# BILL Spend & Expense (Formerly Divvy) vs FreshBooks Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in providing clear visibility into expenses and payables, thanks to its seamless integration with various vendor portals and accounting software like Xero. This feature helps automate tasks and streamline financial processes, making it a favorite among users looking for efficiency.
- **Users say** FreshBooks stands out for its user-friendly interface, making invoicing, expense tracking, and time management straightforward. Reviewers appreciate features like automatic recurring payments and easy access to reports, which help them stay organized and get paid faster.
- **According to verified reviews** , BILL Spend & Expense (Formerly Divvy) offers a robust virtual card platform that allows employees to manage budgets and permissions effectively. This capability enables businesses to maintain control over spending while simplifying the approval process for expenses.
- **Reviewers mention** that FreshBooks shines in its ease of setup, with many users highlighting the intuitive onboarding process that allows them to quickly integrate their financial data. This aspect is particularly beneficial for small businesses looking to get started without a steep learning curve.
- **G2 reviewers note** that while both products have high ratings for ease of use, FreshBooks has a slight edge in user satisfaction, with many praising its clear layout and the ability to add bank entries directly into the system, which saves time on manual data entry.
- **Users report** that BILL Spend & Expense (Formerly Divvy) provides excellent support for digital receipt management, with features that allow staff to upload and code receipts for easy indexing into accounting systems. This functionality is a significant advantage for businesses that require meticulous expense tracking.



| | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 2,206 | 979 | 
| **Largest Market Segment** | Small-Business (65.3% of reviews) | Small-Business (86.3% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Starting at $2.30 Per Month | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### FreshBooks

Pros:
- Ease of Use (208 reviews)
- Customer Support (113 reviews)

Cons:
- Invoicing Issues (40 reviews)
- Limited Features (34 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1836 reviews) | 8.8 (776 reviews) | 
  | **Ease of Use** | 9.0 (1883 reviews) | 9.1 (881 reviews) | 
  | **Ease of Setup** | 8.8 (1602 reviews) | 9.2 (476 reviews) | 
  | **Ease of Admin** | 9.0 (1542 reviews) | 9.2 (337 reviews) | 
  | **Quality of Support** | 8.5 (1717 reviews) | 9.2 (723 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1524 reviews) | 9.2 (332 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1834 reviews) | 8.7 (770 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### FreshBooks

#### Entry-Level Pricing

Plan: Lite

Price: Starting at $2.30 Per Month

Description: For professionals with basic needs

Key Features:
- Send unlimited invoices to up to 5 clients
- Track unlimited expenses
- Send unlimited estimates

[Browse all 4 editions](https://www.g2.com/products/freshbooks/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1442 |
| **FreshBooks** | 7.4/10 | 151 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1061 reviews) ✓ Verified | 8.6 (106 reviews) | 
| **Bank / Credit Card Integration** | 8.8 (1098 reviews) ✓ Verified | 8.0 (100 reviews) | 
| **Smart Categorization** | 8.3 (1084 reviews) ✓ Verified | 7.6 (100 reviews) | 
| **Digital Receipt Management** | 9.1 (1225 reviews) ✓ Verified | 8.1 (98 reviews) | 
| **Employee Reimbursement** | 7.8 (930 reviews) ✓ Verified | 7.1 (80 reviews) | 
| **Currency Conversions** | 7.8 (719 reviews) ✓ Verified | 7.2 (87 reviews) | 
| **Credit Card Integration** | 8.5 (973 reviews) ✓ Verified | 7.9 (91 reviews) | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.2 (124 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 6.8 (79 reviews) | 
| **Itinerary Management** | 6.7 (634 reviews) | 6.5 (76 reviews) | 
| **Trip Notifications** | 6.5 (616 reviews) | 6.1 (71 reviews) | 
| **Advanced Integrations** | 6.9 (691 reviews) | 6.5 (73 reviews) | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 9.0 (136 reviews) | 
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | 8.4 (119 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.2 (125 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Receipt Capture** | 9.2 (1139 reviews) ✓ Verified | 8.2 (84 reviews) | 
| **Mileage Tracking** | 7.4 (690 reviews) ✓ Verified | 6.9 (81 reviews) | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 5.6 (73 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (609 reviews) | 6.2 (63 reviews) | 
| **Complex Approval Workflow** | 7.7 (757 reviews) ✓ Verified | 6.3 (66 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (689 reviews) ✓ Verified | 7.0 (63 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1016 reviews) ✓ Verified | 7.2 (105 reviews) | 
| **Workflow** | 8.3 (1010 reviews) ✓ Verified | 7.8 (107 reviews) | 
| **Automated Reminders** | 8.3 (1039 reviews) ✓ Verified | 7.6 (113 reviews) | 
| **Policy Compliance Management** | 8.4 (950 reviews) ✓ Verified | 7.2 (103 reviews) | 
| **User, Role, and Access Management** | 8.9 (1151 reviews) ✓ Verified | 7.9 (111 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Reporting** | 8.4 (1014 reviews) ✓ Verified | 8.3 (129 reviews) | 
| **APIs / Integration** | 7.9 (769 reviews) ✓ Verified | 7.2 (97 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 7.0 (94 reviews) | 
| **Performance and Reliability** | 8.9 (1082 reviews) ✓ Verified | 9.0 (126 reviews) | 
| **Mobile User Support** | 8.9 (1024 reviews) ✓ Verified | 8.3 (115 reviews) | 
| **Offline** | Feature Not Available | 7.0 (99 reviews) | 

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **FreshBooks** | 8.0/10 | 453 |

#### General Ledger

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Journal Entries** | Not enough data | 8.1 (234 reviews) ✓ Verified | 
| **Tags / Dimensions** | Not enough data | 7.8 (228 reviews) ✓ Verified | 
| **Audit Trail** | Not enough data | 8.1 (224 reviews) ✓ Verified | 

#### Accounts Receivable

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Invoice Customization** | Not enough data | 8.7 (398 reviews) ✓ Verified | 
| **AR Automation** | Not enough data | 8.5 (312 reviews) ✓ Verified | 
| **Collections Automation** | Not enough data | 8.2 (275 reviews) ✓ Verified | 

#### Accounts Payable

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **AP Automation** | Not enough data | 8.2 (271 reviews) ✓ Verified | 
| **Payment Processing** | Not enough data | 8.7 (328 reviews) ✓ Verified | 
| **Purchase Orders** | Not enough data | 7.6 (142 reviews) | 

#### Other Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Inventory Tracking / Ordering** | Not enough data | 7.2 (126 reviews) | 
| **Inventory Pricing and Costing** | Not enough data | Feature Not Available | 
| **Inventory Reporting** | Not enough data | 7.5 (158 reviews) ✓ Verified | 
| **Multi-Entity / Consolidation** | Not enough data | 7.0 (128 reviews) | 
| **Recognition Rules** | Not enough data | 7.2 (132 reviews) | 
| **Reconciliations** | Not enough data | 7.5 (144 reviews) | 
| **Payroll** | Not enough data | 7.6 (155 reviews) | 
| **Time and Expense** | Not enough data | 8.6 (321 reviews) ✓ Verified | 

#### Reporting & Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Financial Statements** | Not enough data | 8.7 (367 reviews) ✓ Verified | 
| **Custom Reporting** | Not enough data | 8.1 (202 reviews) | 
| **Budgeting / Forecasting** | Not enough data | 7.6 (191 reviews) ✓ Verified | 
| **Dashboards** | Not enough data | 8.8 (387 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Customization** | Not enough data | 7.9 (165 reviews) | 
| **Workflow Capability** | Not enough data | 7.6 (152 reviews) | 
| **User, Role, and Access Management** | Not enough data | 8.4 (289 reviews) ✓ Verified | 
| **Internationalization** | Not enough data | 7.4 (137 reviews) | 
| **Performance and Reliability** | Not enough data | 9.0 (380 reviews) ✓ Verified | 
| **Output Document Generation** | Not enough data | 8.3 (153 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Data Import and Export Tools** | Not enough data | 8.2 (271 reviews) ✓ Verified | 
| **Integration APIs** | Not enough data | 8.0 (194 reviews) ✓ Verified | 
| **Breadth of Partner Applications** | Not enough data | 7.6 (217 reviews) | 

#### Cash Flow

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Track Cash Flow** | Not enough data | 8.3 (203 reviews) ✓ Verified | 
| **Income and Expenses** | Not enough data | 8.8 (288 reviews) ✓ Verified | 
| **File Exports** | Not enough data | 8.4 (244 reviews) ✓ Verified | 

#### Budgeting & Forecasting

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Budgeting / Forecasting** | Not enough data | 7.6 (191 reviews) ✓ Verified | 
| **Data Import** | Not enough data | 8.1 (166 reviews) ✓ Verified | 
| **Versioning** | Not enough data | 7.6 (136 reviews) ✓ Verified | 
| **Historical Data** | Not enough data | 8.2 (203 reviews) ✓ Verified | 

#### Revenue

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Revenue Types** | Not enough data | 8.4 (228 reviews) ✓ Verified | 
| **Revenue Allocation** | Not enough data | 7.8 (169 reviews) ✓ Verified | 
| **Scheduling** | Not enough data | 8.0 (163 reviews) | 

#### Payroll

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Direct Deposit** | Not enough data | 7.8 (112 reviews) ✓ Verified | 
| **Check/W-2 Printing** | Not enough data | 7.4 (105 reviews) ✓ Verified | 
| **Tax Calculation** | Not enough data | 7.7 (114 reviews) ✓ Verified | 
| **Reporting and Dashboards** | Not enough data | 8.2 (124 reviews) ✓ Verified | 

#### AI

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Data Extraction** | Not enough data | 7.6 (38 reviews) | 
| **Invoice Processing** | Not enough data | 7.5 (35 reviews) | 
| **Expense Management** | Not enough data | 7.8 (35 reviews) | 
| **Fraud Detection** | Not enough data | 7.5 (36 reviews) | 
| **Tax Compliance** | Not enough data | 7.4 (35 reviews) | 
| **Support Chatbots** | Not enough data | 7.0 (38 reviews) | 
| **Bank Reconciliations** | Not enough data | 7.3 (45 reviews) | 
| **Report Generation** | Not enough data | 7.6 (39 reviews) | 
| **Customizable Alerts** | Not enough data | 7.0 (42 reviews) | 
| **Predictive Analytics** | Not enough data | 7.4 (37 reviews) | 

#### Mobile Applications - Accounting

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Cloud Integration** | Not enough data | 9.2 (12 reviews) | 
| **Notifications** | Not enough data | 8.9 (11 reviews) | 
| **UI** | Not enough data | 9.0 (13 reviews) | 
| **Offline** | Not enough data | 7.8 (10 reviews) | 
| **Expense Tracking** | Not enough data | 8.5 (12 reviews) | 
| **Invoice Management** | Not enough data | 8.6 (15 reviews) | 

#### Agentic AI - Accounting

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Payroll

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **FreshBooks** | 8.3/10 | 17 |

#### Employee Self Service

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Web Portal** | Not enough data | Feature Not Available | 
| **Benefits Manager** | Not enough data | Feature Not Available | 
| **Mobile** | Not enough data | Feature Not Available | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Payroll Entry** | Not enough data | 8.6 (15 reviews) | 
| **Time Off Accrual** | Not enough data | Feature Not Available | 
| **Direct Deposit** | Not enough data | 9.3 (16 reviews) | 
| **Expense Reimbursement** | Not enough data | 8.3 (11 reviews) | 
| **Pre-tax Deductions** | Not enough data | Feature Not Available | 
| **Wage Garnishment** | Not enough data | 7.6 (14 reviews) | 
| **Approvals** | Not enough data | Feature Not Available | 
| **Check/W-2 Printing** | Not enough data | Feature Not Available | 
| **Check/W-2 Delivery** | Not enough data | Feature Not Available | 

#### Taxes

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Tax Calculation** | Not enough data | 8.0 (17 reviews) | 
| **Tax Filing** | Not enough data | 7.7 (14 reviews) | 
| **Automatic Tax Payment** | Not enough data | 7.9 (14 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **API / Integration** | Not enough data | Feature Not Available | 
| **Time Tracking Integration** | Not enough data | Feature Not Available | 
| **Accounting Integration** | Not enough data | 7.9 (13 reviews) | 
| **Core HR Integration** | Not enough data | Feature Not Available | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Reporting and Dashboards** | Not enough data | 8.1 (14 reviews) | 
| **User, Role, and Access Management** | Not enough data | 8.7 (15 reviews) | 
| **Performance and Reliability** | Not enough data | 8.7 (13 reviews) | 
| **Scalability** | Not enough data | 8.6 (14 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 932 |
| **FreshBooks** | N/A | N/A |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Data** | 8.1 (703 reviews) | Not enough data | 
| **Approvals** | 8.6 (766 reviews) | Not enough data | 
| **Alignment** | 8.5 (625 reviews) | Not enough data | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **KPIs** | 7.6 (548 reviews) | Not enough data | 
| **Benchmarks** | 7.6 (553 reviews) | Not enough data | 
| **Forecasting** | 7.4 (556 reviews) | Not enough data | 
| **Savings** | 7.6 (585 reviews) | Not enough data | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **One-time Virtual** | 8.8 (653 reviews) | Not enough data | 
| **Recurring Virtual** | 8.8 (673 reviews) | Not enough data | 
| **Physical** | 9.0 (760 reviews) | Not enough data | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Real time** | 9.0 (747 reviews) | Not enough data | 
| **Multiple Views** | 8.7 (651 reviews) | Not enough data | 
| **Export** | 8.7 (699 reviews) | Not enough data | 
| **Budgets** | 8.6 (786 reviews) | Not enough data | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Vendor** | 8.4 (667 reviews) | Not enough data | 
| **Recurring** | 8.6 (666 reviews) | Not enough data | 
| **Employee Reimbursements** | 7.6 (608 reviews) | Not enough data | 
| **ACH** | 7.9 (622 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Notifications** | 8.4 (740 reviews) | Not enough data | 
| **Unique Cards** | 8.8 (721 reviews) | Not enough data | 
| **Controls** | 9.0 (740 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.4/10 | 35 |
| **FreshBooks** | N/A | N/A |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Capture** | 7.9 (21 reviews) | Not enough data | 
| **Supplier Portal** | 5.7 (17 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Matching** | 7.1 (17 reviews) | Not enough data | 
| **Payments** | 7.5 (19 reviews) | Not enough data | 
| **Workflows** | 6.9 (18 reviews) | Not enough data | 
| **Tax Compliance** | 6.6 (17 reviews) | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | Not enough data | 
| **Benchmarking** | 5.4 (16 reviews) | Not enough data | 
| **KPIs** | 5.7 (16 reviews) | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Accounting** | 8.8 (28 reviews) | Not enough data | 
| **Payment Integration** | 8.4 (18 reviews) | Not enough data | 
| **ERP** | 6.4 (18 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Not enough data | 
| **Identification** | 6.7 (17 reviews) | Not enough data | 
| **Scoring** | 5.4 (15 reviews) | Not enough data | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.7 (18 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 7.1 (19 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | Not enough data | 
| **Data Generation** | 7.0 (16 reviews) | Not enough data | 
| **Monitoring** | 6.8 (19 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **FreshBooks** | 7.5/10 | 100 |

#### Payment Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Encryption** | Not enough data | 8.3 (80 reviews) | 
| **Credit Card Processing** | Not enough data | 8.5 (87 reviews) | 
| **Mobile Payments** | Not enough data | 8.2 (79 reviews) | 
| **Digital Wallet Integration** | Not enough data | 7.3 (67 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 8.3 (84 reviews) | 
| **E-commerce Integration** | Not enough data | 6.8 (68 reviews) | 
| **Processing Fees** | Not enough data | 6.6 (84 reviews) | 
| **POS Integration** | Not enough data | 7.0 (64 reviews) | 
| **Omnichannel** | Not enough data | 7.1 (66 reviews) | 
| **Levels 1 & 2** | Not enough data | 6.8 (67 reviews) | 
| **Level 3** | Not enough data | 7.0 (67 reviews) | 

#### Payment Options

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Multi-Currency** | Not enough data | 7.3 (64 reviews) | 
| **Online payment portal** | Not enough data | 8.4 (75 reviews) | 

#### Security

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **POS Verification** | Not enough data | 7.4 (62 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Accounting integration** | Not enough data | 7.6 (67 reviews) | 
| **E-commerce Integration** | Not enough data | 7.1 (64 reviews) | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **FreshBooks** | 8.0/10 | 162 |

#### Bill Generation

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Templates** | Not enough data | 8.4 (143 reviews) | 
| **Digital Billing** | Not enough data | 8.6 (146 reviews) | 
| **Recurring Billing** | Not enough data | 8.3 (134 reviews) | 

#### Bill Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Consolidation** | Not enough data | 7.6 (128 reviews) | 
| **Batch Invoicing** | Not enough data | 7.8 (124 reviews) | 
| **Management** | Not enough data | 8.3 (127 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Accounting** | Not enough data | 7.9 (131 reviews) | 
| **Payments** | Not enough data | 8.4 (133 reviews) | 
| **ERP** | Not enough data | 7.1 (103 reviews) | 

#### Agentic AI - Billing

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **FreshBooks** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Time Tracking

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **FreshBooks** | 8.1/10 | 146 |

#### Time Tracking

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Ease of Completing Timesheets** | Not enough data | 8.8 (71 reviews) | 
| **Tracking Time to Project/Task** | Not enough data | 8.9 (76 reviews) | 
| **Billable Time Rate Management** | Not enough data | 8.9 (77 reviews) | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 9.0 (136 reviews) | 
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | 8.4 (119 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.2 (125 reviews) | 

#### Mobile Time Tracking

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Time Tracking** | Not enough data | 8.6 (77 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1016 reviews) ✓ Verified | 7.2 (105 reviews) | 
| **Workflow** | 8.3 (1010 reviews) ✓ Verified | 7.8 (107 reviews) | 
| **Automated Reminders** | 8.3 (1039 reviews) ✓ Verified | 7.6 (113 reviews) | 
| **Policy Compliance Management** | 8.4 (950 reviews) ✓ Verified | 7.2 (103 reviews) | 
| **User, Role, and Access Management** | 8.9 (1151 reviews) ✓ Verified | 7.9 (111 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Reporting** | 8.4 (1014 reviews) ✓ Verified | 8.3 (129 reviews) | 
| **APIs / Integration** | 7.9 (769 reviews) ✓ Verified | 7.2 (97 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 7.0 (94 reviews) | 
| **Performance and Reliability** | 8.9 (1082 reviews) ✓ Verified | 9.0 (126 reviews) | 
| **Mobile User Support** | 8.9 (1024 reviews) ✓ Verified | 8.3 (115 reviews) | 
| **Offline** | Feature Not Available | 7.0 (99 reviews) | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to BILL Spend & Expense (Formerly Divvy) (2):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

**Unique to FreshBooks (5):** [Time Tracking Software](https://www.g2.com/categories/time-tracking-software), [Payroll Software](https://www.g2.com/categories/payroll), [Billing Software](https://www.g2.com/categories/billing), [Accounting Software](https://www.g2.com/categories/accounting), [Payment Processing Software](https://www.g2.com/categories/payment-processing)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | FreshBooks | 
|---|---|---|
| **Small-Business** | 65.3% | 86.3% | 
| **Mid-Market** | 33.2% | 9.0% | 
| **Enterprise** | 1.5% | 4.6% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.5%
- **Construction:** 9.0%
- **Accounting:** 7.8%
- **Religious Institutions:** 5.2%
- **Computer Software:** 4.0%
- **Real Estate:** 3.5%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 3.0%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.8%
- **Other:** 44.0%

#### FreshBooks

- **Marketing and Advertising:** 17.1%
- **Information Technology and Services:** 6.4%
- **Accounting:** 4.9%
- **Graphic Design:** 4.6%
- **Computer Software:** 4.2%
- **Consulting:** 4.0%
- **Design:** 3.8%
- **Management Consulting:** 3.7%
- **Internet:** 3.5%
- **Construction:** 3.3%
- **Other:** 44.6%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2460 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1607 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9279 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7137 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5654 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2409 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (192 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)

### Alternatives to FreshBooks

- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1766 reviews)
- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1692 reviews)
- [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) — 4.1/5 stars (4858 reviews)
- [Zoho Books](https://www.g2.com/products/zoho-books/reviews) — 4.4/5 stars (327 reviews)
- [Wave](https://www.g2.com/products/wave/reviews) — 4.3/5 stars (326 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1808 reviews)
- [BigTime](https://www.g2.com/products/bigtime/reviews) — 4.5/5 stars (1737 reviews)
- [HoneyBook](https://www.g2.com/products/honeybook/reviews) — 4.5/5 stars (242 reviews)
- [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) — 4.3/5 stars (1058 reviews)
- [BQE CORE](https://www.g2.com/products/core-bqe-software-inc/reviews) — 4.3/5 stars (449 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### FreshBooks

- Title: [Does FreshBooks support recurring billing?](https://www.g2.com/discussions/does-freshbooks-support-recurring-billing) — 3 comments, 1 upvote *(includes official response)*
  > **Top comment:** "The FreshBooks employee time tracking feature allows employees to log and track time easily to their own time sheet. Account administrators get the final say..."
- Title: [What is the best way to manage deposits against future work as a consultant?](https://www.g2.com/discussions/25036-what-is-the-best-way-to-manage-deposits-against-future-work-as-a-consultant) — 2 comments, 1 upvote
  > **Top comment:** "Hi Mark,

You most likely would benefit from the retainer feature in FB which allows you to track time against a retainer payment...."
- Title: [How do you like using Freshbooks](https://www.g2.com/discussions/24969-how-do-you-like-using-freshbooks) — 2 comments, 1 upvote
  > **Top comment:** "Hi Rodney,

We have used Freshbooks since 2013, and are in no way affiliated with them.

For the most part, our experience overall has been positive,..."
- Title: [What is FreshBooks?](https://www.g2.com/discussions/what-is-freshbooks) — 1 comment
  > **Top comment:** "Freshbooks is an online accounting system for service based businesses and is especially useful for creating invoices and tracking expenses. "
- Title: [What is FreshBooks used for?](https://www.g2.com/discussions/what-is-freshbooks-used-for) — 1 comment, 1 upvote
  > **Top comment:** " "What is FreshBooks used for" is easily answered when you Google - the description that is posted there: The best cloud based small business accounting..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-freshbooks)