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Compare BILL AP/AR and Melio 
Featured Products
At a Glance
Market Segments
Small-Business (63.7% of reviews)
Small-Business (94.2% of reviews)
Entry-Level Pricing
$49.00 1 user Per Month
Free
BILL AP/AR
Star Rating
(1,563)4.4 out of 5
Market Segments
Small-Business (63.7% of reviews)
Pros & Cons
Entry-Level Pricing
$49.00 1 user Per Month
Free Trial is available
Browse all 4 pricing plansMelio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansBILL AP/AR vs Melio
When assessing the two solutions, reviewers found Melio easier to use, set up, and administer. Reviewers also preferred doing business with Melio overall.
- Reviewers felt that BILL AP/AR meets the needs of their business better than Melio.
- When comparing quality of ongoing product support, reviewers felt that Melio is the preferred option.
- When assessing product direction, BILL AP/AR and Melio received similar ratings from our reviewers.
Pricing
Entry-Level Pricing
BILL AP/AR
ESSENTIALS
$49.00
1 user Per Month
Spend 50% less time on AP, automate invoicing, and get paid 2x faster.
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflow
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Free Trial
BILL AP/AR
Free Trial is available
Melio
Free Trial is available
Ratings
Meets Requirements
8.8
1,348
8.7
202
Ease of Use
8.8
1,386
9.2
204
Ease of Setup
8.6
940
9.0
150
Ease of Admin
8.7
796
9.0
101
Quality of Support
8.0
1,186
8.3
178
Has the product been a good partner in doing business?
8.6
790
8.9
101
Product Direction (% positive)
8.4
1,357
8.4
185
Features by Category
Payment Methods
8.8
134
9.3
7
7.5
114
9.3
7
Feature Not Available
9.8
7
Payment Processing
8.5
127
8.1
7
9.0
135
9.3
7
8.4
124
8.3
7
8.5
130
8.6
7
8.2
122
8.1
7
8.2
116
8.6
7
8.5
133
9.3
7
Security and Compliance
8.7
106
7.6
7
8.5
100
7.6
7
8.4
105
7.6
7
8.9
105
8.1
7
8.5
90
7.6
7
8.6
89
7.6
7
Integration
8.3
101
7.9
7
7.8
106
7.6
7
7.8
104
7.9
7
Payment Types
8.8
102
9.4
6
7.8
93
7.5
6
7.2
81
7.2
6
Agentic AI - Enterprise Payment
7.0
23
Not enough data
Invoice Management
8.6
718
|
Verified
8.5
41
7.7
607
7.5
37
8.4
682
|
Verified
7.7
37
Invoice Processing
8.2
687
|
Verified
7.8
40
8.7
764
|
Verified
9.1
46
8.6
725
|
Verified
8.5
41
7.6
626
|
Verified
7.3
31
Analytics
8.8
760
|
Verified
8.7
41
Feature Not Available
Feature Not Available
7.4
614
|
Verified
Feature Not Available
Integration
8.7
759
|
Verified
9.1
43
8.5
735
|
Verified
8.7
43
7.8
621
|
Verified
Feature Not Available
Risk
7.7
604
8.0
35
8.0
614
7.6
34
7.3
569
7.4
31
Recovery
7.5
565
7.8
28
7.6
630
8.0
33
Audit
7.8
635
6.8
30
7.6
572
7.0
28
7.6
599
6.7
30
8.3
635
6.9
32
Fraud
8.0
650
7.5
31
7.8
602
7.6
29
8.0
605
7.8
27
Agentic AI - AP Automation
6.8
248
Not enough data
6.9
245
Not enough data
7.0
243
Not enough data
Invoice Generation
8.2
383
|
Verified
8.7
47
8.7
397
|
Verified
9.2
54
8.4
380
|
Verified
8.5
48
Invoice Processing
9.1
446
|
Verified
8.9
50
Feature Not Available
8.6
50
8.4
388
|
Verified
8.6
46
8.7
375
|
Verified
8.9
52
Analytics
8.9
432
|
Verified
9.0
59
8.1
366
|
Verified
8.4
48
8.0
342
|
Verified
8.0
44
8.9
402
|
Verified
9.0
56
Integration
8.7
437
|
Verified
8.7
55
8.9
436
|
Verified
8.7
55
8.0
360
|
Verified
8.1
42
8.6
407
|
Verified
8.8
49
Agentic AI - Invoice Management
7.4
84
7.4
7
7.3
83
7.6
7
7.4
83
7.1
7
Payment Processing
Not enough data
9.0
98
Not enough data
8.8
99
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
107
Not enough data
Feature Not Available
Not enough data
8.5
83
Not enough data
8.2
78
Not enough data
8.0
71
Payment Options
Not enough data
Feature Not Available
Not enough data
8.9
115
Security
Not enough data
Feature Not Available
Platform
Not enough data
8.7
103
Not enough data
8.1
72
Cash Flow Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Forecasting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Financial Data Transfer
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Bill Generation
8.2
345
Not enough data
8.6
362
Not enough data
8.5
352
Not enough data
Bill Processing
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
8.8
362
Not enough data
Feature Not Available
Not enough data
8.2
297
Not enough data
Agentic AI - Billing
6.7
66
Not enough data
Platform Basics
8.6
322
8.7
43
8.6
320
8.6
42
Platform Administration
8.0
316
7.4
41
8.0
292
7.4
41
7.8
306
7.8
43
Platform Payment Content
8.4
309
7.8
41
Feature Not Available
7.8
41
Feature Not Available
6.9
38
Reporting
8.5
223
9.0
34
7.3
205
7.9
31
8.5
225
8.5
35
Integrations
8.5
219
8.7
35
7.8
201
8.1
31
Feature Not Available
8.2
32
Transactions
Feature Not Available
8.1
32
8.6
232
9.2
35
8.6
242
8.9
36
Workflows
8.6
222
8.8
32
8.2
222
8.7
33
Agentic AI - Accounts Receivable Automation
6.9
51
Not enough data
AI - Accounts Receivable
7.0
48
Not enough data
6.6
46
Not enough data
6.6
47
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL AP/AR and Melio are categorized as Contractor Payments, Enterprise Payment, Accounts Receivable, AP Automation, Invoice Management, and Payment Processing
Unique Categories
BILL AP/AR is categorized as Billing and Cash Flow Management
Melio has no unique categories
Reviews
Reviewers' Company Size
BILL AP/AR
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
19.4%
Non-Profit Organization Management
10.0%
Computer Software
6.2%
Information Technology and Services
4.7%
Financial Services
4.7%
Other
54.9%
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Discussions
How come some of our sttachments dont sync into Bill.com (they are .pdf's) and otherones do?
2 Comments
EC
hi i am also a victim of this BITLL which until now my money is under frozen how can i get it?Read more
How long does Bill com take to pay?
2 Comments
DW
Far, far too long. Where an international wire usually arrives within a couple of days if done without them involved, they take 7. Worst of all, they appear...Read more
When will you have more flexibility with invoices for billing - i.e. adding the ability to have comments on invoices
1 Comment
KJ
From my account, I have the option to add messages on invoices. I have this option both with Accounts Payable and Accounts Receivable. Read more
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