# Affirm, PayPal Payments vs GoCardless Comparison

| | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Star Rating** | 4.3 out of 5 | 4.4 out of 5 | 4.6 out of 5 | 
| **Total Reviews** | 48 | 2,739 | 321 | 
| **Largest Market Segment** | Small-Business (83.3% of reviews) | Small-Business (64.8% of reviews) | Small-Business (92.9% of reviews) | 
| **Entry Level Price** | No pricing available | $0 per month | No pricing available | 

---
## Top Pros & Cons

### Affirm

Pros:
- Affordable (2 reviews)
- Ease of Use (2 reviews)

Cons:
- Credit Score (1 reviews)
- High Fees (1 reviews)

### PayPal Payments

Pros:
- Ease of Use (474 reviews)
- Easy Payments (326 reviews)

Cons:
- High Fees (234 reviews)
- Expensive (196 reviews)

### GoCardless

Pros:
- Convenience (8 reviews)
- Ease of Use (8 reviews)

Cons:
- Payment Issues (7 reviews)
- Slow Payments (5 reviews)

---
## Ratings Comparison
| Rating | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
  | **Meets Requirements** | 8.3 (20 reviews) | 9.0 (2228 reviews) | 9.1 (204 reviews) | 
  | **Ease of Use** | 8.5 (21 reviews) | 9.1 (2259 reviews) | 9.0 (203 reviews) | 
  | **Ease of Setup** | 7.7 (11 reviews) | 8.9 (719 reviews) | 8.9 (153 reviews) | 
  | **Ease of Admin** | 7.8 (9 reviews) | 8.4 (330 reviews) | 9.0 (140 reviews) | 
  | **Quality of Support** | 7.6 (19 reviews) | 8.3 (2104 reviews) | 8.5 (172 reviews) | 
  | **Has the product been a good partner in doing business?** | 7.4 (9 reviews) | 8.1 (327 reviews) | 9.0 (134 reviews) | 
  | **Product Direction (% positive)** | 6.3 (19 reviews) | 8.3 (2197 reviews) | 8.7 (187 reviews) | 

---
## Pricing

### Affirm

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### GoCardless

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | 8.7/10 | 2085 |
| **GoCardless** | 8.8/10 | 74 |

#### Payment Options

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | Feature Not Available | Feature Not Available | 
| **Recurring Billing** | Not enough data | Feature Not Available | 9.2 (32 reviews) | 
| **Instant Payment** | Not enough data | 9.0 (1615 reviews) | 8.5 (30 reviews) | 
| **Accepted Credit Cards and Debit Cards** | Not enough data | 9.2 (1629 reviews) | Feature Not Available | 
| **ACH Payments and eCheck Processing** | Not enough data | 8.4 (1178 reviews) | 7.8 (20 reviews) | 
| **Split Payments** | Not enough data | 8.4 (1110 reviews) | Feature Not Available | 
| **Real-Time Payments** | Not enough data | Feature Not Available | Feature Not Available | 
| **Multi-Currency** | Not enough data | 9.0 (609 reviews) | 7.7 (24 reviews) | 
| **Online payment portal** | Not enough data | 9.1 (627 reviews) | 8.2 (36 reviews) | 

#### Administration

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Reporting/Dashboards** | Not enough data | Feature Not Available | 8.8 (36 reviews) | 
| **User, Role, and Access Management** | Not enough data | Feature Not Available | 8.6 (33 reviews) | 
| **Payout Time** | Not enough data | 8.5 (1523 reviews) | 7.4 (37 reviews) | 
| **Manual Payment Entry** | Not enough data | 8.6 (1365 reviews) | 8.1 (25 reviews) | 
| **Dispute Resolution** | Not enough data | Feature Not Available | Feature Not Available | 
| **Omnichannel** | Not enough data | 8.6 (496 reviews) | 7.3 (30 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.5 (479 reviews) | Feature Not Available | 
| **Level 3** | Not enough data | 8.4 (466 reviews) | Feature Not Available | 

#### Security

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **PCI Compliance** | Not enough data | 8.6 (648 reviews) | Feature Not Available | 
| **Fraud Protection Tools** | Not enough data | Feature Not Available | Feature Not Available | 
| **Data Tokenization** | Not enough data | 8.7 (1171 reviews) | 9.2 (23 reviews) | 
| **Two-Factor Authentication** | Not enough data | 8.8 (1361 reviews) | 9.6 (30 reviews) | 
| **POS Verification** | Not enough data | 8.7 (483 reviews) | Feature Not Available | 

#### Development

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | Not enough data | 8.4 (1291 reviews) | 8.5 (18 reviews) | 
| **APIs** | Not enough data | Feature Not Available | 8.8 (20 reviews) | 
| **Accounting Software Integration** | Not enough data | 8.5 (1110 reviews) | 8.7 (27 reviews) | 
| **E-Commerce Software Integration** | Not enough data | 8.7 (1209 reviews) | 8.9 (22 reviews) | 

#### Platform

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Performance and Reliability** | Not enough data | 8.9 (1473 reviews) | 9.1 (34 reviews) | 
| **Internationalization - Currency/Language** | Not enough data | 8.9 (1351 reviews) | 9.1 (21 reviews) | 
| **Internationalization - Operating Country** | Not enough data | 8.9 (1329 reviews) | 9.3 (22 reviews) | 
| **API / Integrations** | Not enough data | 8.7 (1084 reviews) | 8.8 (20 reviews) | 
| **PCI Regulation Compliance** | Not enough data | 8.6 (1075 reviews) | Feature Not Available | 
| **Supplemental Technology** | Not enough data | Feature Not Available | Feature Not Available | 
| **Accounting integration** | Not enough data | 8.6 (477 reviews) | 9.1 (44 reviews) | 
| **E-commerce Integration** | Not enough data | 8.8 (506 reviews) | 8.4 (25 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.1 (71 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 8.8 (69 reviews) | Not enough data | 
| **Decision Making** | Not enough data | 8.8 (70 reviews) | Not enough data | 

### Subscription Revenue Management

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | N/A | N/A |
| **GoCardless** | 8.8/10 | 63 |

#### Billing and Payments

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Payment Terms** | Not enough data | Not enough data | 9.0 (43 reviews) | 
| **Personalized Billing** | Not enough data | Not enough data | 9.0 (45 reviews) | 
| **Custom Pricing** | Not enough data | Not enough data | Feature Not Available | 

#### Revenue Recognition

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Usage Tracking** | Not enough data | Not enough data | 8.9 (38 reviews) | 
| **Deferred Revenue** | Not enough data | Not enough data | 9.1 (23 reviews) | 
| **Revenue Accrual** | Not enough data | Not enough data | 8.8 (26 reviews) | 

#### Revenue Optimization

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **At-Risk Customers** | Not enough data | Not enough data | 8.8 (27 reviews) | 
| **Offer Optimization** | Not enough data | Not enough data | Feature Not Available | 
| **Customer Churn** | Not enough data | Not enough data | 8.5 (28 reviews) | 
| **Revenue Forecasting** | Not enough data | Not enough data | 8.6 (27 reviews) | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | N/A | N/A |
| **GoCardless** | 8.7/10 | 25 |

#### Payment Methods

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **ACH** | Not enough data | Not enough data | 7.9 (8 reviews) | 
| **Credit and Debit** | Not enough data | Not enough data | Feature Not Available | 
| **Wire Transfer** | Not enough data | Not enough data | Feature Not Available | 

#### Payment Processing 

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Batch Processing** | Not enough data | Not enough data | 8.6 (12 reviews) | 
| **Payments Scheduling** | Not enough data | Not enough data | 9.2 (20 reviews) | 
| **Automated Workflows** | Not enough data | Not enough data | 8.7 (14 reviews) | 
| **Self Service** | Not enough data | Not enough data | 8.2 (11 reviews) | 
| **Reconciliation** | Not enough data | Not enough data | 8.2 (13 reviews) | 
| **Settlements** | Not enough data | Not enough data | 8.2 (12 reviews) | 
| **Payment Tracking** | Not enough data | Not enough data | 9.1 (19 reviews) | 

#### Security and Compliance

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **PCI Compliant** | Not enough data | Not enough data | Feature Not Available | 
| **P2PE** | Not enough data | Not enough data | Feature Not Available | 
| **Fraud Management** | Not enough data | Not enough data | Feature Not Available | 
| **SSL Encryption** | Not enough data | Not enough data | 9.8 (14 reviews) | 
| **SOX** | Not enough data | Not enough data | Feature Not Available | 
| **SOC** | Not enough data | Not enough data | Feature Not Available | 

#### Integration

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Agnostic Integration** | Not enough data | Not enough data | 9.6 (9 reviews) | 
| **Reporting Consolidation** | Not enough data | Not enough data | 9.0 (12 reviews) | 
| **Plugins and APIs** | Not enough data | Not enough data | 8.6 (12 reviews) | 

#### Payment Types

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **AP Automation** | Not enough data | Not enough data | 8.3 (7 reviews) | 
| **E-Commerce** | Not enough data | Not enough data | Feature Not Available | 
| **Retail** | Not enough data | Not enough data | Feature Not Available | 

#### Agentic AI - Enterprise Payment

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | 8.7/10 | 19 |
| **PayPal Payments** | 9.1/10 | 221 |
| **GoCardless** | 9.2/10 | 29 |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Email Notifications** | 8.3 (12 reviews) | 9.1 (188 reviews) | 9.1 (23 reviews) | 
| **Invoicing** | Feature Not Available | 9.1 (181 reviews) | 9.0 (17 reviews) | 
| **Customer Portal** | 9.0 (12 reviews) | 8.9 (186 reviews) | Feature Not Available | 
| **Loyalty Management** | 8.3 (10 reviews) | 8.7 (173 reviews) | Feature Not Available | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Payment Gateway** | 8.8 (14 reviews) | 9.0 (190 reviews) | 9.2 (17 reviews) | 
| **Payment Tracking** | 9.1 (15 reviews) | 8.9 (188 reviews) | 9.3 (23 reviews) | 
| **E-commerce Integration** | 8.3 (16 reviews) | 9.0 (174 reviews) | Feature Not Available | 
| **Payment Scheduling** | 9.1 (16 reviews) | 8.9 (178 reviews) | 9.6 (26 reviews) | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | 9.5 (38 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | 9.3 (38 reviews) | Not enough data | 
| **Decision Making** | Not enough data | 9.4 (38 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | 8.8/10 | 794 |
| **GoCardless** | 8.3/10 | 117 |

#### Payment Processing

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Encryption** | Not enough data | 9.3 (271 reviews) | 9.2 (74 reviews) | 
| **Credit Card Processing** | Not enough data | 9.1 (239 reviews) | Feature Not Available | 
| **Mobile Payments** | Not enough data | 9.3 (248 reviews) | Feature Not Available | 
| **Digital Wallet Integration** | Not enough data | 9.2 (255 reviews) | Feature Not Available | 

#### Administration

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Reporting & Analytics** | Not enough data | 9.0 (229 reviews) | 8.3 (70 reviews) | 
| **E-commerce Integration** | Not enough data | 9.1 (239 reviews) | 8.4 (43 reviews) | 
| **Processing Fees** | Not enough data | 7.4 (288 reviews) | 7.9 (90 reviews) | 
| **POS Integration** | Not enough data | 8.9 (212 reviews) | Feature Not Available | 
| **Omnichannel** | Not enough data | 8.6 (496 reviews) | 7.3 (30 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.5 (479 reviews) | Feature Not Available | 
| **Level 3** | Not enough data | 8.4 (466 reviews) | Feature Not Available | 

#### Payment Options

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Multi-Currency** | Not enough data | 9.0 (609 reviews) | 7.7 (24 reviews) | 
| **Online payment portal** | Not enough data | 9.1 (627 reviews) | 8.2 (36 reviews) | 

#### Security

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **POS Verification** | Not enough data | 8.7 (483 reviews) | Feature Not Available | 

#### Platform

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Accounting integration** | Not enough data | 8.6 (477 reviews) | 9.1 (44 reviews) | 
| **E-commerce Integration** | Not enough data | 8.8 (506 reviews) | 8.4 (25 reviews) | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | 9.3/10 | 65 |
| **GoCardless** | N/A | N/A |

#### Architecture

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Unified API** | Not enough data | 9.2 (49 reviews) | Not enough data | 
| **POL** | Not enough data | 9.1 (48 reviews) | Not enough data | 
| **Integrations** | Not enough data | 9.5 (51 reviews) | Not enough data | 

#### Processing

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Validation** | Not enough data | 9.4 (51 reviews) | Not enough data | 
| **Automation** | Not enough data | 9.4 (51 reviews) | Not enough data | 
| **Cross Border** | Not enough data | 9.3 (50 reviews) | Not enough data | 
| **Routing** | Not enough data | 9.5 (50 reviews) | Not enough data | 
| **Reconciliation** | Not enough data | 9.5 (50 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Failed payments** | Not enough data | 9.1 (48 reviews) | Not enough data | 
| **Tokenization** | Not enough data | 9.2 (50 reviews) | Not enough data | 
| **Compliance** | Not enough data | 9.4 (50 reviews) | Not enough data | 

#### Analytics

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Consolidation** | Not enough data | 9.3 (50 reviews) | Not enough data | 
| **Optimization** | Not enough data | 9.4 (50 reviews) | Not enough data | 
| **Fraud** | Not enough data | 9.0 (50 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.5 (41 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 9.6 (41 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | 9.8/10 | 19 |
| **GoCardless** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.7 (18 reviews) | Not enough data | 
| **Multi-step Planning** | Not enough data | 9.7 (18 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 9.8 (18 reviews) | Not enough data | 
| **Adaptive Learning** | Not enough data | 9.8 (18 reviews) | Not enough data | 
| **Natural Language Interaction** | Not enough data | 9.9 (18 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | 9.8 (18 reviews) | Not enough data | 
| **Decision Making** | Not enough data | 9.9 (18 reviews) | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Affirm** | N/A | N/A |
| **PayPal Payments** | N/A | N/A |
| **GoCardless** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)


**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to GoCardless (4):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Subscription Revenue Management Software](https://www.g2.com/categories/subscription-revenue-management), [Payment Gateways](https://www.g2.com/categories/payment-gateways)


---
## Reviewer Demographics

### By Company Size

| Segment | Affirm | PayPal Payments | GoCardless | 
|---|---|---|---|
| **Small-Business** | 83.3% | 64.8% | 92.9% | 
| **Mid-Market** | 14.3% | 23.1% | 5.8% | 
| **Enterprise** | 2.4% | 12.2% | 1.3% | 

### By Industry

#### Affirm

- **Retail:** 21.4%
- **Health, Wellness and Fitness:** 14.3%
- **Consumer Electronics:** 11.9%
- **Automotive:** 9.5%
- **Consumer Goods:** 4.8%
- **Alternative Medicine:** 2.4%
- **Apparel & Fashion:** 2.4%
- **Construction:** 2.4%
- **Consumer Services:** 2.4%
- **Electrical/Electronic Manufacturing:** 2.4%
- **Other:** 26.2%

#### PayPal Payments

- **Information Technology and Services:** 6.9%
- **Marketing and Advertising:** 6.7%
- **Computer Software:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.2%
- **Other:** 58.1%

#### GoCardless

- **Accounting:** 13.6%
- **Marketing and Advertising:** 11.0%
- **Information Technology and Services:** 10.4%
- **Health, Wellness and Fitness:** 6.1%
- **Internet:** 5.2%
- **Computer Software:** 4.2%
- **Telecommunications:** 3.9%
- **Sports:** 2.9%
- **Design:** 2.3%
- **Non-Profit Organization Management:** 1.9%
- **Other:** 38.5%

---
## Alternatives

### Alternatives to Affirm

- [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews)
- [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (57 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (41 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)
- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [Bread Pay](https://www.g2.com/products/bread-pay/reviews) — 4.0/5 stars (6 reviews)
- [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews)
- [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews)
- [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews)
- [Credit Key](https://www.g2.com/products/credit-key/reviews) — 4.7/5 stars (34 reviews)

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)

### Alternatives to GoCardless

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4058 reviews)
- [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (972 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (973 reviews)

---
## Top Discussions

### Affirm

- Title: [What is special about Affirm?](https://www.g2.com/discussions/what-is-special-about-affirm) — 1 comment
  > **Top comment:** "The flexibility of integration and wide range of financing options we can offer to our customers as a merchant "

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### GoCardless

- Title: [Is there any other type of payments being accepted?](https://www.g2.com/discussions/31022-is-there-any-other-type-of-payments-being-accepted) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "We're building the best way to collect recurring payments. As a result, we are optimising for the payment method that is best suited for recurring revenue..."
- Title: [I recommend any organization wishing to use automatic payments to use GoCardless because it meets the most requirements with advantageous pricin ?](https://www.g2.com/discussions/i-recommend-any-organization-wishing-to-use-automatic-payments-to-use-gocardless-because-it-meets-the-most-requirements-with-advantageous-pricin) — 1 comment, 1 upvote
  > **Top comment:** "Very satisfactory and recommended. "
- Title: [What do I do about pending payments](https://www.g2.com/discussions/what-do-i-do-about-pending-payments) — 1 comment, 1 upvote
  > **Top comment:** "Wait for the to be settled, GoCardless will be able to assist you if you would like to any extra information or guidance to maybe speed up the process of the..."
- Title: [A-When will we be able to choose the moment when the transfer is made, i.e., choose to receive the funds on a predictable date? B-The display during registration should first offer to fill in information for a company. Currently, you have to click a button first for the information entry for companies to appear. However, SEPA direct debit is mostly for companies, not for individuals.](https://www.g2.com/discussions/37749-a-quand-pourra-t-on-choisir-le-moment-ou-le-virement-se-fait-cad-choisir-de-recevoir-les-fonds-a-une-date-previsible-b-il-faudrait-que-l-affichage-lors-de-l-inscription-propose-en-premier-de-remplir-des-infos-pour-une-entreprise-actuellement-il-faut) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Hello, we thank you for your comment. A - By logging into your merchant account, you can choose the debit date for each payment made using GoCardless. The..."
- Title: [Will it be possible one day to have invoices automatically generated for my clients (1 invoice per payment plan)?](https://www.g2.com/discussions/37284-sera-t-il-possible-un-jour-d-avoir-des-factures-editees-automatiquement-pour-mes-clients-1-facture-par-plan-de-paiement) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Hello. Our solutions do not generate invoices for end customers, but we have partner billing software that can assist you with this. You can view our list of..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/affirm-vs-paypal-vs-gocardless)