# Betterment at Work vs Ubiquity Retirement Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Betterment at Work excels in user experience, with many praising its **easy-to-navigate website interface** and the ability to download reports conveniently. Users appreciate the quick communication regarding updates, enhancing their overall satisfaction.
- **Users say** that Ubiquity Retirement stands out for its **affordability and flexibility** , making it an attractive option for small businesses. Reviewers highlight the **kind and helpful agents** available for support, which adds a personal touch to the user experience.
- **According to verified reviews** , Betterment at Work has a significantly higher overall satisfaction score, reflecting its strong performance in areas like **customer support**. Users have noted that the support experience is thorough, even if it primarily operates through ticketing.
- **Reviewers mention** that Ubiquity Retirement offers a well-balanced approach between **personal support and do-it-yourself options** , which appeals to users who prefer a hands-on approach while still having access to assistance when needed.
- **G2 reviewers highlight** that Betterment at Work provides a variety of **investment options** , allowing users to tailor their retirement plans to fit their financial goals. This feature is particularly valued by those who prioritize personalized investment strategies.
- **Users report** that both platforms have user-friendly setups, but Ubiquity Retirement edges out slightly with its **easy onboarding process**. This aspect is crucial for small businesses looking to implement a retirement plan without extensive hassle.




| | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Star Rating** | 4.3 out of 5 | 4.3 out of 5 | 
| **Total Reviews** | 711 | 60 | 
| **Largest Market Segment** | Small-Business (69.1% of reviews) | Small-Business (80.6% of reviews) | 
| **Entry Level Price** | $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply* | Starting at $19.00 Per Month | 

---
## Top Pros & Cons

### Betterment at Work

Pros:
- Ease of Use (255 reviews)
- Customer Support (146 reviews)

Cons:
- Poor Customer Support (108 reviews)
- Limited Customization (67 reviews)

### Ubiquity Retirement

Pros:
- Ease of Use (16 reviews)
- Simple (10 reviews)

Cons:
- Difficulty Understanding (5 reviews)
- Limited Options (3 reviews)

---
## Ratings Comparison
| Rating | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
  | **Meets Requirements** | 8.9 (638 reviews) | 9.3 (27 reviews) | 
  | **Ease of Use** | 8.9 (658 reviews) | 8.9 (52 reviews) | 
  | **Ease of Setup** | 8.4 (591 reviews) | 8.9 (27 reviews) | 
  | **Ease of Admin** | 8.7 (568 reviews) | 8.9 (19 reviews) | 
  | **Quality of Support** | 7.9 (611 reviews) | 8.5 (28 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.5 (565 reviews) | 9.0 (19 reviews) | 
  | **Product Direction (% positive)** | 8.3 (616 reviews) | 8.3 (27 reviews) | 

---
## Pricing

### Betterment at Work

#### Entry-Level Pricing

Plan: Essential

Price: $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*

Description: An affordable, easy-to-manage 401(k) plan for your employees’ retirement.



Key Features:
- Dedicated Onboarding specialist
- Simple payroll integrations with Gusto, Trinet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support

[Browse all 3 editions](https://www.g2.com/products/betterment-at-work/pricing)

#### Free Trial

No

### Ubiquity Retirement

#### Entry-Level Pricing

Plan: Single(k)

Price: Starting at $19.00 Per Month

Description: A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner. 

Key Features:
- Maximum of 2 people (business owner and business partner or spouse)
- Choose your own investments at a brokerage/custodian of your choice 
- Option to add Mega Backdoor Roth

[Browse all 5 editions](https://www.g2.com/products/ubiquity-retirement/pricing)

#### Free Trial

No

---
## Features Comparison By Category

### Financial Wellness

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.9/10 | 71 |
| **Ubiquity Retirement** | N/A | N/A |

#### Platform Content

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Education Tools** | 9.0 (57 reviews) | Not enough data | 
| **Mobile Tools** | 8.8 (55 reviews) | Not enough data | 
| **Content Library** | 8.8 (53 reviews) | Not enough data | 

#### Platform Basics

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Program Management** | 9.3 (56 reviews) | Not enough data | 
| **Secure** | 9.2 (51 reviews) | Not enough data | 
| **Interoperability** | 8.5 (55 reviews) | Not enough data | 
| **Performance** | 9.3 (53 reviews) | Not enough data | 

#### Platform Additional Functionality

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Services** | 8.7 (50 reviews) | Not enough data | 
| **Employee Portal** | 9.4 (61 reviews) | Not enough data | 
| **Gamification** | 7.9 (42 reviews) | Not enough data | 
| **Education** | 8.9 (47 reviews) | Not enough data | 

#### Platform Data

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Dashboard & Reporting** | 8.9 (54 reviews) | Not enough data | 
| **Visualization** | 8.9 (48 reviews) | Not enough data | 
| **Platform Search** | Feature Not Available | Not enough data | 
| **Alerts and Notifications** | 8.6 (46 reviews) | Not enough data | 

### Investment Portfolio Management

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.7/10 | 63 |
| **Ubiquity Retirement** | N/A | N/A |

#### Functionality

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Customizable Reporting** | 8.1 (53 reviews) | Not enough data | 
| **Market Analytics** | 8.4 (51 reviews) | Not enough data | 
| **Client Portal** | 9.5 (54 reviews) | Not enough data | 
| **Investment Accounting** | 8.6 (51 reviews) | Not enough data | 
| **Real time ** | 9.3 (54 reviews) | Not enough data | 
| **Compliance** | Feature Not Available | Not enough data | 
| **Customizable Reporting** | 8.5 (47 reviews) | Not enough data | 
| **Investor Portal** | Not enough data | Not enough data | 
| **Historical Reporting** | Not enough data | Not enough data | 
| **Investor Reporting** | Not enough data | Not enough data | 
| **Visual Analytics** | Not enough data | Not enough data | 
| **Tax Compliance** | Not enough data | Not enough data | 
| **Portfolio Reporting** | Not enough data | Not enough data | 

#### Integration

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Data aggregation** | 8.9 (53 reviews) | Not enough data | 
| **Accounting Integration** | 8.7 (51 reviews) | Not enough data | 
| **Risk Management** | Feature Not Available | Not enough data | 
| **Portfolio Accounting** | Not enough data | Not enough data | 
| **Contact Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Investor Management** | Not enough data | Not enough data | 
| **Trade Management** | Not enough data | Not enough data | 
| **Investment Management** | Not enough data | Not enough data | 
| **Portfolio Management** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Order Management** | Not enough data | Not enough data | 
| **Fund Management** | Not enough data | Not enough data | 
| **Tax Management** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Client Management** | Not enough data | Not enough data | 
| **Fee Management** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **Stock Management** | Not enough data | Not enough data | 

#### Agentic AI - Investment Portfolio Management

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Multi-step Planning** | 8.1 (21 reviews) | Not enough data | 
| **Cross-system Integration** | 9.0 (22 reviews) | Not enough data | 
| **Adaptive Learning** | 8.7 (21 reviews) | Not enough data | 
| **Proactive Assistance** | 8.6 (21 reviews) | Not enough data | 
| **Forecasting** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Budgeting/Forecasting** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Risk Assessment** | Not enough data | Not enough data | 
| **Automated Execution** | Not enough data | Not enough data | 
| **Monitoring** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Cryptocurrency Tracking** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Profit/Loss Statement** | Not enough data | Not enough data | 
| **Risk Analysis** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Investor Communication** | Not enough data | Not enough data | 
| **Performance Analysis** | Not enough data | Not enough data | 
| **Performance Metrics** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Portfolio Analysis** | Not enough data | Not enough data | 
| **Activity Tracking** | Not enough data | Not enough data | 
| **CRM** | Not enough data | Not enough data | 
| **For Hedge Funds** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Collaboration Tools** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Modeling & Simulation** | Not enough data | Not enough data | 
| **Compliance Tracking** | Not enough data | Not enough data | 
| **For Investment Advisors** | Not enough data | Not enough data | 
| **Portfolio Rebalancing** | Not enough data | Not enough data | 
| **Investment Research** | Not enough data | Not enough data | 
| **Commodity Futures** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Benchmarking** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Investments Tracking** | Not enough data | Not enough data | 
| **Bonds/Stocks** | Not enough data | Not enough data | 
| **For Investors & Traders** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Stock Tracking** | Not enough data | Not enough data | 
| **Watch List** | Not enough data | Not enough data | 
| **What-if Analysis** | Not enough data | Not enough data | 
| **Goal Setting/Tracking** | Not enough data | Not enough data | 
| **Wash Sale Detection** | Not enough data | Not enough data | 
| **For Traders** | Not enough data | Not enough data | 
| **Side-by-Side Comparison** | Not enough data | Not enough data | 

### 401(k)

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.5/10 | 613 |
| **Ubiquity Retirement** | 9.1/10 | 26 |

#### Onboarding

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Administrators** | 8.0 (517 reviews) | 8.1 (21 reviews) | 
| **Employees** | 8.8 (508 reviews) | 9.0 (23 reviews) | 

#### Dashboard

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Balances** | 8.9 (477 reviews) | 9.0 (21 reviews) | 
| **Investments** | 8.4 (479 reviews) | 9.3 (22 reviews) | 
| **Personal Information** | 8.6 (471 reviews) | 9.2 (20 reviews) | 

#### Compliance

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **IRS** | 8.8 (467 reviews) | 9.4 (21 reviews) | 
| **Tax Benefits** | 8.6 (456 reviews) | 9.3 (19 reviews) | 

#### Administration

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Monitoring** | 8.6 (471 reviews) | 9.6 (20 reviews) | 
| **Reporting** | 8.2 (496 reviews) | 9.5 (21 reviews) | 

#### Generative AI

| Feature | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **AI Image-to-Text** | Feature Not Available | 8.6 (7 reviews) | 

---
## Categories
**Shared Categories (1):** [401(k) Software](https://www.g2.com/categories/401-k)

**Unique to Betterment at Work (2):** [Investment Portfolio Management Software](https://www.g2.com/categories/investment-portfolio-management), [Financial Wellness Software](https://www.g2.com/categories/financial-wellness)



---
## Reviewer Demographics

### By Company Size

| Segment | Betterment at Work | Ubiquity Retirement | 
|---|---|---|
| **Small-Business** | 69.1% | 80.6% | 
| **Mid-Market** | 29.3% | 19.4% | 
| **Enterprise** | 1.6% | 0% | 

### By Industry

#### Betterment at Work

- **Computer Software:** 10.7%
- **Information Technology and Services:** 8.3%
- **Construction:** 5.6%
- **Financial Services:** 5.4%
- **Hospital & Health Care:** 5.1%
- **Marketing and Advertising:** 4.5%
- **Non-Profit Organization Management:** 4.4%
- **Accounting:** 3.6%
- **Consulting:** 3.3%
- **Health, Wellness and Fitness:** 3.0%
- **Other:** 46.0%

#### Ubiquity Retirement

- **Information Technology and Services:** 12.1%
- **Accounting:** 8.6%
- **Financial Services:** 8.6%
- **Marketing and Advertising:** 6.9%
- **Consulting:** 5.2%
- **Civic & Social Organization:** 3.4%
- **Consumer Services:** 3.4%
- **Health, Wellness and Fitness:** 3.4%
- **Hospital & Health Care:** 3.4%
- **Medical Practice:** 3.4%
- **Other:** 41.4%

---
## Alternatives

### Alternatives to Betterment at Work

- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2481 reviews)
- [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) — 4.5/5 stars (1156 reviews)
- [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (157 reviews)
- [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) — 4.1/5 stars (438 reviews)
- [SmartDollar](https://www.g2.com/products/smartdollar/reviews) — 4.8/5 stars (599 reviews)
- [Morningstar Direct Advisory Suite (formerly Advisor Workstation)](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) — 4.1/5 stars (302 reviews)
- [ZayZoon](https://www.g2.com/products/zayzoon/reviews) — 4.6/5 stars (230 reviews)
- [Koyfin](https://www.g2.com/products/koyfin/reviews) — 4.8/5 stars (134 reviews)
- [Tapcheck](https://www.g2.com/products/tapcheck/reviews) — 4.7/5 stars (139 reviews)
- [ForUsAll](https://www.g2.com/products/forusall/reviews) — 3.9/5 stars (25 reviews)

### Alternatives to Ubiquity Retirement

- [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) — 4.5/5 stars (1156 reviews)
- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2481 reviews)
- [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (157 reviews)
- [ForUsAll](https://www.g2.com/products/forusall/reviews) — 3.9/5 stars (25 reviews)
- [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews)
- [Vestwell](https://www.g2.com/products/vestwell/reviews) — 3.3/5 stars (10 reviews)
- [Transamerica Retirement Solutions](https://www.g2.com/products/transamerica-retirement-solutions/reviews) — 4.4/5 stars (5 reviews)
- [ADP Retirement Services](https://www.g2.com/products/adp-adp-retirement-services/reviews) — 4.3/5 stars (7 reviews)
- [AB401k](https://www.g2.com/products/ab401k/reviews) — 0.0/5 stars (0 reviews)
- [Slavic 401k](https://www.g2.com/products/slavic-401k/reviews) — 1.9/5 stars (4 reviews)

---
## Top Discussions

### Betterment at Work

No discussions available for this product.

### Ubiquity Retirement

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/betterment-at-work-vs-ubiquity-retirement)