# BILL Spend & Expense (Formerly Divvy) vs Navan (Formerly TripActions) Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Navan excels in user experience, with many users highlighting its **ease of use** and quick task completion. One user mentioned, "It is very easy to use, I always know that my task will just take a few minutes as a result!" This intuitive interface seems to make daily operations smoother for users.
- **Users say** that BILL Spend & Expense shines in its ability to manage multiple financial aspects from a single platform. Reviewers appreciate the **real-time tracking** and automation features, which enhance transparency and reduce administrative burdens. One user noted, "The best thing about BILL Spend & Expense is that it allows you to manage expenses, corporate cards, and budgets from one place."
- **According to verified reviews** , Navan's customer support is highly rated, with users praising the helpfulness of customer service agents. One user shared, "Customer service agents are helpful with changing bookings with airline saving time for me," indicating a strong support system that can assist users effectively.
- **Reviewers mention** that while BILL Spend & Expense offers great features like **receipt tracking** , some users feel it lacks the same level of comprehensive support as Navan. A user remarked, "Receipt tracking is undoubtedly the #1 feature for our office," but there may be room for improvement in other support areas.
- **G2 reviewers highlight** that Navan has a strong focus on travel management, with features like **itinerary management** and **trip notifications** receiving high praise. Users appreciate how these tools help streamline travel planning, making it easier to stay organized during business trips.
- **Users say** that BILL Spend & Expense is particularly beneficial for small businesses, with its **flexibility** in controlling funds and integration capabilities. One user mentioned, "It gives us plenty of options and flexibility for controlling funds," which can be a significant advantage for smaller teams looking to manage expenses efficiently.



| | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 2,106 | 9,102 | 
| **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (60.9% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Contact Us | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Navan (Formerly TripActions)

Pros:
- Ease of Use (1513 reviews)
- Easy Booking (645 reviews)

Cons:
- Booking Confusion (185 reviews)
- Limited Options (185 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1765 reviews) | 9.4 (7308 reviews) | 
  | **Ease of Use** | 9.1 (1808 reviews) | 9.5 (7397 reviews) | 
  | **Ease of Setup** | 8.8 (1530 reviews) | 9.4 (1542 reviews) | 
  | **Ease of Admin** | 8.9 (1472 reviews) | 9.1 (433 reviews) | 
  | **Quality of Support** | 8.6 (1649 reviews) | 9.3 (5990 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1457 reviews) | 9.2 (446 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1775 reviews) | 8.9 (6933 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Navan (Formerly TripActions)

#### Entry-Level Pricing

Plan: Navan Enterprise

Price: Contact Us

Description: For large-scale organizations

Key Features:
- The full suite of Navan Travel
- The full suite of Navan Expense
- Unlimited travelers and expensing users

[Browse all 2 editions](https://www.g2.com/products/navan-formerly-tripactions/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1370 |
| **Navan (Formerly TripActions)** | 9.2/10 | 5575 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1045 reviews) ✓ Verified | 9.4 (1909 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.7 (1086 reviews) ✓ Verified | 9.4 (2000 reviews) ✓ Verified | 
| **Smart Categorization** | 8.3 (1070 reviews) ✓ Verified | 9.1 (1816 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.1 (1192 reviews) ✓ Verified | 9.5 (2080 reviews) ✓ Verified | 
| **Employee Reimbursement** | 7.8 (921 reviews) ✓ Verified | 9.6 (2055 reviews) ✓ Verified | 
| **Currency Conversions** | 7.8 (717 reviews) ✓ Verified | 9.1 (1325 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.4 (960 reviews) ✓ Verified | 9.4 (1809 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | 8.0 (68 reviews) | 
| **Cross-system Integration** | 7.1 (122 reviews) | 8.0 (67 reviews) | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 9.5 (4774 reviews) ✓ Verified | 
| **Itinerary Management** | 6.7 (634 reviews) | 9.4 (4524 reviews) ✓ Verified | 
| **Trip Notifications** | 6.5 (615 reviews) | 9.5 (4636 reviews) ✓ Verified | 
| **Advanced Integrations** | 6.9 (690 reviews) | 8.9 (3066 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 9.0 (915 reviews) | 
| **Electronic Payments** | 7.9 (887 reviews) ✓ Verified | 9.3 (1016 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (794 reviews) ✓ Verified | 9.0 (1133 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 9.5 (2000 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (691 reviews) ✓ Verified | 9.2 (1332 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 9.4 (1892 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (605 reviews) | 8.9 (1166 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.8 (754 reviews) ✓ Verified | 8.9 (1192 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (690 reviews) ✓ Verified | 9.0 (1028 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1001 reviews) ✓ Verified | 9.1 (1221 reviews) ✓ Verified | 
| **Workflow** | 8.3 (1000 reviews) ✓ Verified | 9.2 (1383 reviews) ✓ Verified | 
| **Automated Reminders** | 8.3 (1035 reviews) ✓ Verified | 9.2 (1563 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 9.2 (1367 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.9 (1141 reviews) ✓ Verified | 9.2 (1360 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Reporting** | 8.5 (1007 reviews) ✓ Verified | 9.2 (1262 reviews) ✓ Verified | 
| **APIs / Integration** | 7.9 (769 reviews) ✓ Verified | 9.0 (1042 reviews) ✓ Verified | 
| **Internationalization** | 7.6 (639 reviews) | 9.1 (1065 reviews) | 
| **Performance and Reliability** | 8.9 (1068 reviews) ✓ Verified | 9.4 (1691 reviews) ✓ Verified | 
| **Mobile User Support** | 8.9 (1021 reviews) ✓ Verified | 9.4 (1642 reviews) ✓ Verified | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 70 |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Vehicles** | Not enough data | 8.4 (54 reviews) | 
| **Employees** | Not enough data | 8.5 (56 reviews) | 
| **Travel Types** | Not enough data | 9.1 (58 reviews) | 
| **Locations** | Not enough data | 8.9 (56 reviews) | 

#### Tracking

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Mileage** | Not enough data | 9.2 (58 reviews) | 
| **Logs** | Not enough data | 8.7 (51 reviews) | 
| **Automation** | Not enough data | 8.7 (53 reviews) | 

#### Reimbursement

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Reimbursement** | Not enough data | 9.1 (58 reviews) | 
| **Expenses** | Not enough data | 9.2 (54 reviews) | 
| **Workflows** | Not enough data | 8.7 (54 reviews) | 

#### Platform - Mileage Tracking

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Reporting** | Not enough data | 8.6 (52 reviews) | 
| **Customer Support** | Not enough data | 8.8 (51 reviews) | 

#### Agentic AI - Mileage Tracking

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.6 (17 reviews) | 
| **Adaptive Learning** | Not enough data | 8.9 (18 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.2/10 | 926 |
| **Navan (Formerly TripActions)** | 9.2/10 | 685 |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Data** | 8.1 (705 reviews) | Feature Not Available | 
| **Approvals** | 8.7 (764 reviews) | 9.3 (530 reviews) | 
| **Alignment** | 8.5 (627 reviews) | 9.3 (451 reviews) | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **KPIs** | 7.6 (551 reviews) | 9.1 (246 reviews) | 
| **Benchmarks** | 7.6 (556 reviews) | 9.0 (244 reviews) | 
| **Forecasting** | 7.4 (558 reviews) | 9.0 (238 reviews) | 
| **Savings** | 7.6 (588 reviews) | 9.0 (391 reviews) | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **One-time Virtual** | 8.8 (656 reviews) | 9.3 (403 reviews) | 
| **Recurring Virtual** | 8.8 (674 reviews) | 9.1 (374 reviews) | 
| **Physical** | 9.0 (760 reviews) | 9.3 (417 reviews) | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Real time** | 8.9 (746 reviews) | 9.3 (427 reviews) | 
| **Multiple Views** | 8.7 (653 reviews) | 9.2 (378 reviews) | 
| **Export** | 8.7 (700 reviews) | 9.1 (365 reviews) | 
| **Budgets** | 8.6 (788 reviews) | 9.2 (372 reviews) | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Vendor** | 8.4 (670 reviews) | Feature Not Available | 
| **Recurring** | 8.6 (669 reviews) | 9.2 (351 reviews) | 
| **Employee Reimbursements** | 7.6 (610 reviews) | 9.5 (537 reviews) | 
| **ACH** | 7.9 (624 reviews) | 9.2 (377 reviews) | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Notifications** | 8.4 (741 reviews) | 9.4 (450 reviews) | 
| **Unique Cards** | 8.8 (724 reviews) | 9.2 (393 reviews) | 
| **Controls** | 9.0 (740 reviews) | 9.3 (388 reviews) | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | 8.6 (21 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 31 |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Capture** | 8.2 (20 reviews) | Not enough data | 
| **Supplier Portal** | 5.7 (17 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | Not enough data | 
| **Payments** | 7.4 (18 reviews) | Not enough data | 
| **Workflows** | 6.9 (18 reviews) | Not enough data | 
| **Tax Compliance** | 6.6 (17 reviews) | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | Not enough data | 
| **Benchmarking** | 5.4 (16 reviews) | Not enough data | 
| **KPIs** | 5.7 (16 reviews) | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Accounting** | 9.0 (26 reviews) | Not enough data | 
| **Payment Integration** | 8.2 (16 reviews) | Not enough data | 
| **ERP** | 6.2 (17 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Not enough data | 
| **Identification** | 6.7 (17 reviews) | Not enough data | 
| **Scoring** | 5.4 (15 reviews) | Not enough data | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.4 (16 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 6.8 (17 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | Not enough data | 
| **Data Generation** | 7.0 (16 reviews) | Not enough data | 
| **Monitoring** | 6.8 (16 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 5926 |

#### Expense Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.2 (2329 reviews) ✓ Verified | 
| **Integration** | Not enough data | 9.0 (1991 reviews) ✓ Verified | 
| **Compliance** | Not enough data | 9.2 (2093 reviews) ✓ Verified | 
| **Mobile Functionality** | Not enough data | 9.3 (2656 reviews) ✓ Verified | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 9.5 (4774 reviews) ✓ Verified | 
| **Itinerary Management** | 6.7 (634 reviews) | 9.4 (4524 reviews) ✓ Verified | 
| **Trip Notifications** | 6.5 (615 reviews) | 9.5 (4636 reviews) ✓ Verified | 
| **Advanced Integrations** | 6.9 (690 reviews) | 8.9 (3066 reviews) ✓ Verified | 

#### Approval 

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Rules** | Not enough data | 9.2 (2490 reviews) ✓ Verified | 
| **Workflows** | Not enough data | 9.2 (2223 reviews) ✓ Verified | 
| **Submit** | Not enough data | 9.4 (2582 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Personalization** | Not enough data | 8.1 (543 reviews) | 
| **Predictive Analytics** | Not enough data | 8.0 (534 reviews) | 
| **Cost Savings** | Not enough data | 8.1 (534 reviews) | 
| **Efficiency** | Not enough data | 8.3 (536 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.3 (539 reviews) | 

#### Agentic AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.0 (158 reviews) | 
| **Proactive Assistance** | Not enough data | 7.9 (161 reviews) | 

#### Employee Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | 9.3 (9 reviews) | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.9/10 | 6 |

#### Card Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Card Types** | Not enough data | Not enough data | 
| **Card Controls** | Not enough data | 9.7 (5 reviews) | 
| **Card Personalization** | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | 
| **Fulfillment** | Not enough data | Not enough data | 
| **Replacement** | Not enough data | 8.0 (5 reviews) | 

#### Controls

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Tokenization** | Not enough data | Not enough data | 
| **Security** | Not enough data | Not enough data | 
| **Card Networks** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 
| **Testing** | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management)

**Unique to BILL Spend & Expense (Formerly Divvy) (1):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

**Unique to Navan (Formerly TripActions) (3):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Travel Management Software](https://www.g2.com/categories/travel-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Navan (Formerly TripActions) | 
|---|---|---|
| **Small-Business** | 65.1% | 8.3% | 
| **Mid-Market** | 33.4% | 60.9% | 
| **Enterprise** | 1.5% | 30.8% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.6%
- **Construction:** 8.7%
- **Accounting:** 7.9%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.6%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.7%
- **Other:** 44.2%

#### Navan (Formerly TripActions)

- **Computer Software:** 23.4%
- **Information Technology and Services:** 16.9%
- **Marketing and Advertising:** 4.8%
- **Financial Services:** 4.7%
- **Hospital & Health Care:** 2.5%
- **Transportation/Trucking/Railroad:** 2.2%
- **Automotive:** 2.1%
- **Internet:** 2.0%
- **Computer & Network Security:** 1.8%
- **Health, Wellness and Fitness:** 1.7%
- **Other:** 38.0%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2450 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1593 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7128 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5653 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2408 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (192 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1123 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)

### Alternatives to Navan (Formerly TripActions)

- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2450 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (2035 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1593 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1536 reviews)
- [Egencia by Amex GBT](https://www.g2.com/products/egencia-by-amex-gbt/reviews) — 4.5/5 stars (913 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7128 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5653 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2408 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Navan (Formerly TripActions)

- Title: [In what ways has Navan transformed corporate travel and expense management for modern businesses?](https://www.g2.com/discussions/in-what-ways-has-navan-transformed-corporate-travel-and-expense-management-for-modern-businesses) — 4 comments
  > **Top comment:** "Gamechanger. With places I've worked in the past, I had to collect receipts, scan them, upload them, categorize them, and then wait to get reimbursed or for..."
- Title: [Can we use Trip action to track mobility?](https://www.g2.com/discussions/15669-can-we-use-trip-action-to-track-mobility) — 4 comments, 2 upvotes
  > **Top comment:** "Hi Jayshree,  TripActions provides corporate travel and finance managers with robust reporting and analytics for those traveling within the organization.  I..."
- Title: [I book international travel by hosting fitness retreats.](https://www.g2.com/discussions/i-book-international-travel-by-hosting-fitness-retreats) — 3 comments, 1 upvote
  > **Top comment:** "Now without thinking much, book the flight ticket to China. It is an amalgamation of culture, technology, and tradition. Travelers all over the world every..."
- Title: [Is there a way for my receipts to get automatically loaded to my TripActions account?](https://www.g2.com/discussions/24818-is-there-a-way-for-my-receipts-to-get-automatically-loaded-to-my-tripactions-account) — 2 comments, 1 upvote
  > **Top comment:** "yes. If you have the application in your phone, you may "scan" the receipt and it will be loaded automatically. The smart app may classify it and you may..."
- Title: [How could i transfer my amazon points to friends or relatives](https://www.g2.com/discussions/15485-how-could-i-transfer-my-amazon-points-to-friends-or-relatives) — 2 comments, 1 upvote
  > **Top comment:** "You're sent a code from Amazon to upload as a gift card.  Instead of you uploading it to your account, I think you can just email it to your friend/family..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-navan-formerly-tripactions)