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Compare Affirm and PayPal Payments 
At a Glance
Market Segments
Small-Business (82.9% of reviews)
Small-Business (64.3% of reviews)
Entry-Level Pricing
No pricing available
$0 per month
Affirm
Star Rating
(47)4.3 out of 5
Market Segments
Small-Business (82.9% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about AffirmPayPal Payments
Star Rating
(2,632)4.4 out of 5
Market Segments
Small-Business (64.3% of reviews)
Pros & Cons
Entry-Level Pricing
$0 per month
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that PayPal Payments excels in overall user satisfaction, boasting a significantly higher G2 Score compared to Affirm. Users appreciate its ease of use, with many highlighting how quick and secure transactions are, making it a preferred choice for daily transactions.
- According to verified reviews, PayPal Payments has a much larger volume of feedback, with over 2,400 reviews compared to Affirm's 44. This suggests that users have a more reliable and comprehensive understanding of PayPal Payments' performance and capabilities.
- Users say that the implementation process for PayPal Payments is notably straightforward, with many praising the intuitive setup. One user mentioned, "the initial setup was very easy," which contrasts with Affirm, where some users found the setup process less user-friendly.
- Reviewers mention that while Affirm offers valuable flexibility with 0% interest payment plans, which can ease financial burdens, PayPal Payments is often favored for its speed and security in transactions, making it a go-to for users needing quick payment solutions.
- Users highlight that PayPal Payments provides a robust support experience, with a higher quality of support ratings. Many users feel that PayPal is a reliable partner in business, while Affirm's support has received mixed feedback, indicating room for improvement.
- According to recent user feedback, both platforms offer unique features, but PayPal Payments stands out for its global transaction capabilities and user-friendly interface, while Affirm is recognized for its ability to help businesses increase sales through flexible payment options.
Pricing
Entry-Level Pricing
Affirm
No pricing availablePayPal Payments
On Website - Basic
$0
per month
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment
Free Trial
Affirm
No trial information availablePayPal Payments
No trial information availableRatings
Meets Requirements
8.2
19
9.0
2,136
Ease of Use
8.4
20
9.0
2,164
Ease of Setup
7.5
10
8.9
624
Ease of Admin
7.8
9
8.4
325
Quality of Support
7.5
18
8.3
2,019
Has the product been a good partner in doing business?
7.4
9
8.1
322
Product Direction (% positive)
6.1
18
8.2
2,109
Features by Category
Payment Options
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
9.0
1581
Not enough data
9.2
1599
Not enough data
8.4
1167
Not enough data
8.4
1092
Not enough data
Feature Not Available
Not enough data
8.9
561
Not enough data
9.0
588
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.5
1497
Not enough data
8.5
1346
Not enough data
Feature Not Available
Not enough data
8.6
469
Not enough data
8.4
463
Not enough data
8.4
449
Security
Not enough data
8.6
630
Not enough data
Feature Not Available
Not enough data
8.6
1152
Not enough data
8.8
1335
Not enough data
8.6
466
Development
Not enough data
8.3
1271
Not enough data
Feature Not Available
Not enough data
8.4
1090
Not enough data
8.7
1190
Platform
Not enough data
8.9
1449
Not enough data
8.9
1330
Not enough data
8.9
1311
Not enough data
8.7
1065
Not enough data
8.6
1057
Not enough data
Feature Not Available
Not enough data
8.6
459
Not enough data
8.8
478
Agentic AI - Payment Gateways
Not enough data
8.7
51
Not enough data
8.3
50
Not enough data
8.4
50
Administration - Installment Payment and Buy Now Pay Later (BNPL)
8.3
12
8.9
167
Feature Not Available
9.0
161
9.0
12
8.7
166
8.3
10
8.5
154
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)
8.8
14
8.8
168
9.0
14
8.8
167
8.3
16
8.9
153
9.0
15
8.8
158
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features
Not enough data
8.8
19
Not enough data
8.6
19
Not enough data
8.7
19
Payment Processing
Not enough data
9.3
228
Not enough data
9.1
210
Not enough data
9.3
219
Not enough data
9.1
209
Administration
Not enough data
8.9
204
Not enough data
9.0
210
Not enough data
7.6
234
Not enough data
8.8
195
Not enough data
8.6
469
Not enough data
8.4
463
Not enough data
8.4
449
Payment Options
Not enough data
8.9
561
Not enough data
9.0
588
Security
Not enough data
8.6
466
Platform
Not enough data
8.6
459
Not enough data
8.8
478
Architecture
Not enough data
8.7
34
Not enough data
8.8
35
Not enough data
9.0
35
Processing
Not enough data
9.1
35
Not enough data
9.0
35
Not enough data
8.9
35
Not enough data
9.1
35
Not enough data
9.2
35
Risk & Compliance
Not enough data
8.6
34
Not enough data
8.8
35
Not enough data
8.9
35
Analytics
Not enough data
9.0
35
Not enough data
9.0
35
Not enough data
8.4
35
Agentic AI - Payments Orchestration
Not enough data
9.2
26
Not enough data
9.3
27
Agentic AI - SAP Store
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Affirm and PayPal Payments are categorized as Installment Payment and Buy Now Pay Later (BNPL)
Unique Categories
Affirm has no unique categories
PayPal Payments is categorized as Payments Orchestration, SAP Store, Payment Processing, and Payment Gateways
Reviews
Reviewers' Company Size
Affirm
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
PayPal Payments
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Retail
22.0%
Health, Wellness and Fitness
12.2%
Consumer Electronics
12.2%
Automotive
9.8%
Consumer Goods
4.9%
Other
39.0%
Computer Software
6.8%
Marketing and Advertising
6.8%
Information Technology and Services
6.7%
Retail
5.5%
Internet
3.8%
Other
70.4%
Discussions
What is special about Affirm?
1 Comment
AS
The flexibility of integration and wide range of financing options we can offer to our customers as a merchant Read more
Affirm has no more discussions with answers
Allow visa gift card
8 Comments
AH
I used to know about Visa card and virtual master card on paypal 2 years ago...Possibly good and also accept payments on main and data endRead more
PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension
7 Comments
LK
It is possible to get money back, if they Took it from you. Check here:
https://aupdamages.com
Select your country and get Information on how to...Read more
What is PayPal Credit used for?
7 Comments
SR
Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private.Read more
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