Compare BILL AP/AR and Xero 
Featured Products
At a Glance
Market Segments
Small-Business (64.0% of reviews)
Small-Business (66.8% of reviews)
Entry-Level Pricing
$49.00 1 user Per Month
$13.00 Per Month
BILL AP/AR
Star Rating
(1,792)4.4 out of 5
Market Segments
Small-Business (64.0% of reviews)
Pros & Cons
Entry-Level Pricing
$49.00 1 user Per Month
Free Trial is available
Browse all 4 pricing plansXero
Star Rating
(1,606)4.4 out of 5
Market Segments
Small-Business (66.8% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in user experience, particularly with its clean interface that makes accounting feel less daunting. Users appreciate features like automated bank reconciliations, which allow them to quickly match transactions with minimal effort.
- Users say that BILL AP/AR is particularly strong in streamlining payables, with one reviewer highlighting its seamless integration with QuickBooks Online. This integration helps keep all invoices and payments organized in one system, which is a significant advantage for users managing multiple platforms.
- According to verified reviews, Xero's implementation process is praised for being intuitive and straightforward, with many users noting that the initial setup was easy. This contrasts with some experiences shared by BILL AP/AR users, who found the setup to be less seamless, although still manageable.
- Reviewers mention that Xero offers superior support quality, with a score reflecting users' satisfaction with assistance received. Users have highlighted the helpfulness of support staff, which can be crucial for businesses needing timely help with their accounting software.
- G2 reviewers indicate that while both products have similar star ratings, Xero's higher G2 Score suggests a greater overall satisfaction among users. This is reinforced by feedback emphasizing Xero's robust features like digital invoicing and recurring billing, which enhance day-to-day usability.
- Users report that BILL AP/AR is user-friendly and does not require extensive training, making it accessible for teams that may not have a dedicated accounting background. However, some users feel that Xero's advanced features provide a more comprehensive solution for businesses looking to scale.
Pricing
Entry-Level Pricing
BILL AP/AR
ESSENTIALS
$49.00
1 user Per Month
Spend 50% less time on AP, automate invoicing, and get paid 2x faster.
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflow
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
BILL AP/AR
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.8
1,463
8.8
1,289
Ease of Use
8.8
1,500
9.0
1,342
Ease of Setup
8.6
1,042
8.8
1,033
Ease of Admin
8.7
850
8.7
389
Quality of Support
8.0
1,287
8.5
1,207
Has the product been a good partner in doing business?
8.6
844
8.6
383
Product Direction (% positive)
8.4
1,457
8.9
1,273
Features by Category
Expense Reports
Not enough data
8.9
283
Not enough data
9.1
286
Not enough data
8.7
261
Not enough data
8.8
267
Not enough data
8.7
249
Not enough data
8.6
252
Not enough data
8.9
263
Agentic AI - Expense Management
Not enough data
9.2
141
Not enough data
9.3
140
Travel Management
Not enough data
8.1
233
Not enough data
7.8
221
Not enough data
7.5
216
Not enough data
8.0
222
Client Invoicing
Not enough data
9.2
269
Not enough data
8.9
251
Not enough data
8.8
245
Mobile
Not enough data
8.6
249
Not enough data
8.1
223
Not enough data
7.8
216
Platform
Not enough data
8.5
207
Not enough data
8.5
210
Administration
Not enough data
8.7
202
Administration
Not enough data
8.6
248
Not enough data
8.7
248
Not enough data
8.5
241
Not enough data
8.5
231
Not enough data
8.8
252
Platform
Not enough data
9.0
278
Not enough data
8.7
235
Not enough data
8.6
225
Not enough data
9.2
256
Not enough data
8.5
241
Not enough data
5.4
191
General Ledger
Not enough data
8.6
717
|
Verified
Not enough data
8.3
674
|
Verified
Not enough data
8.6
696
|
Verified
Accounts Receivable
Not enough data
8.8
757
|
Verified
Not enough data
8.5
658
Not enough data
8.3
664
|
Verified
Accounts Payable
Not enough data
8.6
636
Not enough data
8.8
718
|
Verified
Not enough data
8.6
661
|
Verified
Other Functionality
Not enough data
8.0
601
Not enough data
8.0
595
Not enough data
8.2
579
|
Verified
Not enough data
7.9
612
|
Verified
Not enough data
8.5
643
|
Verified
Not enough data
9.1
792
|
Verified
Not enough data
8.2
641
|
Verified
Not enough data
8.5
640
Reporting & Analytics
Not enough data
9.0
800
|
Verified
Not enough data
8.6
744
|
Verified
Not enough data
8.5
631
|
Verified
Not enough data
8.8
755
|
Verified
Platform
Not enough data
8.3
685
|
Verified
Not enough data
8.3
644
Not enough data
8.6
699
|
Verified
Not enough data
8.3
605
|
Verified
Not enough data
8.9
747
|
Verified
Not enough data
8.7
650
|
Verified
Integration
Not enough data
8.7
693
|
Verified
Not enough data
8.6
624
Not enough data
8.5
661
|
Verified
Cash Flow
Not enough data
8.8
599
|
Verified
Not enough data
9.1
593
|
Verified
Not enough data
8.8
549
|
Verified
Budgeting & Forecasting
Not enough data
8.5
631
|
Verified
Not enough data
8.7
555
|
Verified
Not enough data
8.4
514
|
Verified
Not enough data
8.6
545
|
Verified
Revenue
Not enough data
8.7
570
|
Verified
Not enough data
8.7
556
|
Verified
Not enough data
8.4
526
|
Verified
Payroll
Not enough data
8.3
501
|
Verified
Not enough data
8.1
487
|
Verified
Not enough data
8.5
528
|
Verified
Not enough data
8.8
544
|
Verified
AI
Not enough data
8.4
379
Not enough data
8.9
380
Not enough data
8.7
383
Not enough data
8.5
376
Not enough data
8.5
372
Not enough data
8.1
370
Not enough data
9.0
387
Not enough data
8.8
380
Not enough data
8.7
368
Not enough data
8.5
368
Mobile Applications - Accounting
Not enough data
8.8
381
Not enough data
8.8
356
Not enough data
8.8
381
Not enough data
6.9
321
Not enough data
9.0
366
Not enough data
9.0
373
Agentic AI - Accounting
Not enough data
8.5
332
General Ledger
Not enough data
8.6
717
|
Verified
Not enough data
8.3
674
|
Verified
Not enough data
8.6
696
|
Verified
Accounts Receivable
Not enough data
8.8
757
|
Verified
Not enough data
8.5
658
Not enough data
8.3
664
|
Verified
Accounts Payable
Not enough data
8.6
636
Not enough data
8.8
718
|
Verified
Not enough data
8.6
661
|
Verified
Payment Methods
8.8
136
Not enough data
7.5
114
Not enough data
Feature Not Available
Not enough data
Payment Processing
8.5
128
Not enough data
9.0
137
Not enough data
8.4
127
Not enough data
8.5
131
Not enough data
8.2
122
Not enough data
8.2
116
Not enough data
8.5
135
Not enough data
Security and Compliance
8.7
106
Not enough data
8.5
100
Not enough data
8.4
105
Not enough data
8.9
105
Not enough data
8.5
90
Not enough data
8.6
90
Not enough data
Integration
8.3
101
Not enough data
7.8
106
Not enough data
7.8
104
Not enough data
Payment Types
8.8
103
Not enough data
7.8
93
Not enough data
7.2
81
Not enough data
Agentic AI - Enterprise Payment
7.0
23
Not enough data
Invoice Management
8.6
744
|
Verified
Not enough data
7.7
613
Not enough data
8.4
698
|
Verified
Not enough data
Invoice Processing
8.2
688
|
Verified
Not enough data
8.7
796
|
Verified
Not enough data
8.6
764
|
Verified
Not enough data
7.6
631
|
Verified
Not enough data
Analytics
8.8
765
|
Verified
Not enough data
Feature Not Available
Not enough data
7.4
615
|
Verified
Not enough data
Integration
8.6
806
|
Verified
Not enough data
8.5
744
|
Verified
Not enough data
7.8
631
|
Verified
Not enough data
Risk
7.7
603
Not enough data
8.0
617
Not enough data
7.3
568
Not enough data
Recovery
7.5
564
Not enough data
7.6
637
Not enough data
Audit
7.8
638
Not enough data
7.6
571
Not enough data
7.6
598
Not enough data
8.3
636
Not enough data
Fraud
8.0
649
Not enough data
7.8
601
Not enough data
8.0
604
Not enough data
Agentic AI - AP Automation
6.8
253
Not enough data
6.9
246
Not enough data
7.0
243
Not enough data
Invoice Generation
8.2
384
|
Verified
8.7
273
8.7
400
|
Verified
9.2
280
8.4
383
|
Verified
9.2
274
Invoice Processing
9.1
455
|
Verified
8.9
267
Feature Not Available
8.9
268
8.4
389
|
Verified
8.7
262
8.7
375
|
Verified
9.2
275
Analytics
8.9
436
|
Verified
9.2
268
8.1
366
|
Verified
8.9
267
8.0
342
|
Verified
8.5
250
8.9
403
|
Verified
9.0
272
Integration
8.7
444
|
Verified
9.2
282
8.9
439
|
Verified
9.1
277
8.0
360
|
Verified
8.4
249
8.6
411
|
Verified
8.8
274
Agentic AI - Invoice Management
7.4
84
8.9
172
7.3
83
8.9
175
7.4
83
8.7
176
Payment Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Options
Not enough data
Not enough data
Not enough data
Not enough data
Security
Not enough data
Not enough data
Platform
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Forecasting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Financial Data Transfer
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Multichannel inventory management
Not enough data
9.0
120
Not enough data
9.1
121
Not enough data
9.0
121
3PL inventory management
Not enough data
9.3
124
Not enough data
9.2
124
Not enough data
9.0
122
Inventory Management
Not enough data
9.3
127
Not enough data
9.1
126
Not enough data
9.1
117
Not enough data
9.1
123
Not enough data
9.5
123
Inventory Management Platform Features
Not enough data
9.3
129
Not enough data
9.3
132
Not enough data
9.2
129
Not enough data
9.1
127
Not enough data
9.2
126
Not enough data
9.4
134
Not enough data
9.2
130
Not enough data
9.5
128
Not enough data
9.6
133
Not enough data
9.6
132
Bill Generation
8.2
346
8.7
253
8.6
362
9.0
261
8.5
353
9.0
260
Bill Processing
Feature Not Available
8.6
251
Feature Not Available
8.7
253
Feature Not Available
8.9
254
Integration
8.8
364
9.1
269
Feature Not Available
8.9
264
8.2
297
8.4
239
Agentic AI - Billing
6.7
66
8.9
163
Platform Basics
8.6
324
Not enough data
8.6
321
Not enough data
Platform Administration
8.0
316
Not enough data
8.0
292
Not enough data
7.8
306
Not enough data
Platform Payment Content
8.4
310
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Reporting
8.5
224
Not enough data
7.3
205
Not enough data
8.5
225
Not enough data
Integrations
8.5
220
Not enough data
7.8
201
Not enough data
Feature Not Available
Not enough data
Transactions
Feature Not Available
Not enough data
8.6
232
Not enough data
8.6
243
Not enough data
Workflows
8.6
222
Not enough data
8.2
222
Not enough data
Agentic AI - Accounts Receivable Automation
6.9
51
Not enough data
AI - Accounts Receivable
7.0
48
Not enough data
6.6
46
Not enough data
6.6
47
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL AP/AR and Xero are categorized as Invoice Management and Billing
Unique Categories
BILL AP/AR is categorized as Contractor Payments, Enterprise Payment, Accounts Receivable, AP Automation, Cash Flow Management, and Payment Processing
Reviews
Reviewers' Company Size
BILL AP/AR
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
18.5%
Non-Profit Organization Management
10.3%
Computer Software
6.7%
Information Technology and Services
4.5%
Marketing and Advertising
4.5%
Other
55.4%
Accounting
19.4%
Information Technology and Services
9.5%
Computer Software
6.4%
Marketing and Advertising
5.3%
Consulting
3.3%
Other
56.0%
Discussions
How come some of our sttachments dont sync into Bill.com (they are .pdf's) and otherones do?
2 Comments
EC
hi i am also a victim of this BITLL which until now my money is under frozen how can i get it?Read more
How long does Bill com take to pay?
2 Comments
DW
Far, far too long. Where an international wire usually arrives within a couple of days if done without them involved, they take 7. Worst of all, they appear...Read more
How is Bill.com different than my online bank bill pay?
1 Comment
Official Response from BILL AP/AR
Online banking is just the payment piece of the accounts payable process—it doesn’t include document storage, workflow approvals, or integration with your...Read more
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