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Compare Affirm and Bread Pay 
At a Glance
Market Segments
Small-Business (82.9% of reviews)
Small-Business (50.0% of reviews)
Entry-Level Pricing
No pricing available
No pricing available
Affirm
Star Rating
(47)4.3 out of 5
Market Segments
Small-Business (82.9% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about AffirmBread Pay
Star Rating
(6)4.0 out of 5
Market Segments
Small-Business (50.0% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about Bread PayPricing
Entry-Level Pricing
Affirm
No pricing availableBread Pay
No pricing availableFree Trial
Affirm
No trial information availableBread Pay
No trial information availableRatings
Meets Requirements
8.2
19
8.3
5
Ease of Use
8.4
20
7.8
6
Ease of Setup
7.5
10
Not enough data
Ease of Admin
7.8
9
Not enough data
Quality of Support
7.5
18
Not enough data
Has the product been a good partner in doing business?
7.4
9
Not enough data
Product Direction (% positive)
6.1
18
8.1
6
Features by Category
Installment Payment and Buy Now Pay Later (BNPL)Hide 11 FeaturesShow 11 Features
8.7
18
Not enough data
Administration - Installment Payment and Buy Now Pay Later (BNPL)
8.3
12
Not enough data
Feature Not Available
Not enough data
9.0
12
Not enough data
8.3
10
Not enough data
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)
8.8
14
Not enough data
9.0
14
Not enough data
8.3
16
Not enough data
9.0
15
Not enough data
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Affirm and Bread Pay are categorized as Installment Payment and Buy Now Pay Later (BNPL)
Unique Categories
Affirm has no unique categories
Bread Pay has no unique categories
Reviews
Reviewers' Company Size
Affirm
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Bread Pay
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Retail
22.0%
Health, Wellness and Fitness
12.2%
Consumer Electronics
12.2%
Automotive
9.8%
Consumer Goods
4.9%
Other
39.0%
Retail
33.3%
Real Estate
16.7%
Non-Profit Organization Management
16.7%
Financial Services
16.7%
Consumer Services
16.7%
Other
0.0%
Discussions
What is special about Affirm?
1 Comment
AS
The flexibility of integration and wide range of financing options we can offer to our customers as a merchant Read more
Affirm has no more discussions with answers
Bread Pay has no discussions with answers
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