# Amazon Payment Services, PayPal Payments vs Paytm Business Comparison

| | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.4 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 22 | 2,739 | 282 | 
| **Largest Market Segment** | Small-Business (68.2% of reviews) | Small-Business (64.8% of reviews) | Small-Business (55.2% of reviews) | 
| **Entry Level Price** | No pricing available | $0 per month | No pricing available | 

---
## Top Pros & Cons

### Amazon Payment Services

**Not enough data**

### PayPal Payments

Pros:
- Ease of Use (474 reviews)
- Easy Payments (326 reviews)

Cons:
- High Fees (234 reviews)
- Expensive (196 reviews)

### Paytm Business

Pros:
- Ease of Use (4 reviews)
- Convenience (3 reviews)

Cons:
- Poor Customer Support (3 reviews)
- Extra Charges (2 reviews)

---
## Ratings Comparison
| Rating | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
  | **Meets Requirements** | 9.1 (21 reviews) | 9.0 (2228 reviews) | 9.0 (70 reviews) | 
  | **Ease of Use** | 9.4 (22 reviews) | 9.1 (2259 reviews) | 9.5 (71 reviews) | 
  | **Ease of Setup** | Not enough data | 8.9 (719 reviews) | 9.2 (19 reviews) | 
  | **Ease of Admin** | Not enough data | 8.4 (330 reviews) | 8.9 (9 reviews) | 
  | **Quality of Support** | 9.5 (19 reviews) | 8.3 (2104 reviews) | 8.1 (69 reviews) | 
  | **Has the product been a good partner in doing business?** | Not enough data | 8.1 (327 reviews) | 8.9 (148 reviews) | 
  | **Product Direction (% positive)** | 10.0 (22 reviews) | 8.3 (2196 reviews) | 9.1 (66 reviews) | 

---
## Pricing

### Amazon Payment Services

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### Paytm Business

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Amazon Payment Services** | 9.3/10 | 18 |
| **PayPal Payments** | 8.7/10 | 2084 |
| **Paytm Business** | 8.6/10 | 67 |

#### Payment Options

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | 9.4 (16 reviews) | Feature Not Available | 7.7 (57 reviews) | 
| **Recurring Billing** | 9.5 (17 reviews) | Feature Not Available | 8.3 (48 reviews) | 
| **Instant Payment** | 9.7 (17 reviews) | 9.0 (1614 reviews) | 9.1 (59 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.6 (17 reviews) | 9.2 (1629 reviews) | 9.0 (55 reviews) | 
| **ACH Payments and eCheck Processing** | 9.3 (17 reviews) | 8.4 (1178 reviews) | 8.5 (43 reviews) | 
| **Split Payments** | 9.5 (16 reviews) | 8.4 (1110 reviews) | 8.5 (45 reviews) | 
| **Real-Time Payments** | 9.3 (17 reviews) | Feature Not Available | 9.1 (62 reviews) | 
| **Multi-Currency** | 9.1 (17 reviews) | 9.0 (608 reviews) | 7.1 (38 reviews) | 
| **Online payment portal** | 9.4 (17 reviews) | 9.1 (626 reviews) | 9.0 (48 reviews) | 

#### Administration

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Reporting/Dashboards** | 9.2 (18 reviews) | Feature Not Available | 8.6 (53 reviews) | 
| **User, Role, and Access Management** | 8.9 (18 reviews) | Feature Not Available | 8.9 (51 reviews) | 
| **Payout Time** | 9.4 (18 reviews) | 8.5 (1522 reviews) | 8.4 (54 reviews) | 
| **Manual Payment Entry** | 8.8 (18 reviews) | 8.6 (1365 reviews) | 8.3 (48 reviews) | 
| **Dispute Resolution** | 8.9 (18 reviews) | Feature Not Available | 8.3 (47 reviews) | 
| **Omnichannel** | 9.0 (18 reviews) | 8.6 (496 reviews) | 8.7 (37 reviews) | 
| **Levels 1 & 2** | 9.4 (16 reviews) | 8.5 (479 reviews) | 8.6 (37 reviews) | 
| **Level 3** | 9.4 (16 reviews) | 8.4 (466 reviews) | 8.6 (37 reviews) | 

#### Security

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **PCI Compliance** | 9.0 (8 reviews) | 8.6 (648 reviews) | 8.3 (25 reviews) | 
| **Fraud Protection Tools** | 9.6 (17 reviews) | Feature Not Available | 8.9 (49 reviews) | 
| **Data Tokenization** | 9.2 (17 reviews) | 8.7 (1171 reviews) | 8.6 (47 reviews) | 
| **Two-Factor Authentication** | 9.7 (17 reviews) | 8.8 (1361 reviews) | 9.2 (54 reviews) | 
| **POS Verification** | 9.4 (17 reviews) | 8.7 (483 reviews) | 8.8 (41 reviews) | 

#### Development

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 9.1 (17 reviews) | 8.4 (1291 reviews) | 8.5 (48 reviews) | 
| **APIs** | 9.2 (18 reviews) | Feature Not Available | 8.4 (48 reviews) | 
| **Accounting Software Integration** | 9.4 (16 reviews) | 8.5 (1110 reviews) | 8.4 (49 reviews) | 
| **E-Commerce Software Integration** | 9.4 (17 reviews) | 8.7 (1209 reviews) | 9.0 (51 reviews) | 

#### Platform

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Performance and Reliability** | 9.4 (17 reviews) | 8.9 (1472 reviews) | 8.8 (53 reviews) | 
| **Internationalization - Currency/Language** | 9.0 (17 reviews) | 8.9 (1351 reviews) | 8.1 (45 reviews) | 
| **Internationalization - Operating Country** | 9.5 (16 reviews) | 8.9 (1329 reviews) | 8.3 (43 reviews) | 
| **API / Integrations** | 9.1 (17 reviews) | 8.7 (1084 reviews) | 8.7 (47 reviews) | 
| **PCI Regulation Compliance** | 9.0 (17 reviews) | 8.6 (1075 reviews) | 8.4 (48 reviews) | 
| **Supplemental Technology** | 9.0 (16 reviews) | Feature Not Available | 8.8 (44 reviews) | 
| **Accounting integration** | 9.3 (16 reviews) | 8.6 (477 reviews) | 8.8 (38 reviews) | 
| **E-commerce Integration** | 9.0 (17 reviews) | 8.8 (506 reviews) | 8.9 (41 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.1 (71 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 8.8 (69 reviews) | Not enough data | 
| **Decision Making** | Not enough data | 8.8 (70 reviews) | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **Amazon Payment Services** | N/A | N/A |
| **PayPal Payments** | 9.1/10 | 221 |
| **Paytm Business** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Email Notifications** | Not enough data | 9.1 (188 reviews) | Not enough data | 
| **Invoicing** | Not enough data | 9.1 (181 reviews) | Not enough data | 
| **Customer Portal** | Not enough data | 8.9 (186 reviews) | Not enough data | 
| **Loyalty Management** | Not enough data | 8.7 (173 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Payment Gateway** | Not enough data | 9.0 (190 reviews) | Not enough data | 
| **Payment Tracking** | Not enough data | 8.9 (188 reviews) | Not enough data | 
| **E-commerce Integration** | Not enough data | 9.0 (174 reviews) | Not enough data | 
| **Payment Scheduling** | Not enough data | 8.9 (178 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | 9.5 (38 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | 9.3 (38 reviews) | Not enough data | 
| **Decision Making** | Not enough data | 9.4 (38 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Amazon Payment Services** | N/A | N/A |
| **PayPal Payments** | 8.8/10 | 794 |
| **Paytm Business** | N/A | N/A |

#### Payment Processing

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Encryption** | Not enough data | 9.3 (270 reviews) | Not enough data | 
| **Credit Card Processing** | Not enough data | 9.1 (239 reviews) | Not enough data | 
| **Mobile Payments** | Not enough data | 9.3 (248 reviews) | Not enough data | 
| **Digital Wallet Integration** | Not enough data | 9.2 (256 reviews) | Not enough data | 

#### Administration

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Reporting & Analytics** | Not enough data | 9.0 (228 reviews) | Not enough data | 
| **E-commerce Integration** | Not enough data | 9.1 (239 reviews) | Not enough data | 
| **Processing Fees** | Not enough data | 7.4 (288 reviews) | Not enough data | 
| **POS Integration** | Not enough data | 8.9 (212 reviews) | Not enough data | 
| **Omnichannel** | 9.0 (18 reviews) | 8.6 (496 reviews) | 8.7 (37 reviews) | 
| **Levels 1 & 2** | 9.4 (16 reviews) | 8.5 (479 reviews) | 8.6 (37 reviews) | 
| **Level 3** | 9.4 (16 reviews) | 8.4 (466 reviews) | 8.6 (37 reviews) | 

#### Payment Options

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Multi-Currency** | 9.1 (17 reviews) | 9.0 (608 reviews) | 7.1 (38 reviews) | 
| **Online payment portal** | 9.4 (17 reviews) | 9.1 (626 reviews) | 9.0 (48 reviews) | 

#### Security

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **POS Verification** | 9.4 (17 reviews) | 8.7 (483 reviews) | 8.8 (41 reviews) | 

#### Platform

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Accounting integration** | 9.3 (16 reviews) | 8.6 (477 reviews) | 8.8 (38 reviews) | 
| **E-commerce Integration** | 9.0 (17 reviews) | 8.8 (506 reviews) | 8.9 (41 reviews) | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Amazon Payment Services** | N/A | N/A |
| **PayPal Payments** | 9.3/10 | 65 |
| **Paytm Business** | N/A | N/A |

#### Architecture

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Unified API** | Not enough data | 9.2 (49 reviews) | Not enough data | 
| **POL** | Not enough data | 9.1 (48 reviews) | Not enough data | 
| **Integrations** | Not enough data | 9.5 (51 reviews) | Not enough data | 

#### Processing

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Validation** | Not enough data | 9.4 (51 reviews) | Not enough data | 
| **Automation** | Not enough data | 9.4 (51 reviews) | Not enough data | 
| **Cross Border** | Not enough data | 9.3 (50 reviews) | Not enough data | 
| **Routing** | Not enough data | 9.5 (50 reviews) | Not enough data | 
| **Reconciliation** | Not enough data | 9.5 (50 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Failed payments** | Not enough data | 9.1 (48 reviews) | Not enough data | 
| **Tokenization** | Not enough data | 9.2 (50 reviews) | Not enough data | 
| **Compliance** | Not enough data | 9.4 (50 reviews) | Not enough data | 

#### Analytics

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Consolidation** | Not enough data | 9.3 (50 reviews) | Not enough data | 
| **Optimization** | Not enough data | 9.4 (50 reviews) | Not enough data | 
| **Fraud** | Not enough data | 9.0 (50 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.5 (41 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 9.6 (41 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **Amazon Payment Services** | N/A | N/A |
| **PayPal Payments** | 9.8/10 | 19 |
| **Paytm Business** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.7 (18 reviews) | Not enough data | 
| **Multi-step Planning** | Not enough data | 9.7 (18 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 9.8 (18 reviews) | Not enough data | 
| **Adaptive Learning** | Not enough data | 9.8 (18 reviews) | Not enough data | 
| **Natural Language Interaction** | Not enough data | 9.9 (18 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | 9.8 (18 reviews) | Not enough data | 
| **Decision Making** | Not enough data | 9.9 (18 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)


**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)



---
## Reviewer Demographics

### By Company Size

| Segment | Amazon Payment Services | PayPal Payments | Paytm Business | 
|---|---|---|---|
| **Small-Business** | 68.2% | 64.8% | 55.2% | 
| **Mid-Market** | 18.2% | 23.0% | 31.9% | 
| **Enterprise** | 13.6% | 12.2% | 13.0% | 

### By Industry

#### Amazon Payment Services

- **Information Technology and Services:** 18.2%
- **Staffing and Recruiting:** 9.1%
- **Logistics and Supply Chain:** 9.1%
- **Entertainment:** 9.1%
- **Consumer Goods:** 9.1%
- **Computer & Network Security:** 9.1%
- **Banking:** 9.1%
- **Consulting:** 4.5%
- **Program Development:** 4.5%
- **Pharmaceuticals:** 4.5%
- **Other:** 13.6%

#### PayPal Payments

- **Information Technology and Services:** 6.9%
- **Marketing and Advertising:** 6.7%
- **Computer Software:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.2%
- **Other:** 58.1%

#### Paytm Business

- **Information Technology and Services:** 13.7%
- **Computer Software:** 8.9%
- **Accounting:** 5.5%
- **Financial Services:** 5.5%
- **Marketing and Advertising:** 5.5%
- **Banking:** 4.8%
- **Food & Beverages:** 4.8%
- **Education Management:** 4.4%
- **Logistics and Supply Chain:** 4.4%
- **Higher Education:** 3.3%
- **Other:** 39.1%

---
## Alternatives

### Alternatives to Amazon Payment Services

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (153 reviews)
- [Razorpay](https://www.g2.com/products/razorpay/reviews) — 4.2/5 stars (121 reviews)
- [PairSoft](https://www.g2.com/products/pairsoft/reviews) — 4.4/5 stars (110 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews)

### Alternatives to Paytm Business

- [Razorpay](https://www.g2.com/products/razorpay/reviews) — 4.2/5 stars (121 reviews)
- [PayU](https://www.g2.com/products/payu/reviews) — 3.1/5 stars (25 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews)
- [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) — 4.7/5 stars (104 reviews)
- [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (153 reviews)

---
## Top Discussions

### Amazon Payment Services

No discussions available for this product.

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### Paytm Business

- Title: [What are the benefits of using Paytm?](https://www.g2.com/discussions/what-are-the-benefits-of-using-paytm) — 3 comments
  > **Top comment:** "Transactions can be processed quickly and our data can be kept very safe. Everything is at our fingertips."
- Title: [Which countries can use Paytm?](https://www.g2.com/discussions/which-countries-can-use-paytm) — 2 comments
  > **Top comment:** "M"
- Title: [What are the features of Paytm?](https://www.g2.com/discussions/paytm-business-what-are-the-features-of-paytm) — 2 comments
  > **Top comment:** "Paytm business customer care helpline number 8001136713"
- Title: [Paytm customer care number for refund money](https://www.g2.com/discussions/paytm-customer-care-number-for-refund-money) — 2 comments, 1 upvote
  > **Top comment:** "Paytm Customer Care Number
082934 26754 // 089279 24595 To help resolve your queries,"
- Title: [Paytm customer care number | PAYTM UPI Customer Service](https://www.g2.com/discussions/paytm-customer-care-number-paytm-upi-customer-service) — 2 comments, 1 upvote
  > **Top comment:** "Paytm Customer Care Number
082934 26754 // 089279 24595 To help resolve your queries,"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/amazon-payment-services-vs-paypal-vs-paytm-business)