# Apple Pay for merchants vs Spreedly Comparison

| | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 138 | 34 | 
| **Largest Market Segment** | Small-Business (64.9% of reviews) | Mid-Market (54.5% of reviews) | 
| **Entry Level Price** | No pricing available | Contact Us Per Year | 

---
## Top Pros & Cons

### Apple Pay for merchants

Pros:
- Convenience (2 reviews)
- Security (2 reviews)

Cons:
- Limited Usability (1 reviews)

### Spreedly

Pros:
- Payment Processing (2 reviews)
- Customer Support (1 reviews)

Cons:
- Expensive (3 reviews)
- Excessive Fees (2 reviews)

---
## Ratings Comparison
| Rating | Apple Pay for merchants | Spreedly | 
|---|---|---|
  | **Meets Requirements** | 9.3 (115 reviews) | 9.3 (22 reviews) | 
  | **Ease of Use** | 9.4 (116 reviews) | 8.8 (25 reviews) | 
  | **Ease of Setup** | 8.8 (14 reviews) | 8.3 (19 reviews) | 
  | **Ease of Admin** | 8.0 (9 reviews) | 8.8 (12 reviews) | 
  | **Quality of Support** | 9.2 (107 reviews) | 9.1 (21 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.5 (9 reviews) | 9.5 (13 reviews) | 
  | **Product Direction (% positive)** | 8.9 (108 reviews) | 8.9 (21 reviews) | 

---
## Pricing

### Apple Pay for merchants

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Spreedly

#### Entry-Level Pricing

Plan: Enterprise

Price: Contact Us Per Year

Description: All of our Enterprise plans include the following:

Key Features:
- Unlimited Secure Card Storage
- Access to 120+ Supported Gateways
- Add a Qualified PMD End Point

[Learn more about Spreedly](https://www.g2.com/products/spreedly/reviews)

#### Free Trial

Yes

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Apple Pay for merchants** | 8.9/10 | 97 |
| **Spreedly** | 8.6/10 | 20 |

#### Payment Options

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | 7.7 (53 reviews) | 7.5 (10 reviews) | 
| **Recurring Billing** | 8.5 (58 reviews) | 8.8 (13 reviews) | 
| **Instant Payment** | 9.4 (85 reviews) | 9.0 (12 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.3 (87 reviews) | 9.4 (16 reviews) | 
| **ACH Payments and eCheck Processing** | 8.7 (51 reviews) | 8.7 (9 reviews) | 
| **Split Payments** | 8.2 (48 reviews) | 8.2 (10 reviews) | 
| **Real-Time Payments** | 9.3 (87 reviews) | 9.1 (13 reviews) | 
| **Multi-Currency** | 8.3 (14 reviews) | 8.5 (8 reviews) | 
| **Online payment portal** | 8.1 (17 reviews) | 8.3 (10 reviews) | 

#### Administration

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Reporting/Dashboards** | 8.4 (53 reviews) | 7.9 (13 reviews) | 
| **User, Role, and Access Management** | 8.8 (56 reviews) | 8.6 (12 reviews) | 
| **Payout Time** | 8.9 (64 reviews) | 8.3 (11 reviews) | 
| **Manual Payment Entry** | 8.5 (56 reviews) | 8.5 (9 reviews) | 
| **Dispute Resolution** | 8.9 (43 reviews) | 8.7 (10 reviews) | 
| **Omnichannel** | 7.7 (11 reviews) | 8.3 (10 reviews) | 
| **Levels 1 & 2** | 8.7 (14 reviews) | 8.5 (9 reviews) | 
| **Level 3** | 8.5 (9 reviews) | 8.3 (9 reviews) | 

#### Security

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **PCI Compliance** | 9.4 (32 reviews) | 9.5 (13 reviews) | 
| **Fraud Protection Tools** | 9.5 (72 reviews) | 8.6 (11 reviews) | 
| **Data Tokenization** | 9.6 (59 reviews) | 9.4 (12 reviews) | 
| **Two-Factor Authentication** | 9.5 (71 reviews) | 9.3 (9 reviews) | 
| **POS Verification** | 9.4 (18 reviews) | 7.9 (8 reviews) | 

#### Development

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.3 (60 reviews) | 8.3 (13 reviews) | 
| **APIs** | 8.9 (43 reviews) | 8.9 (15 reviews) | 
| **Accounting Software Integration** | 9.1 (41 reviews) | 8.1 (9 reviews) | 
| **E-Commerce Software Integration** | 9.0 (43 reviews) | 8.6 (12 reviews) | 

#### Platform

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Performance and Reliability** | 9.4 (69 reviews) | 8.8 (15 reviews) | 
| **Internationalization - Currency/Language** | 9.3 (52 reviews) | 9.2 (12 reviews) | 
| **Internationalization - Operating Country** | 9.3 (48 reviews) | 8.5 (12 reviews) | 
| **API / Integrations** | 9.0 (39 reviews) | 9.2 (14 reviews) | 
| **PCI Regulation Compliance** | 9.0 (39 reviews) | 9.5 (14 reviews) | 
| **Supplemental Technology** | 9.1 (51 reviews) | 8.2 (10 reviews) | 
| **Accounting integration** | 8.8 (8 reviews) | 8.3 (9 reviews) | 
| **E-commerce Integration** | 8.9 (9 reviews) | 8.1 (9 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Apple Pay for merchants** | N/A | N/A |
| **Spreedly** | 8.4/10 | 11 |

#### Payment Processing

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Encryption** | Not enough data | 8.9 (6 reviews) | 
| **Credit Card Processing** | Not enough data | 9.4 (6 reviews) | 
| **Mobile Payments** | Not enough data | 8.9 (6 reviews) | 
| **Digital Wallet Integration** | Not enough data | 8.9 (6 reviews) | 

#### Administration

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 8.3 (6 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (6 reviews) | 
| **Processing Fees** | Not enough data | 7.8 (6 reviews) | 
| **POS Integration** | Not enough data | Not enough data | 
| **Omnichannel** | 7.7 (11 reviews) | 8.3 (10 reviews) | 
| **Levels 1 & 2** | 8.7 (14 reviews) | 8.5 (9 reviews) | 
| **Level 3** | 8.5 (9 reviews) | 8.3 (9 reviews) | 

#### Payment Options

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Multi-Currency** | 8.3 (14 reviews) | 8.5 (8 reviews) | 
| **Online payment portal** | 8.1 (17 reviews) | 8.3 (10 reviews) | 

#### Security

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **POS Verification** | 9.4 (18 reviews) | 7.9 (8 reviews) | 

#### Platform

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Accounting integration** | 8.8 (8 reviews) | 8.3 (9 reviews) | 
| **E-commerce Integration** | 8.9 (9 reviews) | 8.1 (9 reviews) | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Apple Pay for merchants** | N/A | N/A |
| **Spreedly** | N/A | N/A |

#### Architecture

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Unified API** | Not enough data | Not enough data | 
| **POL** | Not enough data | Not enough data | 
| **Integrations** | Not enough data | Not enough data | 

#### Processing

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Validation** | Not enough data | Not enough data | 
| **Automation** | Not enough data | Not enough data | 
| **Cross Border** | Not enough data | Not enough data | 
| **Routing** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 

#### Risk & Compliance

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Failed payments** | Not enough data | Not enough data | 
| **Tokenization** | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | 

#### Analytics

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Consolidation** | Not enough data | Not enough data | 
| **Optimization** | Not enough data | Not enough data | 
| **Fraud** | Not enough data | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 

### Embedded Payments

| Product | Score | Reviews |
|---|---|---|
| **Apple Pay for merchants** | N/A | N/A |
| **Spreedly** | N/A | N/A |

#### Payments - Embedded Payments

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Processing** | Not enough data | Not enough data | 
| **Fraud Protection** | Not enough data | Not enough data | 
| **Payment Methods** | Not enough data | Not enough data | 

#### Personalization - Embedded Payments

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Customer Onboarding** | Not enough data | Not enough data | 
| **Checkout Customization** | Not enough data | Not enough data | 
| **Localization** | Not enough data | Not enough data | 
| **Merchant Portal** | Not enough data | Not enough data | 

#### Setup - Embedded Payments

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Payment Flows** | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | 
| **Dispute Management** | Not enough data | Not enough data | 

#### Analytics - Embedded Payments

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Transactions** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 
| **Revenue** | Not enough data | Not enough data | 

#### Agentic AI - Embedded Payments

| Feature | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)


**Unique to Spreedly (3):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Embedded Payments Software](https://www.g2.com/categories/embedded-payments), [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration)


---
## Reviewer Demographics

### By Company Size

| Segment | Apple Pay for merchants | Spreedly | 
|---|---|---|
| **Small-Business** | 64.9% | 39.4% | 
| **Mid-Market** | 18.7% | 54.5% | 
| **Enterprise** | 16.4% | 6.1% | 

### By Industry

#### Apple Pay for merchants

- **Retail:** 9.0%
- **Food & Beverages:** 6.7%
- **Education Management:** 5.2%
- **Accounting:** 3.7%
- **Financial Services:** 3.7%
- **Marketing and Advertising:** 3.7%
- **Health, Wellness and Fitness:** 3.0%
- **Entertainment:** 3.0%
- **Information Technology and Services:** 3.0%
- **Consumer Goods:** 3.0%
- **Other:** 56.0%

#### Spreedly

- **Computer Software:** 24.2%
- **Financial Services:** 15.2%
- **Information Technology and Services:** 12.1%
- **Restaurants:** 6.1%
- **Non-Profit Organization Management:** 6.1%
- **Banking:** 6.1%
- **Manufacturing:** 3.0%
- **Telecommunications:** 3.0%
- **Sports:** 3.0%
- **Retail:** 3.0%
- **Other:** 18.2%

---
## Alternatives

### Alternatives to Apple Pay for merchants

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Razorpay](https://www.g2.com/products/razorpay/reviews) — 4.2/5 stars (121 reviews)
- [Skrill](https://www.g2.com/products/skrill/reviews) — 3.4/5 stars (63 reviews)
- [Bolt](https://www.g2.com/products/bolt-bolt/reviews) — 4.6/5 stars (47 reviews)

### Alternatives to Spreedly

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4060 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (1995 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (974 reviews)
- [Karbon](https://www.g2.com/products/karbon-2025-03-03/reviews) — 4.8/5 stars (825 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)

---
## Top Discussions

### Apple Pay for merchants

- Title: [Why isn’t Apple Pay available everywhere?](https://www.g2.com/discussions/34942-why-isn-t-apple-pay-available-everywhere) — 4 comments, 1 upvote
  > **Top comment:** "Amazon pay customer care number 
09593536119:::09832316781
Amazon pay customer care number 
09593536119:::09832316781"
- Title: [Will Apple Pay be a requirement for the future of shopping?](https://www.g2.com/discussions/26549-will-apple-pay-be-a-requirement-for-the-future-of-shopping) — 3 comments, 1 upvote
  > **Top comment:** "Amazon pay customer care number 
09593536119:::09832316781
Amazon pay customer care number 
09593536119:::09832316781"
- Title: [What is the best way to not get fraud on the Apple Pay Apple Card?](https://www.g2.com/discussions/what-is-the-best-way-to-not-get-fraud-on-the-apple-pay-apple-card) — 2 comments, 1 upvote
  > **Top comment:** "Amazon pay customer care number 
09593536119:::09832316781
Amazon pay customer care number 
09593536119:::09832316781"
- Title: [How can Apple Pay apply to College Students with other competing banking apps such as Venmo?](https://www.g2.com/discussions/how-can-apple-pay-apply-to-college-students-with-other-competing-banking-apps-such-as-venmo) — 2 comments, 1 upvote
  > **Top comment:** "Amazon pay customer care number 
09593536119:::09832316781
Amazon pay customer care number 
09593536119:::09832316781"
- Title: [Do you think all stores will have Apple pay anytime soon?](https://www.g2.com/discussions/do-you-think-all-stores-will-have-apple-pay-anytime-soon) — 2 comments, 1 upvote
  > **Top comment:** "Amazon pay customer care number 
09593536119:::09832316781
Amazon pay customer care number 
09593536119:::09832316781"

### Spreedly

- Title: [What does Spreedly do?](https://www.g2.com/discussions/what-does-spreedly-do) — 1 comment
  > **Top comment:** "Tens of thousands of global businesses depend on our robust payment orchestration platform, diverse ecosystem of services, and unmatched market perspective..."
- Title: [Call back](https://www.g2.com/discussions/call-back) — 1 comment, 1 upvote
  > **Top comment:** "Thanks so much, Sophia -- would you mind sending your contact information to success@spreedly.com?"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/apple-pay-for-merchants-vs-spreedly)