# Best Procure to Pay Software for Small Business

  *By [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)*

   Products classified in the overall Procure to Pay category are similar in many regards and help companies of all sizes solve their business problems. However, small business features, pricing, setup, and installation differ from businesses of other sizes, which is why we match buyers to the right Small Business Procure to Pay to fit their needs. Compare product ratings based on reviews from enterprise users or connect with one of G2's buying advisors to find the right solutions within the Small Business Procure to Pay category.

In addition to qualifying for inclusion in the Procure to Pay Software category, to qualify for inclusion in the Small Business Procure to Pay Software category, a product must have at least 10 reviews left by a reviewer from a small business.




  
## How Many Procure to Pay Software Products Does G2 Track?
**Total Products under this Category:** 186

### Category Stats (May 2026)
- **Average Rating**: 4.48/5
- **New Reviews This Quarter**: 203
- **Buyer Segments**: Mid-Market 46% │ Enterprise 32% │ Small-Business 22%
- **Top Trending Product**: Najar (+0.045)
*Last updated: May 25, 2026*

  
## How Does G2 Rank Procure to Pay Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 17,600+ Authentic Reviews
- 186+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

  
  
---

**Sponsored**

### Stampli

Stampli is the stress-free finance operations platform. Its AI-driven procure-to-pay solution runs processes from request through payment while remaining fully aligned to the ERP as the system of record, mirroring charts of accounts, entities, dimensions, and approval hierarchies without requiring ERP rework or forcing teams into rigid process models. Rather than adding AI on top of legacy infrastructures, Stampli has embedded intelligence directly into how work happens since being founded in 2015. Stampli AI operates across the full procure-to-pay lifecycle to extract data, code transactions, route approvals, match invoices, handle exceptions, and preserve institutional knowledge. That intelligence has been trained on billions of real-world transactions across $150 billion in annual spend, continuously improving with every correction across thousands of customer environments. The platform delivers end-to-end capabilities across procurement, accounts payable, vendor management, payments, and corporate cards. More than 1,800 businesses trust Stampli to process their finances accurately and efficiently. As volume, entities, and complexity increase, Stampli absorbs growth without proportional headcount, driving faster processing, leaner operations, and smarter spending with full visibility, control, and audit-ready accuracy.



[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=paid_promo&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=1750&secure%5Bmedium%5D=sponsored&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=66702&secure%5Bresource_id%5D=1750&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fprocure-to-pay%3Fpage%3D2&secure%5Btoken%5D=92f474eb190d672bbf14ccae45ccd1bf145837eeae099816fea06e2cc7719f7e&secure%5Burl%5D=https%3A%2F%2Fwww.stampli.com%2Fpricing&secure%5Burl_type%5D=paid_promos)

---

  ## What Are the Top-Rated Procure to Pay Software Products in 2026?
### 1. [Payhawk](https://www.g2.com/products/payhawk/reviews)
  Payhawk is an AI-native spend management platform that orchestrates company spending across Bills, Cards, Expenses, Travel, and Procurement to give finance teams maximum control, automation, and visibility. The platform combines a global money account with powerful automation and AI agents that enforce policies, budgets, and approval flows on every payment while giving employees a seamless spending experience. Payhawk includes specialized AI agents designed to streamline different areas of company spending: • Finance Controller Agent – automates routine finance operations and reduces manual reconciliation work. It also includes Agent Fetch, an AI-powered capability that automatically retrieves missing receipts and invoices directly from supplier portal attaching them to transactions so finance teams no longer need to chase employees or suppliers for documentation. • Payments Agent – helps employees resolve card and expense-related issues in real time. It enables instant self-service support for problems like failed or blocked transactions, provides real-time updates on reimbursements, per diems, and mileage status, and answers policy-related questions. • Procurement Agent – manages purchase requests, approvals, and purchase orders in one place, helping companies ensure spend is approved before it happens and aligned with company budgets. • Travel Agent – simplifies business travel by integrating booking, payment, and expense management into a single workflow, reducing manual expense reporting and improving policy compliance. Payhawk allows companies to manage all types of business spend in one platform, transforming processes around Travel, Cards & Expenses, Bill Payments, and Procurement. Companies can adopt these modules gradually or implement them together to create a unified spend management system. The platform also provides a global money account that enables companies to operate internationally with ease. Customers can issue corporate cards, manage multi-currency accounts, and make supplier payments in over 150 countries and 115 currencies. Payhawk supports dedicated IBANs, local payment rails such as SEPA, ACH and Faster Payments, and highly competitive FX rates. A key differentiator of Payhawk is its deep accounting and ERP integrations. The platform is built with strong accounting logic, enabling seamless syncing with systems such as Microsoft Dynamics, NetSuite, Exact, Xero, Sage, Pennylane and QuickBooks. This allows finance teams to automate reconciliation, maintain accurate financial records, and reduce manual data entry. Headquartered in London with offices across Europe and the US, Payhawk serves mid-market and enterprise companies globally, including brands such as Luxair, Babbel, and Vinted. By combining automation, global payments infrastructure, and AI-powered finance agents, Payhawk helps organizations reduce manual work, improve financial control, and give finance teams more time to focus on strategic decisions.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 884
**How Do G2 Users Rate Payhawk?**

- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 9.3/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Payhawk?**

- **Seller:** [Payhawk](https://www.g2.com/sellers/payhawk)
- **Company Website:** https://Payhawk.com
- **Year Founded:** 2018
- **HQ Location:** London, England
- **Twitter:** @payhawk (563 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/payhawk-com/ (462 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Accountant, Finance Manager
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 57% Mid-Market, 31% Small-Business


#### What Are Payhawk's Pros and Cons?

**Pros:**

- Ease of Use (361 reviews)
- Expense Management (173 reviews)
- Time-saving (167 reviews)
- Customer Support (166 reviews)
- Efficiency (157 reviews)

**Cons:**

- Approval Issues (46 reviews)
- Missing Features (44 reviews)
- Limited Customization (41 reviews)
- Approval Process (37 reviews)
- Integration Issues (36 reviews)

### 2. [SAP Ariba](https://www.g2.com/products/sap-ariba/reviews)
  SAP Ariba automates management of the purchasing lifecycle for indirect goods and services, to streamline workflows, expedite approvals, and eradicate errors and exceptions. By increasing procurement efficiency, it helps users to manage more spend with less effort, and meet demands with agility and speed. For smaller companies relying on manual methods and simple automation, or a large global enterprises using multiple applications and ERP systems, SAP Ariba solutions deliver end-to-end spend visibility, control, and compliance, to help organizations become more flexible, responsive, and fiscally effective.


  **Average Rating:** 4.1/5.0
  **Total Reviews:** 737
**How Do G2 Users Rate SAP Ariba?**

- **Has the product been a good partner in doing business?:** 8.1/10 (Category avg: 9.3/10)
- **Purchasing:** 8.6/10 (Category avg: 8.8/10)
- **Invoicing:** 8.6/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind SAP Ariba?**

- **Seller:** [SAP](https://www.g2.com/sellers/sap)
- **Company Website:** https://www.sap.com/
- **Year Founded:** 1972
- **HQ Location:** Walldorf
- **Twitter:** @SAP (297,206 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/sap/ (141,341 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Manager, Consultant
  - **Top Industries:** Information Technology and Services, Accounting
  - **Company Size:** 55% Enterprise, 29% Mid-Market


#### What Are SAP Ariba's Pros and Cons?

**Pros:**

- Ease of Use (174 reviews)
- Procurement Efficiency (129 reviews)
- Supplier Management (113 reviews)
- Procurement Management (101 reviews)
- Features (91 reviews)

**Cons:**

- Complexity (77 reviews)
- Learning Curve (76 reviews)
- Steep Learning Curve (60 reviews)
- Complex Setup (52 reviews)
- Not User-Friendly (49 reviews)

### 3. [Procurify](https://www.g2.com/products/procurify/reviews)
  Procurify is the leading AI-powered procurement, accounts payable (AP), expense, and payment platform designed for mid-market organizations. Managing over $100B in spend, we empower businesses to gain full control of their spending, driving cost savings, operational efficiency, and smarter decision-making. Our comprehensive procure-to-pay solution streamlines every aspect of procurement, including purchase requests, approvals, vendor management, budgeting, bill payments, and expense management. Ranked the #1 Mid-Market Purchasing Software by G2, Procurify integrates seamlessly with leading ERP systems like NetSuite, Sage Intacct, Microsoft Dynamics 365, and QuickBooks Online, providing complete spend visibility for hundreds of organizations in one platform.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 365
**How Do G2 Users Rate Procurify?**

- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 9.3/10)
- **Purchasing:** 9.3/10 (Category avg: 8.8/10)
- **Invoicing:** 8.8/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Procurify?**

- **Seller:** [Procurify](https://www.g2.com/sellers/procurify)
- **Company Website:** https://www.procurify.com
- **Year Founded:** 2013
- **HQ Location:** Vancouver
- **Twitter:** @procurify (2,534 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2820239/ (168 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Teacher
  - **Top Industries:** Education Management, Primary/Secondary Education
  - **Company Size:** 60% Mid-Market, 26% Small-Business


#### What Are Procurify's Pros and Cons?

**Pros:**

- Ease of Use (61 reviews)
- Efficiency (29 reviews)
- Time-saving (29 reviews)
- Implementation Ease (25 reviews)
- Easy Setup (23 reviews)

**Cons:**

- Missing Features (9 reviews)
- Learning Curve (7 reviews)
- Approval Process (6 reviews)
- Inadequate Reporting (6 reviews)
- Integration Issues (6 reviews)

### 4. [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews)
  Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 50,000 businesses—including Shopify, Notion, The University of Tennessee, and Glossier—have saved $10 billion and 27.5 million hours by switching to Ramp.


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 2,410
**How Do G2 Users Rate Ramp?**

- **Has the product been a good partner in doing business?:** 9.5/10 (Category avg: 9.3/10)
- **Purchasing:** 8.8/10 (Category avg: 8.8/10)
- **Invoicing:** 8.0/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 8.3/10 (Category avg: 10/10)

**Who Is the Company Behind Ramp?**

- **Seller:** [Ramp Financial](https://www.g2.com/sellers/ramp-financial)
- **Company Website:** https://ramp.com
- **Year Founded:** 2019
- **HQ Location:** New York
- **Twitter:** @tryramp (36,634 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/ramp/ (2,269 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** CEO, Controller
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 56% Small-Business, 39% Mid-Market


#### What Are Ramp's Pros and Cons?

**Pros:**

- Ease of Use (241 reviews)
- Efficiency (137 reviews)
- Expense Management (131 reviews)
- Simple (98 reviews)
- Features (93 reviews)

**Cons:**

- Missing Features (34 reviews)
- Receipt Management (30 reviews)
- Inconvenience (27 reviews)
- Limited Functionality (19 reviews)
- Approval Issues (18 reviews)

### 5. [mjPRO](https://www.g2.com/products/mjpro/reviews)
  mjPRO is an industry agnostic, SaaS based, full stack P2P platform, from the house of mjunction. It digitises the entire procurement chain from "Plan to Pay" by connecting all data and stakeholders. It can be integrated with any ERP and even work standalone. The AI/ML powered supplier connect / eProcurement platform has an integrated auction engine and Analytics for empowering procurement leaders with supplier and category intelligence. The unique Smart Template technology allows mjPRO to be conveniently used for buying anything from simple MRO to Project /service buys with large BOQs. mjPRO is a one-stop solution providing software, implementation and post activation support. Our pay-per-use cloud based solution ensures scalability and faster ROI. mjPRO also has a robust supplier base and our intelligent platform aids in suggesting sources as per category and buying patterns.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 240
**How Do G2 Users Rate mjPRO?**

- **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 9.3/10)
- **Purchasing:** 9.1/10 (Category avg: 8.8/10)
- **Invoicing:** 8.9/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 6.7/10 (Category avg: 10/10)

**Who Is the Company Behind mjPRO?**

- **Seller:** [Mjunction](https://www.g2.com/sellers/mjunction)
- **Year Founded:** 2001
- **HQ Location:** Kolkata, West Bengal
- **Twitter:** @hellomjunction (1,618 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/hellomjunction/ (1,313 employees on LinkedIn®)

**Who Uses This Product?**
  - **Top Industries:** Manufacturing, Electrical/Electronic Manufacturing
  - **Company Size:** 44% Mid-Market, 41% Small-Business


#### What Are mjPRO's Pros and Cons?

**Pros:**

- Ease of Use (11 reviews)
- E-Tendering (10 reviews)
- Helpful (9 reviews)
- Submission Ease (7 reviews)
- Time-saving (5 reviews)

**Cons:**

- Delays (1 reviews)
- Payment Issues (1 reviews)
- Pricing Issues (1 reviews)

### 6. [Stampli](https://www.g2.com/products/stampli/reviews)
  Stampli is the stress-free finance operations platform. Its AI-driven procure-to-pay solution runs processes from request through payment while remaining fully aligned to the ERP as the system of record, mirroring charts of accounts, entities, dimensions, and approval hierarchies without requiring ERP rework or forcing teams into rigid process models. Rather than adding AI on top of legacy infrastructures, Stampli has embedded intelligence directly into how work happens since being founded in 2015. Stampli AI operates across the full procure-to-pay lifecycle to extract data, code transactions, route approvals, match invoices, handle exceptions, and preserve institutional knowledge. That intelligence has been trained on billions of real-world transactions across $150 billion in annual spend, continuously improving with every correction across thousands of customer environments. The platform delivers end-to-end capabilities across procurement, accounts payable, vendor management, payments, and corporate cards. More than 1,800 businesses trust Stampli to process their finances accurately and efficiently. As volume, entities, and complexity increase, Stampli absorbs growth without proportional headcount, driving faster processing, leaner operations, and smarter spending with full visibility, control, and audit-ready accuracy.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 1,918
**How Do G2 Users Rate Stampli?**

- **Has the product been a good partner in doing business?:** 9.6/10 (Category avg: 9.3/10)
- **Purchasing:** 8.8/10 (Category avg: 8.8/10)
- **Invoicing:** 9.3/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Stampli?**

- **Seller:** [Stampli](https://www.g2.com/sellers/stampli)
- **Company Website:** https://www.stampli.com
- **Year Founded:** 2015
- **HQ Location:** Mountain View, California
- **Twitter:** @stampli (9,167 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/5273577/ (303 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller, Staff Accountant
  - **Top Industries:** Accounting, Hospital & Health Care
  - **Company Size:** 61% Mid-Market, 27% Small-Business


#### What Are Stampli's Pros and Cons?

**Pros:**

- Ease of Use (606 reviews)
- Invoicing (328 reviews)
- Efficiency (276 reviews)
- Intuitive (273 reviews)
- Approval Process (264 reviews)

**Cons:**

- Invoice Issues (146 reviews)
- Missing Features (111 reviews)
- Approval Issues (104 reviews)
- Invoicing Issues (98 reviews)
- Technical Issues (88 reviews)

### 7. [Paylocity](https://www.g2.com/products/paylocity/reviews)
  Paylocity delivers the most innovative technology bringing HR, Finance, and IT together in one modern, easy-to-use platform to empower teams, simplify processes, and deliver real results. Run payroll, benefits, talent and workforce management while also managing all non-payroll spend including expenses, accounts payable, corporate cards, procurement, and headcount planning. Anchored to a single employee record, policy, limit, and approval workflows stay in lockstep as people join, move, and grow. We're more than a platform, we’re the partner helping you shape the future of work.


  **Average Rating:** 4.4/5.0
  **Total Reviews:** 5,237
**How Do G2 Users Rate Paylocity?**

- **Has the product been a good partner in doing business?:** 8.7/10 (Category avg: 9.3/10)
- **Purchasing:** 8.2/10 (Category avg: 8.8/10)
- **Invoicing:** 8.0/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Paylocity?**

- **Seller:** [Paylocity](https://www.g2.com/sellers/paylocity)
- **Company Website:** https://www.paylocity.com
- **Year Founded:** 1997
- **HQ Location:** Schaumburg, IL
- **Twitter:** @Paylocity (4,590 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/24614/ (6,789 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** HR Manager, Controller
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 72% Mid-Market, 20% Small-Business


#### What Are Paylocity's Pros and Cons?

**Pros:**

- Ease of Use (1400 reviews)
- Helpful (681 reviews)
- Customer Support (627 reviews)
- Intuitive (569 reviews)
- Simple (558 reviews)

**Cons:**

- Poor Customer Support (502 reviews)
- Missing Features (323 reviews)
- Learning Curve (315 reviews)
- Limited Features (256 reviews)
- Time-Consuming (239 reviews)

### 8. [Precoro](https://www.g2.com/products/precoro/reviews)
  language questions about spend trends, supplier performance, or budget forecasts, and receive data-backed answers instantly — no manual report generation required. Spend Management: Proactively monitor budgets across locations and departments. Leverage real-time insights to identify cost-saving opportunities and enhance business profitability. Supplier Management: Automate vendor onboarding and utilize a secure supplier portal for efficient communication. Manage all vendor information in a centralized repository to mitigate risks. Seamless Integrations: Connect Precoro with ERPs like NetSuite, QuickBooks Online, Xero, and Sage, or build custom connections via our free API to ensure data integrity across your financial ecosystem. Precoro ensures painless onboarding without IT involvement. Customize, scale, and manage operations with dedicated support from your Customer Success Manager. Security is our priority. Precoro is SOC 2 Type II compliant, supports SSO and 2-factor authentication, and aligns with GDPR/CCPA standards to keep your sensitive financial data protected.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 196
**How Do G2 Users Rate Precoro?**

- **Has the product been a good partner in doing business?:** 9.3/10 (Category avg: 9.3/10)
- **Purchasing:** 9.4/10 (Category avg: 8.8/10)
- **Invoicing:** 9.3/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Precoro?**

- **Seller:** [Precoro](https://www.g2.com/sellers/precoro)
- **Company Website:** https://precoro.com
- **Year Founded:** 2014
- **HQ Location:** Brooklyn, New York
- **Twitter:** @PrecoroHQ (848 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/10384070/ (140 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** CEO
  - **Top Industries:** Information Technology and Services, Computer Software
  - **Company Size:** 62% Mid-Market, 31% Small-Business


#### What Are Precoro's Pros and Cons?

**Pros:**

- Ease of Use (20 reviews)
- Efficiency (11 reviews)
- Simplicity (11 reviews)
- Approval Process (9 reviews)
- Customer Support (9 reviews)

**Cons:**

- Not Intuitive (5 reviews)
- Feature Absence (4 reviews)
- Invoice Issues (3 reviews)
- Learning Curve (3 reviews)
- Limited Functionality (3 reviews)

### 9. [Pipefy](https://www.g2.com/products/pipefy/reviews)
  Pipefy is a global leader in business orchestration, currently serving more than 4,000 clients across 150+ countries. Pipefy ia a Business Orchestration and Automation Technology (BOAT), providing a unified control plane that coordinates humans, systems, and AI agents to eliminate process fragmentation. The platform is built on a modular architecture featuring four distinct layers: a Human Interface for fluid service delivery, a Workflow and Rules core for modeling complex logic, a Data and Analytics layer for real-time insights, and an Automation and Integration engine. A standout feature is the Pipefy Agent Studio, which allows non-developers to create specialized AI agents and also providing a Bring Your Own LLM (BYOLLM) strategy, allowing customers to choose which LLM is more appropriate for each need. The platform ensures technical oversight through its Adaptive Governance Framework, establishing safe zones for business areas to co-create agents with the IT department, and its Trust Layer, which provides end-to-end audit logs and causal lineage for every automated action. Pipefy’s primary value lies in its ability to deliver AI results in days, not months. The platform solves the existential pressure of an unsustainable development backlog and the security risks posed by uncontrolled Shadow IT and Shadow AI. It provides a sanctioned, secure environment using an Adaptive Governance Framework, for business technologists to build their own automations without creating technical debt. For Larger companies, Pipefy acts as an orchestration wrapper that modernizes rigid legacy infrastructure, without the cost and systemic risk of a replacing project. The platform specifically addresses the inefficiency of operational silos and the manual white space workflows, by creating a unified Process Fabric. This orchestration layer provides the global compliance, granular RBAC, and end-to-end auditability required to pass rigorous SOC2 and ISO 27001 audits while delivering a modern digital experience over the legacy core.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 213
**How Do G2 Users Rate Pipefy?**

- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 9.3/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Pipefy?**

- **Seller:** [Pipefy](https://www.g2.com/sellers/pipefy)
- **Year Founded:** 2015
- **HQ Location:** San Francisco, CA
- **Twitter:** @Pipefy (2,250 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/5202118 (559 employees on LinkedIn®)

**Who Uses This Product?**
  - **Top Industries:** Information Technology and Services, Computer Software
  - **Company Size:** 53% Small-Business, 29% Mid-Market


#### What Are Pipefy's Pros and Cons?

**Pros:**

- Ease of Use (9 reviews)
- Automation (5 reviews)
- Efficiency (4 reviews)
- User Interface (4 reviews)
- Intuitive (3 reviews)

**Cons:**

- Expensive (2 reviews)
- Learning Curve (2 reviews)
- App Limitations (1 reviews)
- Automation Issues (1 reviews)
- Integration Issues (1 reviews)

### 10. [Pluto](https://www.g2.com/products/plutocard/reviews)
  Pluto is the most comprehensive & powerful corporate card and spend management platform built for MENA businesses. From small businesses to the largest multi-national group holdings, businesses such as Property Finder, Knight Frank and Swissport have trusted Pluto with all of their non-payroll spending. Pluto combines the power of getting access to instant issuance unlimited corporate cards, full end-to-end reimbursements, petty cash & account payables management all within one platform. No more chasing for receipts, manually approving invoices on long e-mail threads or sharing one corporate card with several people. Pluto's enterprise platform brings control back to complex finance and accounting business processes and creates a streamlined approach to controlling your company's spending.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 503
**How Do G2 Users Rate Pluto?**

- **Has the product been a good partner in doing business?:** 9.1/10 (Category avg: 9.3/10)
- **Purchasing:** 9.0/10 (Category avg: 8.8/10)
- **Invoicing:** 8.8/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind Pluto?**

- **Seller:** [Pluto Card](https://www.g2.com/sellers/pluto-card)
- **Year Founded:** 2021
- **HQ Location:** Dubai, AE
- **Twitter:** @getplutocom (260 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/plutocardmena/ (61 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Accountant, Finance Manager
  - **Top Industries:** Real Estate, Financial Services
  - **Company Size:** 55% Mid-Market, 39% Small-Business


#### What Are Pluto's Pros and Cons?

**Pros:**

- Ease of Use (54 reviews)
- Time-saving (31 reviews)
- Expense Management (29 reviews)
- Customer Support (24 reviews)
- Efficiency (23 reviews)

**Cons:**

- Card Issues (12 reviews)
- Payment Issues (8 reviews)
- Approval Issues (7 reviews)
- Delays (5 reviews)
- Limited Customization (5 reviews)

### 11. [PayEm](https://www.g2.com/products/payem/reviews)
  PayEm is a comprehensive spend management system designed to provide CFOs and finance teams with enhanced agility and control over their financial operations on a global scale. This innovative solution replaces outdated, siloed systems, enabling organizations to streamline their financial processes. By integrating a cutting-edge payment platform with intelligent corporate card functionality, PayEm empowers finance teams to manage vendors, and funding requests efficiently while maintaining real-time visibility into their spending. Targeted primarily at finance professionals and organizations looking to optimize their financial management, PayEm addresses the complexities of modern spending practices. The platform is particularly beneficial for companies with diverse vendor relationships as it simplifies the approval and tracking processes. With PayEm, finance teams can respond swiftly to funding requests and manage expenditures more effectively, ensuring that financial resources are allocated where they are needed most. Key features of PayEm include its intuitive dashboard, which provides a centralized view of all financial activities. Users can approve transactions instantly, monitor spending patterns, and generate reports that offer insights into financial performance. The system's seamless integration with existing ERP solutions ensures that all financial data is synchronized in real-time, reducing the risk of discrepancies and enhancing overall accuracy in financial reporting. Additionally, the smart corporate card feature allows for controlled spending, enabling teams to set limits and track usage, thereby preventing overspending and promoting accountability. The benefits of using PayEm extend beyond mere efficiency; the platform also enhances financial transparency and compliance. By providing a clear overview of expenditures, finance teams can make informed decisions and identify areas for cost savings. Organizations like DraftKings, Etoro, and Next Insurance have already recognized the value of PayEm in transforming their financial operations, showcasing its effectiveness in real-world applications. Overall, PayEm stands out in the spend management category by offering a holistic solution that combines advanced technology with practical financial management tools. Its focus on real-time data, streamlined processes, and enhanced control makes it an essential resource for finance teams aiming to navigate the complexities of modern spending while driving organizational success.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 182
**How Do G2 Users Rate PayEm?**

- **Has the product been a good partner in doing business?:** 9.5/10 (Category avg: 9.3/10)
- **Purchasing:** 8.9/10 (Category avg: 8.8/10)
- **Invoicing:** 8.6/10 (Category avg: 8.8/10)
- **What is your organization's estimated ROI on the product (payback period in months)?:** 10/10 (Category avg: 10/10)

**Who Is the Company Behind PayEm?**

- **Seller:** [PayEm](https://www.g2.com/sellers/payem)
- **Year Founded:** 2019
- **HQ Location:** New York, US
- **LinkedIn® Page:** https://www.linkedin.com/company/payemcard (45 employees on LinkedIn®)

**Who Uses This Product?**
  - **Who Uses This:** Controller
  - **Top Industries:** Computer Software, Information Technology and Services
  - **Company Size:** 67% Mid-Market, 28% Small-Business


#### What Are PayEm's Pros and Cons?

**Pros:**

- Ease of Use (23 reviews)
- Efficiency (12 reviews)
- Convenience (11 reviews)
- Expense Management (11 reviews)
- Intuitive (10 reviews)

**Cons:**

- Card Issues (6 reviews)
- Integration Issues (4 reviews)
- Access Control (3 reviews)
- Approval Issues (3 reviews)
- Learning Curve (3 reviews)


    ## What Is Procure to Pay Software?
  [Procurement Software](https://www.g2.com/categories/procurement)
  ## What Software Categories Are Similar to Procure to Pay Software?
    - [Purchasing Software](https://www.g2.com/categories/purchasing-software)
    - [Vendor Management Software](https://www.g2.com/categories/vendor-management)
    - [Strategic Sourcing Software](https://www.g2.com/categories/strategic-sourcing)
    - [Invoice Management Software](https://www.g2.com/categories/invoice-management)
    - [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)
    - [Spend Management Software](https://www.g2.com/categories/spend-management)
    - [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis)

  
---

## How Do You Choose the Right Procure to Pay Software?

### What You Should Know About Procure to Pay Software

### Procure-to-Pay software buying insights at a glance

[Procure-to-pay software](https://www.g2.com/categories/procure-to-pay) connects procurement and accounts payable workflows into a single digital system, helping businesses manage purchasing, supplier relationships, invoice matching, and payments all in one place. In today’s complex vendor ecosystems and decentralized finance operations, it’s become essential for finance, procurement, and operations leaders seeking visibility, compliance, and cost control. This category centralizes sourcing, contract lifecycle, PO approvals, and payment processes into streamlined, audit-ready flows, ideal for [enterprises](https://www.g2.com/categories/procure-to-pay/enterprise) and [mid-market](https://www.g2.com/categories/procure-to-pay/mid-market) firms alike.

Buyers often turn to procure to pay software to solve bottlenecks in vendor onboarding, mitigate spend, accelerate invoice processing, and reduce payment fraud. These platforms help companies improve cash flow forecasting, enforce budget discipline, and automate AP/AR reconciliation. Based on the review data, most users cite time savings, process control, and vendor transparency as their top benefits.

Pricing varies widely depending on deployment model (SaaS vs. on-prem), number of transactions, and scope (e.g., sourcing-only vs. full-suite procure to pay solutions). Many vendors offer usage-based pricing tiers, implementation fees, and annual contracts. When shopping for a P2P software, these are some buyer intent questions to ask:

### **Top 5 FAQs from software buyers:**

- What features should I look for in the best procure to pay software?
- How do procure to pay tools integrate with my ERP?
- What’s the typical ROI from procure to pay companies?
- What are the differences between Coupa, Ariba, and Oracle P2P solutions?
- How long does it take to implement procure to pay solutions?

G2’s top-rated procure to pay software, based on 10,000+ verified reviews, includes [SAP Ariba](https://www.g2.com/products/sap-ariba/reviews), [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews), [Procurify](https://www.g2.com/external_clickthroughs/record?secure%5Bcategory_id%5D=1750&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1750&secure%5Bproduct_id%5D=4016&secure%5Bresource_id%5D=1750&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fprocure-to-pay%2Fad%3Ffree_page%3Dfalse&secure%5Btoken%5D=6f42da0ca1aed0c0d3b23b3da65254b30496ac4801960b9b0852ecd225fbb0c4&secure%5Burl%5D=https%3A%2F%2Fwww.procurify.com%2Fget-started%2F%3Futm_source%3Dg2crowd%26utm_medium%3Dcpc%26utm_campaign%3D2506_General_G2_Demo_PPC_MKTG&secure%5Burl_type%5D=book_demo), and [Pluto](https://www.g2.com/products/plutocard/reviews). ([Source 2](https://company.g2.com/news/g2-summer-2025-reports))

### What are the top-reviewed procure to pay software on G2?

[SAP Ariba](https://www.g2.com/products/sap-ariba/reviews)

- **Reviews** : 673
- **Satisfaction** : 67
- **Market Presence** : 99
- **G2 Score** : 83

[Coupa](https://www.g2.com/products/coupa-software-coupa/reviews)

- **Reviews** : 553
- **Satisfaction** : 61
- **Market Presence** : 83
- **G2 Score** : 72

[Procurify](https://www.g2.com/products/procurify/reviews)

- **Reviews** : 280
- **Satisfaction** : 70
- **Market Presence** : 51
- **G2 Score** : 61

[Pluto](https://www.g2.com/products/plutocard/reviews)

- Reviews: 476
- Satisfaction: 88
- Market Presence: 36
- G2 Score: 62

[mjPRO](https://www.g2.com/products/mjpro/reviews)

- Reviews: 240
- Satisfaction: 97
- Market Presence: 67
- G2 Score: 82

**Satisfaction** reflects user-reported ratings, including ease of use, support, and feature fit.

**Market Presence** scores combine web traffic, employee count, and social reach.

**G2 Score** is a weighted composite of Satisfaction and Market Presence.

Learn how G2 scores products. **(**[Source 1](https://documentation.g2.com/docs/research-scoring-methodologies?_gl=1*5ky9es*_gcl_au*MTY2NDg2MDY3Ny4xNzU1MDQxMDU4*_ga*MTMwMTMzNzE1MS4xNzQ5MjMyMzg1*_ga_MFZ5NDXZ5F*czE3NTUwOTkzMjgkbzQkZzEkdDE3NTUwOTk3NzYkajU3JGwwJGgw)**)**

### What I Often See in Procure-to-Pay Software

#### Feedback Pros: What Users Consistently Appreciate

- **Simple and intuitive to use, even for non-finance teams**
- “_As the AP of the company, I use Zip every day. It's easy to use, with a well-built intake PO module that offers extensive admin customization, and great customer support with prompt responses.”_ - [Verified User Review](https://www.g2.com/products/zip-2024-02-26/reviews/zip-review-10882182), ZIP Review
- **Streamlined bid submission and sourcing process**
- “_The portal is helpful in submitting e tenders. It is user friendly and hassle free” -_ [Mallesh B](https://www.g2.com/products/mjpro/reviews/mjpro-review-10826098)., mjPRO Review
- **Responsive and knowledgeable customer support teams**
- “_Good user interface and easy to use for end users to create requisitions and implementation. good for customer support and frequency of us”_ - [Dharani G](https://www.g2.com/products/sap-ariba/reviews/sap-ariba-review-10462895), SAP Ariba Review

#### Cons: Where Many Platforms Fall Short

- **Unintuitive or outdated supplier/vendor portal interface**
- “_SAP Ariba has a steep learning curve and an outdated interface that requires extensive training. It lacks flexibility for customization, can be slow at times, and its pricing may not be ideal for smaller businesses.”_ - [Verified User Review](https://www.g2.com/products/sap-ariba/reviews/sap-ariba-review-11007194), SAP Ariba Review
- **Delayed issue resolution or inconsistent support responsiveness**
- **“** _While overall reliable, the reporting dashboard could benefit from more customization options, and occasional delays in card transaction syncing can be a minor inconvenience.” -_ [Mohit B](https://www.g2.com/products/plutocard/reviews/pluto-review-11467725), Pluto Review
- **Complex or clunky user interface in larger suites**
- “_Procurify can be very glitchy sometimes. Particularly when accessing reports. I also wish there was a back button when using reports, so you don't have to refresh and set things up again constantly. Some basic navigation interface would definitely benefit from being tweaked.” -_ [Verified User Review](https://www.g2.com/products/procurify/reviews/procurify-review-7700924), Procurify Review

### Expert Takeaway

G2 reviewers gave an average **star rating of 4.3** , and over **85% said they are likely to recommend** their procure to pay software. The top-rated tools also earned high marks for **ease of use (avg. 8.7/10)** and **quality of support (avg. 8.6/10)**, especially among SMBs and mid-market teams looking to scale operations. High-performing teams ( in industries like manufacturing, tech, and logistics) tend to realize the biggest gains by automating approvals, integrating with ERP systems, and leveraging analytics dashboards to monitor procurement KPIs.

Procure to Pay companies that reported the highest ROI often cited platform usability and vendor onboarding capabilities as differentiators. Tools with guided workflows, contract management features, and configurable compliance rules also stood out in reviews from enterprise buyers. For those evaluating procure to pay tools, focusing on integration ease, support quality, and adoption rates across finance/procurement teams appears critical to long-term success.

### Sources

1. [G2 Scoring Methodologies](https://documentation.g2.com/docs/research-scoring-methodologies?_gl=1*5ky9es*_gcl_au*MTY2NDg2MDY3Ny4xNzU1MDQxMDU4*_ga*MTMwMTMzNzE1MS4xNzQ5MjMyMzg1*_ga_MFZ5NDXZ5F*czE3NTUwOTkzMjgkbzQkZzEkdDE3NTUwOTk3NzYkajU3JGwwJGgw)
2. [G2 Summer Reports 2025](https://company.g2.com/news/g2-summer-2025-reports)

Researched By: [Brittany Guntang](https://learn.g2.com/author/brittany-guntang)

**Last updated on August 25, 2025**