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Installment Payment and Buy Now Pay Later (BNPL) Software
Affirm
Four
Affirm-vs-Four
Compare Affirm and Four
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Installment Payment and Buy Now Pay Later (BNPL)
All Reviewers
Small-Business Reviewers
Mid-Market Reviewers
Large Enterprise Reviewers
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At a Glance
Pricing
Ratings
Features
Reviews
Alternatives
Discussions
Add Product
Affirm
(47)
4.3
out of
5
Affirm
By
Affirm
Four
(10)
4.1
out of
5
Four
By
Four Technologies
At a Glance
Star Rating
(47)
4.3
out of
5
(10)
4.1
out of
5
Market Segments
Small-Business (82.9% of reviews)
Information
Mid-Market (50.0% of reviews)
Information
Pros & Cons
Affordable
(1)
Convenience
(1)
Lack of Clarity
(1)
Ease of Use
(2)
Easy Setup
(2)
Limited Availability
(3)
Lack of Clarity
(1)
Entry-Level Pricing
No pricing available
No pricing available
Affirm
Star Rating
(47)
4.3
out of
5
Market Segments
Small-Business (82.9% of reviews)
Information
Pros & Cons
Affordable
(1)
Convenience
(1)
Lack of Clarity
(1)
Entry-Level Pricing
No pricing available
Learn more about Affirm
Four
Star Rating
(10)
4.1
out of
5
Market Segments
Mid-Market (50.0% of reviews)
Information
Pros & Cons
Ease of Use
(2)
Easy Setup
(2)
Limited Availability
(3)
Lack of Clarity
(1)
Entry-Level Pricing
No pricing available
Learn more about Four
Affirm vs Four
Reviewers felt that Affirm meets the needs of their business better than Four.
When comparing quality of ongoing product support, reviewers felt that Affirm is the preferred option.
For feature updates and roadmaps, our reviewers preferred the direction of Four over Affirm.
Pricing
Entry-Level Pricing
Affirm
No pricing available
Four
No pricing available
Free Trial
Affirm
No trial information available
Four
No trial information available
Ratings
Meets Requirements
8.2
19
7.2
9
Ease of Use
8.4
20
8.5
9
Ease of Setup
7.5
10
Not enough data
Ease of Admin
7.8
9
Not enough data
Quality of Support
7.5
18
6.9
9
Has the product been a good partner in doing business?
7.4
9
Not enough data
Product Direction (% positive)
6.1
18
8.5
8
Features by Category
Installment Payment and Buy Now Pay Later (BNPL)
Hide 11 Features
Show 11 Features
8.7
18
8.7
8
Administration - Installment Payment and Buy Now Pay Later (BNPL)
Email Notifications
8.3
12
9.2
(won by 0.9)
8
Invoicing
Feature Not Available
8.5
(won by default)
8
Customer Portal
9.0
(won by 0.5)
12
8.5
8
Loyalty Management
8.3
10
8.8
(won by 0.5)
7
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)
Payment Gateway
8.8
14
9.0
(won by 0.2)
8
Payment Tracking
9.0
(won by 0.9)
14
8.1
8
E-commerce Integration
8.3
16
8.8
(won by 0.5)
8
Payment Scheduling
9.0
(won by 0.2)
15
8.8
8
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features
Adaptive Learning
Not enough data
Not enough data
Proactive Assistance
Not enough data
Not enough data
Decision Making
Not enough data
Not enough data
Categories
Categories
Shared Categories
Affirm
Four
Affirm and Four are categorized as
Installment Payment and Buy Now Pay Later (BNPL)
Unique Categories
Affirm has no unique categories
Four has no unique categories
Reviews
Reviewers' Company Size
Affirm
Small-Business
(50 or fewer emp.)
82.9%
Mid-Market
(51-1000 emp.)
14.6%
Enterprise
(> 1000 emp.)
2.4%
Four
Small-Business
(50 or fewer emp.)
40.0%
Mid-Market
(51-1000 emp.)
50.0%
Enterprise
(> 1000 emp.)
10.0%
Small-Business
(50 or fewer emp.)
82.9%
40.0%
Mid-Market
(51-1000 emp.)
14.6%
50.0%
Enterprise
(> 1000 emp.)
2.4%
10.0%
Reviewers' Industry
Affirm
Retail
22.0%
Health, Wellness and Fitness
12.2%
Consumer Electronics
12.2%
Automotive
9.8%
Consumer Goods
4.9%
Other
39.0%
Four
Financial Services
20.0%
Education Management
20.0%
Retail
10.0%
Luxury Goods & Jewelry
10.0%
Higher Education
10.0%
Other
30.0%
Alternatives
Affirm Alternatives
Sezzle
Add Sezzle
Klarna
Add Klarna
Afterpay
Add Afterpay
Zip for Business
Add Zip for Business
See all alternatives
Four Alternatives
Splitit
Add Splitit
Sezzle
Add Sezzle
Afterpay
Add Afterpay
GoCardless
Add GoCardless
See all alternatives
Discussions
Affirm Discussions
What is special about Affirm?
1 Comment
AS
The flexibility of integration and wide range of financing options we can offer to our customers as a merchant
Read more
Affirm has no more discussions with answers
See all discussions
Four Discussions
Four has no discussions with answers
See all discussions
Ask Affirm a Question
Contact Affirm
Ask Four a Question
Contact Four
Spotlight Categories
Operational Risk Management Software
Marketing Analytics Tools
Managed File Transfer (MFT) Software
Application Performance Monitoring (APM) Tools
At a Glance
Pricing
Ratings
Features
Reviews
Alternatives
Discussions
Add Product
Affirm
Four
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