# BILL AP/AR, Worldpay vs Square Payments Comparison

| | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Star Rating** | 4.4 out of 5 | 2.9 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 1,805 | 42 | 176 | 
| **Largest Market Segment** | Small-Business (63.9% of reviews) | Small-Business (75.0% of reviews) | Small-Business (89.7% of reviews) | 
| **Entry Level Price** | $49.00 1 user Per Month | No pricing available | No pricing available | 

---
## Top Pros & Cons

### BILL AP/AR

Pros:
- Ease of Use (622 reviews)
- Easy Payments (301 reviews)

Cons:
- Payment Issues (177 reviews)
- Missing Features (166 reviews)

### Worldpay

Pros:
- Payment Processing (2 reviews)
- Ease of Use (1 reviews)

Cons:
- Account Blocking (3 reviews)
- Billing Issues (3 reviews)

### Square Payments

Pros:
- Ease of Use (7 reviews)
- Easy Payments (6 reviews)

Cons:
- High Fees (5 reviews)
- Expensive (2 reviews)

---
## Ratings Comparison
| Rating | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
  | **Meets Requirements** | 8.8 (1473 reviews) | 7.4 (32 reviews) | 9.3 (130 reviews) | 
  | **Ease of Use** | 8.8 (1510 reviews) | 6.6 (33 reviews) | 9.5 (131 reviews) | 
  | **Ease of Setup** | 8.6 (1049 reviews) | 6.3 (20 reviews) | 9.1 (56 reviews) | 
  | **Ease of Admin** | 8.7 (854 reviews) | 7.2 (16 reviews) | 9.2 (42 reviews) | 
  | **Quality of Support** | 8.0 (1297 reviews) | 5.4 (29 reviews) | 8.5 (103 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.6 (848 reviews) | 6.5 (16 reviews) | 8.9 (42 reviews) | 
  | **Product Direction (% positive)** | 8.4 (1464 reviews) | 5.5 (31 reviews) | 8.2 (125 reviews) | 

---
## Pricing

### BILL AP/AR

#### Entry-Level Pricing

Plan: ESSENTIALS

Price: $49.00 1 user Per Month

Description: Spend 50% less time on AP, automate invoicing, and get paid 2x faster.

Key Features:
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflow

[Browse all 4 editions](https://www.g2.com/products/bill-ap-ar/pricing)

#### Free Trial

Yes

### Worldpay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Square Payments

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Worldpay** | 7.4/10 | 30 |
| **Square Payments** | 8.9/10 | 49 |

#### Payment Options

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | 6.7 (11 reviews) | 8.6 (14 reviews) | 
| **Recurring Billing** | Not enough data | 8.2 (18 reviews) | 9.3 (10 reviews) | 
| **Instant Payment** | Not enough data | 8.6 (20 reviews) | 9.4 (14 reviews) | 
| **Accepted Credit Cards and Debit Cards** | Not enough data | 8.7 (25 reviews) | 9.9 (15 reviews) | 
| **ACH Payments and eCheck Processing** | Not enough data | 8.0 (9 reviews) | 9.0 (10 reviews) | 
| **Split Payments** | Not enough data | 6.7 (10 reviews) | 9.5 (11 reviews) | 
| **Real-Time Payments** | Not enough data | 7.9 (8 reviews) | 9.7 (13 reviews) | 
| **Multi-Currency** | Not enough data | 3.1 (6 reviews) | 7.6 (26 reviews) | 
| **Online payment portal** | Not enough data | 1.4 (6 reviews) | 9.1 (37 reviews) | 

#### Administration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Reporting/Dashboards** | Not enough data | 6.7 (23 reviews) | 9.2 (14 reviews) | 
| **User, Role, and Access Management** | Not enough data | 6.6 (19 reviews) | 9.6 (15 reviews) | 
| **Payout Time** | Not enough data | 7.3 (17 reviews) | 9.1 (15 reviews) | 
| **Manual Payment Entry** | Not enough data | 7.3 (16 reviews) | 8.6 (14 reviews) | 
| **Dispute Resolution** | Not enough data | Feature Not Available | 7.6 (12 reviews) | 
| **Omnichannel** | Not enough data | 1.7 (6 reviews) | 8.6 (30 reviews) | 
| **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | 8.3 (28 reviews) | 
| **Level 3** | Not enough data | 1.9 (6 reviews) | 8.0 (22 reviews) | 

#### Security

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **PCI Compliance** | Not enough data | 8.8 (10 reviews) | 9.1 (9 reviews) | 
| **Fraud Protection Tools** | Not enough data | 8.1 (18 reviews) | 9.7 (11 reviews) | 
| **Data Tokenization** | Not enough data | 7.9 (17 reviews) | 9.4 (9 reviews) | 
| **Two-Factor Authentication** | Not enough data | 7.1 (11 reviews) | 9.6 (12 reviews) | 
| **POS Verification** | Not enough data | 2.6 (7 reviews) | 8.8 (33 reviews) | 

#### Development

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | Not enough data | 5.6 (18 reviews) | 8.3 (11 reviews) | 
| **APIs** | Not enough data | 6.4 (19 reviews) | 9.4 (9 reviews) | 
| **Accounting Software Integration** | Not enough data | 6.5 (11 reviews) | 7.8 (10 reviews) | 
| **E-Commerce Software Integration** | Not enough data | 6.5 (16 reviews) | 8.0 (11 reviews) | 

#### Platform

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Performance and Reliability** | Not enough data | 7.6 (22 reviews) | 9.4 (12 reviews) | 
| **Internationalization - Currency/Language** | Not enough data | 7.9 (15 reviews) | 9.0 (10 reviews) | 
| **Internationalization - Operating Country** | Not enough data | 7.9 (15 reviews) | 8.5 (8 reviews) | 
| **API / Integrations** | Not enough data | 6.5 (8 reviews) | 7.9 (8 reviews) | 
| **PCI Regulation Compliance** | Not enough data | 6.9 (8 reviews) | 9.2 (6 reviews) | 
| **Supplemental Technology** | Not enough data | 7.8 (6 reviews) | 9.3 (7 reviews) | 
| **Accounting integration** | Not enough data | 2.3 (5 reviews) | 8.3 (30 reviews) | 
| **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | 8.6 (30 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.3/10 | 150 |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Payment Methods

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **ACH** | 8.8 (136 reviews) | Not enough data | Not enough data | 
| **Credit and Debit** | 7.5 (114 reviews) | Not enough data | Not enough data | 
| **Wire Transfer** | Feature Not Available | Not enough data | Not enough data | 

#### Payment Processing 

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Batch Processing** | 8.5 (128 reviews) | Not enough data | Not enough data | 
| **Payments Scheduling** | 9.0 (137 reviews) | Not enough data | Not enough data | 
| **Automated Workflows** | 8.4 (127 reviews) | Not enough data | Not enough data | 
| **Self Service** | 8.5 (131 reviews) | Not enough data | Not enough data | 
| **Reconciliation** | 8.2 (122 reviews) | Not enough data | Not enough data | 
| **Settlements** | 8.2 (116 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 8.5 (135 reviews) | Not enough data | Not enough data | 

#### Security and Compliance

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **PCI Compliant** | 8.7 (106 reviews) | Not enough data | Not enough data | 
| **P2PE** | 8.5 (100 reviews) | Not enough data | Not enough data | 
| **Fraud Management** | 8.4 (105 reviews) | Not enough data | Not enough data | 
| **SSL Encryption** | 8.9 (105 reviews) | Not enough data | Not enough data | 
| **SOX** | 8.5 (90 reviews) | Not enough data | Not enough data | 
| **SOC** | 8.6 (90 reviews) | Not enough data | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Agnostic Integration** | 8.3 (101 reviews) | Not enough data | Not enough data | 
| **Reporting Consolidation** | 7.8 (106 reviews) | Not enough data | Not enough data | 
| **Plugins and APIs** | 7.8 (104 reviews) | Not enough data | Not enough data | 

#### Payment Types

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **AP Automation** | 8.8 (103 reviews) | Not enough data | Not enough data | 
| **E-Commerce** | 7.8 (93 reviews) | Not enough data | Not enough data | 
| **Retail** | 7.2 (81 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Adaptive Learning** | 7.0 (23 reviews) | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 7.9/10 | 953 |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Invoice Management

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Capture** | 8.6 (746 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Supplier Portal** | 7.7 (615 reviews) | Not enough data | Not enough data | 
| **Repository** | 8.4 (699 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Matching** | 8.2 (690 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payments** | 8.7 (798 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Workflows** | 8.6 (767 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Tax Compliance** | 7.6 (632 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Due Dates** | 8.8 (766 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Benchmarking** | Feature Not Available | Not enough data | Not enough data | 
| **KPIs** | 7.4 (615 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Accounting** | 8.6 (814 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payment Integration** | 8.5 (747 reviews) ✓ Verified | Not enough data | Not enough data | 
| **ERP** | 7.8 (632 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Risk

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Analysis** | 7.7 (603 reviews) | Not enough data | Not enough data | 
| **Identification** | 8.0 (618 reviews) | Not enough data | Not enough data | 
| **Scoring** | 7.3 (569 reviews) | Not enough data | Not enough data | 

#### Recovery

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Recoup** | 7.5 (565 reviews) | Not enough data | Not enough data | 
| **Reporting** | 7.6 (639 reviews) | Not enough data | Not enough data | 

#### Audit

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Filters** | 7.8 (639 reviews) | Not enough data | Not enough data | 
| **Post Audits** | 7.6 (572 reviews) | Not enough data | Not enough data | 
| **Overpayments** | 7.6 (599 reviews) | Not enough data | Not enough data | 
| **Duplicates** | 8.3 (637 reviews) | Not enough data | Not enough data | 

#### Fraud

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Vendor Checks** | 8.0 (650 reviews) | Not enough data | Not enough data | 
| **Data Generation** | 7.7 (602 reviews) | Not enough data | Not enough data | 
| **Monitoring** | 8.0 (605 reviews) | Not enough data | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | 6.8 (254 reviews) | Not enough data | Not enough data | 
| **Proactive Assistance** | 6.9 (246 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 7.0 (243 reviews) | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.3/10 | 508 |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Invoice Generation

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Templates** | 8.2 (384 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Digital Invoices** | 8.7 (400 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Recurring Invoices** | 8.4 (383 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Approvals** | 9.1 (454 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Batch Processing** | Feature Not Available | Not enough data | Not enough data | 
| **Consolidation** | 8.4 (389 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Match Invoices** | 8.7 (375 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Due Dates** | 8.9 (435 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Cashflow** | 8.1 (366 reviews) ✓ Verified | Not enough data | Not enough data | 
| **KPIs** | 8.0 (342 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payment Tracking** | 8.9 (403 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Accounting** | 8.7 (443 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payments** | 8.9 (439 reviews) ✓ Verified | Not enough data | Not enough data | 
| **ERP** | 8.0 (360 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Account Sync** | 8.6 (411 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Cross-system Integration** | 7.4 (84 reviews) | Not enough data | Not enough data | 
| **Adaptive Learning** | 7.3 (83 reviews) | Not enough data | Not enough data | 
| **Proactive Assistance** | 7.4 (83 reviews) | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Worldpay** | 2.7/10 | 7 |
| **Square Payments** | 8.5/10 | 69 |

#### Payment Processing

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Encryption** | Not enough data | 4.0 (7 reviews) | 9.0 (50 reviews) | 
| **Credit Card Processing** | Not enough data | 4.3 (7 reviews) | 9.4 (59 reviews) | 
| **Mobile Payments** | Not enough data | 2.2 (6 reviews) | 9.4 (52 reviews) | 
| **Digital Wallet Integration** | Not enough data | 1.7 (5 reviews) | 8.8 (40 reviews) | 

#### Administration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Reporting & Analytics** | Not enough data | 3.3 (6 reviews) | 8.8 (51 reviews) | 
| **E-commerce Integration** | Not enough data | 3.6 (6 reviews) | 8.4 (38 reviews) | 
| **Processing Fees** | Not enough data | 1.1 (6 reviews) | 7.1 (58 reviews) | 
| **POS Integration** | Not enough data | 4.7 (5 reviews) | 8.9 (45 reviews) | 
| **Omnichannel** | Not enough data | 1.7 (6 reviews) | 8.6 (30 reviews) | 
| **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | 8.3 (28 reviews) | 
| **Level 3** | Not enough data | 1.9 (6 reviews) | 8.0 (22 reviews) | 

#### Payment Options

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Multi-Currency** | Not enough data | 3.1 (6 reviews) | 7.6 (26 reviews) | 
| **Online payment portal** | Not enough data | 1.4 (6 reviews) | 9.1 (37 reviews) | 

#### Security

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **POS Verification** | Not enough data | 2.6 (7 reviews) | 8.8 (33 reviews) | 

#### Platform

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Accounting integration** | Not enough data | 2.3 (5 reviews) | 8.3 (30 reviews) | 
| **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | 8.6 (30 reviews) | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Cash Flow Management

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **File Exports** | Not enough data | Not enough data | Not enough data | 
| **Income and Expenses** | Not enough data | Not enough data | Not enough data | 
| **Track Cash Flow** | Not enough data | Not enough data | Not enough data | 

#### Cash Flow Forecasting

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Historical Data** | Not enough data | Not enough data | Not enough data | 
| **Reforecast** | Not enough data | Not enough data | Not enough data | 
| **Forecast Types** | Not enough data | Not enough data | Not enough data | 
| **Rolling Forecasts** | Not enough data | Not enough data | Not enough data | 
| **AI** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Variance Analysis** | Not enough data | Not enough data | Not enough data | 
| **Reports** | Not enough data | Not enough data | Not enough data | 
| **Forecast Comparison** | Not enough data | Not enough data | Not enough data | 
| **Forward Looking** | Not enough data | Not enough data | Not enough data | 

#### Financial Data Transfer

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Data Transfer** | Not enough data | Not enough data | Not enough data | 
| **Data Exchange** | Not enough data | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | Not enough data | 
| **Access** | Not enough data | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI -  Cash Flow Management

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.2/10 | 407 |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Bill Generation

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Templates** | 8.2 (346 reviews) | Not enough data | Not enough data | 
| **Digital Billing** | 8.6 (362 reviews) | Not enough data | Not enough data | 
| **Recurring Billing** | 8.5 (353 reviews) | Not enough data | Not enough data | 

#### Bill Processing

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Consolidation** | Feature Not Available | Not enough data | Not enough data | 
| **Batch Invoicing** | Feature Not Available | Not enough data | Not enough data | 
| **Management** | Feature Not Available | Not enough data | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Accounting** | 8.8 (364 reviews) | Not enough data | Not enough data | 
| **Payments** | Feature Not Available | Not enough data | Not enough data | 
| **ERP** | 8.2 (297 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | 6.7 (66 reviews) | Not enough data | Not enough data | 

### Contractor Payments

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.2/10 | 354 |
| **Worldpay** | N/A | N/A |
| **Square Payments** | 9.5/10 | 5 |

#### Platform Basics

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Performance** | 8.6 (325 reviews) | Not enough data | 10.0 (5 reviews) | 
| **Portal** | 8.6 (322 reviews) | Not enough data | 9.7 (5 reviews) | 

#### Platform Administration

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Integrations** | 8.0 (317 reviews) | Not enough data | 7.7 (5 reviews) | 
| **Compliance** | 8.0 (293 reviews) | Not enough data | 9.7 (5 reviews) | 
| **Reporting** | 7.7 (307 reviews) | Not enough data | 9.7 (5 reviews) | 

#### Platform Payment Content

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Document management** | 8.4 (311 reviews) | Not enough data | 9.3 (5 reviews) | 
| **Invoicing Tool** | Feature Not Available | Not enough data | 10.0 (5 reviews) | 
| **Wage access** | Feature Not Available | Not enough data | 9.7 (5 reviews) | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 7.8/10 | 256 |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Reporting

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Status** | 8.5 (224 reviews) | Not enough data | Not enough data | 
| **Customer Credit** | 7.3 (205 reviews) | Not enough data | Not enough data | 
| **History** | 8.5 (225 reviews) | Not enough data | Not enough data | 

#### Integrations

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Accounting** | 8.5 (220 reviews) | Not enough data | Not enough data | 
| **ERP** | 7.8 (201 reviews) | Not enough data | Not enough data | 
| **CPM** | Feature Not Available | Not enough data | Not enough data | 

#### Transactions

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Credits** | Feature Not Available | Not enough data | Not enough data | 
| **Invoices** | 8.6 (232 reviews) | Not enough data | Not enough data | 
| **Payments** | 8.6 (243 reviews) | Not enough data | Not enough data | 

#### Workflows

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Approvals** | 8.6 (222 reviews) | Not enough data | Not enough data | 
| **Reconciliation** | 8.2 (222 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Accounts Receivable Automation

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | 6.9 (51 reviews) | Not enough data | Not enough data | 

#### AI - Accounts Receivable

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Generative** | 7.0 (48 reviews) | Not enough data | Not enough data | 
| **Responses** | 6.6 (46 reviews) | Not enough data | Not enough data | 
| **Predictive Analytics** | 6.6 (47 reviews) | Not enough data | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Worldpay** | N/A | N/A |
| **Square Payments** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to BILL AP/AR (7):** [ Contractor Payment Software](https://www.g2.com/categories/contractor-payments), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Billing Software](https://www.g2.com/categories/billing), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)

**Unique to Worldpay (2):** [Payment Gateways](https://www.g2.com/categories/payment-gateways), [SAP Store Software](https://www.g2.com/categories/sap-store)

**Unique to Square Payments (2):** [ Contractor Payment Software](https://www.g2.com/categories/contractor-payments), [Payment Gateways](https://www.g2.com/categories/payment-gateways)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL AP/AR | Worldpay | Square Payments | 
|---|---|---|---|
| **Small-Business** | 63.9% | 75.0% | 89.7% | 
| **Mid-Market** | 29.3% | 15.0% | 9.1% | 
| **Enterprise** | 6.8% | 10.0% | 1.2% | 

### By Industry

#### BILL AP/AR

- **Accounting:** 18.7%
- **Non-Profit Organization Management:** 10.3%
- **Computer Software:** 6.6%
- **Information Technology and Services:** 4.5%
- **Financial Services:** 4.4%
- **Marketing and Advertising:** 4.4%
- **Construction:** 2.7%
- **Hospital & Health Care:** 2.7%
- **Health, Wellness and Fitness:** 2.1%
- **Education Management:** 1.9%
- **Other:** 41.5%

#### Worldpay

- **Computer Software:** 7.5%
- **Information Technology and Services:** 5.0%
- **Design:** 5.0%
- **Retail:** 5.0%
- **Automotive:** 5.0%
- **Veterinary:** 5.0%
- **Manufacturing:** 5.0%
- **Commercial Real Estate:** 2.5%
- **Arts and Crafts:** 2.5%
- **Consumer Electronics:** 2.5%
- **Other:** 55.0%

#### Square Payments

- **Food & Beverages:** 10.4%
- **Health, Wellness and Fitness:** 6.7%
- **Non-Profit Organization Management:** 6.7%
- **Retail:** 6.7%
- **Information Technology and Services:** 4.3%
- **Apparel & Fashion:** 3.7%
- **Construction:** 3.7%
- **Design:** 3.7%
- **Marketing and Advertising:** 3.1%
- **Arts and Crafts:** 3.1%
- **Other:** 47.9%

---
## Alternatives

### Alternatives to BILL AP/AR

- [Melio](https://www.g2.com/products/melio/reviews) — 4.4/5 stars (248 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (406 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (411 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (347 reviews)
- [AvidXchange](https://www.g2.com/products/avidxchange/reviews) — 4.4/5 stars (317 reviews)
- [MineralTree](https://www.g2.com/products/mineraltree/reviews) — 4.5/5 stars (160 reviews)

### Alternatives to Worldpay

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2739 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [PayPal BrainTree](https://www.g2.com/products/paypal-braintree/reviews) — 3.4/5 stars (90 reviews)
- [Worldline](https://www.g2.com/products/worldline/reviews) — 3.5/5 stars (13 reviews)
- [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews) — 4.2/5 stars (13 reviews)
- [Cybersource](https://www.g2.com/products/cybersource/reviews) — 4.1/5 stars (47 reviews)
- [TSYS](https://www.g2.com/products/tsys/reviews) — 4.6/5 stars (24 reviews)

### Alternatives to Square Payments

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2739 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [GoDaddy Payments](https://www.g2.com/products/godaddy-payments/reviews) — 4.2/5 stars (25 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews) — 4.2/5 stars (13 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [CardConnect](https://www.g2.com/products/cardconnect/reviews) — 2.4/5 stars (22 reviews)

---
## Top Discussions

### BILL AP/AR

- Title: [lack of customer service support. no number to call](https://www.g2.com/discussions/lack-of-customer-service-support-no-number-to-call) — 2 comments, 1 upvote
  > **Top comment:** "You can best contact SUPPORT by being logged into BILL, then going to support CHAT to engage with BILL's virtual assistant.  If you enter your problem, you..."
- Title: [How long does Bill com take to pay?](https://www.g2.com/discussions/how-long-does-bill-com-take-to-pay) — 2 comments
  > **Top comment:** "Next business day, in most cases."
- Title: [How come some of our sttachments dont sync into Bill.com (they are .pdf's) and otherones do?](https://www.g2.com/discussions/33242-how-come-some-of-our-sttachments-dont-sync-into-bill-com-they-are-pdf-s-and-otherones-do) — 2 comments
  > **Top comment:** "Review and report your financial scam case here by contacting this Email: money back@ internet . ru or watchdog money back @ aol . com They recover back lost..."
- Title: [How does Bill com integrate with QuickBooks?](https://www.g2.com/discussions/how-does-bill-com-integrate-with-quickbooks) — 1 comment
  > **Top comment:** "Its very easy either from QBO app section setting or through bill .com setting you can Integrate it quickly"
- Title: [What is Bill COM used for?](https://www.g2.com/discussions/what-is-bill-com-used-for) — 1 comment
  > **Top comment:** "Comment deleted by user."

### Worldpay

No discussions available for this product.

### Square Payments

- Title: [Is Square software free?](https://www.g2.com/discussions/is-square-software-free) — 2 comments
  > **Top comment:** "Square is free but you do pay a percentage on every credit card transaction you make."
- Title: [How do I get notifications from the app?](https://www.g2.com/discussions/how-do-i-get-notifications-from-the-app) — 2 comments, 1 upvote
  > **Top comment:** "Hello "
- Title: [Can i use Sqare internationally?](https://www.g2.com/discussions/can-i-use-sqare-internationally) — 2 comments, 1 upvote
  > **Top comment:** "You can only use square internationally with cash payments, not card or tap-to-pay phone payments!"
- Title: [What is Square payment method?](https://www.g2.com/discussions/what-is-square-payment-method) — 1 comment
  > **Top comment:** "Square Payments Method is a payments system that targets smaller businesses and allows them to accept credit card payments and use tablet computers as..."
- Title: [What is the best way to use the Square Payments app?](https://www.g2.com/discussions/what-is-the-best-way-to-use-the-square-payments-app) — 1 comment, 1 upvote
  > **Top comment:** "The best way to use The square Reader, in my opinion, could be more than one way. 

Firstly,  you do not need the reader.  The fee per swipe is higher..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-ap-ar-vs-worldpay-vs-square-payments)