# BILL Spend & Expense (Formerly Divvy) vs Corpay Complete Comparison --- ## AI Generated Summary - **G2 reviewers report** that Corpay Complete excels in providing a seamless user experience, particularly in managing electronic payments and automating financial processes. Users appreciate its advanced features that facilitate the organization of accounts and transactions, making it a strong choice for businesses focused on financial management. - **Users say** that BILL Spend & Expense (Formerly Divvy) stands out for its integration capabilities, allowing easy connections with various vendor portals and accounting software like Xero. This integration helps streamline tasks and provides clear visibility into expenses, which is crucial for small businesses looking to manage their finances effectively. - **Reviewers mention** that Corpay Complete offers superior features for creating expense reports, with users highlighting its perfect score in this area. This functionality simplifies the reporting process, making it easier for businesses to track and manage expenses efficiently. - **According to verified reviews** , BILL Spend & Expense (Formerly Divvy) is praised for its virtual card platform, which allows employees to have different budgets and permissions. This feature enhances spending oversight and approval processes, making it a valuable tool for businesses that need to monitor employee expenses closely. - **G2 reviewers highlight** that Corpay Complete provides exceptional support and quality of service, with users noting its high ratings in support metrics. This level of assistance can be a significant advantage for businesses that require reliable help during implementation and ongoing use. - **Users report** that while BILL Spend & Expense (Formerly Divvy) has a strong market presence, it faces challenges in areas like employee reimbursements and expense categorization, where users have noted room for improvement. This feedback suggests that while the platform is robust, there are aspects that could enhance user satisfaction further. | | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | | **Total Reviews** | 2,103 | 387 | | **Largest Market Segment** | Small-Business (65.1% of reviews) | Mid-Market (69.2% of reviews) | | **Entry Level Price** | $0.00 1 user Per Month | No pricing available | --- ## Top Pros & Cons ### BILL Spend & Expense (Formerly Divvy) Pros: - Ease of Use (366 reviews) - Expense Management (202 reviews) Cons: - Integration Issues (75 reviews) - Approval Issues (72 reviews) ### Corpay Complete Pros: - Ease of Use (86 reviews) - Efficiency (63 reviews) Cons: - Payment Issues (29 reviews) - Vendor Management (21 reviews) --- ## Ratings Comparison | Rating | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Meets Requirements** | 9.0 (1762 reviews) | 9.1 (336 reviews) | | **Ease of Use** | 9.1 (1805 reviews) | 9.2 (329 reviews) | | **Ease of Setup** | 8.8 (1528 reviews) | 9.0 (189 reviews) | | **Ease of Admin** | 8.9 (1473 reviews) | 9.2 (146 reviews) | | **Quality of Support** | 8.6 (1646 reviews) | 9.2 (326 reviews) | | **Has the product been a good partner in doing business?** | 9.1 (1458 reviews) | 9.4 (145 reviews) | | **Product Direction (% positive)** | 9.1 (1772 reviews) | 9.1 (320 reviews) | --- ## Pricing ### BILL Spend & Expense (Formerly Divvy) #### Entry-Level Pricing Plan: Spend & Expense Price: $0.00 1 user Per Month Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. Key Features: - Get as many physical and virtual cards as you need - Access budgets with proactive spend controls - Set up automated expense mangement [Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) #### Free Trial Yes ### Corpay Complete #### Entry-Level Pricing No pricing available #### Free Trial Yes --- ## Features Comparison By Category ### Expense Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1366 | | **Corpay Complete** | 9.9/10 | 21 | #### Expense Reports | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Ease of Creating Expense Reports** | 8.5 (1045 reviews) ✓ Verified | 10.0 (17 reviews) | | **Bank / Credit Card Integration** | 8.7 (1087 reviews) ✓ Verified | 9.9 (17 reviews) | | **Smart Categorization** | 8.3 (1071 reviews) ✓ Verified | 10.0 (17 reviews) | | **Digital Receipt Management** | 9.1 (1191 reviews) ✓ Verified | 10.0 (17 reviews) | | **Employee Reimbursement** | 7.8 (922 reviews) ✓ Verified | 9.8 (17 reviews) | | **Currency Conversions** | 7.8 (718 reviews) ✓ Verified | 10.0 (17 reviews) | | **Credit Card Integration** | 8.4 (961 reviews) ✓ Verified | 9.9 (17 reviews) | #### Agentic AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Autonomous Task Execution** | 6.5 (119 reviews) | 10.0 (17 reviews) | | **Cross-system Integration** | 7.1 (122 reviews) | 9.9 (17 reviews) | #### Travel Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Ease of Booking** | 7.5 (779 reviews) | 9.7 (17 reviews) | | **Itinerary Management** | 6.7 (635 reviews) | 9.8 (17 reviews) | | **Trip Notifications** | 6.5 (616 reviews) | 9.9 (17 reviews) | | **Advanced Integrations** | 6.9 (691 reviews) | 10.0 (17 reviews) | #### Client Invoicing | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Invoice Creation and Delivery** | Feature Not Available | 9.6 (17 reviews) | | **Electronic Payments** | 7.9 (888 reviews) ✓ Verified | 10.0 (17 reviews) | | **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 9.8 (17 reviews) | #### Generative AI - Expense Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Image-to-Text** | Not enough data | Not enough data | | **Text Generation** | Not enough data | Not enough data | | **Text Summarization** | Not enough data | Not enough data | #### Mobile | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Receipt Capture** | 9.2 (1123 reviews) ✓ Verified | 9.8 (17 reviews) | | **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 10.0 (17 reviews) | | **Travel Itinerary and Flight Status Updates** | Feature Not Available | 9.6 (17 reviews) | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Embedded AI / Machine Learning** | 7.1 (606 reviews) | 10.0 (17 reviews) | | **Complex Approval Workflow** | 7.8 (755 reviews) ✓ Verified | 9.9 (17 reviews) | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **PCI Regulation Compliant** | 8.2 (691 reviews) ✓ Verified | 10.0 (17 reviews) | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Business Tool Integration** | 8.3 (1001 reviews) ✓ Verified | 10.0 (17 reviews) | | **Workflow** | 8.3 (1000 reviews) ✓ Verified | 10.0 (17 reviews) | | **Automated Reminders** | 8.3 (1036 reviews) ✓ Verified | 10.0 (17 reviews) | | **Policy Compliance Management** | 8.4 (942 reviews) ✓ Verified | 10.0 (17 reviews) | | **User, Role, and Access Management** | 8.9 (1142 reviews) ✓ Verified | 10.0 (17 reviews) | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Reporting** | 8.5 (1008 reviews) ✓ Verified | 10.0 (17 reviews) | | **APIs / Integration** | 7.9 (770 reviews) ✓ Verified | 10.0 (17 reviews) | | **Internationalization** | 7.6 (640 reviews) | 10.0 (17 reviews) | | **Performance and Reliability** | 8.9 (1068 reviews) ✓ Verified | 10.0 (17 reviews) | | **Mobile User Support** | 8.9 (1022 reviews) ✓ Verified | 9.9 (17 reviews) | | **Offline** | Feature Not Available | 9.5 (17 reviews) | ### Enterprise Payment | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Corpay Complete** | 9.4/10 | 121 | #### Payment Methods | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **ACH** | Not enough data | 9.6 (114 reviews) | | **Credit and Debit** | Not enough data | 9.4 (112 reviews) | | **Wire Transfer** | Not enough data | 9.2 (83 reviews) | #### Payment Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Batch Processing** | Not enough data | 9.2 (113 reviews) | | **Payments Scheduling** | Not enough data | 9.3 (98 reviews) | | **Automated Workflows** | Not enough data | 9.2 (95 reviews) | | **Self Service** | Not enough data | 9.3 (100 reviews) | | **Reconciliation** | Not enough data | 9.1 (99 reviews) | | **Settlements** | Not enough data | 9.1 (99 reviews) | | **Payment Tracking** | Not enough data | 9.4 (112 reviews) | #### Security and Compliance | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **PCI Compliant** | Not enough data | 9.5 (91 reviews) | | **P2PE** | Not enough data | 9.5 (83 reviews) | | **Fraud Management** | Not enough data | 9.6 (87 reviews) | | **SSL Encryption** | Not enough data | 9.3 (85 reviews) | | **SOX** | Not enough data | 9.5 (72 reviews) | | **SOC** | Not enough data | 9.5 (71 reviews) | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Agnostic Integration** | Not enough data | 9.1 (87 reviews) | | **Reporting Consolidation** | Not enough data | 9.3 (89 reviews) | | **Plugins and APIs** | Not enough data | 9.5 (84 reviews) | #### Payment Types | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **AP Automation** | Not enough data | 9.6 (58 reviews) | | **E-Commerce** | Not enough data | Feature Not Available | | **Retail** | Not enough data | Feature Not Available | #### Agentic AI - Enterprise Payment | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Adaptive Learning** | Not enough data | 10.0 (17 reviews) | ### Spend Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 926 | | **Corpay Complete** | 9.9/10 | 21 | #### Setup | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Data** | 8.1 (706 reviews) | 10.0 (17 reviews) | | **Approvals** | 8.7 (765 reviews) | 10.0 (17 reviews) | | **Alignment** | 8.5 (628 reviews) | 9.8 (17 reviews) | #### Performance | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **KPIs** | 7.6 (552 reviews) | 10.0 (17 reviews) | | **Benchmarks** | 7.6 (557 reviews) | 10.0 (17 reviews) | | **Forecasting** | 7.4 (559 reviews) | 9.8 (17 reviews) | | **Savings** | 7.6 (589 reviews) | 10.0 (17 reviews) | #### Payment Cards | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **One-time Virtual** | 8.8 (657 reviews) | 9.8 (17 reviews) | | **Recurring Virtual** | 8.8 (675 reviews) | 9.9 (17 reviews) | | **Physical** | 9.0 (761 reviews) | 10.0 (17 reviews) | #### Reporting | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Real time** | 9.0 (747 reviews) | 10.0 (17 reviews) | | **Multiple Views** | 8.7 (654 reviews) | 10.0 (17 reviews) | | **Export** | 8.7 (701 reviews) | 9.9 (17 reviews) | | **Budgets** | 8.6 (789 reviews) | 9.4 (17 reviews) | #### Payments | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Vendor** | 8.4 (671 reviews) | 10.0 (17 reviews) | | **Recurring** | 8.6 (670 reviews) | 10.0 (17 reviews) | | **Employee Reimbursements** | 7.6 (611 reviews) | 10.0 (17 reviews) | | **ACH** | 7.9 (625 reviews) | 10.0 (17 reviews) | #### Fraud & Risk Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Notifications** | 8.4 (742 reviews) | 9.9 (17 reviews) | | **Unique Cards** | 8.8 (725 reviews) | 10.0 (17 reviews) | | **Controls** | 9.0 (741 reviews) | 9.9 (17 reviews) | #### Agentic AI - Spend Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Proactive Assistance** | 5.8 (59 reviews) | 10.0 (17 reviews) | ### Procure to Pay | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Corpay Complete** | 10.0/10 | 26 | #### Planning | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Processes** | Not enough data | 9.9 (23 reviews) | | **Contracts** | Not enough data | Feature Not Available | | **Content** | Not enough data | 9.9 (23 reviews) | | **Requisition** | Not enough data | 9.9 (23 reviews) | #### Execution | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Sourcing** | Not enough data | Feature Not Available | | **Purchasing** | Not enough data | 9.9 (23 reviews) | | **Invoicing** | Not enough data | 9.9 (23 reviews) | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Visibility** | Not enough data | 9.7 (23 reviews) | | **Performance** | Not enough data | 10.0 (23 reviews) | | **Spend** | Not enough data | 10.0 (23 reviews) | #### Agentic AI - Procure to Pay | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Multi-step Planning** | Not enough data | 10.0 (13 reviews) | ### Accounts Payable (AP) and Spend Analysis | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Corpay Complete** | 9.8/10 | 39 | #### Data Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Consolidation** | Not enough data | Feature Not Available | | **Classification** | Not enough data | Feature Not Available | | **External Sources** | Not enough data | Feature Not Available | | **Integration** | Not enough data | Feature Not Available | | **Cleaning** | Not enough data | Feature Not Available | #### Agentic AI - Accounts Payable (AP) and Spend Analysis | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Decision Making** | Not enough data | 10.0 (6 reviews) | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Benchmarking** | Not enough data | Feature Not Available | | **KPIs** | Not enough data | Feature Not Available | | **Compliance** | Not enough data | 9.9 (38 reviews) | | **Errors** | Not enough data | 9.6 (38 reviews) | #### Recovery | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Historical payments** | Not enough data | 9.8 (37 reviews) | | **Overpayments** | Not enough data | 9.6 (37 reviews) | #### AP Data Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Workflows** | Not enough data | 9.8 (38 reviews) | | **Transparency** | Not enough data | 9.8 (38 reviews) | | **Controls** | Not enough data | 9.8 (38 reviews) | ### AP Automation | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 30 | | **Corpay Complete** | 9.3/10 | 158 | #### Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Capture** | 8.1 (19 reviews) | 8.9 (103 reviews) | | **Supplier Portal** | 5.5 (16 reviews) | 9.3 (77 reviews) | | **Repository** | 7.3 (20 reviews) | 9.0 (90 reviews) | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Matching** | 6.9 (16 reviews) | 9.2 (105 reviews) | | **Payments** | 7.4 (18 reviews) | 9.4 (110 reviews) | | **Workflows** | 6.9 (18 reviews) | 9.3 (118 reviews) | | **Tax Compliance** | 6.6 (17 reviews) | 9.2 (78 reviews) ✓ Verified | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Due Dates** | 6.7 (18 reviews) | 9.2 (101 reviews) | | **Benchmarking** | 5.4 (16 reviews) | 8.9 (79 reviews) ✓ Verified | | **KPIs** | 5.7 (16 reviews) | 9.3 (78 reviews) | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Accounting** | 9.0 (26 reviews) | 9.5 (126 reviews) ✓ Verified | | **Payment Integration** | 8.2 (16 reviews) | 9.4 (131 reviews) ✓ Verified | | **ERP** | 6.2 (17 reviews) | 9.1 (103 reviews) ✓ Verified | #### Risk | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Analysis** | 5.9 (16 reviews) | Feature Not Available | | **Identification** | 6.7 (17 reviews) | 9.2 (94 reviews) | | **Scoring** | 5.4 (15 reviews) | Feature Not Available | #### Recovery | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Recoup** | 6.4 (16 reviews) | 9.0 (84 reviews) | | **Reporting** | 6.4 (16 reviews) | 9.3 (91 reviews) | #### Audit | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Filters** | 6.4 (16 reviews) | 9.2 (73 reviews) | | **Post Audits** | 5.8 (16 reviews) | Feature Not Available | | **Overpayments** | 5.3 (16 reviews) | 9.3 (80 reviews) | | **Duplicates** | 6.8 (17 reviews) | 9.3 (89 reviews) | #### Fraud | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Vendor Checks** | 6.5 (17 reviews) | 9.4 (92 reviews) | | **Data Generation** | 7.0 (16 reviews) | 9.3 (85 reviews) | | **Monitoring** | 6.8 (16 reviews) | 9.4 (83 reviews) | #### Agentic AI - AP Automation | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Autonomous Task Execution** | 5.8 (16 reviews) | 10.0 (17 reviews) | | **Proactive Assistance** | 5.8 (16 reviews) | 9.9 (17 reviews) | | **Decision Making** | 5.6 (16 reviews) | 10.0 (17 reviews) | ### Invoice Management | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Corpay Complete** | 9.8/10 | 49 | #### Invoice Generation | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Templates** | Not enough data | 9.7 (45 reviews) | | **Digital Invoices** | Not enough data | 10.0 (45 reviews) | | **Recurring Invoices** | Not enough data | 9.7 (44 reviews) | #### Invoice Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Approvals** | Not enough data | 10.0 (45 reviews) | | **Batch Processing** | Not enough data | 9.3 (45 reviews) | | **Consolidation** | Not enough data | 9.7 (45 reviews) | | **Match Invoices** | Not enough data | 9.9 (45 reviews) | #### Analytics | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Due Dates** | Not enough data | 9.8 (45 reviews) | | **Cashflow** | Not enough data | Feature Not Available | | **KPIs** | Not enough data | Feature Not Available | | **Payment Tracking** | Not enough data | 9.9 (45 reviews) | #### Integration | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Accounting** | Not enough data | 9.9 (45 reviews) | | **Payments** | Not enough data | 9.9 (45 reviews) | | **ERP** | Not enough data | 9.6 (45 reviews) | | **Account Sync** | Not enough data | 9.9 (45 reviews) | #### Agentic AI - Invoice Management | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Cross-system Integration** | Not enough data | 10.0 (17 reviews) | | **Adaptive Learning** | Not enough data | 10.0 (17 reviews) | | **Proactive Assistance** | Not enough data | 10.0 (17 reviews) | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Corpay Complete** | 8.6/10 | 139 | #### Payment Processing | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Encryption** | Not enough data | 9.0 (98 reviews) | | **Credit Card Processing** | Not enough data | 9.0 (67 reviews) | | **Mobile Payments** | Not enough data | 8.6 (53 reviews) | | **Digital Wallet Integration** | Not enough data | 8.3 (51 reviews) | #### Administration | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Reporting & Analytics** | Not enough data | 8.8 (114 reviews) | | **E-commerce Integration** | Not enough data | 8.6 (59 reviews) | | **Processing Fees** | Not enough data | 8.5 (109 reviews) | | **POS Integration** | Not enough data | 8.8 (58 reviews) | | **Omnichannel** | Not enough data | 8.3 (73 reviews) | | **Levels 1 & 2** | Not enough data | 8.6 (77 reviews) | | **Level 3** | Not enough data | 8.6 (73 reviews) | #### Payment Options | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Multi-Currency** | Not enough data | 7.1 (65 reviews) | | **Online payment portal** | Not enough data | 9.0 (112 reviews) | #### Security | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **POS Verification** | Not enough data | 8.8 (64 reviews) | #### Platform | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Accounting integration** | Not enough data | 9.0 (110 reviews) | | **E-commerce Integration** | Not enough data | 8.7 (55 reviews) | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A | | **Corpay Complete** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (3):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation) **Unique to Corpay Complete (5):** [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Payment Processing Software](https://www.g2.com/categories/payment-processing) --- ## Reviewer Demographics ### By Company Size | Segment | BILL Spend & Expense (Formerly Divvy) | Corpay Complete | |---|---|---| | **Small-Business** | 65.1% | 11.7% | | **Mid-Market** | 33.4% | 69.2% | | **Enterprise** | 1.6% | 19.2% | ### By Industry #### BILL Spend & Expense (Formerly Divvy) - **Non-Profit Organization Management:** 14.5% - **Construction:** 8.7% - **Accounting:** 8.0% - **Religious Institutions:** 5.3% - **Computer Software:** 4.0% - **Real Estate:** 3.6% - **Marketing and Advertising:** 3.2% - **Information Technology and Services:** 3.0% - **Hospital & Health Care:** 2.9% - **Retail:** 2.7% - **Other:** 44.2% #### Corpay Complete - **Automotive:** 11.1% - **Primary/Secondary Education:** 9.6% - **Education Management:** 8.5% - **Accounting:** 8.0% - **Higher Education:** 7.8% - **Construction:** 7.5% - **Telecommunications:** 6.5% - **Hospitality:** 3.9% - **Hospital & Health Care:** 3.4% - **Information Technology and Services:** 2.6% - **Other:** 31.1% --- ## Alternatives ### Alternatives to BILL Spend & Expense (Formerly Divvy) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2426 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9093 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7071 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5643 reviews) - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2389 reviews) - [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (190 reviews) - [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1120 reviews) ### Alternatives to Corpay Complete - [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1926 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews) - [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews) - [AvidXchange](https://www.g2.com/products/avidxchange/reviews) — 4.4/5 stars (317 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2426 reviews) - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7071 reviews) - [Quadient Accounts Payable](https://www.g2.com/products/quadient-accounts-payable/reviews) — 4.5/5 stars (238 reviews) - [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (349 reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4229 reviews) --- ## Top Discussions ### BILL Spend & Expense (Formerly Divvy) - Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments > **Top comment:** "For everything if possible. Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...." - Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap." - Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. " - Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox I also had a negative experience with divvy characterized by the fact that..." - Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 1 comment, 1 upvote > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit." ### Corpay Complete - Title: [Why do you limit payment files to only be .txt files?](https://www.g2.com/discussions/30835-why-do-you-limit-payment-files-to-only-be-txt-files) — 2 comments, 1 upvote > **Top comment:** "Hi Zach, Thanks for asking about payment file types! We accept other file extensions including csv, xls, and xlsx. You can find the entire list here:..." - Title: [Will Nvoicepay offer payments in foreign currency and provide 1099 services.](https://www.g2.com/discussions/30628-will-nvoicepay-offer-payments-in-foreign-currency-and-provide-1099-services) — 1 comment > **Top comment:** "Hi Michael, Thanks for your question! We offer international payments via ACH and wire in more than 140 currencies. For 1099 services, we recommend our..." - Title: [Am I responsible for setting up all my own vendors?](https://www.g2.com/discussions/vendor-enrollment) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "No, we don’t pass the workload to our customers through “self-service onboarding.” Nvoicepay assumes responsibility for enrolling 100% of our customers’..." - Title: [Can I use Nvoicepay to pay international vendors?](https://www.g2.com/discussions/payment-options-9d4fe0d6-ae6d-407c-9f15-6a690e6fb187) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Yes. Our customers can make payments to 170 countries in 140 currencies in the same workflow as their domestic payments." - Title: [Does Nvoicepay integrate with my front-end AP solution or ERP?](https://www.g2.com/discussions/integrations-10ce6b3f-ac5d-4e6e-a093-2bc5a1e15342) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Yes. Our solution communicates with any ERP, and works seamlessly with all industry-leading front-end AP automation providers." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-corpay-complete)