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At a Glance
Market Segments
Small-Business (63.7% of reviews)
Small-Business (94.1% of reviews)
Entry-Level Pricing
$45.00
Free
BILL AP/AR
Star Rating
(1,557)4.4 out of 5
Market Segments
Small-Business (63.7% of reviews)
Entry-Level Pricing
$45.00
Free Trial is available
Browse all 4 pricing plansMelio
Star Rating
(242)4.5 out of 5
Market Segments
Small-Business (94.1% of reviews)
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Melio offers a more user-friendly interface, scoring 9.2 in Ease of Use compared to BILL AP/AR's 8.9. Reviewers mention that Melio's streamlined navigation makes it easier for small businesses to manage their accounts payable and receivable without extensive training.
- Reviewers mention that Melio's free entry-level pricing is a significant advantage for small businesses, while BILL AP/AR starts at $45. Users on G2 appreciate the cost-effectiveness of Melio, especially for startups and smaller operations looking to minimize expenses.
- Users say that Melio excels in Payment Tracking, scoring 9.3 compared to BILL AP/AR's 8.5. Reviewers highlight Melio's real-time tracking features, which allow businesses to monitor their payments and cash flow more effectively.
- Reviewers mention that BILL AP/AR has a slight edge in the Approvals feature, scoring 9.1 versus Melio's 8.8. Users appreciate the customizable approval workflows in BILL AP/AR, which help ensure that all payments are properly vetted before processing.
- G2 users report that Melio shines in Digital Invoices, scoring 9.2 compared to BILL AP/AR's 8.7. Reviewers highlight Melio's ability to create and send professional invoices quickly, which is crucial for maintaining cash flow in small businesses.
- Users on G2 mention that while both products perform well in Recurring Invoices, Melio's score of 8.4 is slightly lower than BILL AP/AR's 8.5. However, users appreciate Melio's flexibility in setting up recurring payments, making it easier to manage regular billing cycles.
Pricing
Entry-Level Pricing
BILL AP/AR
ESSENTIALS
$45.00
Manage payables or receivables
- Manually import and export CSV files into accounting software
- Payment status tracking
- ACH, check, credit card and international wire transfer
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Free Trial
BILL AP/AR
Free Trial is available
Melio
Free Trial is available
Ratings
Meets Requirements
8.8
1,343
8.7
199
Ease of Use
8.8
1,381
9.2
201
Ease of Setup
8.6
935
9.1
148
Ease of Admin
8.7
791
9.1
99
Quality of Support
8.0
1,182
8.4
176
Has the product been a good partner in doing business?
8.6
785
9.0
99
Product Direction (% positive)
8.4
1,352
8.5
182
Features by Category
Payment Methods
8.8
134
9.3
7
7.5
114
9.3
7
Feature Not Available
9.8
7
Payment Processing
8.5
127
8.1
7
9.0
135
9.3
7
8.4
124
8.3
7
8.5
130
8.6
7
8.2
122
8.1
7
8.2
116
8.6
7
8.5
133
9.3
7
Security and Compliance
8.7
106
7.6
7
8.5
100
7.6
7
8.4
105
7.6
7
8.9
105
8.1
7
8.5
90
7.6
7
8.6
89
7.6
7
Integration
8.3
101
7.9
7
7.8
106
7.6
7
7.8
104
7.9
7
Payment Types
8.8
102
9.4
6
7.8
93
7.5
6
7.2
81
7.2
6
Agentic AI - Enterprise Payment
7.0
23
Not enough data
Invoice Management
8.6
716
|
Verified
8.5
41
7.7
607
7.5
37
8.4
680
|
Verified
7.7
37
Invoice Processing
8.2
687
|
Verified
7.8
40
8.7
763
|
Verified
9.1
46
8.6
725
|
Verified
8.5
41
7.6
626
|
Verified
7.3
31
Analytics
8.8
760
|
Verified
8.7
41
Feature Not Available
Feature Not Available
7.4
613
|
Verified
Feature Not Available
Integration
8.7
759
|
Verified
9.1
43
8.5
735
|
Verified
8.7
43
7.8
621
|
Verified
Feature Not Available
Risk
7.7
604
8.0
35
8.0
614
7.6
34
7.3
569
7.4
31
Recovery
7.5
565
7.8
28
7.6
629
8.0
33
Audit
7.8
635
6.8
30
7.6
572
7.0
28
7.6
599
6.7
30
8.3
635
6.9
32
Fraud
8.0
650
7.5
31
7.8
602
7.6
29
8.0
605
7.8
27
Agentic AI - AP Automation
6.8
248
Not enough data
6.9
245
Not enough data
7.0
243
Not enough data
Invoice Generation
8.2
383
|
Verified
8.7
46
8.7
397
|
Verified
9.2
53
8.4
380
|
Verified
8.5
47
Invoice Processing
9.1
446
|
Verified
8.8
49
Feature Not Available
8.7
49
8.4
388
|
Verified
8.6
45
8.7
375
|
Verified
8.9
51
Analytics
8.9
432
|
Verified
9.0
58
8.1
366
|
Verified
8.4
47
8.0
342
|
Verified
7.9
43
8.9
402
|
Verified
8.9
55
Integration
8.7
437
|
Verified
8.7
54
8.9
436
|
Verified
8.8
54
8.0
360
|
Verified
8.2
41
8.6
407
|
Verified
8.8
48
Agentic AI - Invoice Management
7.4
84
7.5
6
7.3
83
7.8
6
7.4
83
6.9
6
Payment Processing
Not enough data
9.0
97
Not enough data
8.8
98
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
106
Not enough data
Feature Not Available
Not enough data
8.5
82
Not enough data
8.2
77
Not enough data
7.9
70
Payment Options
Not enough data
Feature Not Available
Not enough data
8.9
113
Security
Not enough data
Feature Not Available
Platform
Not enough data
8.7
102
Not enough data
8.0
71
Cash Flow Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Forecasting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Financial Data Transfer
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Bill Generation
8.2
345
Not enough data
8.6
362
Not enough data
8.5
352
Not enough data
Bill Processing
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
8.8
362
Not enough data
Feature Not Available
Not enough data
8.2
297
Not enough data
Agentic AI - Billing
6.7
66
Not enough data
Platform Basics
8.6
320
8.7
43
8.6
320
8.6
42
Platform Administration
8.0
316
7.4
41
8.0
292
7.4
41
7.8
306
7.8
43
Platform Payment Content
8.4
309
7.8
41
Feature Not Available
7.8
41
Feature Not Available
6.9
38
Reporting
8.5
223
9.0
34
7.3
205
7.9
31
8.5
225
8.8
34
Integrations
8.5
219
9.0
34
7.8
201
8.1
31
Feature Not Available
8.2
32
Transactions
Feature Not Available
8.1
32
8.6
232
9.5
34
8.6
242
9.1
35
Workflows
8.6
222
8.8
32
8.2
222
8.7
33
Agentic AI - Accounts Receivable Automation
6.9
51
Not enough data
AI - Accounts Receivable
7.0
48
Not enough data
6.6
46
Not enough data
6.6
47
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL AP/AR and Melio are categorized as Contractor Payments, Enterprise Payment, Accounts Receivable, AP Automation, Invoice Management, and Payment Processing
Unique Categories
BILL AP/AR is categorized as Billing and Cash Flow Management
Melio has no unique categories
Reviews
Reviewers' Company Size
BILL AP/AR
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
19.4%
Non-Profit Organization Management
10.0%
Computer Software
6.3%
Information Technology and Services
4.7%
Financial Services
4.7%
Other
54.8%
Accounting
23.9%
Marketing and Advertising
8.8%
Retail
5.0%
Real Estate
4.2%
Consulting
3.8%
Other
54.2%
Discussions
How come some of our sttachments dont sync into Bill.com (they are .pdf's) and otherones do?
2 Comments
EC
hi i am also a victim of this BITLL which until now my money is under frozen how can i get it?Read more
How long does Bill com take to pay?
2 Comments
DW
Far, far too long. Where an international wire usually arrives within a couple of days if done without them involved, they take 7. Worst of all, they appear...Read more
When will you have more flexibility with invoices for billing - i.e. adding the ability to have comments on invoices
1 Comment
KJ
From my account, I have the option to add messages on invoices. I have this option both with Accounts Payable and Accounts Receivable. Read more
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