27 reviews) | 
| **Savings** | 7.6 (589 reviews) | 9.2 (28 reviews) | 

#### Payment Cards

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **One-time Virtual** | 8.8 (656 reviews) | 8.8 (24 reviews) | 
| **Recurring Virtual** | 8.8 (674 reviews) | 9.2 (24 reviews) | 
| **Physical** | 9.0 (761 reviews) | 8.8 (25 reviews) | 

#### Reporting

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Real time** | 8.9 (746 reviews) | 9.3 (30 reviews) | 
| **Multiple Views** | 8.7 (653 reviews) | 8.9 (28 reviews) | 
| **Export** | 8.7 (700 reviews) | 9.0 (26 reviews) | 
| **Budgets** | 8.6 (789 reviews) | 9.3 (27 reviews) | 

#### Payments

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Vendor** | 8.4 (670 reviews) | 9.2 (29 reviews) | 
| **Recurring** | 8.6 (669 reviews) | 9.2 (27 reviews) | 
| **Employee Reimbursements** | 7.6 (610 reviews) | 9.1 (27 reviews) | 
| **ACH** | 7.9 (625 reviews) | 9.2 (28 reviews) | 

#### Fraud &amp; Risk Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Notifications** | 8.4 (741 reviews) | 9.0 (25 reviews) | 
| **Unique Cards** | 8.8 (724 reviews) | 9.4 (24 reviews) | 
| **Controls** | 9.0 (740 reviews) | 9.6 (24 reviews) | 

#### Agentic AI - Spend Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | 6.3/10 | 30 |
| **Rho** | 8.8/10 | 10 |

#### Invoice Management

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Capture** | 8.1 (19 reviews) | Not enough data | 
| **Supplier Portal** | 5.5 (16 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | 8.3 (5 reviews) | 
| **Payments** | 7.4 (18 reviews) | 8.6 (6 reviews) | 
| **Workflows** | 6.9 (18 reviews) | 9.2 (6 reviews) | 
| **Tax Compliance** | 6.6 (17 reviews) | 8.7 (5 reviews) | 

#### Analytics

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | 8.9 (6 reviews) | 
| **Benchmarking** | 5.4 (16 reviews) | 8.9 (6 reviews) | 
| **KPIs** | 5.7 (16 reviews) | 8.6 (6 reviews) | 

#### Integration

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Accounting** | 9.0 (26 reviews) | 9.0 (5 reviews) | 
| **Payment Integration** | 8.2 (16 reviews) | 8.0 (5 reviews) | 
| **ERP** | 6.2 (17 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | 9.3 (9 reviews) | 
| **Identification** | 6.7 (17 reviews) | 9.2 (8 reviews) | 
| **Scoring** | 5.4 (15 reviews) | 8.6 (7 reviews) | 

#### Recovery

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.4 (16 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 6.8 (17 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | 8.8 (7 reviews) | 
| **Data Generation** | 7.0 (16 reviews) | 8.6 (6 reviews) | 
| **Monitoring** | 6.8 (16 reviews) | 9.5 (7 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend &amp; Expense (Formerly Divvy)** | N/A | N/A |
| **Rho** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)


**Unique to Rho (3):** [Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Financial Analysis Software](https://www.g2.com/categories/financial-analysis)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend &amp; Expense (Formerly Divvy) | Rho | 
|---|---|---|
| **Small-Business** | 65.1% | 47.5% | 
| **Mid-Market** | 33.4% | 51.6% | 
| **Enterprise** | 1.6% | 0.8% | 

### By Industry

#### BILL Spend &amp; Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.5%
- **Construction:** 8.7%
- **Accounting:** 7.9%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.6%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital &amp; Health Care:** 2.9%
- **Retail:** 2.7%
- **Other:** 44.2%

#### Rho

- **Marketing and Advertising:** 14.8%
- **Construction:** 10.7%
- **Manufacturing:** 5.7%
- **Computer Software:** 4.9%
- **Consumer Goods:** 4.9%
- **Hospital &amp; Health Care:** 4.9%
- **Accounting:** 4.1%
- **Civil Engineering:** 3.3%
- **Food &amp; Beverages:** 3.3%
- **Electrical/Electronic Manufacturing:** 2.5%
- **Other:** 41.0%

---
## Alternatives

### Alternatives to BILL Spend &amp; Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2386 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)

### Alternatives to Rho

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Mercury](https://www.g2.com/products/mercury-mercury/reviews) — 4.5/5 stars (121 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)

---
## Top Discussions

### BILL Spend &amp; Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Rho

No discussions available for this product.

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-rho)

