# Authorize.net vs Stripe Billing Comparison | | Authorize.net | Stripe Billing | |---|---|---| | **Star Rating** | 4.1 out of 5 | 4.4 out of 5 | | **Total Reviews** | 218 | 141 | | **Largest Market Segment** | Small-Business (71.8% of reviews) | Small-Business (76.7% of reviews) | | **Entry Level Price** | $25 Monthly Gateway | 2.9% + 30¢ per successful charge | --- ## Top Pros & Cons ### Authorize.net Pros: - Payment Processing (15 reviews) - Easy Integrations (13 reviews) Cons: - Access Limitations (5 reviews) - Expensive (5 reviews) ### Stripe Billing Pros: - Payment Processing (5 reviews) - Subscription Management (5 reviews) Cons: - Expensive (5 reviews) - Pricing Issues (4 reviews) --- ## Ratings Comparison | Rating | Authorize.net | Stripe Billing | |---|---|---| | **Meets Requirements** | 8.9 (181 reviews) | 9.2 (116 reviews) | | **Ease of Use** | 8.3 (186 reviews) | 9.2 (116 reviews) | | **Ease of Setup** | 8.3 (107 reviews) | 8.8 (68 reviews) | | **Ease of Admin** | 8.5 (93 reviews) | 8.8 (56 reviews) | | **Quality of Support** | 8.4 (156 reviews) | 8.5 (99 reviews) | | **Has the product been a good partner in doing business?** | 8.7 (93 reviews) | 8.2 (58 reviews) | | **Product Direction (% positive)** | 7.1 (181 reviews) | 9.1 (109 reviews) | --- ## Pricing ### Authorize.net #### Entry-Level Pricing Plan: Pricing Price: $25 Monthly Gateway Description: setup $49 , 2.9%+30¢ per Per Transaction [Learn more about Authorize.net](https://www.g2.com/products/authorize-net/reviews) #### Free Trial Yes ### Stripe Billing #### Entry-Level Pricing Plan: Simple pricing Price: 2.9% + 30¢ per successful charge Key Features: - No monthly fees - No refund costs - No hidden fees [Learn more about Stripe Billing](https://www.g2.com/products/stripe-billing/reviews) #### Free Trial No --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **Authorize.net** | 8.4/10 | 167 | | **Stripe Billing** | N/A | N/A | #### Payment Options | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | 7.6 (79 reviews) | Not enough data | | **Recurring Billing** | 8.6 (109 reviews) | Not enough data | | **Instant Payment** | 8.7 (116 reviews) | Not enough data | | **Accepted Credit Cards and Debit Cards** | 9.3 (139 reviews) | Not enough data | | **ACH Payments and eCheck Processing** | 8.0 (89 reviews) | Not enough data | | **Split Payments** | Feature Not Available | Not enough data | | **Real-Time Payments** | 8.5 (46 reviews) | Not enough data | | **Multi-Currency** | 7.6 (46 reviews) | Not enough data | | **Online payment portal** | 8.6 (57 reviews) | Not enough data | #### Administration | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Reporting/Dashboards** | 7.9 (134 reviews) | Not enough data | | **User, Role, and Access Management** | 8.4 (102 reviews) | Not enough data | | **Payout Time** | 8.3 (124 reviews) | Not enough data | | **Manual Payment Entry** | 8.3 (125 reviews) | Not enough data | | **Dispute Resolution** | 8.3 (86 reviews) | Not enough data | | **Omnichannel** | 8.0 (58 reviews) | Not enough data | | **Levels 1 & 2** | 7.9 (52 reviews) | Not enough data | | **Level 3** | Feature Not Available | Not enough data | #### Security | Feature | Authorize.net | Stripe Billing | |---|---|---| | **PCI Compliance** | 8.8 (78 reviews) | Not enough data | | **Fraud Protection Tools** | 8.8 (123 reviews) | Not enough data | | **Data Tokenization** | 8.7 (99 reviews) | Not enough data | | **Two-Factor Authentication** | 8.6 (100 reviews) | Not enough data | | **POS Verification** | Feature Not Available | Not enough data | #### Development | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Customization (Fields, Objects, and Layouts)** | 7.8 (104 reviews) | Not enough data | | **APIs** | 8.2 (80 reviews) | Not enough data | | **Accounting Software Integration** | 8.0 (92 reviews) | Not enough data | | **E-Commerce Software Integration** | 8.4 (105 reviews) | Not enough data | #### Platform | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Performance and Reliability** | 8.9 (135 reviews) | Not enough data | | **Internationalization - Currency/Language** | Feature Not Available | Not enough data | | **Internationalization - Operating Country** | Feature Not Available | Not enough data | | **API / Integrations** | 8.4 (80 reviews) | Not enough data | | **PCI Regulation Compliance** | 8.9 (78 reviews) | Not enough data | | **Supplemental Technology** | 8.0 (45 reviews) | Not enough data | | **Accounting integration** | 8.5 (54 reviews) | Not enough data | | **E-commerce Integration** | 8.6 (56 reviews) | Not enough data | #### Agentic AI - Payment Gateways | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Subscription Revenue Management | Product | Score | Reviews | |---|---|---| | **Authorize.net** | N/A | N/A | | **Stripe Billing** | 7.9/10 | 23 | #### Billing and Payments | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Payment Terms** | Not enough data | 8.7 (21 reviews) | | **Personalized Billing** | Not enough data | 9.2 (20 reviews) | | **Custom Pricing** | Not enough data | 7.9 (20 reviews) | #### Revenue Recognition | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Usage Tracking** | Not enough data | 8.7 (19 reviews) | | **Deferred Revenue** | Not enough data | 7.5 (17 reviews) | | **Revenue Accrual** | Not enough data | 8.3 (18 reviews) | #### Revenue Optimization | Feature | Authorize.net | Stripe Billing | |---|---|---| | **At-Risk Customers** | Not enough data | 6.8 (17 reviews) | | **Offer Optimization** | Not enough data | 6.9 (17 reviews) | | **Customer Churn** | Not enough data | 6.3 (18 reviews) | | **Revenue Forecasting** | Not enough data | 8.2 (19 reviews) | ### Subscription Billing | Product | Score | Reviews | |---|---|---| | **Authorize.net** | 8.3/10 | 14 | | **Stripe Billing** | 8.3/10 | 51 | #### Billing | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Automation** | 9.0 (12 reviews) | 9.3 (45 reviews) ✓ Verified | | **Consolidation** | 9.2 (10 reviews) | 8.6 (39 reviews) ✓ Verified | | **Adjustments** | 9.0 (10 reviews) | 8.1 (43 reviews) ✓ Verified | | **Blacklisting** | 8.3 (10 reviews) | Feature Not Available | #### Dunning | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Collections** | 8.5 (12 reviews) | 8.7 (39 reviews) ✓ Verified | | **Dispute Management** | 8.1 (12 reviews) | Feature Not Available | | **Escalation** | 8.5 (12 reviews) | Feature Not Available | #### Performance | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Packages** | 7.8 (12 reviews) | 8.3 (42 reviews) ✓ Verified | | **Discounts** | 7.3 (13 reviews) | 7.3 (40 reviews) ✓ Verified | | **Plan Changes** | 8.5 (12 reviews) | 8.2 (41 reviews) ✓ Verified | #### Reporting | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Dimensions** | 7.5 (12 reviews) | 8.4 (33 reviews) ✓ Verified | | **Deferred Revenue** | 7.1 (12 reviews) | 7.9 (30 reviews) ✓ Verified | | **Revenue Recognition** | 8.5 (12 reviews) | 8.6 (35 reviews) ✓ Verified | #### Agentic AI - Subscription Billing | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Multi-step Planning** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | ### Billing | Product | Score | Reviews | |---|---|---| | **Authorize.net** | N/A | N/A | | **Stripe Billing** | 9.0/10 | 50 | #### Bill Generation | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Templates** | Not enough data | 9.0 (40 reviews) | | **Digital Billing** | Not enough data | 9.4 (44 reviews) | | **Recurring Billing** | Not enough data | 9.3 (41 reviews) | #### Bill Processing | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Consolidation** | Not enough data | 8.8 (38 reviews) | | **Batch Invoicing** | Not enough data | 8.9 (39 reviews) | | **Management** | Not enough data | 9.0 (45 reviews) | #### Integration | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Accounting** | Not enough data | 8.9 (46 reviews) | | **Payments** | Not enough data | 8.9 (46 reviews) | | **ERP** | Not enough data | 8.4 (37 reviews) | #### Agentic AI - Billing | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | ### Subscription Management | Product | Score | Reviews | |---|---|---| | **Authorize.net** | N/A | N/A | | **Stripe Billing** | 8.6/10 | 30 | #### Order Management | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Opportunities** | Not enough data | 7.4 (21 reviews) ✓ Verified | | **Order History** | Not enough data | 9.0 (26 reviews) ✓ Verified | | **Upsell & Cross-sell** | Not enough data | 7.8 (21 reviews) ✓ Verified | | **Renewals** | Not enough data | 9.0 (25 reviews) ✓ Verified | #### Products & Plans | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Packages** | Not enough data | 8.5 (23 reviews) ✓ Verified | | **Multi-part Deals** | Not enough data | 7.9 (21 reviews) ✓ Verified | | **Plan Changes** | Not enough data | 8.5 (23 reviews) ✓ Verified | | **Bundles** | Not enough data | 8.3 (21 reviews) ✓ Verified | #### Pricing | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Standard Price** | Not enough data | 9.1 (26 reviews) ✓ Verified | | **Discounts** | Not enough data | 9.0 (26 reviews) ✓ Verified | | **Optimization** | Not enough data | 8.9 (22 reviews) ✓ Verified | #### Revenue Management | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Automation** | Not enough data | 9.8 (24 reviews) ✓ Verified | | **Consolidation** | Not enough data | 8.7 (21 reviews) ✓ Verified | | **Adjustments** | Not enough data | 8.9 (25 reviews) ✓ Verified | | **Billing Types** | Not enough data | 9.0 (26 reviews) ✓ Verified | #### Integration | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Payments** | Not enough data | 9.1 (29 reviews) ✓ Verified | | **Accounting** | Not enough data | 8.8 (27 reviews) ✓ Verified | | **CRM & Sales** | Not enough data | 7.9 (25 reviews) ✓ Verified | #### Agentic AI - Subscription Management | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | | **Natural Language Interaction** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **Authorize.net** | N/A | N/A | | **Stripe Billing** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | ### E-commerce Fraud Protection | Product | Score | Reviews | |---|---|---| | **Authorize.net** | 8.5/10 | 12 | | **Stripe Billing** | N/A | N/A | #### Intelligence | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Transaction Scoring** | 8.5 (10 reviews) | Not enough data | | **Risk Assessment** | 8.9 (11 reviews) | Not enough data | | **Intelligence Reporting** | 8.9 (9 reviews) | Not enough data | | **ID Analytics** | 8.3 (8 reviews) | Not enough data | #### Detection | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Fraud Detection** | 9.4 (12 reviews) | Not enough data | | **Alerts** | 9.0 (10 reviews) | Not enough data | | **Real-Time Monitoring** | 8.3 (11 reviews) | Not enough data | #### Response | Feature | Authorize.net | Stripe Billing | |---|---|---| | **Device Tracking** | 7.5 (8 reviews) | Not enough data | | **Fraud Markers** | 9.2 (8 reviews) | Not enough data | | **Blacklisting** | 7.7 (8 reviews) | Not enough data | | **Bot Mitigation** | 7.7 (8 reviews) | Not enough data | --- ## Categories **Shared Categories (1):** [Subscription Billing Software](https://www.g2.com/categories/subscription-billing) **Unique to Authorize.net (2):** [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection), [Payment Gateways](https://www.g2.com/categories/payment-gateways) **Unique to Stripe Billing (3):** [Subscription Revenue Management Software](https://www.g2.com/categories/subscription-revenue-management), [Billing Software](https://www.g2.com/categories/billing), [Subscription Management Software](https://www.g2.com/categories/subscription-management) --- ## Reviewer Demographics ### By Company Size | Segment | Authorize.net | Stripe Billing | |---|---|---| | **Small-Business** | 71.8% | 76.7% | | **Mid-Market** | 24.4% | 18.8% | | **Enterprise** | 3.8% | 4.5% | ### By Industry #### Authorize.net - **Information Technology and Services:** 6.8% - **Marketing and Advertising:** 5.8% - **Non-Profit Organization Management:** 4.8% - **Internet:** 4.8% - **Retail:** 4.8% - **Computer Software:** 4.3% - **Financial Services:** 4.3% - **Luxury Goods & Jewelry:** 3.9% - **Health, Wellness and Fitness:** 3.9% - **Accounting:** 2.9% - **Other:** 53.6% #### Stripe Billing - **Computer Software:** 13.7% - **Marketing and Advertising:** 11.5% - **Information Technology and Services:** 7.6% - **Accounting:** 6.1% - **Internet:** 6.1% - **Financial Services:** 3.1% - **Health, Wellness and Fitness:** 3.1% - **E-Learning:** 3.1% - **Management Consulting:** 3.1% - **Airlines/Aviation:** 3.1% - **Other:** 39.7% --- ## Alternatives ### Alternatives to Authorize.net - [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (103 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2737 reviews) - [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews) - [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews) - [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (42 reviews) - [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews) - [Billsby](https://www.g2.com/products/billsby/reviews) — 4.8/5 stars (486 reviews) - [Chase Payment Solutions](https://www.g2.com/products/chase-payment-solutions/reviews) — 3.8/5 stars (14 reviews) ### Alternatives to Stripe Billing - [Maxio](https://www.g2.com/products/maxio/reviews) — 4.3/5 stars (829 reviews) - [Paddle](https://www.g2.com/products/paddle/reviews) — 4.5/5 stars (236 reviews) - [FastSpring](https://www.g2.com/products/fastspring/reviews) — 4.5/5 stars (187 reviews) - [Agentforce Revenue Management (formerly Salesforce Revenue Cloud)](https://www.g2.com/products/agentforce-revenue-management-formerly-salesforce-revenue-cloud/reviews) — 4.2/5 stars (1502 reviews) - [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (971 reviews) - [Zuora](https://www.g2.com/products/zuora-zuora/reviews) — 3.9/5 stars (311 reviews) - [Recurly](https://www.g2.com/products/recurly/reviews) — 4.0/5 stars (207 reviews) - [Zoho Billing](https://www.g2.com/products/zoho-billing/reviews) — 4.4/5 stars (45 reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4194 reviews) - [Billsby](https://www.g2.com/products/billsby/reviews) — 4.8/5 stars (486 reviews) --- ## Top Discussions ### Authorize.net - Title: [How do I get my money back when they keep it for 90 days?](https://www.g2.com/discussions/36891-how-do-i-get-my-money-back-when-they-keep-it-for-90-days) — 1 comment, 1 upvote > **Top comment:** "sue I am" ### Stripe Billing - Title: [Can you do recurring payments with Stripe?](https://www.g2.com/discussions/can-you-do-recurring-payments-with-stripe) — 1 comment > **Top comment:** "Yes" - Title: [What is stripe billing?](https://www.g2.com/discussions/what-is-stripe-billing) — 1 comment > **Top comment:** "A set of tools that allows you to accept payments globally. It combines subscription management, a no-code billing portal and is flexible and well integrated." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/authorize-net-vs-stripe-billing)