Compare Betterment at Work and ZayZoon 
Featured Products
At a Glance
Market Segments
Small-Business (69.1% of reviews)
Mid-Market (70.4% of reviews)
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*
Free
Betterment at Work
Star Rating
(544)4.3 out of 5
Market Segments
Small-Business (69.1% of reviews)
Pros & Cons
Entry-Level Pricing
$100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*
Browse all 3 pricing plansZayZoon
Star Rating
(195)4.7 out of 5
Market Segments
Mid-Market (70.4% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Learn more about ZayZoonSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Betterment at Work excels in managing employee retirement plans, with users highlighting features like seamless payroll integration that simplifies contributions. One user noted, "My favorite feature of Betterment at Work is that it made managing the retirement of employees easier."
- Users say ZayZoon stands out for its user-friendly setup, making it easy for employees to access their earnings before payday. A reviewer mentioned, "I love how simple and easy ZayZoon is to set up," emphasizing the convenience it offers without requiring employer involvement.
- According to verified reviews, Betterment at Work has a strong focus on retirement savings, with features like a high yield savings account integrated into the platform. Users appreciate this as it helps employees build emergency funds, with one stating, "We've seen a noticeable decrease in 401k loan requests."
- Reviewers mention that ZayZoon provides a risk-free way for employees to secure funds when needed, which is particularly beneficial in emergencies. One user expressed relief, saying, "We don't have to wait until the pay date to access our salary," highlighting its impact on financial flexibility.
- G2 reviewers highlight that while Betterment at Work has a solid offering for small businesses, it faces challenges in user experience compared to ZayZoon, which has higher ratings for ease of setup and administration. Users noted ZayZoon's "enhanced overall experience" due to its straightforward integration with payroll systems.
- Users report that Betterment at Work's unique features, like the super catch-up automation for older employees, set it apart in the retirement space. However, ZayZoon's focus on immediate access to earnings resonates well with users looking for quick financial solutions, making it a strong contender for mid-market businesses.
Pricing
Entry-Level Pricing
Betterment at Work
Essential
$100.00
100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*
An affordable, easy-to-manage 401(k) plan for your employees’ retirement.
- Dedicated Onboarding specialist
- Simple payroll integrations with Gusto, Trinet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support
ZayZoon
Standard Edition
Free
- $0 Pricing for Employers | Earned Wage Access for all Employees | ZayZoon Perks | Automated marketplace integration | ZayZoon Funded payouts | ZayU Financial Wellness
Free Trial
Betterment at Work
No trial information availableZayZoon
No trial information availableRatings
Meets Requirements
8.9
510
9.3
154
Ease of Use
8.9
528
9.1
162
Ease of Setup
8.4
477
9.4
161
Ease of Admin
8.7
453
9.5
159
Quality of Support
7.8
488
8.9
150
Has the product been a good partner in doing business?
8.5
449
9.6
162
Product Direction (% positive)
8.4
515
8.9
160
Features by Category
Platform Content
9.0
53
9.0
35
8.7
51
9.0
38
8.9
51
8.7
33
Platform Basics
9.3
54
8.9
37
9.1
51
9.0
37
8.6
52
8.9
36
9.2
51
9.3
36
Platform Additional Functionality
8.6
49
Feature Not Available
9.4
52
9.1
35
7.8
43
8.4
30
8.9
46
9.1
33
Platform Data
8.8
50
9.0
37
8.9
48
9.1
36
Feature Not Available
8.9
33
8.6
46
9.0
35
Functionality
8.1
51
Not enough data
8.4
51
Not enough data
9.5
50
Not enough data
8.6
51
Not enough data
9.2
50
Not enough data
Feature Not Available
Not enough data
8.4
46
Not enough data
Integration
8.9
51
Not enough data
8.7
49
Not enough data
Feature Not Available
Not enough data
Agentic AI - Investment Portfolio Management
8.1
21
Not enough data
9.0
22
Not enough data
8.7
21
Not enough data
8.6
21
Not enough data
Onboarding
8.0
475
Not enough data
8.8
475
Not enough data
Dashboard
8.9
466
Not enough data
8.4
462
Not enough data
8.6
458
Not enough data
Compliance
8.8
453
Not enough data
8.7
449
Not enough data
Administration
8.6
459
Not enough data
8.3
458
Not enough data
Generative AI
Feature Not Available
Not enough data
Payments
Not enough data
9.4
146
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Financial wellness
Not enough data
8.0
114
Not enough data
Feature Not Available
Not enough data
7.9
108
Administration
Not enough data
8.2
135
Not enough data
8.7
115
Not enough data
9.0
131
Not enough data
9.2
134
Categories
Categories
Shared Categories
Betterment at Work and ZayZoon are categorized as Financial Wellness
Unique Categories
Betterment at Work is categorized as 401(k) and Investment Portfolio Management
ZayZoon is categorized as Earned Wage Access
Reviews
Reviewers' Company Size
Betterment at Work
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
ZayZoon
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
11.1%
Information Technology and Services
8.8%
Construction
5.3%
Financial Services
5.3%
Hospital & Health Care
5.3%
Other
64.4%
Hospital & Health Care
18.0%
Hospitality
6.9%
Health, Wellness and Fitness
4.8%
Human Resources
4.8%
Non-Profit Organization Management
4.8%
Other
60.8%
Alternatives
Discussions
Betterment at Work has no discussions with answers
ZayZoon has no discussions with answers
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