# BILL AP/AR vs Centime Comparison
---
## AI Generated Summary
- **G2 reviewers report** that BILL AP/AR excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Centime. Users appreciate its seamless integration with QuickBooks Online, which allows for streamlined payables and easy management of invoices and payments all in one system.
- **Users say** that the implementation process for BILL AP/AR is notably user-friendly, with many highlighting that no training is required to get started. This contrasts with Centime, where some users may find the setup less intuitive, despite its ease of access from the main dashboard.
- **Reviewers mention** that BILL AP/AR provides a robust feature set for cash flow management, with users noting the ability to quickly send funds to vendors as a standout benefit. In comparison, while Centime offers helpful invoice tracking, it does not match the same level of immediacy in payment processing.
- **According to verified reviews** , Centime shines in its quality of support, receiving high marks from users who appreciate the responsiveness and helpfulness of the support team. However, BILL AP/AR still maintains a solid support rating, with users expressing satisfaction with the assistance they receive.
- **G2 reviewers highlight** that both products are easy to use, with similar scores in this area. However, BILL AP/AR users often emphasize its intuitive design, which allows for quick navigation without the need for extensive training, while Centime users appreciate its straightforward dashboard for managing invoices.
- **Users report** that while Centime is effective for mid-market businesses, BILL AP/AR is particularly favored by small businesses, as evidenced by the larger percentage of reviews from this segment. This suggests that BILL AP/AR may be better suited for smaller organizations looking for a comprehensive AP/AR solution.



| | BILL AP/AR | Centime | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.6 out of 5 | 
| **Total Reviews** | 1,805 | 36 | 
| **Largest Market Segment** | Small-Business (63.9% of reviews) | Mid-Market (66.7% of reviews) | 
| **Entry Level Price** | $49.00 1 user Per Month | No pricing available | 

---
## Top Pros & Cons

### BILL AP/AR

Pros:
- Ease of Use (1018 reviews)
- Easy Payments (434 reviews)

Cons:
- Invoicing Problems (251 reviews)
- Sync Issues (206 reviews)

### Centime

Pros:
- Invoicing (3 reviews)
- Tracking Efficiency (3 reviews)

Cons:
- Card Issues (1 reviews)
- Connectivity Issues (1 reviews)

---
## Ratings Comparison
| Rating | BILL AP/AR | Centime | 
|---|---|---|
  | **Meets Requirements** | 8.8 (1473 reviews) | 8.6 (35 reviews) | 
  | **Ease of Use** | 8.8 (1510 reviews) | 8.8 (35 reviews) | 
  | **Ease of Setup** | 8.6 (1049 reviews) | 8.9 (30 reviews) | 
  | **Ease of Admin** | 8.7 (854 reviews) | 9.1 (21 reviews) | 
  | **Quality of Support** | 8.0 (1297 reviews) | 9.8 (33 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.6 (848 reviews) | 9.4 (21 reviews) | 
  | **Product Direction (% positive)** | 8.4 (1464 reviews) | 9.7 (35 reviews) | 

---
## Pricing

### BILL AP/AR

#### Entry-Level Pricing

Plan: ESSENTIALS

Price: $49.00 1 user Per Month

Description: Spend 50% less time on AP, automate invoicing, and get paid 2x faster.

Key Features:
- Manually integrate with accounting software via CSV file import/export
- Easily enter bills
- Automate approval workflow

[Browse all 4 editions](https://www.g2.com/products/bill-ap-ar/pricing)

#### Free Trial

Yes

### Centime

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Centime** | N/A | N/A |

#### Expense Reports

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Ease of Creating Expense Reports** | Not enough data | Not enough data | 
| **Bank / Credit Card Integration** | Not enough data | Not enough data | 
| **Smart Categorization** | Not enough data | Not enough data | 
| **Digital Receipt Management** | Not enough data | Not enough data | 
| **Employee Reimbursement** | Not enough data | Not enough data | 
| **Currency Conversions** | Not enough data | Not enough data | 
| **Credit Card Integration** | Not enough data | Not enough data | 

#### Agentic AI - Expense Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 

#### Travel Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Ease of Booking** | Not enough data | Not enough data | 
| **Itinerary Management** | Not enough data | Not enough data | 
| **Trip Notifications** | Not enough data | Not enough data | 
| **Advanced Integrations** | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Invoice Creation and Delivery** | Not enough data | Not enough data | 
| **Electronic Payments** | Not enough data | Not enough data | 
| **Project Accounting / Revenue Recognition** | Not enough data | Not enough data | 

#### Generative AI - Expense Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Receipt Capture** | Not enough data | Not enough data | 
| **Mileage Tracking** | Not enough data | Not enough data | 
| **Travel Itinerary and Flight Status Updates** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Embedded AI / Machine Learning** | Not enough data | Not enough data | 
| **Complex Approval Workflow** | Not enough data | Not enough data | 

#### Administration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **PCI Regulation Compliant** | Not enough data | Not enough data | 

#### Administration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Business Tool Integration** | Not enough data | Not enough data | 
| **Workflow** | Not enough data | Not enough data | 
| **Automated Reminders** | Not enough data | Not enough data | 
| **Policy Compliance Management** | Not enough data | Not enough data | 
| **User, Role, and Access Management** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Reporting** | Not enough data | Not enough data | 
| **APIs / Integration** | Not enough data | Not enough data | 
| **Internationalization** | Not enough data | Not enough data | 
| **Performance and Reliability** | Not enough data | Not enough data | 
| **Mobile User Support** | Not enough data | Not enough data | 
| **Offline** | Not enough data | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.3/10 | 150 |
| **Centime** | N/A | N/A |

#### Payment Methods

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **ACH** | 8.8 (136 reviews) | Not enough data | 
| **Credit and Debit** | 7.5 (114 reviews) | Not enough data | 
| **Wire Transfer** | Feature Not Available | Not enough data | 

#### Payment Processing 

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Batch Processing** | 8.5 (128 reviews) | Not enough data | 
| **Payments Scheduling** | 9.0 (137 reviews) | Not enough data | 
| **Automated Workflows** | 8.4 (127 reviews) | Not enough data | 
| **Self Service** | 8.5 (131 reviews) | Not enough data | 
| **Reconciliation** | 8.2 (122 reviews) | Not enough data | 
| **Settlements** | 8.2 (116 reviews) | Not enough data | 
| **Payment Tracking** | 8.5 (135 reviews) | Not enough data | 

#### Security and Compliance

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **PCI Compliant** | 8.7 (106 reviews) | Not enough data | 
| **P2PE** | 8.5 (100 reviews) | Not enough data | 
| **Fraud Management** | 8.4 (105 reviews) | Not enough data | 
| **SSL Encryption** | 8.9 (105 reviews) | Not enough data | 
| **SOX** | 8.5 (90 reviews) | Not enough data | 
| **SOC** | 8.6 (90 reviews) | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Agnostic Integration** | 8.3 (101 reviews) | Not enough data | 
| **Reporting Consolidation** | 7.8 (106 reviews) | Not enough data | 
| **Plugins and APIs** | 7.8 (104 reviews) | Not enough data | 

#### Payment Types

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **AP Automation** | 8.8 (103 reviews) | Not enough data | 
| **E-Commerce** | 7.8 (93 reviews) | Not enough data | 
| **Retail** | 7.2 (81 reviews) | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Adaptive Learning** | 7.0 (23 reviews) | Not enough data | 

### Budgeting and Forecasting

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Centime** | 9.5/10 | 6 |

#### Budget Creation

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Data Import** | Not enough data | Feature Not Available | 
| **Budget Hierarchies** | Not enough data | Feature Not Available | 
| **Versioning** | Not enough data | Feature Not Available | 
| **Formulas** | Not enough data | Feature Not Available | 
| **What-If** | Not enough data | Feature Not Available | 
| **Budget Periods** | Not enough data | Feature Not Available | 

#### Budget Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Consolidation** | Not enough data | Feature Not Available | 
| **Adjustments** | Not enough data | Feature Not Available | 
| **Workflows** | Not enough data | Feature Not Available | 

#### Forecasting

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Historical Data** | Not enough data | 9.7 (6 reviews) | 
| **Reforecast** | Not enough data | 9.3 (5 reviews) | 
| **Forecast Types** | Not enough data | 9.7 (6 reviews) | 
| **Rolling Forecasts** | Not enough data | 9.4 (6 reviews) | 
| **AI** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Variance Analysis** | Not enough data | Feature Not Available | 
| **Forecasts Comparison** | Not enough data | Feature Not Available | 
| **Forward Looking** | Not enough data | Feature Not Available | 

#### Agentic AI - Budgeting and Forecasting

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Accounts Payable (AP) and Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Centime** | 8.6/10 | 17 |

#### Data Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Consolidation** | Not enough data | 8.9 (16 reviews) | 
| **Classification** | Not enough data | 8.6 (16 reviews) | 
| **External Sources** | Not enough data | Feature Not Available | 
| **Integration** | Not enough data | 8.9 (17 reviews) | 
| **Cleaning** | Not enough data | 8.3 (16 reviews) | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Decision Making** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Benchmarking** | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | 8.0 (16 reviews) | 
| **Compliance** | Not enough data | 8.5 (16 reviews) | 
| **Errors** | Not enough data | 8.2 (17 reviews) | 

#### Recovery

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Historical payments** | Not enough data | Feature Not Available | 
| **Overpayments** | Not enough data | Feature Not Available | 

#### AP Data Processing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Workflows** | Not enough data | 8.0 (15 reviews) | 
| **Transparency** | Not enough data | 9.1 (15 reviews) | 
| **Controls** | Not enough data | 9.0 (15 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 7.9/10 | 953 |
| **Centime** | 8.6/10 | 13 |

#### Invoice Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Capture** | 8.6 (746 reviews) ✓ Verified | 8.5 (11 reviews) | 
| **Supplier Portal** | 7.7 (615 reviews) | 8.3 (11 reviews) | 
| **Repository** | 8.4 (699 reviews) ✓ Verified | 8.8 (10 reviews) | 

#### Invoice Processing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Matching** | 8.2 (690 reviews) ✓ Verified | 9.2 (11 reviews) | 
| **Payments** | 8.7 (798 reviews) ✓ Verified | 8.5 (11 reviews) | 
| **Workflows** | 8.6 (767 reviews) ✓ Verified | 8.5 (10 reviews) | 
| **Tax Compliance** | 7.6 (632 reviews) ✓ Verified | 7.7 (10 reviews) | 

#### Analytics

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Due Dates** | 8.8 (766 reviews) ✓ Verified | 9.2 (12 reviews) | 
| **KPIs** | 7.4 (615 reviews) ✓ Verified | 8.2 (11 reviews) | 

#### Integration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Accounting** | 8.6 (814 reviews) ✓ Verified | 9.0 (12 reviews) | 
| **Payment Integration** | 8.5 (747 reviews) ✓ Verified | 8.9 (12 reviews) | 
| **ERP** | 7.8 (632 reviews) ✓ Verified | 8.8 (10 reviews) | 

#### Risk

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Analysis** | 7.7 (603 reviews) | Feature Not Available | 
| **Identification** | 8.0 (618 reviews) | 9.5 (10 reviews) | 
| **Scoring** | 7.3 (569 reviews) | Feature Not Available | 

#### Recovery

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Recoup** | 7.5 (565 reviews) | 8.1 (9 reviews) | 
| **Reporting** | 7.6 (639 reviews) | 8.3 (10 reviews) | 

#### Audit

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Filters** | 7.8 (639 reviews) | 8.5 (10 reviews) | 
| **Post Audits** | 7.6 (572 reviews) | Feature Not Available | 
| **Overpayments** | 7.6 (599 reviews) | Feature Not Available | 
| **Duplicates** | 8.3 (637 reviews) | 8.5 (9 reviews) | 

#### Fraud

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Vendor Checks** | 8.0 (650 reviews) | 8.1 (9 reviews) | 
| **Data Generation** | 7.7 (602 reviews) | 8.8 (10 reviews) | 
| **Monitoring** | 8.0 (605 reviews) | 7.7 (10 reviews) | 

#### Agentic AI - AP Automation

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Autonomous Task Execution** | 6.8 (254 reviews) | Not enough data | 
| **Proactive Assistance** | 6.9 (246 reviews) | Not enough data | 
| **Decision Making** | 7.0 (243 reviews) | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.3/10 | 508 |
| **Centime** | N/A | N/A |

#### Invoice Generation

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Templates** | 8.2 (384 reviews) ✓ Verified | Not enough data | 
| **Digital Invoices** | 8.7 (400 reviews) ✓ Verified | Not enough data | 
| **Recurring Invoices** | 8.4 (383 reviews) ✓ Verified | Not enough data | 

#### Invoice Processing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Approvals** | 9.1 (454 reviews) ✓ Verified | Not enough data | 
| **Batch Processing** | Feature Not Available | Not enough data | 
| **Consolidation** | 8.4 (389 reviews) ✓ Verified | Not enough data | 
| **Match Invoices** | 8.7 (375 reviews) ✓ Verified | Not enough data | 

#### Analytics

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Due Dates** | 8.9 (435 reviews) ✓ Verified | Not enough data | 
| **Cashflow** | 8.1 (366 reviews) ✓ Verified | Not enough data | 
| **KPIs** | 8.0 (342 reviews) ✓ Verified | Not enough data | 
| **Payment Tracking** | 8.9 (403 reviews) ✓ Verified | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Accounting** | 8.7 (443 reviews) ✓ Verified | Not enough data | 
| **Payments** | 8.9 (439 reviews) ✓ Verified | Not enough data | 
| **ERP** | 8.0 (360 reviews) ✓ Verified | Not enough data | 
| **Account Sync** | 8.6 (411 reviews) ✓ Verified | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Cross-system Integration** | 7.4 (84 reviews) | Not enough data | 
| **Adaptive Learning** | 7.3 (83 reviews) | Not enough data | 
| **Proactive Assistance** | 7.4 (83 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Centime** | N/A | N/A |

#### Payment Processing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Encryption** | Not enough data | Not enough data | 
| **Credit Card Processing** | Not enough data | Not enough data | 
| **Mobile Payments** | Not enough data | Not enough data | 
| **Digital Wallet Integration** | Not enough data | Not enough data | 

#### Administration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Reporting &amp; Analytics** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 
| **Processing Fees** | Not enough data | Not enough data | 
| **POS Integration** | Not enough data | Not enough data | 
| **Omnichannel** | Not enough data | Not enough data | 
| **Levels 1 &amp; 2** | Not enough data | Not enough data | 
| **Level 3** | Not enough data | Not enough data | 

#### Payment Options

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Multi-Currency** | Not enough data | Not enough data | 
| **Online payment portal** | Not enough data | Not enough data | 

#### Security

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **POS Verification** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Accounting integration** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Centime** | 8.1/10 | 12 |

#### Cash Flow Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **File Exports** | Not enough data | 8.5 (10 reviews) | 
| **Income and Expenses** | Not enough data | 8.3 (11 reviews) | 
| **Track Cash Flow** | Not enough data | 8.3 (11 reviews) | 

#### Cash Flow Forecasting

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Historical Data** | Not enough data | 7.9 (12 reviews) | 
| **Reforecast** | Not enough data | 8.0 (11 reviews) | 
| **Forecast Types** | Not enough data | 8.0 (10 reviews) | 
| **Rolling Forecasts** | Not enough data | 8.0 (10 reviews) | 
| **AI** | Not enough data | 6.7 (6 reviews) | 

#### Analytics

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Variance Analysis** | Not enough data | Feature Not Available | 
| **Reports** | Not enough data | 7.7 (10 reviews) | 
| **Forecast Comparison** | Not enough data | Feature Not Available | 
| **Forward Looking** | Not enough data | Feature Not Available | 

#### Financial Data Transfer

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Data Transfer** | Not enough data | 8.8 (10 reviews) | 
| **Data Exchange** | Not enough data | Feature Not Available | 
| **Reporting** | Not enough data | 7.9 (11 reviews) | 
| **Access** | Not enough data | 8.6 (11 reviews) | 
| **Integration** | Not enough data | Feature Not Available | 

#### Agentic AI -  Cash Flow Management

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.2/10 | 407 |
| **Centime** | N/A | N/A |

#### Bill Generation

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Templates** | 8.2 (346 reviews) | Not enough data | 
| **Digital Billing** | 8.6 (362 reviews) | Not enough data | 
| **Recurring Billing** | 8.5 (353 reviews) | Not enough data | 

#### Bill Processing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Consolidation** | Feature Not Available | Not enough data | 
| **Batch Invoicing** | Feature Not Available | Not enough data | 
| **Management** | Feature Not Available | Not enough data | 

#### Integration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Accounting** | 8.8 (364 reviews) | Not enough data | 
| **Payments** | Feature Not Available | Not enough data | 
| **ERP** | 8.2 (297 reviews) | Not enough data | 

#### Agentic AI - Billing

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Autonomous Task Execution** | 6.7 (66 reviews) | Not enough data | 

### Contractor Payments

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 8.2/10 | 354 |
| **Centime** | N/A | N/A |

#### Platform Basics

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Performance** | 8.6 (325 reviews) | Not enough data | 
| **Portal** | 8.6 (322 reviews) | Not enough data | 

#### Platform Administration

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Integrations** | 8.0 (317 reviews) | Not enough data | 
| **Compliance** | 8.0 (293 reviews) | Not enough data | 
| **Reporting** | 7.7 (307 reviews) | Not enough data | 

#### Platform Payment Content

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Document management** | 8.4 (311 reviews) | Not enough data | 
| **Invoicing Tool** | Feature Not Available | Not enough data | 
| **Wage access** | Feature Not Available | Not enough data | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | 7.8/10 | 256 |
| **Centime** | 8.4/10 | 17 |

#### Reporting

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Status** | 8.5 (224 reviews) | 9.2 (12 reviews) | 
| **Customer Credit** | 7.3 (205 reviews) | Feature Not Available | 
| **History** | 8.5 (225 reviews) | 8.8 (13 reviews) | 

#### Integrations

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Accounting** | 8.5 (220 reviews) | 8.7 (13 reviews) | 
| **ERP** | 7.8 (201 reviews) | 9.0 (12 reviews) | 

#### Transactions

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Invoices** | 8.6 (232 reviews) | 8.1 (14 reviews) | 
| **Payments** | 8.6 (243 reviews) | 8.6 (12 reviews) | 

#### Workflows

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Approvals** | 8.6 (222 reviews) | 7.7 (8 reviews) | 
| **Reconciliation** | 8.2 (222 reviews) | 6.9 (9 reviews) | 

#### Agentic AI - Accounts Receivable Automation

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Autonomous Task Execution** | 6.9 (51 reviews) | Not enough data | 

#### AI - Accounts Receivable

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Generative** | 7.0 (48 reviews) | Not enough data | 
| **Responses** | 6.6 (46 reviews) | Not enough data | 
| **Predictive Analytics** | 6.6 (47 reviews) | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL AP/AR** | N/A | N/A |
| **Centime** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | BILL AP/AR | Centime | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)

**Unique to BILL AP/AR (5):** [ Contractor Payment Software](https://www.g2.com/categories/contractor-payments), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Billing Software](https://www.g2.com/categories/billing), [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to Centime (3):** [Accounts Payable (AP) &amp; Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis), [Budgeting and Forecasting Software](https://www.g2.com/categories/budgeting-and-forecasting), [Expense Management Software](https://www.g2.com/categories/expense-management)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL AP/AR | Centime | 
|---|---|---|
| **Small-Business** | 63.9% | 30.6% | 
| **Mid-Market** | 29.3% | 66.7% | 
| **Enterprise** | 6.8% | 2.8% | 

### By Industry

#### BILL AP/AR

- **Accounting:** 18.7%
- **Non-Profit Organization Management:** 10.3%
- **Computer Software:** 6.6%
- **Information Technology and Services:** 4.5%
- **Financial Services:** 4.4%
- **Marketing and Advertising:** 4.4%
- **Construction:** 2.7%
- **Hospital &amp; Health Care:** 2.7%
- **Health, Wellness and Fitness:** 2.1%
- **Education Management:** 1.9%
- **Other:** 41.5%

#### Centime

- **Accounting:** 16.7%
- **Computer Software:** 13.9%
- **Hospital &amp; Health Care:** 11.1%
- **Biotechnology:** 8.3%
- **Information Technology and Services:** 8.3%
- **Consulting:** 5.6%
- **Aviation &amp; Aerospace:** 5.6%
- **Renewables &amp; Environment:** 2.8%
- **Non-Profit Organization Management:** 2.8%
- **Marketing and Advertising:** 2.8%
- **Other:** 22.2%

---
## Alternatives

### Alternatives to BILL AP/AR

- [Melio](https://www.g2.com/products/melio/reviews) — 4.4/5 stars (248 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1926 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (412 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (349 reviews)
- [AvidXchange](https://www.g2.com/products/avidxchange/reviews) — 4.4/5 stars (317 reviews)
- [MineralTree](https://www.g2.com/products/mineraltree/reviews) — 4.5/5 stars (160 reviews)

### Alternatives to Centime

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2426 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1926 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4231 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (352 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews)
- [Rippling Spend](https://www.g2.com/products/rippling-spend/reviews) — 4.7/5 stars (1888 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (412 reviews)

---
## Top Discussions

### BILL AP/AR

- Title: [lack of customer service support. no number to call](https://www.g2.com/discussions/lack-of-customer-service-support-no-number-to-call) — 2 comments, 1 upvote
  > **Top comment:** "You can best contact SUPPORT by being logged into BILL, then going to support CHAT to engage with BILL&#39;s virtual assistant.  If you enter your problem, you..."
- Title: [How long does Bill com take to pay?](https://www.g2.com/discussions/how-long-does-bill-com-take-to-pay) — 2 comments
  > **Top comment:** "Next business day, in most cases."
- Title: [How come some of our sttachments dont sync into Bill.com (they are .pdf&#39;s) and otherones do?](https://www.g2.com/discussions/33242-how-come-some-of-our-sttachments-dont-sync-into-bill-com-they-are-pdf-s-and-otherones-do) — 2 comments
  > **Top comment:** "Review and report your financial scam case here by contacting this Email: money back@ internet . ru or watchdog money back @ aol . com They recover back lost..."
- Title: [How does Bill com integrate with QuickBooks?](https://www.g2.com/discussions/how-does-bill-com-integrate-with-quickbooks) — 1 comment
  > **Top comment:** "Its very easy either from QBO app section setting or through bill .com setting you can Integrate it quickly"
- Title: [What is Bill COM used for?](https://www.g2.com/discussions/what-is-bill-com-used-for) — 1 comment
  > **Top comment:** "Comment deleted by user."

### Centime

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-ap-ar-vs-centime)

