# 401GO, Betterment at Work vs ForUsAll Comparison

| | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Star Rating** | 4.8 out of 5 | 4.3 out of 5 | 3.9 out of 5 | 
| **Total Reviews** | 150 | 546 | 21 | 
| **Largest Market Segment** | Small-Business (91.7% of reviews) | Small-Business (68.9% of reviews) | Mid-Market (57.1% of reviews) | 
| **Entry Level Price** | $25.00 25 per month | $2 per participant | 0.3% AUM fee | $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply* | Contact Us | 

---
## Top Pros & Cons

### 401GO

Pros:
- 401k Management (5 reviews)
- Customer Support (5 reviews)

Cons:
- Inadequate Guidance (2 reviews)
- Manual Labor (2 reviews)

### Betterment at Work

Pros:
- Ease of Use (255 reviews)
- Customer Support (146 reviews)

Cons:
- Poor Customer Support (108 reviews)
- Limited Customization (67 reviews)

### ForUsAll

**Not enough data**

---
## Ratings Comparison
| Rating | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
  | **Meets Requirements** | 9.5 (119 reviews) | 8.9 (513 reviews) | 7.9 (18 reviews) | 
  | **Ease of Use** | 9.3 (121 reviews) | 8.9 (531 reviews) | 8.6 (18 reviews) | 
  | **Ease of Setup** | 9.3 (101 reviews) | 8.4 (479 reviews) | 9.6 (12 reviews) | 
  | **Ease of Admin** | 9.3 (97 reviews) | 8.7 (453 reviews) | 9.2 (12 reviews) | 
  | **Quality of Support** | 9.5 (118 reviews) | 7.8 (490 reviews) | 7.7 (18 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.6 (97 reviews) | 8.5 (449 reviews) | 8.3 (12 reviews) | 
  | **Product Direction (% positive)** | 9.4 (114 reviews) | 8.4 (517 reviews) | 6.4 (13 reviews) | 

---
## Pricing

### 401GO

#### Entry-Level Pricing

Plan: GO-Starter

Price: $25.00 25 per month | $2 per participant | 0.3% AUM fee

Description: A very simple plan, a good alternative to a state program


Key Features:
- 15-minute guided setup
- Automated administration
- Roth (post-tax) or traditional

[Browse all 3 editions](https://www.g2.com/products/401go/pricing)

#### Free Trial

No

### Betterment at Work

#### Entry-Level Pricing

Plan: Essential

Price: $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*

Description: An affordable, easy-to-manage 401(k) plan for your employees’ retirement.



Key Features:
- Dedicated Onboarding specialist
- Simple payroll integrations with Gusto, Trinet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support

[Browse all 3 editions](https://www.g2.com/products/betterment-at-work/pricing)

#### Free Trial

No

### ForUsAll

#### Entry-Level Pricing

Plan: Startup

Price: Contact Us

Description: A low-cost 401(k) for growing businesses, with access to alternative investments including 50+ cryptocurrencies.

Key Features:
- Seamless payroll integrations
- Low-cost, high-quality funds
- Access to cryptocurrency on the 401(k)

[Learn more about ForUsAll](https://www.g2.com/products/forusall/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Financial Wellness

| Product | Score | Reviews |
|---|---|---|
| **401GO** | N/A | N/A |
| **Betterment at Work** | 8.8/10 | 58 |
| **ForUsAll** | N/A | N/A |

#### Platform Content

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Education Tools** | Not enough data | 9.0 (52 reviews) | Not enough data | 
| **Mobile Tools** | Not enough data | 8.7 (50 reviews) | Not enough data | 
| **Content Library** | Not enough data | 8.9 (50 reviews) | Not enough data | 

#### Platform Basics

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Program Management** | Not enough data | 9.2 (53 reviews) | Not enough data | 
| **Secure** | Not enough data | 9.1 (50 reviews) | Not enough data | 
| **Interoperability** | Not enough data | 8.6 (52 reviews) | Not enough data | 
| **Performance** | Not enough data | 9.2 (50 reviews) | Not enough data | 

#### Platform Additional Functionality

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Services** | Not enough data | 8.6 (48 reviews) | Not enough data | 
| **Employee Portal** | Not enough data | 9.3 (51 reviews) | Not enough data | 
| **Gamification** | Not enough data | 7.9 (42 reviews) | Not enough data | 
| **Education** | Not enough data | 8.9 (46 reviews) | Not enough data | 

#### Platform Data

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Dashboard & Reporting** | Not enough data | 8.8 (49 reviews) | Not enough data | 
| **Visualization** | Not enough data | 8.9 (47 reviews) | Not enough data | 
| **Platform Search** | Not enough data | Feature Not Available | Not enough data | 
| **Alerts and Notifications** | Not enough data | 8.6 (46 reviews) | Not enough data | 

### Investment Portfolio Management

| Product | Score | Reviews |
|---|---|---|
| **401GO** | N/A | N/A |
| **Betterment at Work** | 8.7/10 | 56 |
| **ForUsAll** | N/A | N/A |

#### Functionality

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Customizable Reporting** | Not enough data | 8.1 (51 reviews) | Not enough data | 
| **Market Analytics** | Not enough data | 8.4 (51 reviews) | Not enough data | 
| **Client Portal** | Not enough data | 9.5 (50 reviews) | Not enough data | 
| **Investment Accounting** | Not enough data | 8.6 (51 reviews) | Not enough data | 
| **Real time ** | Not enough data | 9.2 (50 reviews) | Not enough data | 
| **Compliance** | Not enough data | Feature Not Available | Not enough data | 
| **Customizable Reporting** | Not enough data | 8.4 (46 reviews) | Not enough data | 

#### Integration

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Data aggregation** | Not enough data | 8.9 (51 reviews) | Not enough data | 
| **Accounting Integration** | Not enough data | 8.7 (49 reviews) | Not enough data | 
| **Risk Management** | Not enough data | Feature Not Available | Not enough data | 

#### Agentic AI - Investment Portfolio Management

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Multi-step Planning** | Not enough data | 8.1 (21 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 9.0 (22 reviews) | Not enough data | 
| **Adaptive Learning** | Not enough data | 8.7 (21 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | 8.6 (21 reviews) | Not enough data | 

### 401(k)

| Product | Score | Reviews |
|---|---|---|
| **401GO** | 9.1/10 | 113 |
| **Betterment at Work** | 8.6/10 | 495 |
| **ForUsAll** | 9.4/10 | 6 |

#### Onboarding

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Administrators** | 9.2 (105 reviews) | 8.0 (475 reviews) | Not enough data | 
| **Employees** | 9.4 (105 reviews) | 8.8 (475 reviews) | 9.7 (6 reviews) | 

#### Dashboard

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Balances** | 9.2 (101 reviews) | 8.9 (469 reviews) | 9.7 (6 reviews) | 
| **Investments** | 9.2 (98 reviews) | 8.4 (463 reviews) | 9.7 (6 reviews) | 
| **Personal Information** | 9.3 (96 reviews) | 8.6 (459 reviews) | Not enough data | 

#### Compliance

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **IRS** | 9.1 (79 reviews) | 8.8 (453 reviews) | 9.7 (6 reviews) | 
| **Tax Benefits** | 9.2 (87 reviews) | 8.7 (449 reviews) | 9.7 (5 reviews) | 

#### Administration

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Monitoring** | 9.0 (90 reviews) | 8.6 (460 reviews) | 8.6 (6 reviews) | 
| **Reporting** | 8.9 (95 reviews) | 8.3 (459 reviews) | 8.9 (6 reviews) | 

#### Generative AI

| Feature | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **AI Image-to-Text** | 8.5 (13 reviews) | Feature Not Available | Not enough data | 

---
## Categories
**Shared Categories (1):** [401(k) Software](https://www.g2.com/categories/401-k)


**Unique to Betterment at Work (2):** [Investment Portfolio Management Software](https://www.g2.com/categories/investment-portfolio-management), [Financial Wellness Software](https://www.g2.com/categories/financial-wellness)



---
## Reviewer Demographics

### By Company Size

| Segment | 401GO | Betterment at Work | ForUsAll | 
|---|---|---|---|
| **Small-Business** | 91.7% | 68.9% | 42.9% | 
| **Mid-Market** | 8.3% | 29.4% | 57.1% | 
| **Enterprise** | 0% | 1.7% | 0% | 

### By Industry

#### 401GO

- **Financial Services:** 16.0%
- **Accounting:** 12.5%
- **Hospital & Health Care:** 9.7%
- **Construction:** 8.3%
- **Computer Software:** 4.2%
- **Health, Wellness and Fitness:** 3.5%
- **Management Consulting:** 2.8%
- **Insurance:** 2.1%
- **Internet:** 2.1%
- **Investment Management:** 2.1%
- **Other:** 36.8%

#### Betterment at Work

- **Computer Software:** 10.8%
- **Information Technology and Services:** 8.8%
- **Construction:** 5.2%
- **Hospital & Health Care:** 5.2%
- **Financial Services:** 5.2%
- **Marketing and Advertising:** 4.9%
- **Non-Profit Organization Management:** 4.1%
- **Accounting:** 3.7%
- **Consulting:** 3.2%
- **Health, Wellness and Fitness:** 3.0%
- **Other:** 45.9%

#### ForUsAll

- **Computer Software:** 23.8%
- **Information Technology and Services:** 19.0%
- **Manufacturing:** 4.8%
- **Venture Capital & Private Equity:** 4.8%
- **Staffing and Recruiting:** 4.8%
- **Sporting Goods:** 4.8%
- **Non-Profit Organization Management:** 4.8%
- **Insurance:** 4.8%
- **Hospital & Health Care:** 4.8%
- **Financial Services:** 4.8%
- **Other:** 19.0%

---
## Alternatives

### Alternatives to 401GO

- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2340 reviews)
- [Guideline](https://www.g2.com/products/guideline/reviews) — 4.5/5 stars (1154 reviews)
- [Vestwell](https://www.g2.com/products/vestwell/reviews) — 3.5/5 stars (5 reviews)
- [Ubiquity Retirement](https://www.g2.com/products/ubiquity-retirement/reviews) — 4.2/5 stars (56 reviews)
- [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews)
- [Transamerica Retirement Solutions](https://www.g2.com/products/transamerica-retirement-solutions/reviews) — 4.4/5 stars (5 reviews)
- [Saveday](https://www.g2.com/products/saveday/reviews) — 4.0/5 stars (1 reviews)
- [Slavic 401k](https://www.g2.com/products/slavic-401k/reviews) — 1.9/5 stars (4 reviews)
- [Money intelligence](https://www.g2.com/products/money-intelligence/reviews) — 0.0/5 stars (0 reviews)
- [AB401k](https://www.g2.com/products/ab401k/reviews) — 0.0/5 stars (0 reviews)

### Alternatives to Betterment at Work

- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2340 reviews)
- [Guideline](https://www.g2.com/products/guideline/reviews) — 4.5/5 stars (1154 reviews)
- [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) — 4.0/5 stars (407 reviews)
- [SmartDollar](https://www.g2.com/products/smartdollar/reviews) — 4.8/5 stars (599 reviews)
- [Morningstar Direct Advisory Suite (formerly Advisor Workstation)](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) — 4.1/5 stars (275 reviews)
- [ZayZoon](https://www.g2.com/products/zayzoon/reviews) — 4.6/5 stars (208 reviews)
- [Tapcheck](https://www.g2.com/products/tapcheck/reviews) — 4.7/5 stars (139 reviews)
- [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) — 4.9/5 stars (132 reviews)
- [Koyfin](https://www.g2.com/products/koyfin/reviews) — 4.8/5 stars (123 reviews)
- [Orion Advisor Technology](https://www.g2.com/products/orion-advisor-technology/reviews) — 4.4/5 stars (98 reviews)

### Alternatives to ForUsAll

- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2340 reviews)
- [Guideline](https://www.g2.com/products/guideline/reviews) — 4.5/5 stars (1154 reviews)
- [Ubiquity Retirement](https://www.g2.com/products/ubiquity-retirement/reviews) — 4.2/5 stars (56 reviews)
- [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews)
- [Vestwell](https://www.g2.com/products/vestwell/reviews) — 3.5/5 stars (5 reviews)
- [Saveday](https://www.g2.com/products/saveday/reviews) — 4.0/5 stars (1 reviews)
- [Slavic 401k](https://www.g2.com/products/slavic-401k/reviews) — 1.9/5 stars (4 reviews)
- [Transamerica Retirement Solutions](https://www.g2.com/products/transamerica-retirement-solutions/reviews) — 4.4/5 stars (5 reviews)
- [401(k) Easy](https://www.g2.com/products/401-k-easy/reviews) — 0.0/5 stars (0 reviews)
- [AB401k](https://www.g2.com/products/ab401k/reviews) — 0.0/5 stars (0 reviews)

---
## Top Discussions

### 401GO

No discussions available for this product.

### Betterment at Work

No discussions available for this product.

### ForUsAll

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/401go-vs-betterment-at-work-vs-forusall)