# Best Payment Processing Software - Page 7 *By [Subhransu Sahu](https://research.g2.com/insights/author/subhransu-sahu)* Payment processing software helps businesses securely handle and track business-to-business (B2B) payments from customers and to suppliers. It supports any organization that accepts non-cash payments by ensuring transactions are timely, accurate, and integrated with downstream financial systems. ### Core Capabilities of Payment Processing Software To qualify for inclusion in the Payment Processing category, a product must: - Collect customer payment information and relay it to a bank for approval or denial - Transmit approval or denial of a transaction back to the customer or merchant - Support multiple payment methods such as credit card, ACH, or wire transfer - Define and track customizable payment rules, terms, and deadlines - Identify errors such as late payments, overpayments, or failed transactions - Integrate with ERP, accounting, or accounts receivable and accounts payable systems ### How Payment Processing Software Differs from Other Tools Payment processing software focuses on secure transaction handling and status verification, working closely with related tools such as [payment gateways](https://www.g2.com/categories/payment-gateways), [accounting software](https://www.g2.com/categories/accounting), [AP automation software](https://www.g2.com/categories/ap-automation), [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms), and [retail POS systems](https://www.g2.com/categories/retail-pos). Its distinguishing value lies in managing payment execution and error identification across diverse payment methods. ### Insights from G2 on Payment Processing Software Based on category trends on G2, the importance of reliable transaction approval, seamless integrations, and accurate detection of payment issues to maintain smooth financial operations. ## How Many Payment Processing Software Products Does G2 Track? **Total Products under this Category:** 544 ### Category Stats (May 2026) - **Average Rating**: 4.38/5 - **New Reviews This Quarter**: 267 - **Buyer Segments**: Small-Business 70% │ Mid-Market 22% │ Enterprise 8% - **Top Trending Product**: QuickBooks Payments (+0.128) *Last updated: May 18, 2026* ## How Does G2 Rank Payment Processing Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 20,800+ Authentic Reviews - 544+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## Top Payment Processing Software at a Glance | # | Product | Rating | Best For | What Users Say | |---|---------|--------|----------|----------------| | 1 | [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5.0 (2,683 reviews) | Global payment collection and transfers | "[Hassle-Free International Payments with PayPal](https://www.g2.com/survey_responses/paypal-payments-review-12829403)" | | 2 | [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) | 4.5/5.0 (568 reviews) | Amazon-account checkout for faster payments | "[Efficient, User-Friendly Payment Solution](https://www.g2.com/survey_responses/amazon-pay-for-business-review-12661035)" | | 3 | [Venmo](https://www.g2.com/products/paypal-venmo/reviews) | 4.6/5.0 (261 reviews) | Fast mobile payments for small transactions | "[Convenient, No-fee Transfers with Instant Payments.](https://www.g2.com/survey_responses/venmo-review-12670039)" | | 4 | [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) | 4.4/5.0 (1,778 reviews) | Automated AP and AR payment workflows | "[Great Bill Payment Platform](https://www.g2.com/survey_responses/bill-ap-ar-review-12713619)" | | 5 | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5.0 (445 reviews) | Developer-friendly online payment integration | "[Very easy to integrate with other websites and other apps / modules. Never had any issues.](https://www.g2.com/survey_responses/stripe-payments-review-11242701)" | | 6 | [Nickel](https://www.g2.com/products/nickel/reviews) | 4.9/5.0 (174 reviews) | Low-cost ACH and invoice payments | "[Reliable Payment Solution! 10/10 recommend!](https://www.g2.com/survey_responses/nickel-review-12821766)" | | 7 | [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) | 3.8/5.0 (33 reviews) | Unified online and in-store payment operations | "[All-in-One Payment Processing for Online and In-Store Sales](https://www.g2.com/survey_responses/adyen-payments-review-12661504)" | | 8 | [FreshBooks](https://www.g2.com/products/freshbooks/reviews) | 4.5/5.0 (953 reviews) | Invoicing and recurring payment collection | "[Straightforward Invoicing and Tracking with a Clean, Easy-to-Navigate Interface](https://www.g2.com/survey_responses/freshbooks-review-12668419)" | | 9 | [checkout.com](https://www.g2.com/products/checkout-com/reviews) | 4.6/5.0 (69 reviews) | Global payment processing and transaction visibility | "[The best tool to check on transaction statuses internationally](https://www.g2.com/survey_responses/checkout-com-review-11709452)" | | 10 | [Ignition](https://www.g2.com/products/ignition/reviews) | 4.7/5.0 (121 reviews) | — | "[All-in-One System That Simplifies Proposals, Engagement Letters, and Invoicing](https://www.g2.com/survey_responses/ignition-review-12759341)" | ## Which Payment Processing Software Is Best for Your Use Case? - **Leader:** [PayPal Payments](https://www.g2.com/products/paypal/reviews) - **Highest Performer:** [Skyline Payments](https://www.g2.com/products/skyline-payments/reviews) - **Easiest to Use:** [Nickel](https://www.g2.com/products/nickel/reviews) - **Top Trending:** [Nickel](https://www.g2.com/products/nickel/reviews) - **Best Free Software:** [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) ## Which Type of Payment Processing Software Tools Are You Looking For? - [Payment Processing Software](https://www.g2.com/categories/payment-processing) *(current)* - [Payment Gateways](https://www.g2.com/categories/payment-gateways) - [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable) - [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment) --- **Sponsored** ### 8am CPACharge 8am CPACharge is trusted by the AICPA, 35+ state CPA societies and more than 150,000 professionals as the best payment solution for CPAs, Enrolled Agents and Accountants—providing a simple, secure way for accounting firms to accept client credit, debit, and eCheck payments from anywhere at anytime. With next-day payments, you can keep cash flow predictable and your firm moving forward without delays. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=1975&secure%5Bdisplayable_resource_id%5D=1975&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1975&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=113232&secure%5Bresource_id%5D=1975&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fpayment-processing%3Fpage%3D27&secure%5Btoken%5D=100268b4134b192e5ab0b2a5bc5c2246388d3b29ace085c154838cb58abe66e3&secure%5Burl%5D=https%3A%2F%2Fwww.8am.com%2Flanding%2Fcpacharge%2F%3Futm_campaign%3Dcpa-evergreen-g2clicks%26utm_medium%3Dreview%26utm_source%3Dg2&secure%5Burl_type%5D=book_demo) --- ## Buyer Guide: Key Questions for Choosing Payment Processing Software Software ### What does Payment Processing software do? I view Payment Processing software as the system that helps businesses accept, send, record, and track payments. It supports the transaction itself and the financial records connected to it. These tools often manage card payments, ACH, digital wallets, invoices, vendor bills, POS payments, payouts, refunds, and accounting sync. For teams handling customer payments or vendor transactions, the software keeps payment status, customer or vendor details, and financial activity easier to manage in one place. ### Why do businesses use Payment Processing software? From the reviewer patterns I evaluated, businesses used Payment Processing software to reduce manual work around collecting money, paying vendors, and tracking payment status. Users often describe faster invoice collection, easier vendor payments, fewer bank steps, and clearer records of who paid and how. The recurring benefits are practical: - Reviewers like invoice payment links, ACH options, card payments, and digital wallet support. - Users value accounting sync because payment records need to match invoices and customer accounts. - Vendor self-service and reminders help reduce back-and-forth for AP and AR teams. - Payment tracking gives businesses a clearer view of deposits, payouts, and open balances. Friction areas include fees, settlement timing, support delays, sync errors, reporting limits, account holds, and missing bulk-payment controls. ### Who uses Payment Processing software primarily? After reviewing user roles and workflows, I found that Payment Processing software is used by: - **Finance teams** to track deposits, payouts, fees, and payment status. - **Accounting teams** to sync payments with invoices, customer records, and bank activity. - **AP teams** to pay vendors, manage approvals, and reduce manual entry. - **AR teams** to collect invoices, send reminders, and reconcile payments. - **Operations teams** to manage payment workflows tied to service delivery or admin work. - **Owners and administrators** to keep cash movement visible without moving between banks, spreadsheets, and accounting tools. - **Customer-facing teams** who use links, portals, or POS tools to collect payment during service or checkout. ### What types of Payment Processing software should I consider? Based on G2 review themes, Payment Processing software users segment this category into the following types: - **AP and AR automation platforms:** Best for vendor payments, invoice collection, approvals, reminders, and accounting sync. - **Checkout and digital wallet tools:** Best for websites, portals, app payments, and customer-facing payment flows. - **POS payment tools:** Best for in-person sales, product records, customer details, and card acceptance. - **Cross-border payout tools:** Best for international payments, contractor payouts, and currency-related workflows. - **ACH and disbursement systems:** Best for bank payments, payroll-adjacent payouts, and recurring money movement. ### What are the core features to look for in Payment Processing software? When I assess this category, the following core functions are common across the strongest platforms: - Card, ACH, wallet, bank transfer, and invoice payment support. - Payment links and customer-facing checkout options. - Vendor profiles, customer records, and approval flows. - Reminders, refund handling, failed-payment controls, and chargeback support. - Transaction search, exports, dashboards, and payout tracking. - Accounting sync, invoice status updates, and bank reconciliation. - Fee visibility, fraud controls, bulk actions, and support access. ### What trends are shaping Payment Processing software right now? From my evaluation of review patterns and current market research, several themes stand out: - **More payment rails in one workflow:** Businesses are comparing cards, ACH, instant payments, wallets, and bank transfers together. - **ACH and Same Day ACH growth:** Payment systems are being judged by speed, cost, and settlement visibility. - **Fraud and risk controls:** Buyers are paying closer attention to account holds, verification, chargebacks, and payment disputes. - **Embedded payments:** Payment activity is moving deeper into invoices, customer portals, marketplaces, and business software. - **AI-assisted fraud and reconciliation:** Payment providers are using AI more often for risk scoring, transaction optimization, and settlement work. ### How should I choose Payment Processing software? I recommend starting with the payment workflow that creates the most manual work. If the team pays vendors, prioritize approvals, ACH support, vendor onboarding, and accounting sync. If the team collects customer payments, focus on invoice links, card fees, checkout setup, reminders, deposits, and refund handling. For in-person sales, check POS reliability, reporting, and how product or customer details carry into payment records. --- ## What Are the Top-Rated Payment Processing Software Products in 2026? ### 1. [Satispay](https://www.g2.com/products/satispay/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 3 **Product Description:** Satispay is a smart payment platform that enables merchants to send and receive payments. #### What Are Recent G2 Reviews of Satispay? **"[Payment without wallet on hand!](https://www.g2.com/survey_responses/satispay-review-8621502)"** **Rating:** 5.0/5.0 stars *— YIHONG MOLLY K.* [Read full review](https://www.g2.com/survey_responses/satispay-review-8621502) --- **"[One of the first introducing the cashback](https://www.g2.com/survey_responses/satispay-review-5074304)"** **Rating:** 5.0/5.0 stars *— Verified User in Information Technology and Services* [Read full review](https://www.g2.com/survey_responses/satispay-review-5074304) --- #### What Are G2 Users Discussing About Satispay? - [How do I use Satispay?](https://www.g2.com/discussions/satispay-how-do-i-use-satispay) - [How do I use Satispay?](https://www.g2.com/discussions/how-do-i-use-satispay) - [Is Satispay safe?](https://www.g2.com/discussions/satispay-is-satispay-safe) ### 2. [ScanPay](https://www.g2.com/products/scanpay-scanpay/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 3 **Product Description:** ScanPay unites dispatch, job costing, team payouts, and secure customer payments in one mobile-first workspace built for North-American home-service teams. Dispatchers see live job boards, route techs in seconds, and lock-in profit targets before work even starts. Technicians receive assignments, track time, generate branded invoices, and collect card or bank payments on the same device—no extra hardware required. Accounting stays simple: commissions, referral payment, and adjustments flow into a single pay-run view, ready to sync with QuickBooks in two clicks. Real-time profitability dashboards surface margin warnings so owners can course-correct before costs overrun. Thousands of plumbers, locksmiths, HVAC and cleaning businesses choose ScanPay because it combines premium field-service functionality with the industry’s lowest payment rate—2.5 % per transaction—without seat fees or annual contracts. Instant payouts put cash in the bank in minutes, not days, keeping crews supplied and payrolls on time. Why switch: ScanPay offers the essential tools for field service management, without the bloated costs. No contracts. No seat fees. No onboarding or training charges. Just a flat 2.5% per card transaction and a dedicated support team that actually picks up the phone. Start free, upgrade only when you need advanced features. ### What Do G2 Reviewers Say About ScanPay? *AI-generated summary from verified user reviews* **Pros:** - Users praise the **amazing customer support** from ScanPay, enhancing their overall invoicing experience and satisfaction. - Users value the **cost savings on invoices** and exceptional customer service that ScanPay offers consistently. - Users value the **cost-saving invoicing** features of ScanPay alongside exceptional customer service support. #### What Are Recent G2 Reviews of ScanPay? **"[Amazing customer service by Alex, Michael and Avinash and others!](https://www.g2.com/survey_responses/scanpay-review-11543606)"** **Rating:** 5.0/5.0 stars *— Robert P.* [Read full review](https://www.g2.com/survey_responses/scanpay-review-11543606) --- **"[Efficient and User-Friendly Invoicing](https://www.g2.com/survey_responses/scanpay-review-12439699)"** **Rating:** 5.0/5.0 stars *— Mordy .* [Read full review](https://www.g2.com/survey_responses/scanpay-review-12439699) --- ### 3. [Slice](https://www.g2.com/products/startslice-slice/reviews) **Average Rating:** 4.7/5.0 **Total Reviews:** 3 **Product Description:** Slice allows businesses to accept payments without having to pay the processing fee. We strive to know the needs of our clients better than they do. Our extensive experience has taught us that there is no substitute for getting to know your merchants in order to provide them with outstanding service. All merchants are not created equal and at Slice we strive to provide each merchant with individualized attention. We believe that in order to maintain long-term relationships with our merchants, we must continually position ourselves as a resource with the most current products in today’s market for electronic payments. #### What Are Recent G2 Reviews of Slice? **"[Good and Easy, Keep up the good work](https://www.g2.com/survey_responses/slice-review-6850355)"** **Rating:** 4.0/5.0 stars *— Verified User in Telecommunications* [Read full review](https://www.g2.com/survey_responses/slice-review-6850355) --- **"[Refreshing to have options, as a business](https://www.g2.com/survey_responses/slice-review-8870684)"** **Rating:** 5.0/5.0 stars *— Larry G.* [Read full review](https://www.g2.com/survey_responses/slice-review-8870684) --- ### 4. [Swipe Simple](https://www.g2.com/products/swipe-simple/reviews) **Average Rating:** 3.8/5.0 **Total Reviews:** 3 **Product Description:** CardFlight creates easy-to-use payment solutions so small-business merchants can focus on what they do best: growing their business. ### What Do G2 Reviewers Say About Swipe Simple? *AI-generated summary from verified user reviews* **Pros:** - Users appreciate the **ease of use** of Swipe Simple, highlighting its portability and straightforward payment process. - Users value the **quick response time** of Swipe Simple, enhancing efficiency during mobile transactions. #### What Are Recent G2 Reviews of Swipe Simple? **"[Easy Way To Pay](https://www.g2.com/survey_responses/swipe-simple-review-10900586)"** **Rating:** 4.5/5.0 stars *— Cardi G.* [Read full review](https://www.g2.com/survey_responses/swipe-simple-review-10900586) --- **"[Easy way to process credit card payments](https://www.g2.com/survey_responses/swipe-simple-review-9321884)"** **Rating:** 4.0/5.0 stars *— Erika H.* [Read full review](https://www.g2.com/survey_responses/swipe-simple-review-9321884) --- ### 5. [Vanco](https://www.g2.com/products/vanco-payment-solutions-vanco/reviews) **Average Rating:** 2.0/5.0 **Total Reviews:** 3 **Product Description:** Vanco Platform provides web-based payment processing solutions for professional services, non-profits, and faith-based organizations. #### What Are Recent G2 Reviews of Vanco? **"[Vanco is Great for Student Fees](https://www.g2.com/survey_responses/vanco-review-9588987)"** **Rating:** 4.5/5.0 stars *— Verified User in Primary/Secondary Education* [Read full review](https://www.g2.com/survey_responses/vanco-review-9588987) --- #### What Are G2 Users Discussing About Vanco? - [What is Vanco Platform used for?](https://www.g2.com/discussions/what-is-vanco-platform-used-for) ### 6. [WEX Field Service Management](https://www.g2.com/products/wex-field-service-management/reviews) **Average Rating:** 3.2/5.0 **Total Reviews:** 3 **Product Description:** WEX Field Service Management is a cloud-based field service management solution which assists contracting firms with technician scheduling and dispatch. Its key features include invoicing, call management, ePayments and reminders. The application comes with a customer relationship management (CRM) module which helps managers track technicians in real-time and send location updates to clients. Supervisors can use the solution to monitor maintenance plan sales and manage recurring payments. Additionally, it enables crew members to capture equipment data and maintain customer records. WEX FSM integrates with the third-party accounting platform QuickBooks. Accountants can use the system to calculate daily labor costs, accept payments and view transactions in real-time. The solution comes with a mobile application for Android and iOS. It is available on a monthly subscription and support is provided via phone and email. #### What Are Recent G2 Reviews of WEX Field Service Management? **"[Payzerware](https://www.g2.com/survey_responses/wex-field-service-management-review-7905758)"** **Rating:** 4.5/5.0 stars *— Nikhil D.* [Read full review](https://www.g2.com/survey_responses/wex-field-service-management-review-7905758) --- **"[Best fees in the business](https://www.g2.com/survey_responses/wex-field-service-management-review-4018183)"** **Rating:** 4.5/5.0 stars *— Verified User in Construction* [Read full review](https://www.g2.com/survey_responses/wex-field-service-management-review-4018183) --- #### What Are G2 Users Discussing About WEX Field Service Management? - [What is Payzer used for?](https://www.g2.com/discussions/what-is-payzer-used-for) ### 7. [Zum](https://www.g2.com/products/zum/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 4 **Product Description:** Zūm Rails: Simplifying Payments and Driving Efficiency Zūm Rails is a powerful financial platform that integrates payments, open banking, and Banking as a Service (BaaS) into a seamless solution for businesses. Designed to simplify financial processes, Zūm Rails streamlines: - Onboarding and Account Validation: Quickly and securely onboard customers. - Risk Management: Mitigate fraud with advanced compliance tools. - Money Movement: Enable fast, secure transactions through EFT, ACH, Interac, Visa Direct, credit, money transfer, and debit. - Card Issuance: Effortlessly issue branded cards to boost customer loyalty. - Identity Verification: Verify customers securely with innovative technology. By focusing on simplifying payments and reducing complexity, Zūm Rails helps businesses improve efficiency, reduce drop-off rates, and optimize digital transactions. Its all-in-one platform fosters customer loyalty and empowers companies to scale with ease while maintaining security and compliance. Join the many businesses transforming their financial operations with Zūm Rails, a solution built to enhance your payment systems and drive results. To learn more, visit our website at zumrails.com ### What Do G2 Reviewers Say About Zum? *AI-generated summary from verified user reviews* **Pros:** - Users find Zum's interface incredibly **easy to use** , appreciating its intuitive navigation and effective payment options. - Users commend the **ease of implementation** with Zum, enhancing both client satisfaction and overall usability. - Users appreciate the **easy payments** option provided by Zum, tailored to meet diverse needs effectively. - Users value the **efficiency** of Zum, finding it easy to use and highly effective for their needs. - Users value the **efficiency improvement** from Zum, noting ease of use and enhanced client satisfaction. #### What Are Recent G2 Reviews of Zum? **"[Easy to use and setup, works like a charm!](https://www.g2.com/survey_responses/zum-review-10793569)"** **Rating:** 5.0/5.0 stars *— Jean-François C.* [Read full review](https://www.g2.com/survey_responses/zum-review-10793569) --- **"[Zum Rails Is Amazing](https://www.g2.com/survey_responses/zum-review-11055768)"** **Rating:** 5.0/5.0 stars *— Verified User in Information Technology and Services* [Read full review](https://www.g2.com/survey_responses/zum-review-11055768) --- #### What Are G2 Users Discussing About Zum? - [What is Zum used for?](https://www.g2.com/discussions/zum-what-is-zum-used-for) - [What is Zum used for?](https://www.g2.com/discussions/what-is-zum-used-for) ### 8. [Actum Processing](https://www.g2.com/products/actum-processing/reviews) **Average Rating:** 4.5/5.0 **Total Reviews:** 2 **Product Description:** We believe in providing our partners with a winning combination that optimizes performance and results. ### What Do G2 Reviewers Say About Actum Processing? *AI-generated summary from verified user reviews* **Pros:** - Users find Actum Processing to be **easy to use** and seamlessly integrate with other systems. - Users find the **easy integrations** of Actum Processing to be highly beneficial, simplifying their workflows significantly. #### What Are Recent G2 Reviews of Actum Processing? **"[Modern ACH payment processing](https://www.g2.com/survey_responses/actum-processing-review-9861572)"** **Rating:** 4.0/5.0 stars *— Verified User in Financial Services* [Read full review](https://www.g2.com/survey_responses/actum-processing-review-9861572) --- **"[Very good](https://www.g2.com/survey_responses/actum-processing-review-10456597)"** **Rating:** 5.0/5.0 stars *— Verified User in Marketing and Advertising* [Read full review](https://www.g2.com/survey_responses/actum-processing-review-10456597) --- ### 9. [AxxonPay](https://www.g2.com/products/axxonpay/reviews) **Average Rating:** 4.8/5.0 **Total Reviews:** 2 **Product Description:** AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the Financial Conduct Authority FCP of the UK. Our commitment to our clients is reflected in our state-of-the-art payment solutions and impeccable customer service. #### What Are Recent G2 Reviews of AxxonPay? **"[AxxonPay - Payment Solution](https://www.g2.com/survey_responses/axxonpay-review-8780452)"** **Rating:** 5.0/5.0 stars *— Ankit S.* [Read full review](https://www.g2.com/survey_responses/axxonpay-review-8780452) --- **"[An alternative solution for money cards](https://www.g2.com/survey_responses/axxonpay-review-8716248)"** **Rating:** 4.5/5.0 stars *— Soundarya K.* [Read full review](https://www.g2.com/survey_responses/axxonpay-review-8716248) --- ### 10. [Bottomline Connectivity Services](https://www.g2.com/products/bottomline-connectivity-services/reviews) **Average Rating:** 4.4/5.0 **Total Reviews:** 4 **Product Description:** Connectivity Services allows your financial institution to offer cost-effective, innovative solutions, including enhanced cross-border and real-time payments, transaction tracking, and support for industry standards like ISO 20022. These are backed by strong compliance, fraud prevention, and monitoring tools for maximum security. ### What Do G2 Reviewers Say About Bottomline Connectivity Services? *AI-generated summary from verified user reviews* **Pros:** - Users appreciate the **streamlined payment procedures** of Bottomline Connectivity Services, enhancing efficiency with comprehensive modules. - Users benefit from the **streamlined payment processes** of Bottomline Connectivity Services, enhancing overall efficiency in operations. **Cons:** - Users struggle with the **limited customization** of Bottomline Connectivity Services, leading to complex workarounds for functionality. #### What Are Recent G2 Reviews of Bottomline Connectivity Services? **"[Reduced the possibility of incurring losses](https://www.g2.com/survey_responses/bottomline-connectivity-services-review-10705197)"** **Rating:** 4.0/5.0 stars *— Richard X.* [Read full review](https://www.g2.com/survey_responses/bottomline-connectivity-services-review-10705197) --- **"[The one-stop solution for all your treasury management woes!](https://www.g2.com/survey_responses/bottomline-connectivity-services-review-5061669)"** **Rating:** 4.5/5.0 stars *— Aishwarye D.* [Read full review](https://www.g2.com/survey_responses/bottomline-connectivity-services-review-5061669) --- #### What Are G2 Users Discussing About Bottomline Connectivity Services? - [What is Bottomline GT Suite used for?](https://www.g2.com/discussions/what-is-bottomline-gt-suite-used-for) ### 11. [Esker](https://www.g2.com/products/esker/reviews) **Average Rating:** 4.3/5.0 **Total Reviews:** 28 **Product Description:** Esker’s Agentic AI-powered solutions equip organizations with the intelligence, automation and orchestration needed to drive lasting success and sustainable growth. Our Source-to-Pay suite streamlines procurement processes, strengthens supplier relationships and ensures alignment with financial objectives across the enterprise. On the Order-to-Cash side, Esker enables businesses to enhance customer interactions, accelerate cash collection and build stronger, more resilient relationships. By combining AI-driven execution with end-to-end process orchestration, Esker delivers measurable efficiency, improved financial performance and value that scales — empowering the Office of the CFO to operate with greater control, agility and impact. ### What Do G2 Reviewers Say About Esker? *AI-generated summary from verified user reviews* **Pros:** - Users value the **excellent customer support** provided by Esker, which assists in resolving issues efficiently. - Users find Esker to be **easy to implement** and appreciate its availability and integration with other products. - Users value the **accessibility** of Esker, appreciating its availability anytime and anywhere with robust data privacy. - Users appreciate the **accessibility** of Esker, enjoying its convenience anytime and anywhere with great data privacy. - Users value the **automation capabilities** of Esker, finding its implementation and integration seamless and beneficial. **Cons:** - Users face **approval delays** due to excessive information and the need for repeated processing steps, hindering efficiency. - Users find the **approval process cumbersome** , due to excessive information and repetitive tasks that hinder efficiency. - Users find the **complex workflow** frustrating, citing excessive information and inefficient multi-tasking in payment processing. - Users often face **inadequate notifications** in Esker, leading to confusion and inefficient payment processing experiences. - Users find the **lack of payment options** frustrating, leading to inefficiencies in the processing experience. #### What Are Recent G2 Reviews of Esker? **"[I deal with contract management, planning and scheduling tasks to better streamline projects](https://www.g2.com/survey_responses/esker-review-9120146)"** **Rating:** 4.5/5.0 stars *— Muhammad Kashif K.* [Read full review](https://www.g2.com/survey_responses/esker-review-9120146) --- **"[Review of Esker Accounts Payable Solution](https://www.g2.com/survey_responses/esker-review-8998000)"** **Rating:** 4.0/5.0 stars *— Verified User in Manufacturing* [Read full review](https://www.g2.com/survey_responses/esker-review-8998000) --- #### What Are G2 Users Discussing About Esker? - [What is Esker on Demand used for?](https://www.g2.com/discussions/what-is-esker-on-demand-used-for) ### 12. [EveryBill](https://www.g2.com/products/everybill/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 2 **Product Description:** EveryBill is a Rhode Island based resource that develops custom software enabling our clients to provide customer service and collection services 24/7. Our products are customized to the needs of our clients and are scalable to address future growth. Our capabilities enable our client's customers to access and manage their individual accounts for information and to make payments or transfer files, These automated services provide another layer of security in customer service and automate the most frequent customer-agent interactions. The products we develop meet all ADA requirements, Are HIPAA compliant and conform to all regulations for credit and check usage. ### What Do G2 Reviewers Say About EveryBill? *AI-generated summary from verified user reviews* **Pros:** - Users appreciate the **unmatched reliability** of EveryBill, along with responsive support for a seamless payment processing experience. - Users find the **easy setup** of EveryBill convenient, enhancing overall user experience and satisfaction. - Users commend the **unmatched reliability** of EveryBill, facilitating effortless payment processing without the need for extra staff. - Users appreciate the **responsive customer support** of EveryBill, valuing the team's readiness to assist whenever needed. - Users value the **customization options** provided by EveryBill, enhancing their experience with tailored messaging for their needs. #### What Are Recent G2 Reviews of EveryBill? **"[Unmatched Reliability and Customization](https://www.g2.com/survey_responses/everybill-review-12085461)"** **Rating:** 5.0/5.0 stars *— Adam C.* [Read full review](https://www.g2.com/survey_responses/everybill-review-12085461) --- **"[Reliable Service and Excellent Support Team](https://www.g2.com/survey_responses/everybill-review-11878861)"** **Rating:** 5.0/5.0 stars *— Stephanie R.* [Read full review](https://www.g2.com/survey_responses/everybill-review-11878861) --- ### 13. [FlexPoint](https://www.g2.com/products/flexpoint-flexpoint/reviews) **Average Rating:** 4.9/5.0 **Total Reviews:** 4 **Product Description:** FlexPoint is an accounts receivable and payment automation platform purpose-built for managed service providers (MSPs). Designed to streamline billing operations, FlexPoint helps MSPs accelerate cash flow, reduce manual work, and create a modern billing experience for their clients. With features like custom AutoPay rules, flexible payment schedules, secure client checkout, and integrated working capital tools, FlexPoint enables teams to spend less time chasing payments and more time delivering service. The platform also includes a branded client portal with multiple payment methods—credit card, Same-Day ACH, financing, and more—empowering MSPs to offer a seamless, self-service billing experience that drives faster payments and higher client satisfaction. ### What Do G2 Reviewers Say About FlexPoint? *AI-generated summary from verified user reviews* **Pros:** - Users value the **effortless automation** of FlexPoint, significantly simplifying billing and payment processes with seamless integration. - Users admire the **ease of use** of FlexPoint, enjoying smooth transitions and straightforward payment processing features. - Users value the **easy integrations** of FlexPoint, enhancing efficiency in billing and payment processes seamlessly. - Users value the **easy payments** feature of FlexPoint, greatly improving cash flow and simplifying the billing process. - Users value the **solid automation and integration** that significantly enhances billing efficiency and payment tracking. **Cons:** - Users note the **complex setup** process requiring extra adjustments, though support can assist in customization. - Users note that the **difficult setup** requires extra tweaking for optimal performance in specific workflows, despite helpful support. - Users experience **implementation challenges** during initial setup, requiring additional tweaking for specific workflows despite solid support. - The **limited customer support** may delay resolution for minor setup issues, affecting user experience with FlexPoint. - Users find the **initial setup challenging** , requiring more tweaks than anticipated to fit specific workflows. #### What Are Recent G2 Reviews of FlexPoint? **"[FlexPoint: Seamless, Professional Payments with Fantastic Onboarding Support](https://www.g2.com/survey_responses/flexpoint-review-12697644)"** **Rating:** 5.0/5.0 stars *— Mike T.* [Read full review](https://www.g2.com/survey_responses/flexpoint-review-12697644) --- **"[Support turns a good tool into a great one!](https://www.g2.com/survey_responses/flexpoint-review-12250988)"** **Rating:** 4.5/5.0 stars *— Nigel .* [Read full review](https://www.g2.com/survey_responses/flexpoint-review-12250988) --- ### 14. [LinkPay](https://www.g2.com/products/linkpay/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 2 **Product Description:** Link was founded in 2021 to provide open-banking solutions to U.S. businesses and merchants. Our flagship product, LinkPay, is a low-cost payment solution that enables customers to pay with their bank accounts. Businesses can save up to 70% on payment processing fees while giving their customers the flexibility to pay directly with their bank accounts. We give consumers and businesses control over how their information is being used, while also allowing them to unlock additional economic benefits. ### What Do G2 Reviewers Say About LinkPay? *AI-generated summary from verified user reviews* **Pros:** - Users find the **customer support** of LinkPay to be easily accessible and helpful in resolving issues. - Users highlight the **ease of accepting payments** with LinkPay, appreciating its user-friendly interface and support accessibility. #### What Are Recent G2 Reviews of LinkPay? **"[Quick and easy](https://www.g2.com/survey_responses/linkpay-review-8759800)"** **Rating:** 5.0/5.0 stars *— Verified User in Apparel & Fashion* [Read full review](https://www.g2.com/survey_responses/linkpay-review-8759800) --- **"[LinkPay is Convient](https://www.g2.com/survey_responses/linkpay-review-10712688)"** **Rating:** 5.0/5.0 stars *— Ariadne J.* [Read full review](https://www.g2.com/survey_responses/linkpay-review-10712688) --- ### 15. [Marqeta](https://www.g2.com/products/marqeta/reviews) **Average Rating:** 4.4/5.0 **Total Reviews:** 5 **Product Description:** Marqeta is the modern card issuing platform empowering builders to bring the most innovative products to the world. Marqeta provides developers advanced infrastructure and tools for building highly configurable payment cards. With its open APIs, the Marqeta platform is designed for businesses who want to easily build tailored payment solutions to create best-in-class experiences and power new modes of money movement. Marqeta built its simple, trusted, and scalable platform from the ground up to help companies design seamless payment experiences, streamline purchase flows, and bring products to market faster, while minimizing fraud risk. Marqeta’s payment APIs enable: - Card issuing: Instant issuance of physical, virtual, and tokenized cards with direct provisioning to digital wallets - Card processing: Real-time funding using our Just-in-Time (JIT) Funding feature with dynamic spend controls to reduce fraud - Card applications: A suite of applications and tools that help you build, manage, and run your card program - Modern architecture: Developer-friendly, modern open APIs, cloud infrastructure and webhooks ### What Do G2 Reviewers Say About Marqeta? *AI-generated summary from verified user reviews* **Pros:** - Users value the **time-saving features** of Marqeta, allowing for efficient card management and transaction tracking. - Users appreciate the **incredible level of customization** Marqeta offers, allowing full control over payment processes and features. - Users value the **ease of card issuing and payments** with Marqeta, finding it highly flexible and user-friendly. - Users value the **ease and flexibility** of card issuing and payments with Marqeta, streamlining their operations. - Users praise the **ease and flexibility** of Marqeta for card issuing and payment processes. **Cons:** - Users find the **setup complex** , especially without prior knowledge of APIs or developer tools. - Users find the **setup complex** , especially without prior knowledge of APIs or developer tools. #### What Are Recent G2 Reviews of Marqeta? **"[The Future of Fintech with Flexible Card Solutions](https://www.g2.com/survey_responses/marqeta-review-10047687)"** **Rating:** 4.5/5.0 stars *— Rahul R.* [Read full review](https://www.g2.com/survey_responses/marqeta-review-10047687) --- **"[Perfectly aligned with our specific business needs](https://www.g2.com/survey_responses/marqeta-review-10632567)"** **Rating:** 4.0/5.0 stars *— Ahmed S.* [Read full review](https://www.g2.com/survey_responses/marqeta-review-10632567) --- ### 16. [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews) **Average Rating:** 3.7/5.0 **Total Reviews:** 9 **Product Description:** Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. ### What Do G2 Reviewers Say About Mastercard Open Banking (formerly Finicity)? *AI-generated summary from verified user reviews* **Pros:** - Users find the **ease of use** of Mastercard Open Banking exceptional, simplifying integration and payment processing. - Users appreciate the **user-friendly API** of Mastercard Open Banking, facilitating seamless integration of services into applications. - Users appreciate the **easy setup** , finding it straightforward to integrate Mastercard Open Banking into their applications. - Users appreciate the **amazing features** of Mastercard Open Banking, making financial management and payments effortless. - Users value the **ease of integration** with Mastercard Open Banking, simplifying the development process significantly. **Cons:** - Users have faced **delays in refreshing financial data** , impacting the reliability of real-time updates with Mastercard Open Banking. #### What Are Recent G2 Reviews of Mastercard Open Banking (formerly Finicity)? **"[Revolutionizing Financial Data Connectivity and Verification](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-10544144)"** **Rating:** 5.0/5.0 stars *— Harsh J.* [Read full review](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-10544144) --- **"[One of the powerful and easy-to-use financial data API’s](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-7130799)"** **Rating:** 5.0/5.0 stars *— Deepansh K.* [Read full review](https://www.g2.com/survey_responses/mastercard-open-banking-formerly-finicity-review-7130799) --- ### 17. [NETePay Hosted](https://www.g2.com/products/netepay-hosted/reviews) **Average Rating:** 4.9/5.0 **Total Reviews:** 5 **Product Description:** NETePay Hosted is a comprehensive payments platform that consolidates payments and processor-agnostic tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. #### What Are Recent G2 Reviews of NETePay Hosted? **"[NETePay Hosted works extremely well for us!](https://www.g2.com/survey_responses/netepay-hosted-review-7416590)"** **Rating:** 5.0/5.0 stars *— Chuck B.* [Read full review](https://www.g2.com/survey_responses/netepay-hosted-review-7416590) --- **"[One of the most solid and reliable payment solutions in the industry!](https://www.g2.com/survey_responses/netepay-hosted-review-7440043)"** **Rating:** 5.0/5.0 stars *— Matt O.* [Read full review](https://www.g2.com/survey_responses/netepay-hosted-review-7440043) --- ### 18. [North](https://www.g2.com/products/north-2025-04-16/reviews) **Average Rating:** 1.5/5.0 **Total Reviews:** 3 **Product Description:** Founded in 1992, North is a leading financial technology company building innovative, frictionless, end-to-end payment solutions for businesses of all sizes and industry types. North’s superior solutions span the entire payment ecosystem, from development, to partnerships that expand the landscape, creating a flexible universe that supports growth and scale for small businesses and merchants, as well larger enterprises with over $100 billion per year in electronic transaction volume. Experience easy-to-manage operations and payments infrastructure with a user-friendly merchant portal, end-to-end processing capabilities, and personalized support. For more information, please visit www.north.com. #### What Are Recent G2 Reviews of North? **"[A good payment processing service but needs to get better in dealing with changes](https://www.g2.com/survey_responses/north-review-74741)"** **Rating:** 4.0/5.0 stars *— Jennifer R G.* [Read full review](https://www.g2.com/survey_responses/north-review-74741) --- **"[Good rates always reliable](https://www.g2.com/survey_responses/north-review-281679)"** **Rating:** 4.5/5.0 stars *— Verified User in Package/Freight Delivery* [Read full review](https://www.g2.com/survey_responses/north-review-281679) --- #### What Are G2 Users Discussing About North? - [What is North American Bancard used for?](https://www.g2.com/discussions/what-is-north-american-bancard-used-for) ### 19. [PayCore](https://www.g2.com/products/paycore/reviews) **Average Rating:** 4.2/5.0 **Total Reviews:** 3 **Product Description:** Established in 2001, PayCore offers innovative, end-to-end payment solutions and services to banks, PSPs, e-money institutions, telecom operators, and retailers. PayCore has been a reliable, long-term technology solution partner to 250+ clients in 30+ countries. PayCore’s PCI DSS, BKM, MasterCard & Visa-certified Processing Center serves 65 clients in EMEA region through its infrastructure. Mediterra Capital, leading private equity firm focusing on mid-market investments in Turkey, has acquired the majority stake at PayCore in 2021. Range of PayCore Processing Services cover; Issuing, Acquiring, Payment Gateway, Digital Payment Acceptance and Digital Card. Being a payment software company as well as a processor enables PayCore to provide you cutting-edge technologies! ### What Do G2 Reviewers Say About PayCore? *AI-generated summary from verified user reviews* **Pros:** - Users appreciate the **vast range of payment processing features** that PayCore offers for their e-commerce businesses. - Users appreciate the **vast range of payment processing features** offered by PayCore, enhancing their e-commerce operations. **Cons:** - Users find the **limited customization options** of PayCore restricting when trying to match the platform with their brand. - Users find the **limited customization options** of PayCore restrict their ability to tailor the payment experience to their brand. #### What Are Recent G2 Reviews of PayCore? **"[PayCore streamlining operations](https://www.g2.com/survey_responses/paycore-review-9881707)"** **Rating:** 4.5/5.0 stars *— Pooja C.* [Read full review](https://www.g2.com/survey_responses/paycore-review-9881707) --- **"[Paycore](https://www.g2.com/survey_responses/paycore-review-9900003)"** **Rating:** 5.0/5.0 stars *— Rishikesh P.* [Read full review](https://www.g2.com/survey_responses/paycore-review-9900003) --- ### 20. [PayHQ](https://www.g2.com/products/payhq/reviews) **Average Rating:** 4.8/5.0 **Total Reviews:** 2 **Product Description:** Payfirma is an award-winning payments company that helps businesses accept credit and debit cards online, in-stores, and on mobile devices. Over 8,000 businesses across North America use Payfirma’s payment tools to get paid easily and keep all transaction data in one simple place. When businesses use data to make decisions about customers, products, and employees, they run smarter, more successful companies. #### What Are Recent G2 Reviews of PayHQ? **"[Very easy to use](https://www.g2.com/survey_responses/payhq-review-1310772)"** **Rating:** 4.5/5.0 stars *— Verified User in Human Resources* [Read full review](https://www.g2.com/survey_responses/payhq-review-1310772) --- **"[Blows square and Paypal outta the water! ](https://www.g2.com/survey_responses/payhq-review-1316829)"** **Rating:** 5.0/5.0 stars *— Leila M.* [Read full review](https://www.g2.com/survey_responses/payhq-review-1316829) --- ### 21. [Payment Depot](https://www.g2.com/products/payment-depot/reviews) **Average Rating:** 4.5/5.0 **Total Reviews:** 2 **Product Description:** Payment Depot offers the nation's only wholesale credit card processing rates. While other companies charge an added percentage on top of Visa/MC interchange, Payment Depot gives merchants the direct interchange rate with no added percentage. #### What Are Recent G2 Reviews of Payment Depot? **"[Saves Money](https://www.g2.com/survey_responses/payment-depot-review-4964024)"** **Rating:** 4.5/5.0 stars *— Verified User in Computer Software* [Read full review](https://www.g2.com/survey_responses/payment-depot-review-4964024) --- **"[Great Service](https://www.g2.com/survey_responses/payment-depot-review-5272408)"** **Rating:** 4.5/5.0 stars *— Jennifer Carey O.* [Read full review](https://www.g2.com/survey_responses/payment-depot-review-5272408) --- #### What Are G2 Users Discussing About Payment Depot? - [What is Payment Depot used for?](https://www.g2.com/discussions/what-is-payment-depot-used-for) - [What is a payment processing software?](https://www.g2.com/discussions/payment-depot-what-is-a-payment-processing-software) - [What percentage does payment Depot take?](https://www.g2.com/discussions/what-percentage-does-payment-depot-take) ### 22. [Paymentwall](https://www.g2.com/products/paymentwall/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 2 **Product Description:** Founded in 2009, Paymentwall is a global payments platform that services businesses in the Saas, Travel, and E-Commerce industries across 200 countries and territories. Paymentwall is best known for its wide range of 150 local payment options, which has helped companies enter into hard-to-reach markets such as China, Brazil, Korea, and Southeast Asia. As of 2019, Paymentwall helps over 250,000 merchants worldwide, servicing them from 18 global offices in San Francisco, Las Vegas, Phoenix, London, Berlin, Lisbon, Sofia, Kyiv, Moscow, Novosibirsk, Manila, Hanoi, Ho Chi Minh, Beijing, Shenzhen, Seoul, Gurgaon, and Bangalore. Paymentwall provides its merchants and their end-users support in over 30 languages. #### What Are Recent G2 Reviews of Paymentwall? **"[Great service with easy set up](https://www.g2.com/survey_responses/paymentwall-review-4213352)"** **Rating:** 5.0/5.0 stars *— David W.* [Read full review](https://www.g2.com/survey_responses/paymentwall-review-4213352) --- **"[The Best Way To Get Your Payments and Secure Your Funds](https://www.g2.com/survey_responses/paymentwall-review-3639518)"** **Rating:** 5.0/5.0 stars *— Md Abdur Rahman P.* [Read full review](https://www.g2.com/survey_responses/paymentwall-review-3639518) --- ### 23. [Payone](https://www.g2.com/products/payone/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 2 **Product Description:** PAYONE is one of the leading payment providers in Europe and regards itself as a partner to retail. At the point of sale (POS), online or mobile – PAYONE supports merchants and service providers in responding to the increasingly complex challenges of payment processes and sales channels. As a full-service payment service provider, PAYONE also ensures quick, easy, secure and virtually invisible payment in the background. ### What Do G2 Reviewers Say About Payone? *AI-generated summary from verified user reviews* **Pros:** - Users commend the **ease of use** of Payone, facilitating simple and straightforward multi-currency transactions. - Users appreciate the **easy payments** process with Payone, facilitating seamless transactions in multiple currencies. - Users appreciate the **ease of implementation** with Payone, allowing seamless multi-currency transactions without complex setups. - Users value the **easy integration** of Payone, finding it straightforward to implement payment solutions effortlessly. #### What Are Recent G2 Reviews of Payone? **"[Best payment method software](https://www.g2.com/survey_responses/payone-review-10307266)"** **Rating:** 5.0/5.0 stars *— Sadik S.* [Read full review](https://www.g2.com/survey_responses/payone-review-10307266) --- **"[Amazing :) Effortless Cross-Border Transactions with Payoneer](https://www.g2.com/survey_responses/payone-review-12140143)"** **Rating:** 5.0/5.0 stars *— Shahrukh k.* [Read full review](https://www.g2.com/survey_responses/payone-review-12140143) --- ### 24. [PayOp](https://www.g2.com/products/paydo-payop/reviews) **Average Rating:** 4.0/5.0 **Total Reviews:** 2 **Product Description:** PayOp is a convenient online payment system for online businessmen of any field of activity that allows you to accept payments using more than 150 methods in all countries of the world\*, which will allow your business to grow in new regions. #### What Are Recent G2 Reviews of PayOp? **"[I had good experience with payop](https://www.g2.com/survey_responses/payop-review-6767532)"** **Rating:** 4.0/5.0 stars *— Christian Daniel V.* [Read full review](https://www.g2.com/survey_responses/payop-review-6767532) --- **"[Easy to setup an use](https://www.g2.com/survey_responses/payop-review-6767191)"** **Rating:** 4.0/5.0 stars *— Sistemas N.* [Read full review](https://www.g2.com/survey_responses/payop-review-6767191) --- ### 25. [PayPal Payment Links](https://www.g2.com/products/paypal-payment-links/reviews) **Average Rating:** 4.8/5.0 **Total Reviews:** 2 **Product Description:** Share a link in seconds. Payment Links are unique, shareable URLs that let you accept payments instantly with no website or coding. You can send Payment Links to customers via email, text messages, social media, messaging apps, and more. Or you can use the QR code option to collect payments in person. When a customer goes to your Payment Link, they’ll be able to pay with their preferred payment method on a fully-hosted, PayPal-powered checkout page. Create a secure Payment Link. Share it on social, through email, with a text, or in person with a QR code. No website needed. ### What Do G2 Reviewers Say About PayPal Payment Links? *AI-generated summary from verified user reviews* **Pros:** - Users appreciate the **ease of creating and sending payment links** with PayPal Payment Links, streamlining transactions effortlessly. - Users find **easy payments** with PayPal Payment Links beneficial for speeding up invoicing and payment collection. - Users love the **payment ease** of PayPal Payment Links, which speeds up invoicing and link sending effortlessly. - Users appreciate the **convenience** of PayPal Payment Links, finding it simple and accessible for all transactions. - Users find it easy to create and send **payment links** to customers, enhancing their payment collection process. **Cons:** - Users find the **limited availability** of PayPal Payment Links restricts access for certain countries. - Users find the absence of a **QR code feature** in PayPal Payment Links frustrating and limiting for transactions. - Users face **limited international access** due to restrictions in some countries, hindering their ability to use PayPal links. - Users find the lack of **QR code functionality** in PayPal Payment Links to be a significant drawback. - Users face **payment issues** as some countries prohibit the use of PayPal links, limiting accessibility. #### What Are Recent G2 Reviews of PayPal Payment Links? **"[Very easy to use and good audit trail](https://www.g2.com/survey_responses/paypal-payment-links-review-12159681)"** **Rating:** 4.5/5.0 stars *— Anthony P.* [Read full review](https://www.g2.com/survey_responses/paypal-payment-links-review-12159681) --- **"[Speeds Up Invoicing and Payments Effortlessly](https://www.g2.com/survey_responses/paypal-payment-links-review-12098459)"** **Rating:** 5.0/5.0 stars *— Alicia B.* [Read full review](https://www.g2.com/survey_responses/paypal-payment-links-review-12098459) --- ## What Is Payment Processing Software? [Payment Software](https://www.g2.com/categories/payment) ## What Software Categories Are Similar to Payment Processing Software? - [Payment Gateways](https://www.g2.com/categories/payment-gateways) - [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable) - [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment) --- ## How Do You Choose the Right Payment Processing Software? ### What You Should Know About Payment Processing Software ### What is Payment Processing Software? Payment processing software powers credit and debit card purchases. When customers make a purchase online, they enter their payment and shipping information into a payment gateway. The payment gateway gives that payment information to the payment processor, which then communicates with both the customer’s and merchant’s banks to complete the transaction. The transaction’s success or failure is reported back to the payment gateway and the customer. In a brick-and-mortar store, a customer’s credit or debit card is swiped into a point of sale (POS) system, which communicates with a payment processor to approve or deny the purchase. Many payment processors charge a fee for each transaction based on the size of the purchase. Some payment processors have an embedded payment gateway or POS system to create a seamless experience. Any time a credit or debit transaction is attempted, a payment processor is needed. With the rise of digital wallets, payment processors have expanded their functionality to include digital currency and the transfer of money from a source such as Venmo or PayPal to an e-commerce or brick-and-mortar store. Some can process an e-check or set up recurring payments. Key Benefits of Payment Processing Software - Processing payments made by credit, debit, and gift cards as well as digital wallets - Creating a seamless experience for customers - Determining whether or not payment is valid before fulfilling an order or completing a transaction - Communicating with a variety of banks to accept payment from anywhere in the world ### Why Use Payment Processing Software? **Security —** Payment information is extremely sensitive, so it needs protection. Payment processing software is held to high security standards to protect this sensitive information. **Scalability —** A small business can use the same payment processor as a large enterprise, with little difference in functionality. Payment processors operate behind the scenes, and companies pay fees to use them. If a small business picks the right payment processor when it starts out, it may never need to change payment processors as their needs increase. Some payment processors handle billing and invoicing, so some internal processes are covered. **Flexibility —** Most payment processors handle a wide variety of payments. All payment processors process credit and debit cards, but more are accepting payments from digital wallets, cryptocurrencies, and electronic checks. Some facilitate automatic payments to provide consumers and merchants an added convenience of regular payments. The more options provided to the consumer, the more opportunities a merchant has to make a sale, so it’s in a business’ best interest to utilize a payment processor with a variety of features. ### Who Uses Payment Processing Software? **E-commerce businesses —** E-commerce businesses rely on payment processing software because that is how they receive all payments. Payment processors integrate with the payment gateway an online business uses or the payment processor has its own payment gateway. Some e-commerce platforms have built-in gateways or processors, eliminating the need to choose a specific one.Because payment processors typically charge fees for each transaction, an e-commerce business needs to be mindful of the processor they choose because all their transactions are carried out by the payment processor. **Brick-and-mortar businesses —** Brick-and-mortar businesses use payment processors to process credit cards and other non-cash payments. Typically, a processor is integrated with the POS system used by the store, but an all-in-one POS system might include a payment processor. Since most shoppers use some kind of card to make purchases, a payment processor is a necessity. **Business to business businesses —** Every business collects payments in one form or another but businesses that cater to serving other businesses have a unique challenge. Some payment processors are equipped to accept e-checks and lines of credit, and integrate with billing and invoicing software to ensure payments are made and the proper documentation is created. Recurring and automatic payments are useful if a business functions on a subscription model. ### Payment Processing Software Features **Encryption —** Credit card and other payment information is extremely sensitive and must be protected from hackers and other threats. A good payment processor has strong encryption and likely more than one type of encryption to keep both customer and merchant data safe. If data is stolen the consequences can be dire for a business. **Reports and analytics —** Some payment processors provide regular reports based on activity. This helps financial management import payment into analytics software. Knowing how customers make payments and ensuring they match a business’ revenue is crucial. **Processing fees —** Many payment processors function by adding a small fee to each transaction. This is often a flat fee plus a percentage of the actual purchase. Some processors have different fee structures, but fees are nearly universal. Fee amounts vary slightly depending on the processor or based on the type of payment used. **E-commerce integration —** Payment processor integration into e-commerce stores creates a seamless experience for customers when shopping online. Shoppers input both their payment information and their shipping information at the same time, and the business receives payment and all relevant information to fulfill the order quickly. **POS integration —** For storefronts, payment processors integrated with a POS system create a seamless and quick checkout process so the stores receive payment on the spot and customers walk out with their purchase. **Payment methods —** More payment methods accepted by a payment processor, means more customers. This includes mobile payments and cryptocurrencies like Bitcoin. Many payment processors accept certain credit cards or work with specific currencies. #### Additional Payment Processing Features **E-signatures —** Some payment processors allow users to digitally sign (usually using a finger to write) their credit card purchase. This provides added security measures and prevents fraud. This is typically a feature of mobile and tablet-based POS systems integrated with a payment processor. E-commerce purchases do not typically require a signature because they cross-check billing addresses and the security code on the credit card. **Receipts —** Some POS systems generate digital or physical receipts. This allows both the merchant and the customer to maintain records. Online purchases use email receipts that can be printed if necessary. For in-store purchases, digital receipts can be emailed or texted. **Card readers —** For physical purchases using a credit card, a card reader is important for streamlining the process. It’s much faster to swipe a card or read the chip than manually input the credit card information. Many tablet-based POS systems have a stand that includes a card reader, but for those using a mobile phone, some kind of mobile reader is required. These may plug directly into the phone or connect via Bluetooth. ### Trends Related to Payment Processing Software **Mobile payments —** Today, many customers use their phones as their primary payment method. While there are some security risks and not all stores accept mobile payments, many customers will take advantage of this option. **Cryptocurrencies —** Businesses and customers alike are looking into the possibility of using cryptocurrencies, despite many issues. The added security is attractive across the board, but requires additional technology to be user-friendly. **Digital wallets —** Similar to mobile payments, digital wallets make it easier to pay without using a credit or debit card. These services send money between friends, but can easily send money to businesses as well. ### Software and Services Related to Payment Processing Software **Payment gateways —** [Payment gateways](https://www.g2.com/categories/payment-gateways) are the first step to using a payment processor since they collect and verify all the payment information. Some payment processors include a payment gateway, but many gateways work with a variety of unaffiliated processors. **E-commerce platforms —** [E-commerce platforms](https://www.g2.com/categories/e-commerce-platforms) require a payment processor to complete online purchases since cash is not possible. Some e-commerce platforms come with built-in payment gateways and processors, but some require choosing one to integrate with the e-commerce platform. A well-integrated payment gateway or payment processor creates a seamless purchasing experience for customers. **POS systems —** [POS systems](https://www.g2.com/categories/pos) require a payment processor to complete any transaction made using a credit or debit card. Some POS systems come with an integrated payment processor but can choose their own depending on the POS system they use. **Payment analytics —** [Payment analytics software](https://www.g2.com/categories/payment-analytics) integrates with payment gateways and payment processors to analyze payment data. These analytics provide real-time insight into business performance to make informed business decisions.