# BILL Spend & Expense (Formerly Divvy) vs Coupa Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL Spend & Expense (Formerly Divvy) excels in user experience, with a user-friendly interface that simplifies expense tracking and approvals. Users appreciate the virtual card platform, which allows for tailored budgets and permissions, making it easy to manage employee spending.
- **Users say** Coupa provides a robust solution for enterprise-level needs, particularly in managing purchase orders and invoice uploads. Reviewers highlight its seamless integration with finance systems and supplier portals, which enhances visibility into invoice approval processes.
- **According to verified reviews** , BILL Spend & Expense stands out for its ease of setup and integration with accounting software like Xero. This capability helps automate tasks and streamline workflows, making it a favorite among small businesses looking for efficiency.
- **Reviewers mention** that Coupa, while powerful, can sometimes present challenges in configuration, particularly for smaller businesses. Users have noted that the complexity of its features may not align with the simpler needs of smaller teams.
- **G2 reviewers highlight** the quality of support provided by BILL Spend & Expense, with many users praising the responsive customer service that assists with any issues quickly. This level of support is crucial for businesses that rely on timely expense management.
- **Users report** that Coupa's interface is user-friendly, but some find the learning curve steep when it comes to advanced features. Despite this, many appreciate the platform's comprehensive capabilities for larger organizations, especially in terms of compliance and reporting.



| | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 2,224 | 569 | 
| **Largest Market Segment** | Small-Business (65.3% of reviews) | Enterprise (62.4% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | 650-931-3200 ext. 1 | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Coupa

Pros:
- Ease of Use (59 reviews)
- Features (34 reviews)

Cons:
- Missing Features (23 reviews)
- Complexity (20 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1850 reviews) | 8.1 (479 reviews) | 
  | **Ease of Use** | 9.0 (1898 reviews) | 8.3 (484 reviews) | 
  | **Ease of Setup** | 8.8 (1616 reviews) | 7.4 (282 reviews) | 
  | **Ease of Admin** | 9.0 (1556 reviews) | 7.7 (238 reviews) | 
  | **Quality of Support** | 8.5 (1728 reviews) | 7.6 (430 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.1 (1538 reviews) | 8.1 (245 reviews) | 
  | **Product Direction (% positive)** | 9.0 (1844 reviews) | 8.6 (481 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Coupa

#### Entry-Level Pricing

Plan: Questions on Pricing?

Price: 650-931-3200 ext. 1


[Learn more about Coupa](https://www.g2.com/products/coupa-software-coupa/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1456 |
| **Coupa** | 7.7/10 | 86 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1062 reviews) ✓ Verified | 8.3 (66 reviews) | 
| **Bank / Credit Card Integration** | 8.8 (1099 reviews) ✓ Verified | 7.4 (58 reviews) | 
| **Smart Categorization** | 8.3 (1087 reviews) ✓ Verified | 7.6 (55 reviews) | 
| **Digital Receipt Management** | 9.1 (1233 reviews) ✓ Verified | 7.9 (57 reviews) | 
| **Employee Reimbursement** | 7.8 (932 reviews) ✓ Verified | 8.4 (59 reviews) | 
| **Currency Conversions** | 7.8 (719 reviews) ✓ Verified | 7.7 (48 reviews) | 
| **Credit Card Integration** | 8.5 (976 reviews) ✓ Verified | 7.9 (35 reviews) | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | Not enough data | 
| **Cross-system Integration** | 7.2 (124 reviews) | Not enough data | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 7.5 (34 reviews) | 
| **Itinerary Management** | 6.7 (634 reviews) | 7.4 (24 reviews) | 
| **Trip Notifications** | 6.5 (616 reviews) | 7.6 (25 reviews) | 
| **Advanced Integrations** | 6.9 (691 reviews) | 6.7 (27 reviews) | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.2 (46 reviews) | 
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | 8.5 (39 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 7.6 (41 reviews) | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Receipt Capture** | 9.2 (1143 reviews) ✓ Verified | 8.2 (54 reviews) | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 8.2 (45 reviews) | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 7.3 (31 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (611 reviews) | 7.0 (23 reviews) | 
| **Complex Approval Workflow** | 7.7 (757 reviews) ✓ Verified | 7.6 (31 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (689 reviews) ✓ Verified | 7.5 (29 reviews) | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1022 reviews) ✓ Verified | 7.8 (55 reviews) | 
| **Workflow** | 8.3 (1012 reviews) ✓ Verified | 8.2 (54 reviews) | 
| **Automated Reminders** | 8.3 (1040 reviews) ✓ Verified | 8.3 (56 reviews) | 
| **Policy Compliance Management** | 8.4 (950 reviews) ✓ Verified | 7.9 (49 reviews) | 
| **User, Role, and Access Management** | 8.9 (1156 reviews) ✓ Verified | 8.2 (56 reviews) | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Reporting** | 8.4 (1017 reviews) ✓ Verified | 7.4 (55 reviews) | 
| **APIs / Integration** | 7.9 (769 reviews) ✓ Verified | 7.5 (45 reviews) | 
| **Internationalization** | 7.6 (640 reviews) | 7.9 (42 reviews) | 
| **Performance and Reliability** | 8.9 (1084 reviews) ✓ Verified | 8.2 (53 reviews) | 
| **Mobile User Support** | 8.9 (1025 reviews) ✓ Verified | 7.0 (45 reviews) | 
| **Offline** | Feature Not Available | 6.8 (33 reviews) | 

### Contract Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.3/10 | 59 |

#### Contract Management Platform Features

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Contract Creation** | Not enough data | 7.1 (52 reviews) | 
| **Contract Templates** | Not enough data | 7.0 (51 reviews) | 
| **Contract Editing** | Not enough data | 6.7 (50 reviews) | 
| **Contract Attachments** | Not enough data | 7.4 (48 reviews) | 
| **Contract Collaboration** | Not enough data | 7.1 (46 reviews) | 
| **Approval Process** | Not enough data | 8.4 (50 reviews) | 
| **Notifications & Reminders** | Not enough data | 7.8 (49 reviews) | 
| **Contract Database** | Not enough data | 7.4 (46 reviews) | 
| **Integrations / APIs** | Not enough data | 7.1 (49 reviews) | 
| **Reporting & Dashboards** | Not enough data | 7.3 (49 reviews) | 

#### Generative AI

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **AI Text Generation** | Not enough data | 6.9 (27 reviews) | 
| **AI Text Summarization** | Not enough data | 6.9 (27 reviews) | 

#### Agentic AI - Contract Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.3/10 | 11 |

#### Payment Methods

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **ACH** | Not enough data | 7.1 (8 reviews) | 
| **Credit and Debit** | Not enough data | 7.6 (7 reviews) | 
| **Wire Transfer** | Not enough data | 8.1 (6 reviews) | 

#### Payment Processing 

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Batch Processing** | Not enough data | 8.1 (9 reviews) | 
| **Payments Scheduling** | Not enough data | 8.1 (7 reviews) | 
| **Automated Workflows** | Not enough data | 9.2 (8 reviews) | 
| **Self Service** | Not enough data | 7.9 (7 reviews) | 
| **Reconciliation** | Not enough data | 6.3 (5 reviews) | 
| **Settlements** | Not enough data | 7.0 (5 reviews) | 
| **Payment Tracking** | Not enough data | 8.1 (8 reviews) | 

#### Security and Compliance

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **PCI Compliant** | Not enough data | 6.4 (6 reviews) | 
| **P2PE** | Not enough data | 7.8 (6 reviews) | 
| **Fraud Management** | Not enough data | 7.5 (6 reviews) | 
| **SSL Encryption** | Not enough data | 6.7 (6 reviews) | 
| **SOX** | Not enough data | 6.3 (5 reviews) | 
| **SOC** | Not enough data | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Agnostic Integration** | Not enough data | 7.0 (5 reviews) | 
| **Reporting Consolidation** | Not enough data | 6.7 (6 reviews) | 
| **Plugins and APIs** | Not enough data | 7.2 (6 reviews) | 

#### Payment Types

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **AP Automation** | Not enough data | 7.6 (7 reviews) | 
| **E-Commerce** | Not enough data | 6.0 (5 reviews) | 
| **Retail** | Not enough data | 5.7 (5 reviews) | 

#### Agentic AI - Enterprise Payment

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 

### Route Planning

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | N/A | N/A |

#### Routing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Master Routing** | Not enough data | Not enough data | 
| **Default Routes** | Not enough data | Not enough data | 
| **Route Assignment** | Not enough data | Not enough data | 

#### Scheduling

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Master Schedule** | Not enough data | Not enough data | 
| **Constraints** | Not enough data | Not enough data | 
| **Adjustments** | Not enough data | Not enough data | 
| **ETA** | Not enough data | Not enough data | 

#### Optimization

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Priorities** | Not enough data | Not enough data | 
| **Real Time** | Not enough data | Not enough data | 
| **Dynamic Routing** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Performance** | Not enough data | Not enough data | 
| **Time & Costs** | Not enough data | Not enough data | 
| **Productivity** | Not enough data | Not enough data | 

### Supply Chain Cost-To-Serve Analytics

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 8.6/10 | 8 |

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Dashboards** | Not enough data | 8.1 (8 reviews) | 
| **Data Management** | Not enough data | 8.5 (8 reviews) | 

#### Analytics - Supply Chain Cost-To-Serve Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Profability** | Not enough data | Not enough data | 
| **Scenario Analysis** | Not enough data | Not enough data | 
| **Cost Breakdown** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Analytics** | Not enough data | 8.8 (8 reviews) | 
| **Cost Analysis** | Not enough data | 8.8 (7 reviews) | 

### Supply Chain Planning

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.5/10 | 9 |

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Forecasting - Supply Chain Planning** | Not enough data | 7.6 (7 reviews) | 
| **Asset Tracking - Supply Chain Planning** | Not enough data | 6.9 (7 reviews) | 
| **Data Collection - Supply Chain Planning** | Not enough data | 7.9 (8 reviews) | 
| **Business Reporting - Supply Chain Planning** | Not enough data | 8.0 (9 reviews) | 

#### Warehouse Management 

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Sales and Operations Planning - Supply Chain Planning** | Not enough data | 6.9 (6 reviews) | 
| **Production Planning - Supply Chain Planning** | Not enough data | 8.7 (9 reviews) | 
| **Workforce Management - Supply Chain Planning** | Not enough data | 7.1 (7 reviews) | 
| **Process Automation - Supply Chain Planning** | Not enough data | 7.1 (7 reviews) | 

### Treasury Management Systems

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.1/10 | 10 |

#### Cash Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Monitor Cash Positions** | Not enough data | 7.4 (7 reviews) | 
| **Debt and Investments** | Not enough data | 5.2 (7 reviews) | 
| **Cash Pooling** | Not enough data | 5.5 (7 reviews) | 
| **Cash Operations** | Not enough data | 7.9 (7 reviews) | 
| **Schedules** | Not enough data | 6.2 (7 reviews) | 
| **Automated Cash Operations** | Not enough data | 6.7 (6 reviews) | 

#### Risk and Compliance

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Manage Different Types of Risk** | Not enough data | 6.9 (7 reviews) | 
| **Comply with Financial Regulations** | Not enough data | 5.8 (8 reviews) | 
| **Counterparty Risk Management** | Not enough data | 6.4 (6 reviews) | 
| **Hedging** | Not enough data | 7.8 (6 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Cash Balances** | Not enough data | 8.3 (6 reviews) | 
| **Risk Positions and Scenarios** | Not enough data | 7.1 (7 reviews) | 
| **Expiring Contracts and Payments** | Not enough data | 6.4 (6 reviews) | 
| **Direct Spend Analysis** | Not enough data | 7.2 (6 reviews) | 

#### Banking

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Banking Connectivity** | Not enough data | 7.8 (6 reviews) | 
| **Bank Account Management** | Not enough data | 7.8 (6 reviews) | 
| **Intercompany Lending** | Not enough data | 7.2 (6 reviews) | 
| **Automated Banking** | Not enough data | 7.8 (6 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Financial Systems** | Not enough data | 6.9 (7 reviews) | 
| **Analytics** | Not enough data | 7.6 (7 reviews) | 
| **FX and Trading Paltforms** | Not enough data | 8.1 (7 reviews) | 
| **Multiple Data Sources** | Not enough data | 7.1 (8 reviews) | 

#### Financial Data Transfer

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Data Exchange** | Not enough data | 7.3 (8 reviews) | 
| **Reporting** | Not enough data | 8.1 (9 reviews) | 
| **Access** | Not enough data | 8.0 (9 reviews) | 
| **Integration** | Not enough data | 7.4 (9 reviews) | 

#### Agentic AI - Treasury Management Systems

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 932 |
| **Coupa** | 7.7/10 | 59 |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Data** | 8.1 (703 reviews) | 8.0 (49 reviews) | 
| **Approvals** | 8.6 (766 reviews) | 8.7 (54 reviews) | 
| **Alignment** | 8.5 (625 reviews) | 7.9 (47 reviews) | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **KPIs** | 7.6 (548 reviews) | 7.5 (47 reviews) | 
| **Benchmarks** | 7.6 (553 reviews) | 7.4 (45 reviews) | 
| **Forecasting** | 7.4 (556 reviews) | 6.8 (40 reviews) | 
| **Savings** | 7.6 (585 reviews) | 7.2 (44 reviews) | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **One-time Virtual** | 8.8 (653 reviews) | 6.9 (25 reviews) | 
| **Recurring Virtual** | 8.8 (673 reviews) | 7.2 (23 reviews) | 
| **Physical** | 9.0 (760 reviews) | 7.5 (24 reviews) | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Real time** | 9.0 (747 reviews) | 8.2 (33 reviews) | 
| **Multiple Views** | 8.7 (651 reviews) | 8.4 (33 reviews) | 
| **Export** | 8.7 (699 reviews) | 8.1 (33 reviews) | 
| **Budgets** | 8.6 (786 reviews) | 7.7 (25 reviews) | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Vendor** | 8.4 (667 reviews) | 7.7 (34 reviews) | 
| **Recurring** | 8.6 (666 reviews) | 7.6 (26 reviews) | 
| **Employee Reimbursements** | 7.6 (608 reviews) | 7.2 (29 reviews) | 
| **ACH** | 7.9 (622 reviews) | 7.0 (26 reviews) | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Notifications** | 8.4 (740 reviews) | 7.9 (37 reviews) | 
| **Unique Cards** | 8.8 (721 reviews) | 7.9 (25 reviews) | 
| **Controls** | 9.0 (740 reviews) | 8.0 (30 reviews) | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

### Supplier Relationship Management (SRM)

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.8/10 | 35 |

#### Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Approval** | Not enough data | 8.3 (32 reviews) | 
| **Communication** | Not enough data | 8.0 (30 reviews) | 
| **Documents** | Not enough data | 8.2 (26 reviews) | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Evaluation** | Not enough data | 7.3 (22 reviews) | 
| **Selection** | Not enough data | 7.3 (20 reviews) | 
| **Risk Management** | Not enough data | 6.9 (18 reviews) | 

#### Supplier Information

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Profiles** | Not enough data | 8.2 (29 reviews) | 
| **Qualifications** | Not enough data | 7.9 (18 reviews) | 
| **History** | Not enough data | 8.1 (25 reviews) | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.9/10 | 130 |

#### Planning

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Processes** | Not enough data | 8.1 (115 reviews) | 
| **Contracts** | Not enough data | 7.3 (90 reviews) | 
| **Content** | Not enough data | 7.8 (102 reviews) | 
| **Requisition** | Not enough data | 8.5 (103 reviews) | 

#### Execution

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Sourcing** | Not enough data | 6.9 (91 reviews) | 
| **Purchasing** | Not enough data | 8.4 (110 reviews) | 
| **Invoicing** | Not enough data | 8.2 (109 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Visibility** | Not enough data | 8.2 (98 reviews) | 
| **Performance** | Not enough data | 8.0 (103 reviews) | 
| **Spend** | Not enough data | 8.0 (98 reviews) | 

#### Agentic AI -  Procure to Pay

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Multi-step Planning** | Not enough data | Not enough data | 

### Procurement Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.5/10 | 120 |

#### Data Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Consolidation** | Not enough data | 7.6 (90 reviews) | 
| **Classification** | Not enough data | 7.7 (95 reviews) | 
| **External Sources** | Not enough data | 7.3 (83 reviews) | 
| **Integration** | Not enough data | 7.7 (98 reviews) | 
| **Cleaning** | Not enough data | 7.0 (79 reviews) | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Decision Making** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Benchmarking** | Not enough data | 7.3 (81 reviews) | 
| **KPIs** | Not enough data | 7.2 (85 reviews) | 
| **Compliance** | Not enough data | 7.9 (87 reviews) | 
| **Errors** | Not enough data | 7.1 (87 reviews) | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Historical payments** | Not enough data | 7.6 (83 reviews) | 
| **Overpayments** | Not enough data | 7.1 (80 reviews) | 

#### AP Data Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Workflows** | Not enough data | 8.1 (89 reviews) | 
| **Transparency** | Not enough data | 8.1 (82 reviews) | 
| **Controls** | Not enough data | 7.9 (89 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.4/10 | 35 |
| **Coupa** | 7.3/10 | 75 |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Capture** | 7.9 (21 reviews) | 7.6 (44 reviews) | 
| **Supplier Portal** | 5.7 (17 reviews) | 7.5 (57 reviews) | 
| **Repository** | 7.3 (20 reviews) | 7.8 (46 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Matching** | 7.1 (17 reviews) | 7.8 (55 reviews) | 
| **Payments** | 7.5 (19 reviews) | 7.6 (52 reviews) | 
| **Workflows** | 6.9 (18 reviews) | 8.0 (57 reviews) | 
| **Tax Compliance** | 6.6 (17 reviews) | 7.1 (41 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | 8.0 (57 reviews) | 
| **Benchmarking** | 5.4 (16 reviews) | 7.2 (44 reviews) | 
| **KPIs** | 5.7 (16 reviews) | 7.1 (47 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Accounting** | 8.8 (28 reviews) | 7.9 (50 reviews) | 
| **Payment Integration** | 8.4 (18 reviews) | 7.6 (52 reviews) | 
| **ERP** | 6.4 (18 reviews) | 7.6 (51 reviews) | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | 7.2 (53 reviews) | 
| **Identification** | 6.7 (17 reviews) | 7.1 (44 reviews) | 
| **Scoring** | 5.4 (15 reviews) | 6.8 (45 reviews) | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | 7.4 (35 reviews) | 
| **Reporting** | 6.7 (18 reviews) | 7.0 (58 reviews) | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | 7.7 (58 reviews) | 
| **Post Audits** | 5.8 (16 reviews) | 7.2 (40 reviews) | 
| **Overpayments** | 5.3 (16 reviews) | 7.5 (40 reviews) | 
| **Duplicates** | 7.1 (19 reviews) | 7.3 (54 reviews) | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | 7.1 (43 reviews) | 
| **Data Generation** | 7.0 (16 reviews) | 7.0 (45 reviews) | 
| **Monitoring** | 6.8 (19 reviews) | 7.5 (45 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.5/10 | 94 |

#### Invoice Generation

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Templates** | Not enough data | 7.2 (65 reviews) | 
| **Digital Invoices** | Not enough data | 7.7 (70 reviews) | 
| **Recurring Invoices** | Not enough data | 6.8 (67 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Approvals** | Not enough data | 8.5 (80 reviews) | 
| **Batch Processing** | Not enough data | 7.8 (70 reviews) | 
| **Consolidation** | Not enough data | 7.5 (59 reviews) | 
| **Match Invoices** | Not enough data | 7.8 (62 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Due Dates** | Not enough data | 7.6 (77 reviews) | 
| **Cashflow** | Not enough data | 6.7 (56 reviews) | 
| **KPIs** | Not enough data | 6.8 (61 reviews) | 
| **Payment Tracking** | Not enough data | 7.7 (61 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Accounting** | Not enough data | 7.7 (66 reviews) | 
| **Payments** | Not enough data | 7.8 (63 reviews) | 
| **ERP** | Not enough data | 7.7 (64 reviews) | 
| **Account Sync** | Not enough data | 7.7 (57 reviews) | 

#### Agentic AI - Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 

### Demand Planning

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | N/A | N/A |

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Reporting** | Not enough data | Not enough data | 
| **Segmentation analysis** | Not enough data | Not enough data | 
| **Product lifecycle** | Not enough data | Not enough data | 
| **Simulation** | Not enough data | Not enough data | 
| **Historical Forecast** | Not enough data | Not enough data | 

#### Collaboration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Integrations** | Not enough data | Not enough data | 
| **Multiple users** | Not enough data | Not enough data | 
| **Forecast collaboration** | Not enough data | Not enough data | 
| **Inventory collaboration** | Not enough data | Not enough data | 

#### Planning

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Planning dashboard** | Not enough data | Not enough data | 
| **Capacity Planning** | Not enough data | Not enough data | 
| **Assortment Planning** | Not enough data | Not enough data | 
| **Business functions** | Not enough data | Not enough data | 
| **Goal planning** | Not enough data | Not enough data | 
| **Comprehensive Planning** | Not enough data | Not enough data | 
| **Workflow** | Not enough data | Not enough data | 

### Purchasing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 7.6/10 | 91 |

#### Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Approval** | Not enough data | 8.4 (74 reviews) | 
| **Communication** | Not enough data | 7.7 (66 reviews) | 
| **Documents** | Not enough data | 7.9 (66 reviews) | 
| **Receipt of Goods** | Not enough data | 7.8 (68 reviews) | 

#### Planning

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Processses** | Not enough data | 8.0 (75 reviews) | 
| **Contracts** | Not enough data | 7.0 (64 reviews) | 
| **Content** | Not enough data | 7.5 (67 reviews) | 
| **Requisition** | Not enough data | 8.1 (69 reviews) | 

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Capture** | Not enough data | 7.6 (58 reviews) | 
| **Supplier Portal** | Not enough data | 7.7 (66 reviews) | 
| **Repository** | Not enough data | 7.4 (58 reviews) | 

#### Supplier Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Evaluation** | Not enough data | 7.2 (66 reviews) | 
| **Selection** | Not enough data | 7.2 (64 reviews) | 
| **Risk Management** | Not enough data | 6.7 (58 reviews) | 

#### Execution

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Sourcing** | Not enough data | 7.0 (58 reviews) | 
| **Purchasing** | Not enough data | 8.3 (69 reviews) | 
| **Invoicing** | Not enough data | 7.6 (65 reviews) | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Matching** | Not enough data | 7.9 (60 reviews) | 
| **Payments** | Not enough data | 7.4 (57 reviews) | 
| **Workflows** | Not enough data | 7.9 (60 reviews) | 
| **Tax Compliance** | Not enough data | 7.3 (53 reviews) | 
| **Submittal** | Not enough data | 7.5 (57 reviews) | 

#### Supplier Information

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Profiles** | Not enough data | 7.9 (60 reviews) | 
| **Qualifications** | Not enough data | 7.4 (53 reviews) | 
| **History** | Not enough data | 8.1 (60 reviews) | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Visibility** | Not enough data | 7.6 (58 reviews) | 
| **Performance** | Not enough data | 7.9 (57 reviews) | 
| **Spend** | Not enough data | 7.6 (58 reviews) | 
| **Due Dates** | Not enough data | 8.0 (61 reviews) | 
| **KPIs** | Not enough data | 7.1 (52 reviews) | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Accounting** | Not enough data | 7.7 (56 reviews) | 
| **Payments** | Not enough data | 7.3 (55 reviews) | 
| **ERP** | Not enough data | 7.6 (60 reviews) | 
| **Procurement** | Not enough data | 8.1 (63 reviews) | 

#### Agentic AI - Purchasing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Strategic Sourcing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | 6.9/10 | 23 |

#### Supplier Marketplace

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Library** | Not enough data | 6.4 (21 reviews) | 
| **Categorization** | Not enough data | 6.8 (21 reviews) | 
| **Data Management** | Not enough data | 7.6 (22 reviews) | 

#### Contract Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Compliance** | Not enough data | 7.1 (21 reviews) | 
| **Revenue** | Not enough data | 6.6 (20 reviews) | 
| **Negotiations** | Not enough data | 7.0 (22 reviews) | 

#### Data Collection

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Spend** | Not enough data | 6.8 (21 reviews) | 
| **Compliance Reports** | Not enough data | 6.7 (21 reviews) | 
| **Savings** | Not enough data | 6.8 (20 reviews) | 

#### Project Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Dashboard** | Not enough data | 7.3 (22 reviews) | 
| **Repository** | Not enough data | 6.9 (21 reviews) | 
| **Lifecycle** | Not enough data | 7.1 (21 reviews) | 

#### Agentic AI - Strategic Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 

### Supply Chain Business Networks

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | N/A | N/A |

#### Supplier Collaboration -  Supply Chain Business Networks

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Onboarding** | Not enough data | Not enough data | 
| **Order Tracking** | Not enough data | Not enough data | 
| **Quotes** | Not enough data | Not enough data | 
| **Performance Analysis** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Financial Fraud Prevention

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | N/A | N/A |

#### Transaction Monitoring - Financial Fraud Prevention

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Payment monitoring** | Not enough data | Not enough data | 
| **Real-time risk monitoring** | Not enough data | Not enough data | 
| **Threshold Management** | Not enough data | Not enough data | 

#### Identity & Authentication - Financial Fraud Prevention

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Identity Verification** | Not enough data | Not enough data | 
| **MFA** | Not enough data | Not enough data | 

#### Behavioral & Analytics Detection - Financial Fraud Prevention

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Behavioral Analytics** | Not enough data | Not enough data | 
| **Bot Detection** | Not enough data | Not enough data | 

#### Audit & Compliance - Financial Fraud Prevention

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Audit Trail** | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | 

### Autonomous Sourcing

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Coupa** | N/A | N/A |

#### Sourcing Automation - Autonomous Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Autonomous RFx Creation** | Not enough data | Not enough data | 
| **Guided Intake & Demand Capture** | Not enough data | Not enough data | 
| **Generative RFx Authoring** | Not enough data | Not enough data | 
| **Natural Language Intake Processing** | Not enough data | Not enough data | 
| **Event Workflow Automation** | Not enough data | Not enough data | 

#### Supplier Management & Discovery - Autonomous Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Automated Supplier Invitation** | Not enough data | Not enough data | 
| **Supplier Data Enrichment** | Not enough data | Not enough data | 
| **Supplier Discovery & Matching** | Not enough data | Not enough data | 

#### Optimization & Decisioning- Autonomous Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Multi-Objective AI Optimization** | Not enough data | Not enough data | 
| **What-If Scenario Modeling** | Not enough data | Not enough data | 
| **Explainable AI Recommendations** | Not enough data | Not enough data | 
| **Bid Optimization & Scenario Analysis** | Not enough data | Not enough data | 

#### Intelligence & Insights - Autonomous Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Spend & Opportunity Identification** | Not enough data | Not enough data | 
| **Predictive Sourcing Insights** | Not enough data | Not enough data | 

#### AI & Agentic Capabilities - Autonomous Sourcing

| Feature | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Supplier Recommendation Engine** | Not enough data | Not enough data | 
| **Autonomous Decision Agents** | Not enough data | Not enough data | 
| **Continuous Learning & Improvement** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)


**Unique to Coupa (17):** [Procurement Spend Analysis](https://www.g2.com/categories/procurement-spend-analysis), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay), [Financial Fraud Prevention](https://www.g2.com/categories/financial-fraud-prevention), [Supplier Relationship Management (SRM) Software](https://www.g2.com/categories/supplier-relationship-management-srm), [Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems), [Supply Chain Planning Software](https://www.g2.com/categories/supply-chain-planning), [Supply Chain Business Networks](https://www.g2.com/categories/supply-chain-business-networks), [Supply Chain Cost-To-Serve Analytics Software](https://www.g2.com/categories/supply-chain-cost-to-serve-analytics), [Route Planning Software](https://www.g2.com/categories/route-planning-software), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Strategic Sourcing Software](https://www.g2.com/categories/strategic-sourcing), [Demand Planning Software](https://www.g2.com/categories/demand-planning), [Supply Chain Suites](https://www.g2.com/categories/supply-chain-suites), [Purchasing Software](https://www.g2.com/categories/purchasing-software), [Contract Management Software](https://www.g2.com/categories/contract-management), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Autonomous Sourcing](https://www.g2.com/categories/autonomous-sourcing)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Coupa | 
|---|---|---|
| **Small-Business** | 65.3% | 6.1% | 
| **Mid-Market** | 33.2% | 31.5% | 
| **Enterprise** | 1.5% | 62.4% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.6%
- **Construction:** 9.0%
- **Accounting:** 7.7%
- **Religious Institutions:** 5.2%
- **Computer Software:** 3.9%
- **Real Estate:** 3.5%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 2.9%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.8%
- **Other:** 44.1%

#### Coupa

- **Computer Software:** 8.5%
- **Information Technology and Services:** 7.6%
- **Accounting:** 6.2%
- **Financial Services:** 5.3%
- **Automotive:** 4.0%
- **Hospital & Health Care:** 3.3%
- **Hospitality:** 3.1%
- **Retail:** 3.1%
- **Consumer Goods:** 2.9%
- **Oil & Energy:** 2.9%
- **Other:** 53.2%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2460 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1608 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9282 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7137 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5654 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2409 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (192 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)

### Alternatives to Coupa

- [SAP Ariba](https://www.g2.com/products/sap-ariba/reviews) — 4.1/5 stars (792 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (417 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1959 reviews)
- [Procurify](https://www.g2.com/products/procurify/reviews) — 4.6/5 stars (393 reviews)
- [Zip](https://www.g2.com/products/zip-2024-02-26/reviews) — 4.6/5 stars (129 reviews)
- [Zycus Source-to-Pay](https://www.g2.com/products/zycus-source-to-pay/reviews) — 3.6/5 stars (13 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2460 reviews)
- [Ivalua](https://www.g2.com/products/ivalua/reviews) — 4.3/5 stars (102 reviews)
- [Precoro](https://www.g2.com/products/precoro/reviews) — 4.7/5 stars (210 reviews)
- [Jaggaer](https://www.g2.com/products/jaggaer/reviews) — 4.1/5 stars (86 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."

### Coupa

- Title: [Is coupa an ERP system?](https://www.g2.com/discussions/is-coupa-an-erp-system) — 1 comment
  > **Top comment:** "Coupa is not an ERP system. It's an S2P system that integrates with any ERP."
- Title: [Can Coupa Expenses users create and submit full expense reports on their mobile phone?](https://www.g2.com/discussions/mobile-app-d036c38f-f906-4552-adb8-f68af52de358) — 1 comment, 2 upvotes *(includes official response)*
  > **Top comment:** "The Coupa Expenses mobile app is designed for users to submit complete expense reports easily while on the go. With an intuitive design and features such as..."
- Title: [Does Coupa support corporate cards?](https://www.g2.com/discussions/corporate-cards) — 1 comment, 2 upvotes *(includes official response)*
  > **Top comment:** "We fully support integrations with all major corporate card providers, including Visa, Amex, and Mastercard. Transactions coming in through a corporate card..."
- Title: [We are a multinational company. Can Coupa support our needs in different countries and locations around the world?](https://www.g2.com/discussions/4923-international-support) — 1 comment, 2 upvotes *(includes official response)*
  > **Top comment:** "Coupa Expenses is available in 150+ currencies and 20+ languages, with successful customers in six continents, including fast-growing startups and global..."
- Title: [Can Coupa Expenses Integrate with Travel Management Tools?](https://www.g2.com/discussions/travel-management) — 1 comment, 2 upvotes *(includes official response)*
  > **Top comment:** "Coupa Expenses is fully integrated with leading Corporate Travel Management Tools, such as Egencia and Sabre GetThere. If users book corporate travel through..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-coupa-software-coupa)