# BILL Spend & Expense (Formerly Divvy) vs Emburse Tallie Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in **integration capabilities** , allowing users to easily connect with various vendor portals and accounting software like Xero. This integration streamlines expense tracking and enhances visibility into financials, making it a preferred choice for small businesses.
- **Users say** that Emburse Tallie offers a **user-friendly experience** , with many praising its intuitive design that simplifies the expense reporting process. One reviewer highlighted that it transformed what used to be a tedious task into a straightforward and efficient experience.
- **According to verified reviews** , BILL Spend & Expense stands out for its **virtual card platform** , which allows employees to manage budgets and permissions effectively. This feature helps businesses maintain control over spending while providing flexibility to their teams.
- **Reviewers mention** that while Emburse Tallie provides solid **guidance and support** during the setup process, it may not match the extensive support options available with BILL Spend & Expense, which has received higher ratings for overall customer support quality.
- **Users highlight** that Emburse Tallie is particularly strong in **digital receipt management** , with features that make it easy to capture and organize receipts. This capability is appreciated by users who find it simplifies the documentation process for expense claims.
- **G2 reviewers note** that BILL Spend & Expense has a significantly higher overall satisfaction score, reflecting its strong market presence and user base. With a wealth of recent reviews, it appears to be a more reliable choice for businesses looking for a comprehensive expense management solution.



| | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.3 out of 5 | 
| **Total Reviews** | 2,237 | 107 | 
| **Largest Market Segment** | Small-Business (65.4% of reviews) | Mid-Market (44.8% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | $50 Monthly Minimum | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Emburse Tallie

Pros:
- Automation Efficiency (1 reviews)

Cons:
- Budget Management (1 reviews)
- Receipt Management (1 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1859 reviews) | 8.7 (91 reviews) | 
  | **Ease of Use** | 9.0 (1908 reviews) | 8.2 (92 reviews) | 
  | **Ease of Setup** | 8.8 (1625 reviews) | 8.2 (24 reviews) | 
  | **Ease of Admin** | 9.0 (1566 reviews) | 8.9 (23 reviews) | 
  | **Quality of Support** | 8.5 (1737 reviews) | 8.2 (65 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1548 reviews) | 8.3 (22 reviews) | 
  | **Product Direction (% positive)** | 9.0 (1853 reviews) | 7.8 (90 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Emburse Tallie

#### Entry-Level Pricing

Plan: Basic Accounting

Price: $50 Monthly Minimum

Description: Forget about contracted licenses, users or expense reports! With Tallie, your bill only increases with actual usage. 

This pricing tier features our complete expense report software suite, including integrations with QuickBooks Desktop, QuickBooks Online, Xero.

Key Features:
- 5 Included Active Expense Trackers. Additional Active Users Charged $9 Per Month
- No Annual Commitment Required
- Unlimited Approvers & Administrators

[Browse all 3 editions](https://www.g2.com/products/emburse-tallie/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1467 |
| **Emburse Tallie** | 8.4/10 | 81 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1065 reviews) ✓ Verified | 8.7 (73 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.8 (1104 reviews) ✓ Verified | 8.0 (58 reviews) ✓ Verified | 
| **Smart Categorization** | 8.3 (1093 reviews) ✓ Verified | 8.0 (64 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.1 (1240 reviews) ✓ Verified | 8.8 (72 reviews) ✓ Verified | 
| **Employee Reimbursement** | 7.8 (934 reviews) ✓ Verified | 8.7 (63 reviews) ✓ Verified | 
| **Currency Conversions** | 7.8 (719 reviews) ✓ Verified | 7.9 (33 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.5 (979 reviews) ✓ Verified | 8.2 (53 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.2 (124 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | Feature Not Available | 
| **Itinerary Management** | 6.7 (634 reviews) | Feature Not Available | 
| **Trip Notifications** | 6.5 (616 reviews) | Feature Not Available | 
| **Advanced Integrations** | 6.9 (691 reviews) | 7.9 (26 reviews) | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | Feature Not Available | 
| **Project Accounting / Revenue Recognition** | 7.8 (796 reviews) ✓ Verified | 8.2 (29 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Receipt Capture** | 9.2 (1147 reviews) ✓ Verified | 8.7 (66 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 8.3 (42 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (612 reviews) | 7.7 (33 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.7 (757 reviews) ✓ Verified | 8.2 (30 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (689 reviews) ✓ Verified | 8.5 (31 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1024 reviews) ✓ Verified | 9.0 (34 reviews) ✓ Verified | 
| **Workflow** | 8.3 (1013 reviews) ✓ Verified | 8.7 (35 reviews) ✓ Verified | 
| **Automated Reminders** | 8.3 (1042 reviews) ✓ Verified | 8.5 (36 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.4 (950 reviews) ✓ Verified | 8.8 (32 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.9 (1159 reviews) ✓ Verified | 8.8 (37 reviews) ✓ Verified | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Reporting** | 8.4 (1018 reviews) ✓ Verified | 8.8 (36 reviews) ✓ Verified | 
| **APIs / Integration** | 7.9 (771 reviews) ✓ Verified | Feature Not Available | 
| **Internationalization** | 7.6 (640 reviews) | 8.2 (28 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.9 (1086 reviews) ✓ Verified | 8.5 (44 reviews) ✓ Verified | 
| **Mobile User Support** | 8.9 (1026 reviews) ✓ Verified | 8.2 (35 reviews) ✓ Verified | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 933 |
| **Emburse Tallie** | N/A | N/A |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Data** | 8.1 (703 reviews) | Not enough data | 
| **Approvals** | 8.7 (767 reviews) | Not enough data | 
| **Alignment** | 8.5 (625 reviews) | Not enough data | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **KPIs** | 7.6 (548 reviews) | Not enough data | 
| **Benchmarks** | 7.6 (553 reviews) | Not enough data | 
| **Forecasting** | 7.4 (556 reviews) | Not enough data | 
| **Savings** | 7.6 (585 reviews) | Not enough data | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **One-time Virtual** | 8.8 (653 reviews) | Not enough data | 
| **Recurring Virtual** | 8.8 (673 reviews) | Not enough data | 
| **Physical** | 9.0 (761 reviews) | Not enough data | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Real time** | 9.0 (747 reviews) | Not enough data | 
| **Multiple Views** | 8.7 (651 reviews) | Not enough data | 
| **Export** | 8.7 (700 reviews) | Not enough data | 
| **Budgets** | 8.6 (787 reviews) | Not enough data | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Vendor** | 8.4 (667 reviews) | Not enough data | 
| **Recurring** | 8.6 (666 reviews) | Not enough data | 
| **Employee Reimbursements** | 7.6 (609 reviews) | Not enough data | 
| **ACH** | 8.0 (623 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Notifications** | 8.4 (740 reviews) | Not enough data | 
| **Unique Cards** | 8.8 (722 reviews) | Not enough data | 
| **Controls** | 9.0 (741 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.4/10 | 35 |
| **Emburse Tallie** | N/A | N/A |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Capture** | 7.9 (21 reviews) | Not enough data | 
| **Supplier Portal** | 5.7 (17 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Matching** | 7.1 (17 reviews) | Not enough data | 
| **Payments** | 7.5 (19 reviews) | Not enough data | 
| **Workflows** | 6.9 (18 reviews) | Not enough data | 
| **Tax Compliance** | 6.6 (17 reviews) | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | Not enough data | 
| **Benchmarking** | 5.4 (16 reviews) | Not enough data | 
| **KPIs** | 5.7 (16 reviews) | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Accounting** | 8.8 (28 reviews) | Not enough data | 
| **Payment Integration** | 8.4 (18 reviews) | Not enough data | 
| **ERP** | 6.4 (18 reviews) | Not enough data | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Not enough data | 
| **Identification** | 6.7 (17 reviews) | Not enough data | 
| **Scoring** | 5.4 (15 reviews) | Not enough data | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.7 (18 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 7.1 (19 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | Not enough data | 
| **Data Generation** | 7.0 (16 reviews) | Not enough data | 
| **Monitoring** | 6.8 (19 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Emburse Tallie** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to BILL Spend & Expense (Formerly Divvy) (2):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)



---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Emburse Tallie | 
|---|---|---|
| **Small-Business** | 65.4% | 42.9% | 
| **Mid-Market** | 33.2% | 44.8% | 
| **Enterprise** | 1.5% | 12.4% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.7%
- **Construction:** 9.0%
- **Accounting:** 7.8%
- **Religious Institutions:** 5.2%
- **Computer Software:** 3.9%
- **Real Estate:** 3.5%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 2.9%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.8%
- **Other:** 44.1%

#### Emburse Tallie

- **Accounting:** 7.6%
- **Information Technology and Services:** 6.7%
- **Computer Software:** 6.7%
- **Non-Profit Organization Management:** 6.7%
- **Food & Beverages:** 5.7%
- **Marketing and Advertising:** 4.8%
- **Hospital & Health Care:** 3.8%
- **Education Management:** 3.8%
- **Biotechnology:** 3.8%
- **Religious Institutions:** 2.9%
- **Other:** 47.6%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2463 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1608 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9283 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7140 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (192 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5655 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2409 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)

### Alternatives to Emburse Tallie

- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5655 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7140 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2463 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1542 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9283 reviews)
- [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1820 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1608 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6081 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.3/5 stars (2261 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Emburse Tallie

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-emburse-tallie)