# Alternative Payments vs EPX Comparison

| | Alternative Payments | EPX | 
|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 11 | 21 | 
| **Largest Market Segment** | Small-Business (90.0% of reviews) | Enterprise (47.6% of reviews) | 
| **Entry Level Price** | $199.00 Per Month | No pricing available | 


---
## Ratings Comparison
| Rating | Alternative Payments | EPX | 
|---|---|---|
  | **Meets Requirements** | 8.6 (7 reviews) | 8.9 (18 reviews) | 
  | **Ease of Use** | 9.4 (8 reviews) | 8.6 (18 reviews) | 
  | **Ease of Setup** | 10.0 (5 reviews) | 9.5 (13 reviews) | 
  | **Ease of Admin** | Not enough data | 9.4 (13 reviews) | 
  | **Quality of Support** | 9.0 (7 reviews) | 9.1 (18 reviews) | 
  | **Has the product been a good partner in doing business?** | Not enough data | 10.0 (13 reviews) | 
  | **Product Direction (% positive)** | 10.0 (7 reviews) | 6.6 (17 reviews) | 

---
## Pricing

### Alternative Payments

#### Entry-Level Pricing

Plan: Up to 50k of Monthly Processing Volume

Price: $199.00 Per Month

Key Features:
- No ACH Fees Incurred, control your credit card fees 
- No usage based or hidden fees
- Zero implementation costs

[Browse all 3 editions](https://www.g2.com/products/alternative-finance-alternative-payments/pricing)

#### Free Trial

Yes

### EPX

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Email Notifications** | Not enough data | Not enough data | 
| **Invoicing** | Not enough data | Not enough data | 
| **Customer Portal** | Not enough data | Not enough data | 
| **Loyalty Management** | Not enough data | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Payment Gateway** | Not enough data | Not enough data | 
| **Payment Tracking** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 
| **Payment Scheduling** | Not enough data | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Invoice Generation

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Templates** | Not enough data | Not enough data | 
| **Digital Invoices** | Not enough data | Not enough data | 
| **Recurring Invoices** | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Approvals** | Not enough data | Not enough data | 
| **Batch Processing** | Not enough data | Not enough data | 
| **Consolidation** | Not enough data | Not enough data | 
| **Match Invoices** | Not enough data | Not enough data | 

#### Analytics

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Due Dates** | Not enough data | Not enough data | 
| **Cashflow** | Not enough data | Not enough data | 
| **KPIs** | Not enough data | Not enough data | 
| **Payment Tracking** | Not enough data | Not enough data | 

#### Integration

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 
| **Account Sync** | Not enough data | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Payment Processing

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Encryption** | Not enough data | Not enough data | 
| **Credit Card Processing** | Not enough data | Not enough data | 
| **Mobile Payments** | Not enough data | Not enough data | 
| **Digital Wallet Integration** | Not enough data | Not enough data | 

#### Administration

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Reporting &amp; Analytics** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 
| **Processing Fees** | Not enough data | Not enough data | 
| **POS Integration** | Not enough data | Not enough data | 
| **Omnichannel** | Not enough data | Not enough data | 
| **Levels 1 &amp; 2** | Not enough data | Not enough data | 
| **Level 3** | Not enough data | Not enough data | 

#### Payment Options

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Multi-Currency** | Not enough data | Not enough data | 
| **Online payment portal** | Not enough data | Not enough data | 

#### Security

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **POS Verification** | Not enough data | Not enough data | 

#### Platform

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Accounting integration** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 

### Client Portal

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Content

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Document Collaboration** | Not enough data | Not enough data | 
| **Versioning** | Not enough data | Not enough data | 
| **E-Signature** | Not enough data | Not enough data | 
| **File Request** | Not enough data | Not enough data | 
| **Feedback** | Not enough data | Not enough data | 

#### Collaboration

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Billing and Invoicing** | Not enough data | Not enough data | 
| **Instant Messaging** | Not enough data | Not enough data | 
| **Project Management** | Not enough data | Not enough data | 
| **Analytics** | Not enough data | Not enough data | 
| **Time Tracking** | Not enough data | Not enough data | 
| **Mobile Application** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Bill Generation

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Templates** | Not enough data | Not enough data | 
| **Digital Billing** | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | 

#### Bill Processing

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Consolidation** | Not enough data | Not enough data | 
| **Batch Invoicing** | Not enough data | Not enough data | 
| **Management** | Not enough data | Not enough data | 

#### Integration

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Reporting

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Status** | Not enough data | Not enough data | 
| **Customer Credit** | Not enough data | Not enough data | 
| **History** | Not enough data | Not enough data | 

#### Integrations

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 
| **CPM** | Not enough data | Not enough data | 

#### Transactions

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Credits** | Not enough data | Not enough data | 
| **Invoices** | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | 

#### Workflows

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Approvals** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 

#### Agentic AI - Accounts Receivable Automation

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

#### AI - Accounts Receivable

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Generative** | Not enough data | Not enough data | 
| **Responses** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **Alternative Payments** | N/A | N/A |
| **EPX** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | Alternative Payments | EPX | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to Alternative Payments (5):** [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable), [Billing Software](https://www.g2.com/categories/billing), [Client Portal Software](https://www.g2.com/categories/client-portal), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)



---
## Reviewer Demographics

### By Company Size

| Segment | Alternative Payments | EPX | 
|---|---|---|
| **Small-Business** | 90.0% | 38.1% | 
| **Mid-Market** | 0% | 14.3% | 
| **Enterprise** | 10.0% | 47.6% | 

### By Industry

#### Alternative Payments

- **Computer &amp; Network Security:** 30.0%
- **Information Technology and Services:** 20.0%
- **Renewables &amp; Environment:** 10.0%
- **Program Development:** 10.0%
- **Marketing and Advertising:** 10.0%
- **Consumer Goods:** 10.0%
- **Accounting:** 10.0%

#### EPX

- **Automotive:** 38.1%
- **Information Technology and Services:** 19.0%
- **Hospital &amp; Health Care:** 14.3%
- **Financial Services:** 14.3%
- **Health, Wellness and Fitness:** 4.8%
- **Government Administration:** 4.8%
- **Computer Software:** 4.8%

---
## Alternatives

### Alternatives to Alternative Payments

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1954 reviews)
- [Maxio](https://www.g2.com/products/maxio/reviews) — 4.3/5 stars (829 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7128 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1664 reviews)
- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1208 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (977 reviews)
- [SuiteDash](https://www.g2.com/products/suitedash/reviews) — 4.8/5 stars (618 reviews)
- [Accelo](https://www.g2.com/products/accelo/reviews) — 4.3/5 stars (683 reviews)

### Alternatives to EPX

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (454 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4122 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.3/5 stars (2010 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (977 reviews)
- [Karbon](https://www.g2.com/products/karbon-2025-03-03/reviews) — 4.8/5 stars (891 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (369 reviews)

---
## Top Discussions

### Alternative Payments

No discussions available for this product.

### EPX

- Title: [Will the EPX payment solution work with my existing point-of-sale? Also, can it work as a standalone countertop terminal if I want to keep it separate from my POS?](https://www.g2.com/discussions/equipment-29511b46-c820-4dc1-bd2f-5f2041c85b67) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "In either case you are covered. EPX can develop a secure solution to interface with your current POS system, or you can choose to operate the EPX solution as..."
- Title: [Is it easy to convert from my current payment processor to EPX?](https://www.g2.com/discussions/switching-payment-processing-to-epx) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Absolutely! EPX will create a program for your group and communicate details and next steps to you and your franchisees (if applicable). We will even..."
- Title: [Why is chargeback processing easier with EPX?](https://www.g2.com/discussions/chargebacks-898e9a7c-623b-4c10-b26c-d8fea8d01b5e) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "EPX’s online chargeback reporting eliminates paper and instantly matches the chargeback to the original transaction. This tool dramatically reduces the..."
- Title: [If a franchisee has several locations will that person be able to view all the locations he or she owns?](https://www.g2.com/discussions/reporting-capabilities-for-multiple-locations) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Yes, EPX can create users in webSuite to allow each location to view its own reporting individually. EPX can also create a division user ID for the franchise..."
- Title: [If a franchisee location is trying to find a payment history, will our back office be able to assist?](https://www.g2.com/discussions/5306-back-office) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Yes. All fields submitted with a payment are searchable. The franchisee can search within their activity or the back office can drill down on the location to..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/alternative-finance-alternative-payments-vs-epx)

