# Betterment at Work vs Ubiquity Retirement Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Betterment at Work excels in user satisfaction, with a significantly higher overall score compared to Ubiquity Retirement. Users appreciate features like the seamless integration with payroll, which simplifies employee retirement management.
- **Users say** that Betterment at Work's unique offerings, such as the super catch-up automation for employees aged 60 to 63, set it apart. This feature is particularly valued as it helps employees maximize their retirement contributions, a point highlighted by users who found it beneficial for their older workforce.
- **Reviewers mention** that Ubiquity Retirement shines in its user interface and technical support, making it easy for employees to access information about their plans online. This ease of access is a significant advantage for companies looking to enhance employee engagement with their retirement plans.
- **According to verified reviews** , Betterment at Work's recent enhancements, such as the integration of a high-yield savings account with the 401(k) platform, have been well-received. Users noted that this feature has helped employees build emergency funds, reducing the need for 401(k) loans.
- **G2 reviewers highlight** that while Ubiquity Retirement offers great onboarding experiences, Betterment at Work's implementation process is often described as more intuitive, allowing for smoother transitions and quicker adoption by users.
- **Users report** that both platforms have their strengths, but Betterment at Work's higher G2 score reflects a broader satisfaction among users, particularly in areas like investment options and overall product direction, which are crucial for long-term retirement planning.



| | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Star Rating** | 4.3 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 547 | 57 | 
| **Largest Market Segment** | Small-Business (69.0% of reviews) | Small-Business (78.8% of reviews) | 
| **Entry Level Price** | $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply* | Starting at $19.00 Per Month | 

---
## Top Pros & Cons

### Betterment at Work

Pros:
- Ease of Use (251 reviews)
- Customer Support (142 reviews)

Cons:
- Poor Customer Support (106 reviews)
- Limited Customization (66 reviews)

### Ubiquity Retirement

Pros:
- Ease of Use (16 reviews)
- Simple (10 reviews)

Cons:
- Difficulty Understanding (5 reviews)
- Limited Options (3 reviews)

---
## Ratings Comparison
| Rating | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
  | **Meets Requirements** | 8.9 (514 reviews) | 9.2 (25 reviews) | 
  | **Ease of Use** | 8.9 (532 reviews) | 8.9 (50 reviews) | 
  | **Ease of Setup** | 8.4 (480 reviews) | 8.8 (25 reviews) | 
  | **Ease of Admin** | 8.7 (453 reviews) | 8.8 (17 reviews) | 
  | **Quality of Support** | 7.8 (491 reviews) | 8.4 (26 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.5 (449 reviews) | 8.9 (17 reviews) | 
  | **Product Direction (% positive)** | 8.4 (517 reviews) | 8.1 (25 reviews) | 

---
## Pricing

### Betterment at Work

#### Entry-Level Pricing

Plan: Essential

Price: $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*

Description: An affordable, easy-to-manage 401(k) plan for your employees’ retirement.



Key Features:
- Dedicated Onboarding specialist
- Simple payroll integrations with Gusto, Trinet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support

[Browse all 3 editions](https://www.g2.com/products/betterment-at-work/pricing)

#### Free Trial

No

### Ubiquity Retirement

#### Entry-Level Pricing

Plan: Single(k)

Price: Starting at $19.00 Per Month

Description: A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner. 

Key Features:
- Maximum of 2 people (business owner and business partner or spouse)
- Choose your own investments at a brokerage/custodian of your choice 
- Option to add Mega Backdoor Roth

[Browse all 5 editions](https://www.g2.com/products/ubiquity-retirement/pricing)

#### Free Trial

No

---
## Features Comparison By Category

### Financial Wellness

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.8/10 | 58 |
| **Ubiquity Retirement** | N/A | N/A |

#### Platform Content

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Education Tools** | 9.0 (52 reviews) | Not enough data | 
| **Mobile Tools** | 8.7 (50 reviews) | Not enough data | 
| **Content Library** | 8.9 (50 reviews) | Not enough data | 

#### Platform Basics

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Program Management** | 9.2 (53 reviews) | Not enough data | 
| **Secure** | 9.1 (50 reviews) | Not enough data | 
| **Interoperability** | 8.6 (52 reviews) | Not enough data | 
| **Performance** | 9.2 (50 reviews) | Not enough data | 

#### Platform Additional Functionality

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Services** | 8.6 (48 reviews) | Not enough data | 
| **Employee Portal** | 9.3 (51 reviews) | Not enough data | 
| **Gamification** | 7.9 (42 reviews) | Not enough data | 
| **Education** | 8.9 (46 reviews) | Not enough data | 

#### Platform Data

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Dashboard & Reporting** | 8.8 (49 reviews) | Not enough data | 
| **Visualization** | 8.9 (47 reviews) | Not enough data | 
| **Platform Search** | Feature Not Available | Not enough data | 
| **Alerts and Notifications** | 8.6 (46 reviews) | Not enough data | 

### Investment Portfolio Management

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.7/10 | 56 |
| **Ubiquity Retirement** | N/A | N/A |

#### Functionality

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Customizable Reporting** | 8.1 (51 reviews) | Not enough data | 
| **Market Analytics** | 8.4 (51 reviews) | Not enough data | 
| **Client Portal** | 9.5 (50 reviews) | Not enough data | 
| **Investment Accounting** | 8.6 (51 reviews) | Not enough data | 
| **Real time ** | 9.2 (50 reviews) | Not enough data | 
| **Compliance** | Feature Not Available | Not enough data | 
| **Customizable Reporting** | 8.4 (46 reviews) | Not enough data | 

#### Integration

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Data aggregation** | 8.9 (51 reviews) | Not enough data | 
| **Accounting Integration** | 8.7 (49 reviews) | Not enough data | 
| **Risk Management** | Feature Not Available | Not enough data | 

#### Agentic AI - Investment Portfolio Management

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Multi-step Planning** | 8.1 (21 reviews) | Not enough data | 
| **Cross-system Integration** | 9.0 (22 reviews) | Not enough data | 
| **Adaptive Learning** | 8.7 (21 reviews) | Not enough data | 
| **Proactive Assistance** | 8.6 (21 reviews) | Not enough data | 

### 401(k)

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.6/10 | 496 |
| **Ubiquity Retirement** | 9.1/10 | 24 |

#### Onboarding

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Administrators** | 8.0 (476 reviews) | 8.0 (20 reviews) | 
| **Employees** | 8.8 (475 reviews) | 8.9 (21 reviews) | 

#### Dashboard

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Balances** | 8.9 (469 reviews) | 8.9 (20 reviews) | 
| **Investments** | 8.4 (463 reviews) | 9.3 (20 reviews) | 
| **Personal Information** | 8.6 (459 reviews) | 9.1 (19 reviews) | 

#### Compliance

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **IRS** | 8.8 (453 reviews) | 9.4 (20 reviews) | 
| **Tax Benefits** | 8.7 (450 reviews) | 9.3 (18 reviews) | 

#### Administration

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Monitoring** | 8.6 (460 reviews) | 9.6 (19 reviews) | 
| **Reporting** | 8.3 (459 reviews) | 9.5 (19 reviews) | 

#### Generative AI

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **AI Image-to-Text** | Feature Not Available | 8.6 (7 reviews) | 

---
## Categories
**Shared Categories (1):** [401(k) Software](https://www.g2.com/categories/401-k)

**Unique to Betterment at Work (2):** [Investment Portfolio Management Software](https://www.g2.com/categories/investment-portfolio-management), [Financial Wellness Software](https://www.g2.com/categories/financial-wellness)



---
## Reviewer Demographics

### By Company Size

| Segment | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Small-Business** | 69.0% | 78.8% | 
| **Mid-Market** | 29.4% | 21.2% | 
| **Enterprise** | 1.7% | 0% | 

### By Industry

#### Betterment at Work

- **Computer Software:** 10.8%
- **Information Technology and Services:** 8.8%
- **Construction:** 5.2%
- **Hospital & Health Care:** 5.2%
- **Financial Services:** 5.2%
- **Marketing and Advertising:** 4.8%
- **Non-Profit Organization Management:** 4.1%
- **Accounting:** 3.7%
- **Consulting:** 3.2%
- **Health, Wellness and Fitness:** 3.0%
- **Other:** 46.0%

#### Ubiquity Retirement

- **Information Technology and Services:** 12.5%
- **Accounting:** 8.9%
- **Financial Services:** 8.9%
- **Marketing and Advertising:** 7.1%
- **Civic & Social Organization:** 3.6%
- **Consumer Services:** 3.6%
- **Health, Wellness and Fitness:** 3.6%
- **Hospital & Health Care:** 3.6%
- **Consulting:** 3.6%
- **Mental Health Care:** 3.6%
- **Other:** 41.1%

---
## Alternatives

### Alternatives to Betterment at Work

- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2405 reviews)
- [Guideline](https://www.g2.com/products/guideline/reviews) — 4.5/5 stars (1156 reviews)
- [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) — 4.1/5 stars (425 reviews)
- [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (156 reviews)
- [SmartDollar](https://www.g2.com/products/smartdollar/reviews) — 4.8/5 stars (599 reviews)
- [Morningstar Direct Advisory Suite (formerly Advisor Workstation)](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) — 4.1/5 stars (285 reviews)
- [ZayZoon](https://www.g2.com/products/zayzoon/reviews) — 4.6/5 stars (215 reviews)
- [Tapcheck](https://www.g2.com/products/tapcheck/reviews) — 4.7/5 stars (139 reviews)
- [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) — 4.9/5 stars (132 reviews)
- [Koyfin](https://www.g2.com/products/koyfin/reviews) — 4.8/5 stars (124 reviews)

### Alternatives to Ubiquity Retirement

- [Guideline](https://www.g2.com/products/guideline/reviews) — 4.5/5 stars (1156 reviews)
- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2405 reviews)
- [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (156 reviews)
- [ForUsAll](https://www.g2.com/products/forusall/reviews) — 3.9/5 stars (21 reviews)
- [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews)
- [Vestwell](https://www.g2.com/products/vestwell/reviews) — 3.1/5 stars (8 reviews)
- [Transamerica Retirement Solutions](https://www.g2.com/products/transamerica-retirement-solutions/reviews) — 4.4/5 stars (5 reviews)
- [AB401k](https://www.g2.com/products/ab401k/reviews) — 0.0/5 stars (0 reviews)
- [ADP Retirement Services](https://www.g2.com/products/adp-adp-retirement-services/reviews) — 4.2/5 stars (6 reviews)
- [Slavic 401k](https://www.g2.com/products/slavic-401k/reviews) — 1.9/5 stars (4 reviews)

---
## Top Discussions

### Betterment at Work

No discussions available for this product.

### Ubiquity Retirement

No discussions available for this product.

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/betterment-at-work-vs-ubiquity-retirement)