# BILL Spend & Expense (Formerly Divvy) vs Fiskl Accounting Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Fiskl Accounting excels in **ease of use** , with users highlighting its intuitive interface that allows for quick expense tracking and invoicing on the go. One user mentioned, "Fiskl is very easy to use, especially on the go," which makes it a great choice for small business owners who need flexibility.
- **Users say** that BILL Spend & Expense (Formerly Divvy) offers robust **budget management** features, allowing organizations to create individual budgets and itemized receipts. A reviewer noted, "It allows us to have individual budgets and create itemized receipts for transactions," which simplifies expense tracking for teams.
- **Reviewers mention** that Fiskl Accounting provides excellent **customer support** , with one user stating, "I must say support is awesome!" This level of support can be crucial for small businesses that may need more hands-on assistance during setup and ongoing use.
- **According to verified reviews** , BILL Spend & Expense (Formerly Divvy) shines in **real-time visibility** into employee spending, which is particularly beneficial for accounting managers. One user highlighted, "I like the real-time visibility into employee spending," making it easier to manage finances effectively.
- **G2 reviewers report** that Fiskl Accounting stands out with its **automation capabilities** , allowing users to set up automations for expenses and invoicing. A user shared, "What really sets this app apart is the ability to set up automations," which can save time and reduce manual entry errors.
- **Users say** that while BILL Spend & Expense (Formerly Divvy) is easy to use, it faces challenges in **integrating with other software** compared to Fiskl Accounting. A reviewer mentioned, "It is easy to use and integrates with our software," but some users may find limitations in integration options that could affect their workflow.



| | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | 
| **Total Reviews** | 2,236 | 14 | 
| **Largest Market Segment** | Small-Business (65.3% of reviews) | Small-Business (85.7% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | No pricing available | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Fiskl Accounting

**Not enough data**

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1858 reviews) | 9.0 (13 reviews) | 
  | **Ease of Use** | 9.0 (1907 reviews) | 9.4 (13 reviews) | 
  | **Ease of Setup** | 8.8 (1624 reviews) | Not enough data | 
  | **Ease of Admin** | 9.0 (1566 reviews) | Not enough data | 
  | **Quality of Support** | 8.5 (1736 reviews) | 9.4 (12 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1548 reviews) | Not enough data | 
  | **Product Direction (% positive)** | 9.0 (1852 reviews) | 7.9 (11 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Fiskl Accounting

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1466 |
| **Fiskl Accounting** | N/A | N/A |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1064 reviews) ✓ Verified | Feature Not Available | 
| **Bank / Credit Card Integration** | 8.8 (1103 reviews) ✓ Verified | 8.7 (5 reviews) | 
| **Smart Categorization** | 8.3 (1092 reviews) ✓ Verified | Not enough data | 
| **Digital Receipt Management** | 9.1 (1239 reviews) ✓ Verified | 9.1 (9 reviews) | 
| **Employee Reimbursement** | 7.8 (934 reviews) ✓ Verified | Feature Not Available | 
| **Currency Conversions** | 7.8 (719 reviews) ✓ Verified | Not enough data | 
| **Credit Card Integration** | 8.5 (978 reviews) ✓ Verified | Not enough data | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.2 (123 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | Feature Not Available | 
| **Itinerary Management** | 6.7 (634 reviews) | Feature Not Available | 
| **Trip Notifications** | 6.5 (616 reviews) | Feature Not Available | 
| **Advanced Integrations** | 6.9 (691 reviews) | Feature Not Available | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 10.0 (9 reviews) | 
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | 9.3 (7 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 9.8 (7 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Receipt Capture** | 9.2 (1147 reviews) ✓ Verified | 9.8 (8 reviews) | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 9.4 (6 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (611 reviews) | Not enough data | 
| **Complex Approval Workflow** | 7.7 (757 reviews) ✓ Verified | Feature Not Available | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (689 reviews) ✓ Verified | Not enough data | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1023 reviews) ✓ Verified | Not enough data | 
| **Workflow** | 8.3 (1012 reviews) ✓ Verified | Not enough data | 
| **Automated Reminders** | 8.3 (1042 reviews) ✓ Verified | Not enough data | 
| **Policy Compliance Management** | 8.4 (950 reviews) ✓ Verified | Feature Not Available | 
| **User, Role, and Access Management** | 8.9 (1159 reviews) ✓ Verified | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Reporting** | 8.4 (1017 reviews) ✓ Verified | Not enough data | 
| **APIs / Integration** | 7.9 (771 reviews) ✓ Verified | Not enough data | 
| **Internationalization** | 7.6 (639 reviews) | Not enough data | 
| **Performance and Reliability** | 8.9 (1085 reviews) ✓ Verified | Not enough data | 
| **Mobile User Support** | 8.9 (1026 reviews) ✓ Verified | Not enough data | 

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Fiskl Accounting** | N/A | N/A |

#### General Ledger

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Journal Entries** | Not enough data | Not enough data | 
| **Tags / Dimensions** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 

#### AI Assistant - Accounting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **AI Accounting Assistant** | Not enough data | Not enough data | 

#### Accounts Receivable

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Invoice Customization** | Not enough data | Not enough data | 
| **AR Automation** | Not enough data | Not enough data | 
| **Collections Automation** | Not enough data | Not enough data | 

#### Accounts Payable

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **AP Automation** | Not enough data | Not enough data | 
| **Payment Processing** | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | 

#### Other Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Inventory Tracking / Ordering** | Not enough data | Not enough data | 
| **Inventory Pricing and Costing** | Not enough data | Not enough data | 
| **Inventory Reporting** | Not enough data | Not enough data | 
| **Multi-Entity / Consolidation** | Not enough data | Not enough data | 
| **Recognition Rules** | Not enough data | Not enough data | 
| **Reconciliations** | Not enough data | Not enough data | 
| **Payroll** | Not enough data | Not enough data | 
| **Time and Expense** | Not enough data | Not enough data | 

#### Reporting & Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Financial Statements** | Not enough data | Not enough data | 
| **Custom Reporting** | Not enough data | Not enough data | 
| **Budgeting / Forecasting** | Not enough data | Not enough data | 
| **Dashboards** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Customization** | Not enough data | Not enough data | 
| **Workflow Capability** | Not enough data | Not enough data | 
| **User, Role, and Access Management** | Not enough data | Not enough data | 
| **Internationalization** | Not enough data | Not enough data | 
| **Performance and Reliability** | Not enough data | Not enough data | 
| **Output Document Generation** | Not enough data | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Data Import and Export Tools** | Not enough data | Not enough data | 
| **Integration APIs** | Not enough data | Not enough data | 
| **Breadth of Partner Applications** | Not enough data | Not enough data | 

#### Cash Flow

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Track Cash Flow** | Not enough data | Not enough data | 
| **Income and Expenses** | Not enough data | Not enough data | 
| **File Exports** | Not enough data | Not enough data | 

#### Budgeting & Forecasting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Budgeting / Forecasting** | Not enough data | Not enough data | 
| **Data Import** | Not enough data | Not enough data | 
| **Versioning** | Not enough data | Not enough data | 
| **Historical Data** | Not enough data | Not enough data | 

#### Revenue

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Revenue Types** | Not enough data | Not enough data | 
| **Revenue Allocation** | Not enough data | Not enough data | 
| **Scheduling** | Not enough data | Not enough data | 

#### Payroll

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Direct Deposit** | Not enough data | Feature Not Available | 
| **Check/W-2 Printing** | Not enough data | Feature Not Available | 
| **Tax Calculation** | Not enough data | Feature Not Available | 
| **Reporting and Dashboards** | Not enough data | Feature Not Available | 

#### AI

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Data Extraction** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Expense Management** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **Tax Compliance** | Not enough data | Not enough data | 
| **Support Chatbots** | Not enough data | Not enough data | 
| **Bank Reconciliations** | Not enough data | Not enough data | 
| **Report Generation** | Not enough data | Not enough data | 
| **Customizable Alerts** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

#### Mobile Applications - Accounting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Cloud Integration** | Not enough data | Not enough data | 
| **Notifications** | Not enough data | Not enough data | 
| **UI** | Not enough data | Not enough data | 
| **Offline** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 

#### Agentic AI - Accounting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 932 |
| **Fiskl Accounting** | N/A | N/A |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Data** | 8.1 (703 reviews) | Not enough data | 
| **Approvals** | 8.7 (766 reviews) | Not enough data | 
| **Alignment** | 8.5 (625 reviews) | Not enough data | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **KPIs** | 7.6 (548 reviews) | Not enough data | 
| **Benchmarks** | 7.6 (553 reviews) | Not enough data | 
| **Forecasting** | 7.4 (556 reviews) | Not enough data | 
| **Savings** | 7.6 (585 reviews) | Not enough data | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **One-time Virtual** | 8.8 (653 reviews) | Not enough data | 
| **Recurring Virtual** | 8.8 (673 reviews) | Not enough data | 
| **Physical** | 9.0 (761 reviews) | Not enough data | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Real time** | 9.0 (746 reviews) | Not enough data | 
| **Multiple Views** | 8.7 (650 reviews) | Not enough data | 
| **Export** | 8.7 (699 reviews) | Not enough data | 
| **Budgets** | 8.6 (787 reviews) | Not enough data | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Vendor** | 8.4 (667 reviews) | Not enough data | 
| **Recurring** | 8.6 (666 reviews) | Not enough data | 
| **Employee Reimbursements** | 7.6 (609 reviews) | Not enough data | 
| **ACH** | 8.0 (623 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Notifications** | 8.4 (739 reviews) | Not enough data | 
| **Unique Cards** | 8.8 (722 reviews) | Not enough data | 
| **Controls** | 9.0 (741 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 34 |
| **Fiskl Accounting** | N/A | N/A |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Capture** | 7.9 (21 reviews) | Not enough data | 
| **Supplier Portal** | 5.7 (17 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | Not enough data | 
| **Payments** | 7.5 (19 reviews) | Not enough data | 
| **Workflows** | 6.9 (18 reviews) | Not enough data | 
| **Tax Compliance** | 6.6 (17 reviews) | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | Not enough data | 
| **Benchmarking** | 5.4 (16 reviews) | Not enough data | 
| **KPIs** | 5.7 (16 reviews) | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Accounting** | 8.7 (27 reviews) | Not enough data | 
| **Payment Integration** | 8.3 (17 reviews) | Not enough data | 
| **ERP** | 6.2 (17 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Not enough data | 
| **Identification** | 6.7 (17 reviews) | Not enough data | 
| **Scoring** | 5.4 (15 reviews) | Not enough data | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.6 (17 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 6.9 (18 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | Not enough data | 
| **Data Generation** | 7.0 (16 reviews) | Not enough data | 
| **Monitoring** | 6.6 (18 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Fiskl Accounting** | N/A | N/A |

#### Payment Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Encryption** | Not enough data | Not enough data | 
| **Credit Card Processing** | Not enough data | Not enough data | 
| **Mobile Payments** | Not enough data | Not enough data | 
| **Digital Wallet Integration** | Not enough data | Not enough data | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 
| **Processing Fees** | Not enough data | Not enough data | 
| **POS Integration** | Not enough data | Not enough data | 
| **Omnichannel** | Not enough data | Not enough data | 
| **Levels 1 & 2** | Not enough data | Not enough data | 
| **Level 3** | Not enough data | Not enough data | 

#### Payment Options

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Multi-Currency** | Not enough data | Not enough data | 
| **Online payment portal** | Not enough data | Not enough data | 

#### Security

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **POS Verification** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Accounting integration** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Fiskl Accounting** | N/A | N/A |

#### Cash Flow Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **File Exports** | Not enough data | Not enough data | 
| **Income and Expenses** | Not enough data | Not enough data | 
| **Track Cash Flow** | Not enough data | Not enough data | 

#### Cash Flow Forecasting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Historical Data** | Not enough data | Not enough data | 
| **Reforecast** | Not enough data | Not enough data | 
| **Forecast Types** | Not enough data | Not enough data | 
| **Rolling Forecasts** | Not enough data | Not enough data | 
| **AI** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Variance Analysis** | Not enough data | Not enough data | 
| **Reports** | Not enough data | Not enough data | 
| **Forecast Comparison** | Not enough data | Not enough data | 
| **Forward Looking** | Not enough data | Not enough data | 

#### Financial Data Transfer

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Data Transfer** | Not enough data | Not enough data | 
| **Data Exchange** | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | 
| **Access** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 

#### Agentic AI -  Cash Flow Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Fiskl Accounting** | N/A | N/A |

#### Bill Generation

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Templates** | Not enough data | Not enough data | 
| **Digital Billing** | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | 

#### Bill Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Consolidation** | Not enough data | Not enough data | 
| **Batch Invoicing** | Not enough data | Not enough data | 
| **Management** | Not enough data | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Accounting** | Not enough data | Feature Not Available | 
| **Payments** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Fiskl Accounting** | N/A | N/A |

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Status** | Not enough data | Not enough data | 
| **Customer Credit** | Not enough data | Not enough data | 
| **History** | Not enough data | Not enough data | 

#### Integrations

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 
| **CPM** | Not enough data | Not enough data | 

#### Transactions

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Credits** | Not enough data | Not enough data | 
| **Invoices** | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | 

#### Workflows

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Approvals** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 

#### Agentic AI - Accounts Receivable Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

#### AI - Accounts Receivable

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Generative** | Not enough data | Not enough data | 
| **Responses** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Fiskl Accounting** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to BILL Spend & Expense (Formerly Divvy) (2):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

**Unique to Fiskl Accounting (5):** [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable), [Billing Software](https://www.g2.com/categories/billing), [Accounting Software](https://www.g2.com/categories/accounting)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Fiskl Accounting | 
|---|---|---|
| **Small-Business** | 65.3% | 85.7% | 
| **Mid-Market** | 33.2% | 14.3% | 
| **Enterprise** | 1.5% | 0% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.8%
- **Construction:** 9.0%
- **Accounting:** 7.7%
- **Religious Institutions:** 5.2%
- **Computer Software:** 3.9%
- **Real Estate:** 3.5%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 2.9%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.8%
- **Other:** 44.1%

#### Fiskl Accounting

- **Information Technology and Services:** 21.4%
- **Design:** 14.3%
- **Research:** 7.1%
- **Public Relations and Communications:** 7.1%
- **Primary/Secondary Education:** 7.1%
- **Marketing and Advertising:** 7.1%
- **Internet:** 7.1%
- **Human Resources:** 7.1%
- **Computer Software:** 7.1%
- **Computer & Network Security:** 7.1%
- **Other:** 7.1%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2481 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1612 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9292 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7176 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (193 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5658 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2411 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)

### Alternatives to Fiskl Accounting

- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1717 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (981 reviews)
- [Wave](https://www.g2.com/products/wave/reviews) — 4.3/5 stars (327 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1766 reviews)
- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3866 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1809 reviews)
- [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) — 4.1/5 stars (4893 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2411 reviews)
- [BigTime](https://www.g2.com/products/bigtime/reviews) — 4.5/5 stars (1754 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Fiskl Accounting

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-fiskl-accounting)