# Best Payment Processing Software - Page 9 *By [Subhransu Sahu](https://research.g2.com/insights/author/subhransu-sahu)* Payment processing software helps businesses securely handle and track business-to-business (B2B) payments from customers and to suppliers. It supports any organization that accepts non-cash payments by ensuring transactions are timely, accurate, and integrated with downstream financial systems. ### Core Capabilities of Payment Processing Software To qualify for inclusion in the Payment Processing category, a product must: - Collect customer payment information and relay it to a bank for approval or denial - Transmit approval or denial of a transaction back to the customer or merchant - Support multiple payment methods such as credit card, ACH, or wire transfer - Define and track customizable payment rules, terms, and deadlines - Identify errors such as late payments, overpayments, or failed transactions - Integrate with ERP, accounting, or accounts receivable and accounts payable systems ### How Payment Processing Software Differs from Other Tools Payment processing software focuses on secure transaction handling and status verification, working closely with related tools such as [payment gateways](https://www.g2.com/categories/payment-gateways), [accounting software](https://www.g2.com/categories/accounting), [AP automation software](https://www.g2.com/categories/ap-automation), [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms), and [retail POS systems](https://www.g2.com/categories/retail-pos). Its distinguishing value lies in managing payment execution and error identification across diverse payment methods. ### Insights from G2 on Payment Processing Software Based on category trends on G2, the importance of reliable transaction approval, seamless integrations, and accurate detection of payment issues to maintain smooth financial operations. ## How Many Payment Processing Software Products Does G2 Track? **Total Products under this Category:** 546 ### Category Stats (May 2026) - **Average Rating**: 4.38/5 - **New Reviews This Quarter**: 267 - **Buyer Segments**: Small-Business 70% │ Mid-Market 22% │ Enterprise 8% - **Top Trending Product**: QuickBooks Payments (+0.128) *Last updated: May 18, 2026* ## How Does G2 Rank Payment Processing Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 20,800+ Authentic Reviews - 546+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## Top Payment Processing Software at a Glance | # | Product | Rating | Best For | What Users Say | |---|---------|--------|----------|----------------| | 1 | [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5.0 (2,688 reviews) | Global payment collection and transfers | "[Reliable and Easy Payment Support for Freelancers](https://www.g2.com/survey_responses/paypal-payments-review-12823349)" | | 2 | [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) | 4.5/5.0 (568 reviews) | Amazon-account checkout for faster payments | "[Efficient, User-Friendly Payment Solution](https://www.g2.com/survey_responses/amazon-pay-for-business-review-12661035)" | | 3 | [Venmo](https://www.g2.com/products/paypal-venmo/reviews) | 4.6/5.0 (261 reviews) | Fast mobile payments for small transactions | "[Convenient, No-fee Transfers with Instant Payments.](https://www.g2.com/survey_responses/venmo-review-12670039)" | | 4 | [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) | 4.4/5.0 (1,778 reviews) | Automated AP and AR payment workflows | "[Great Bill Payment Platform](https://www.g2.com/survey_responses/bill-ap-ar-review-12713619)" | | 5 | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5.0 (445 reviews) | Developer-friendly online payment integration | "[Very easy to integrate with other websites and other apps / modules. Never had any issues.](https://www.g2.com/survey_responses/stripe-payments-review-11242701)" | | 6 | [Nickel](https://www.g2.com/products/nickel/reviews) | 4.9/5.0 (174 reviews) | Low-cost ACH and invoice payments | "[Reliable Payment Solution! 10/10 recommend!](https://www.g2.com/survey_responses/nickel-review-12821766)" | | 7 | [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) | 3.8/5.0 (33 reviews) | Unified online and in-store payment operations | "[All-in-One Payment Processing for Online and In-Store Sales](https://www.g2.com/survey_responses/adyen-payments-review-12661504)" | | 8 | [FreshBooks](https://www.g2.com/products/freshbooks/reviews) | 4.5/5.0 (953 reviews) | Invoicing and recurring payment collection | "[Straightforward Invoicing and Tracking with a Clean, Easy-to-Navigate Interface](https://www.g2.com/survey_responses/freshbooks-review-12668419)" | | 9 | [checkout.com](https://www.g2.com/products/checkout-com/reviews) | 4.6/5.0 (69 reviews) | Global payment processing and transaction visibility | "[The best tool to check on transaction statuses internationally](https://www.g2.com/survey_responses/checkout-com-review-11709452)" | | 10 | [Ignition](https://www.g2.com/products/ignition/reviews) | 4.7/5.0 (121 reviews) | — | "[All-in-One System That Simplifies Proposals, Engagement Letters, and Invoicing](https://www.g2.com/survey_responses/ignition-review-12759341)" | ## Which Payment Processing Software Is Best for Your Use Case? - **Leader:** [PayPal Payments](https://www.g2.com/products/paypal/reviews) - **Highest Performer:** [Skyline Payments](https://www.g2.com/products/skyline-payments/reviews) - **Easiest to Use:** [Nickel](https://www.g2.com/products/nickel/reviews) - **Top Trending:** [Nickel](https://www.g2.com/products/nickel/reviews) - **Best Free Software:** [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) ## Which Type of Payment Processing Software Tools Are You Looking For? - [Payment Processing Software](https://www.g2.com/categories/payment-processing) *(current)* - [Payment Gateways](https://www.g2.com/categories/payment-gateways) - [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable) - [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment) --- **Sponsored** ### 8am CPACharge 8am CPACharge is trusted by the AICPA, 35+ state CPA societies and more than 150,000 professionals as the best payment solution for CPAs, Enrolled Agents and Accountants—providing a simple, secure way for accounting firms to accept client credit, debit, and eCheck payments from anywhere at anytime. With next-day payments, you can keep cash flow predictable and your firm moving forward without delays. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=1975&secure%5Bdisplayable_resource_id%5D=1975&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1975&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=113232&secure%5Bresource_id%5D=1975&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fpayment-processing%3Flocale%3Dpt%26page%3D10&secure%5Btoken%5D=bf435575fed5d188a352a955b78ad905d4ee2f3de24835866445190ef4f2904a&secure%5Burl%5D=https%3A%2F%2Fwww.8am.com%2Flanding%2Fcpacharge%2F%3Futm_campaign%3Dcpa-evergreen-g2clicks%26utm_medium%3Dreview%26utm_source%3Dg2&secure%5Burl_type%5D=book_demo) --- ## Buyer Guide: Key Questions for Choosing Payment Processing Software Software ### What does Payment Processing software do? I view Payment Processing software as the system that helps businesses accept, send, record, and track payments. It supports the transaction itself and the financial records connected to it. These tools often manage card payments, ACH, digital wallets, invoices, vendor bills, POS payments, payouts, refunds, and accounting sync. For teams handling customer payments or vendor transactions, the software keeps payment status, customer or vendor details, and financial activity easier to manage in one place. ### Why do businesses use Payment Processing software? From the reviewer patterns I evaluated, businesses used Payment Processing software to reduce manual work around collecting money, paying vendors, and tracking payment status. Users often describe faster invoice collection, easier vendor payments, fewer bank steps, and clearer records of who paid and how. The recurring benefits are practical: - Reviewers like invoice payment links, ACH options, card payments, and digital wallet support. - Users value accounting sync because payment records need to match invoices and customer accounts. - Vendor self-service and reminders help reduce back-and-forth for AP and AR teams. - Payment tracking gives businesses a clearer view of deposits, payouts, and open balances. Friction areas include fees, settlement timing, support delays, sync errors, reporting limits, account holds, and missing bulk-payment controls. ### Who uses Payment Processing software primarily? After reviewing user roles and workflows, I found that Payment Processing software is used by: - **Finance teams** to track deposits, payouts, fees, and payment status. - **Accounting teams** to sync payments with invoices, customer records, and bank activity. - **AP teams** to pay vendors, manage approvals, and reduce manual entry. - **AR teams** to collect invoices, send reminders, and reconcile payments. - **Operations teams** to manage payment workflows tied to service delivery or admin work. - **Owners and administrators** to keep cash movement visible without moving between banks, spreadsheets, and accounting tools. - **Customer-facing teams** who use links, portals, or POS tools to collect payment during service or checkout. ### What types of Payment Processing software should I consider? Based on G2 review themes, Payment Processing software users segment this category into the following types: - **AP and AR automation platforms:** Best for vendor payments, invoice collection, approvals, reminders, and accounting sync. - **Checkout and digital wallet tools:** Best for websites, portals, app payments, and customer-facing payment flows. - **POS payment tools:** Best for in-person sales, product records, customer details, and card acceptance. - **Cross-border payout tools:** Best for international payments, contractor payouts, and currency-related workflows. - **ACH and disbursement systems:** Best for bank payments, payroll-adjacent payouts, and recurring money movement. ### What are the core features to look for in Payment Processing software? When I assess this category, the following core functions are common across the strongest platforms: - Card, ACH, wallet, bank transfer, and invoice payment support. - Payment links and customer-facing checkout options. - Vendor profiles, customer records, and approval flows. - Reminders, refund handling, failed-payment controls, and chargeback support. - Transaction search, exports, dashboards, and payout tracking. - Accounting sync, invoice status updates, and bank reconciliation. - Fee visibility, fraud controls, bulk actions, and support access. ### What trends are shaping Payment Processing software right now? From my evaluation of review patterns and current market research, several themes stand out: - **More payment rails in one workflow:** Businesses are comparing cards, ACH, instant payments, wallets, and bank transfers together. - **ACH and Same Day ACH growth:** Payment systems are being judged by speed, cost, and settlement visibility. - **Fraud and risk controls:** Buyers are paying closer attention to account holds, verification, chargebacks, and payment disputes. - **Embedded payments:** Payment activity is moving deeper into invoices, customer portals, marketplaces, and business software. - **AI-assisted fraud and reconciliation:** Payment providers are using AI more often for risk scoring, transaction optimization, and settlement work. ### How should I choose Payment Processing software? I recommend starting with the payment workflow that creates the most manual work. If the team pays vendors, prioritize approvals, ACH support, vendor onboarding, and accounting sync. If the team collects customer payments, focus on invoice links, card fees, checkout setup, reminders, deposits, and refund handling. For in-person sales, check POS reliability, reporting, and how product or customer details carry into payment records. --- ## What Are the Top-Rated Payment Processing Software Products in 2026? ### 1. [Chloepay](https://www.g2.com/products/chloepay/reviews) **Average Rating:** 3.5/5.0 **Total Reviews:** 1 **Product Description:** Chloepay by Chloe.ai, enables small to mid-market business owners to engage with customers across a multitude of platforms and media. Integrations with Intuit QuickBooks, Xero, Microsoft Dynamics, Slack, WhatsApp, and more ensure seamless invoicing and payments where your customers live and work. Chloepay also uses the same payment processing platform as Stripe, delivering best-in-class security and regulatory compliance. Chloe.ai also offers bank deposit accounts, virtual corporate cards, and free ACH transactions on select plans. Just a few of the advantages of choosing Chloepay include: • Transaction-based plans with no monthly subscription fee • Affordable subscription plans with zero-fee processing options • Simple SMS and mobile payments that your customers will love • Social media invoicing and payment options • Access to API's and custom development (fees may apply) • Integration with major CRM (Salesforce), accounting, and social platforms ### 2. [Compass Payments Suite](https://www.g2.com/products/compass-payments-suite/reviews) **Average Rating:** 4.0/5.0 **Total Reviews:** 1 **Product Description:** An automated virtual terminal that enables your organization to accept electronic payments over the phone at any time. Transactions are completed quickly & easily without intervention from a live agent. Benefits • Accessible to customer 24/7 • Increase business revenue • Reduce bank fees & credit card fees • No additional equipment to buy • Reduces staff labor hours — no check handling • Multi-lingual for non-English speaking customers • Immediately updates customer accounts w/ optimal integration • Custom reporting for business • Improve customer service and convenience #### What Are Recent G2 Reviews of Compass Payments Suite? **"[Easy Online Transaction](https://www.g2.com/survey_responses/compass-payments-suite-review-8769304)"** **Rating:** 4.0/5.0 stars *— Bhanu P.* [Read full review](https://www.g2.com/survey_responses/compass-payments-suite-review-8769304) --- ### 3. [eFAWATEERcom](https://www.g2.com/products/efawateercom/reviews) **Average Rating:** 4.0/5.0 **Total Reviews:** 1 **Product Description:** eFAWATEERcom streamlines the billing and collection process for businesses and consumers alike. It runs on a scalable, microservices-based architecture that accommodates billers, banks and payment service providers. The system uses RTGS (Real Time Gross and Settlement System) to enable real time settlements that can be configured to handle multiple sessions. #### What Are Recent G2 Reviews of eFAWATEERcom? **"[They made it easy to pay online](https://www.g2.com/survey_responses/efawateercom-review-8866028)"** **Rating:** 4.0/5.0 stars *— Mohammad N.* [Read full review](https://www.g2.com/survey_responses/efawateercom-review-8866028) --- ### 4. [Global Payments Integrated](https://www.g2.com/products/global-payments-integrated/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Global Payments Integrated helps businesses succeed by delivering secure and personalized payment solutions, allowing developers of business management solutions to accept payments through their systems and add value to their software. While many processors offer payments tied to antiquated platforms designed to support stand-alone systems, the Global Payments Integrated platform provides custom, scalable and fast payment solution integration – accommodating the swiftly-shifting ways consumers pay for goods and services. With this visionary payment processing platform, Global Payments Integrated helps business management software companies grow their business through our embedded commerce services, bolster customer loyalty with unique payments solutions, and improve profitability. #### What Are Recent G2 Reviews of Global Payments Integrated? **"[Great Payment Processor](https://www.g2.com/survey_responses/global-payments-integrated-review-7843969)"** **Rating:** 5.0/5.0 stars *— Kay P.* [Read full review](https://www.g2.com/survey_responses/global-payments-integrated-review-7843969) --- ### 5. [goEmerchant](https://www.g2.com/products/goemerchant/reviews) **Average Rating:** 4.0/5.0 **Total Reviews:** 1 **Product Description:** GoEmerchant provides an affordable E-commerce solutions for small businesses. GoEmerchant provides all the tools you need: - Internet merchant account, - shopping cart software, - secure payment gateway, - E-commerce hosting, - website hosting, - marketing tools, - domain name registration. #### What Are Recent G2 Reviews of goEmerchant? **"[Good Gateway and lots of features. ](https://www.g2.com/survey_responses/goemerchant-review-1641259)"** **Rating:** 4.0/5.0 stars *— Verified User in Consumer Goods* [Read full review](https://www.g2.com/survey_responses/goemerchant-review-1641259) --- #### What Are G2 Users Discussing About goEmerchant? - [What is goEmerchant used for?](https://www.g2.com/discussions/what-is-goemerchant-used-for) ### 6. [GR4VY](https://www.g2.com/products/gr4vy/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Gr4vy is a cloud-native payment orchestration platform designed to simplify and optimize payment processes for enterprise merchants and platforms. By offering a centralized, no-code environment, Gr4vy enables businesses to manage and customize their payment strategies efficiently, reducing complexity and accelerating time to market. With access to over 400 payment methods and providers through a single integration, merchants can create bespoke checkout experiences tailored to their customers' preferences. Gr4vy's infrastructure-as-a-service model ensures dedicated cloud instances, providing resilience, redundancy, and high performance, while maintaining PCI DSS Level 1 compliance to secure sensitive payment data. Key Features and Functionality: - Extensive Payment Method Access: Connect to over 400 payment methods and providers worldwide through a single integration, facilitating global expansion and customer satisfaction. - No-Code Rules Engine: Implement dynamic and intelligent routing and retry rules without the need for engineering effort, optimizing transaction success rates. - Customizable Checkout Experiences: Personalize payment options displayed to customers, enhancing user experience and conversion rates. - Secure Card Vaulting and Tokenization: Safely store and manage card data, ensuring compliance and reducing the risk of data breaches. - Dedicated Cloud Infrastructure: Utilize isolated cloud instances to eliminate single points of failure, ensuring high availability and performance. Primary Value and Problem Solved: Gr4vy empowers merchants to take full control of their payment ecosystems by simplifying the integration and management of multiple payment service providers and methods. This approach reduces the technical complexities and compliance burdens associated with payment processing. By offering a flexible, scalable, and secure platform, Gr4vy enables businesses to optimize their payment strategies, increase conversion rates, and expand into new markets swiftly, all while maintaining high performance and reliability. ### What Do G2 Reviewers Say About GR4VY? *AI-generated summary from verified user reviews* **Pros:** - Users love how GR4VY offers **easy payment orchestration** , simplifying their payment processes effectively. **Cons:** - Users often face **integration issues** with GR4VY, making it difficult to work seamlessly with their platforms. #### What Are Recent G2 Reviews of GR4VY? **"[This program works great](https://www.g2.com/survey_responses/gr4vy-review-10733672)"** **Rating:** 5.0/5.0 stars *— Tony W.* [Read full review](https://www.g2.com/survey_responses/gr4vy-review-10733672) --- ### 7. [Instant](https://www.g2.com/products/instant-2025-05-20/reviews) **Average Rating:** 4.5/5.0 **Total Reviews:** 1 **Product Description:** Instant is a powerful retention marketing and identity resolution platform built specifically for eCommerce brands looking to convert more site visitors and boost revenue. Traditional cookie tracking leaves massive gaps in the customer journey. Instant fills those gaps by helping merchants identify who’s visiting their site even if they haven’t logged in, opted in, or made a purchase. With Instant’s server-side tracking and first-party data capture, you can resolve anonymous traffic into real, high-intent profiles and turn them into revenue-driving touchpoints. Instant integrates directly with platforms like Shopify and Klaviyo making it easy to activate your data across all major channels. Trusted by over 500 top eCommerce brands, including ThirdLove, TRX, and Parisa Wang, Instant empowers teams to: Identify opted-in visitors in real time Trigger more personalized abandonment and re-engagement flows in Klaviyo Retarget high-intent shoppers across Meta and Google with precision Increase retention and customer lifetime value (LTV) with smarter flows Setup takes less than 15 minutes, and results are typically seen within days—not weeks. Whether you’re trying to fix abandoned cart recovery, improve email and SMS performance, or increase the ROI of your paid campaigns, Instant helps you make the most of your traffic. If you’re serious about retention, customer identity resolution, and scaling profitably without relying on third-party cookies, Instant is the solution built for you. ### What Do G2 Reviewers Say About Instant? *AI-generated summary from verified user reviews* **Pros:** - Users value the **ease of use** in Instant, especially its quick lead sourcing and seamless integrations. - Users value the **fast CRM integration** of Instant, facilitating seamless lead sourcing and management. - Users value the **easy integration** of Instant with CRMs and Google Sheets for fast lead sourcing. - Users value the **easy integrations** with CRMs and Google Sheets, enhancing their lead sourcing speed and efficiency. - Users highlight **Instant's efficiency** , praising its reliability and impressive speed in delivering promised services. **Cons:** - Users find the **pricing increases** problematic, especially for personal Gmail compatibility with Instant. #### What Are Recent G2 Reviews of Instant? **"[Lightning-Fast Lead Sourcing Boosts Productivity](https://www.g2.com/survey_responses/instant-review-12076187)"** **Rating:** 4.5/5.0 stars *— Marwan E.* [Read full review](https://www.g2.com/survey_responses/instant-review-12076187) --- ### 8. [InvoiceCloud](https://www.g2.com/products/invoicecloud/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** InvoiceCloud is a leading provider of cloud-based electronic bill presentment and payment (EBPP) solutions, helping more than 3,250 utilities, government agencies, and insurance organizations modernize how they engage with customers. InvoiceCloud's SaaS platform drives higher digital payment, AutoPay, and paperless adoption rates—improving customer satisfaction while reducing costs, accelerating payments, and easing staff workloads. With a mission to make digital payments accessible for everyone, InvoiceCloud combines intuitive user experiences, omnichannel payment options, and AI-driven innovation to deliver secure, seamless billing at scale. #### What Are Recent G2 Reviews of InvoiceCloud? **"[Super Easy to Use with Features Worth Recommending](https://www.g2.com/survey_responses/invoicecloud-review-12609481)"** **Rating:** 5.0/5.0 stars *— Nick E.* [Read full review](https://www.g2.com/survey_responses/invoicecloud-review-12609481) --- ### 9. [iwoca Pay](https://www.g2.com/products/iwoca-pay/reviews) **Average Rating:** 4.0/5.0 **Total Reviews:** 1 **Product Description:** Get your invoices paid sooner by making it easier to pay with iwocaPay. Your customers choose to pay now or pay over 3 instalments, and you get paid up front every time. #### What Are Recent G2 Reviews of iwoca Pay? **"[Good service](https://www.g2.com/survey_responses/iwoca-pay-review-2306817)"** **Rating:** 4.0/5.0 stars *— Verified User in Retail* [Read full review](https://www.g2.com/survey_responses/iwoca-pay-review-2306817) --- #### What Are G2 Users Discussing About iwoca Pay? - [What is iwoca Pay used for?](https://www.g2.com/discussions/what-is-iwoca-pay-used-for) ### 10. [IXOPAY](https://www.g2.com/products/tokenex-ixopay/reviews) **Average Rating:** 4.6/5.0 **Total Reviews:** 17 **Product Description:** TokenEx is an enterprise-class tokenization platform that offers virtually unlimited flexibility in how customers can access, store and secure data. TokenEx works with multiple data-acceptance channels while maintaining a processor-agnostic approach, meaning we can tokenize and secure almost any data type – including PCI, PII, PHI and even unstructured data formats – and integrate with nearly any processor or endpoint. #### What Are Recent G2 Reviews of IXOPAY? **"[Best solution for tokenization](https://www.g2.com/survey_responses/ixopay-review-1706773)"** **Rating:** 5.0/5.0 stars *— Adam F.* [Read full review](https://www.g2.com/survey_responses/ixopay-review-1706773) --- **"[Great company! Great people to work with!](https://www.g2.com/survey_responses/ixopay-review-1774922)"** **Rating:** 5.0/5.0 stars *— Pete C.* [Read full review](https://www.g2.com/survey_responses/ixopay-review-1774922) --- ### 11. [LexisNexis Payment Solutions](https://www.g2.com/products/lexisnexis-payment-solutions/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** LexisNexis Payment Solutions supports government agencies of all types that want to operate more efficiently, reduce their PCI scope, and give customers an easy payment processing experience as well. Government agencies depend on receipt of funds to serve their citizens, and LexisNexis Payment Solutions makes sure they get those funds as quickly, affordably and painlessly as possible. #### What Are Recent G2 Reviews of LexisNexis Payment Solutions? **"[Long term user, would recommend](https://www.g2.com/survey_responses/lexisnexis-payment-solutions-review-2580290)"** **Rating:** 5.0/5.0 stars *— Verified User in Insurance* [Read full review](https://www.g2.com/survey_responses/lexisnexis-payment-solutions-review-2580290) --- #### What Are G2 Users Discussing About LexisNexis Payment Solutions? - [What is LexisNexis Payment Solutions used for?](https://www.g2.com/discussions/what-is-lexisnexis-payment-solutions-used-for) ### 12. [Libeo](https://www.g2.com/products/libeo/reviews) **Average Rating:** 4.5/5.0 **Total Reviews:** 1 **Product Description:** Libeo enables SME business owners, financial directors and accountants across Europe to centralise and pay their supplier invoices in one click, without IBAN and without having to connect to their bank. The platform allows for end-to-end management of the purchasing cycle: - One single platform to manage and pay all your supplier invoices - Scans and sorts all of your invoices - Reduces manual processing errors and secures payments to prevent fraud - Digitization of your approval workflows - Simple and secure payments without using bank account details and without them having to go through their banking interface - Integration with several accounting tools Nearly 100,000 small businesses have joined Libeo to centralise and pay suppliers invoices like Eurosanté Private hospitals, Champagne Alain Edouard, Chateau Laguiole, Bodyguard app, Cali Sisters, Paname Collections or some franchises (Monoprix, Starbucks). Libeo has raised a total of £22M in funding since its creation in 2019. For more information [www.libeo.io](http://www.libeo.io) or contact us [hello@libeo.io](mailto:hello@libeo.io). #### What Are Recent G2 Reviews of Libeo? **"[Perfect tool for company owner](https://www.g2.com/survey_responses/libeo-review-6757266)"** **Rating:** 4.5/5.0 stars *— Verified User in Accounting* [Read full review](https://www.g2.com/survey_responses/libeo-review-6757266) --- #### What Are G2 Users Discussing About Libeo? - [What is Libeo used for?](https://www.g2.com/discussions/libeo-what-is-libeo-used-for) - [What is Libeo used for?](https://www.g2.com/discussions/what-is-libeo-used-for) ### 13. [Lumino](https://www.g2.com/products/lumino/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Lumino is a payment processing solution that facilitates transactions between a buyer and a seller, securely transferring funds from the buyer's account to the seller's account. It typically involves multiple steps, including authorization, authentication, and settlement, ensuring that payments are processed accurately and efficiently. #### What Are Recent G2 Reviews of Lumino? **"[Great service with fast payouts](https://www.g2.com/survey_responses/lumino-review-9662905)"** **Rating:** 5.0/5.0 stars *— Verified User in E-Learning* [Read full review](https://www.g2.com/survey_responses/lumino-review-9662905) --- ### 14. [MagicBooking](https://www.g2.com/products/magicbooking/reviews) **Average Rating:** 4.8/5.0 **Total Reviews:** 4 **Product Description:** MagicBooking is a UK-based, family-founded platform created in 2015 and now used by more than 2,000 schools, MATs, clubs, and childcare providers. Originally developed for Wandsworth Council, it has grown into a nationwide solution recognised for innovation and user experience, earning awards such as EdTechX K12 Winner and Indigo Design Award Winner. Still led by its founding team, MagicBooking continues to scale with a strong reputation for reliability and customer support. The platform unifies bookings, payments, registers, communication, and day-to-day admin into one cloud-based system. It supports wraparound care, extracurricular clubs, trips, activities, and multi-site operations with 24/7 online booking, automated registers, instant payments, instalment plans, reminders, MIS integration, Tax-Free Childcare automation, and real-time financial reporting. Staff manage availability, capacities, safeguarding details, and parent messaging from a single dashboard, while families use a mobile-friendly portal for bookings and account management. MagicBooking helps organisations save 4–5 hours of admin each day, improves cash flow through automated payments and restrictions, and provides seamless communication through built-in email, SMS, and notifications. By reducing manual work and supporting compliance with Ofsted and GDPR, the platform enables schools, MATs, and clubs to run more efficiently, scale confidently, and deliver a smoother, more reliable experience for families. ### What Do G2 Reviewers Say About MagicBooking? *AI-generated summary from verified user reviews* **Pros:** - Users find MagicBooking to be highly **user-friendly** , significantly easing administrative burdens and enhancing service delivery. - Users commend the **easy setup** of MagicBooking, enhancing efficiency and allowing focus on service delivery and support. - Users commend the **efficiency** of MagicBooking, enabling more focus on service delivery while saving significant admin time. - Users appreciate the **24/7 accessibility** of MagicBooking, enhancing convenience for families and improving service delivery. - Users value the **high level of customer satisfaction** and support from MagicBooking, enhancing their operational efficiency. **Cons:** - Users often experience **communication delays** that hinder timely responses and overall user satisfaction with MagicBooking. - Users experience **delayed responses** that can hinder their overall satisfaction with MagicBooking's service. - Users find the **difficult setup** of MagicBooking time-consuming, particularly for smaller organizations with limited tech resources. - Users find the **navigation difficulty** of MagicBooking challenging, impacting their overall experience with the software. - Users find the **navigation issues** in MagicBooking challenging, making it harder to use effectively. #### What Are Recent G2 Reviews of MagicBooking? **"[Bromley Children and Families Voluntary Sector Forum](https://www.g2.com/survey_responses/magicbooking-review-11338533)"** **Rating:** 5.0/5.0 stars *— Bromley Children & Families F.* [Read full review](https://www.g2.com/survey_responses/magicbooking-review-11338533) --- **"[MagicBooking Streamlined Sign-Ups and Cut Admin Time Dramatically](https://www.g2.com/survey_responses/magicbooking-review-12660038)"** **Rating:** 4.5/5.0 stars *— Bethany H.* [Read full review](https://www.g2.com/survey_responses/magicbooking-review-12660038) --- ### 15. [Maya](https://www.g2.com/products/voyager-innovations-maya/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines, with platforms and services that cut across consumers, merchants, communities, and government. #### What Are Recent G2 Reviews of Maya? **"[MAYA APP](https://www.g2.com/survey_responses/maya-review-12284378)"** **Rating:** 5.0/5.0 stars *— Verified User in Supermarkets* [Read full review](https://www.g2.com/survey_responses/maya-review-12284378) --- ### 16. [Merchant One](https://www.g2.com/products/merchant-one/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Merchant One is a payment processors, that services thousands of businesses across the country. Merchant One's Gateway product allows merchants to run sales via the web / mobile / API / Database, etc. #### What Are Recent G2 Reviews of Merchant One? **"[The best program used.](https://www.g2.com/survey_responses/merchant-one-review-3482452)"** **Rating:** 5.0/5.0 stars *— Verified User in Facilities Services* [Read full review](https://www.g2.com/survey_responses/merchant-one-review-3482452) --- #### What Are G2 Users Discussing About Merchant One? - [What is Merchant One used for?](https://www.g2.com/discussions/what-is-merchant-one-used-for) ### 17. [Modulr](https://www.g2.com/products/modulr/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** We're the digital platform removing the need to use your bank for bank accounts and payments. We automate your payment flows, embed payments within your platform, and enable you to build new payment products and services. All from one API. #### What Are Recent G2 Reviews of Modulr? **"[Amazing payment processor](https://www.g2.com/survey_responses/modulr-review-7145891)"** **Rating:** 5.0/5.0 stars *— Sajid Magadi S.* [Read full review](https://www.g2.com/survey_responses/modulr-review-7145891) --- ### 18. [Monetra](https://www.g2.com/products/monetra/reviews) **Average Rating:** 3.0/5.0 **Total Reviews:** 1 **Product Description:** For every payment application, from single-station point-of-sale to busy eCommerce sites and multi-site, multi-lane retail systems, Monetra has the features you need for fast, secure payment processing with the lowest transaction costs. #### What Are G2 Users Discussing About Monetra? - [What is Monetra used for?](https://www.g2.com/discussions/what-is-monetra-used-for) ### 19. [Nelnet Payment Services](https://www.g2.com/products/nelnet-payment-services/reviews) **Average Rating:** 4.0/5.0 **Total Reviews:** 1 **Product Description:** PaymentSpring - the all-in-one, developer-driven payment gateway for anyone taking payments online, in-person or on-the-go. This powerful payment processing gateway is designed for software platforms, businesses and nonprofits ready to accept more. Take a closer look. #### What Are Recent G2 Reviews of Nelnet Payment Services? **"[Paymentspring efficient service](https://www.g2.com/survey_responses/nelnet-payment-services-review-1656883)"** **Rating:** 4.0/5.0 stars *— Verified User in Airlines/Aviation* [Read full review](https://www.g2.com/survey_responses/nelnet-payment-services-review-1656883) --- ### 20. [Obopay](https://www.g2.com/products/obopay/reviews) **Average Rating:** 2.0/5.0 **Total Reviews:** 1 **Product Description:** Powering mobile payments worldwide ### What Do G2 Reviewers Say About Obopay? *AI-generated summary from verified user reviews* **Cons:** - Users express concerns over the **expensive nature** of Obopay, citing inadequate compensation and limited financial growth. ### 21. [Omnispay](https://www.g2.com/products/omnispay/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Omnispay is a modern payment processing platform designed for businesses to manage, collect, and automate payments seamlessly. It helps companies streamline transactions, improve cash flow, and reduce manual effort through a secure and scalable solution built for growing businesses and SaaS companies. #### What Are Recent G2 Reviews of Omnispay? **"[Best payment platform for SMEs in the UAE](https://www.g2.com/survey_responses/omnispay-review-12845527)"** **Rating:** 5.0/5.0 stars *— Devadath V.* [Read full review](https://www.g2.com/survey_responses/omnispay-review-12845527) --- ### 22. [OnePay](https://www.g2.com/products/onepay-onepay/reviews) **Average Rating:** 4.5/5.0 **Total Reviews:** 1 **Product Description:** OnePay is a user-friendly omnichannel payment gateway for merchants and businesses in the B2B sector. We offer customized merchant transactions, efficient payments and extended security. With OnePay, businesses can manage their payments with simplicity and efficiency, ensuring compatibility and performance. Discover how OnePay can boost both customer satisfaction at www.onepay.com. ### What Do G2 Reviewers Say About OnePay? *AI-generated summary from verified user reviews* **Pros:** - Users love the **convenient payment options** OnePay offers, enhancing customer satisfaction with easy transactions and receipts. - Users love the **convenient payment options** with OnePay, enhancing customer satisfaction through easy transactions. - Users appreciate the **ease of use** of OnePay, making payment collection simple and efficient for both parties. - Users love the **easy payment process** of OnePay, ensuring quick transactions and customer satisfaction with instant receipts. - Users love the **easy payment processing** of OnePay, enabling quick transactions via links and multiple payment options. **Cons:** - Users wish for broader access, noting the **limited availability** of OnePay in their home countries affects usability. - Users face **payment issues** with OnePay, especially when trying to use it from their residence country. #### What Are Recent G2 Reviews of OnePay? **"[best payment gateway i ever use](https://www.g2.com/survey_responses/onepay-review-10459252)"** **Rating:** 4.5/5.0 stars *— prince g.* [Read full review](https://www.g2.com/survey_responses/onepay-review-10459252) --- ### 23. [Openpay](https://www.g2.com/products/openpay/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Openpay is a payment gateway solution. #### What Are Recent G2 Reviews of Openpay? **"[Extensive payment network and solid fraud prevention](https://www.g2.com/survey_responses/openpay-review-12718450)"** **Rating:** 5.0/5.0 stars *— Raul G.* [Read full review](https://www.g2.com/survey_responses/openpay-review-12718450) --- ### 24. [Opn Payments](https://www.g2.com/products/opn-payments/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Omise is an online payment management platform that allows businesses to securely accept payments over the internet. #### What Are Recent G2 Reviews of Opn Payments? **"[It has very good rates and according to our sales.](https://www.g2.com/survey_responses/opn-payments-review-2932509)"** **Rating:** 5.0/5.0 stars *— Sadie Julia W.* [Read full review](https://www.g2.com/survey_responses/opn-payments-review-2932509) --- #### What Are G2 Users Discussing About Opn Payments? - [What is Omise used for?](https://www.g2.com/discussions/what-is-omise-used-for) ### 25. [Orbipay EBPP](https://www.g2.com/products/orbipay-ebpp/reviews) **Average Rating:** 5.0/5.0 **Total Reviews:** 1 **Product Description:** Highly scalable and designed for businesses and financial institutions of all sizes, Orbipay Electronic Bill Presentment & Payment (EBPP) is a completely configurable cloud-based billing and payments solution that’s built to adapt quickly to the changing needs of your business, your systems, and your consumers. Deliver e-bills seamlessly and accept bill or loan payments from users with easy access to the payment channels, payment types, and payment methods they expect. With more consumer options and better payment experiences, through a solution configured to your needs, you will see: Accelerated receivables Reduced operating costs Improved customer satisfaction and retention The Orbipay EBPP solution offers your customers the payment channels, payment methods, and payment options they demand. Choose to pay via: Customer Portal; Pay-by-Text; AI Chatbot; IVR; Bank Kiosk; Agent Choose their payment method: ACH; Credit (where permitted); Debit; Cash; Check; Apple Pay/Google Pay Choose their payment option: One-Time; Recurring; AutoPay ### What Do G2 Reviewers Say About Orbipay EBPP? *AI-generated summary from verified user reviews* **Pros:** - Users value the **ease of use** of Orbipay EBPP, enjoying seamless payment options and straightforward implementation. - Users appreciate the **easy integrations** with core systems, enhancing visibility and versatility in payment options. - Users enjoy the **easy payment options** with Orbipay EBPP, offering convenience and versatility for all transactions. - Users value the **efficiency** of Orbipay EBPP, appreciating seamless integrations and multiple convenient payment options. - Users appreciate the **flexibility** of Orbipay EBPP, offering diverse payment options for enhanced user experience. #### What Are Recent G2 Reviews of Orbipay EBPP? **"[Alacriti has the best loan payment and payments hub solutions in the market](https://www.g2.com/survey_responses/orbipay-ebpp-review-8448645)"** **Rating:** 5.0/5.0 stars *— Dan J.* [Read full review](https://www.g2.com/survey_responses/orbipay-ebpp-review-8448645) --- ## What Is Payment Processing Software? [Payment Software](https://www.g2.com/categories/payment) ## What Software Categories Are Similar to Payment Processing Software? - [Payment Gateways](https://www.g2.com/categories/payment-gateways) - [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable) - [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment) --- ## How Do You Choose the Right Payment Processing Software? ### What You Should Know About Payment Processing Software ### What is Payment Processing Software? Payment processing software powers credit and debit card purchases. When customers make a purchase online, they enter their payment and shipping information into a payment gateway. The payment gateway gives that payment information to the payment processor, which then communicates with both the customer’s and merchant’s banks to complete the transaction. The transaction’s success or failure is reported back to the payment gateway and the customer. In a brick-and-mortar store, a customer’s credit or debit card is swiped into a point of sale (POS) system, which communicates with a payment processor to approve or deny the purchase. Many payment processors charge a fee for each transaction based on the size of the purchase. Some payment processors have an embedded payment gateway or POS system to create a seamless experience. Any time a credit or debit transaction is attempted, a payment processor is needed. With the rise of digital wallets, payment processors have expanded their functionality to include digital currency and the transfer of money from a source such as Venmo or PayPal to an e-commerce or brick-and-mortar store. Some can process an e-check or set up recurring payments. Key Benefits of Payment Processing Software - Processing payments made by credit, debit, and gift cards as well as digital wallets - Creating a seamless experience for customers - Determining whether or not payment is valid before fulfilling an order or completing a transaction - Communicating with a variety of banks to accept payment from anywhere in the world ### Why Use Payment Processing Software? **Security —** Payment information is extremely sensitive, so it needs protection. Payment processing software is held to high security standards to protect this sensitive information. **Scalability —** A small business can use the same payment processor as a large enterprise, with little difference in functionality. Payment processors operate behind the scenes, and companies pay fees to use them. If a small business picks the right payment processor when it starts out, it may never need to change payment processors as their needs increase. Some payment processors handle billing and invoicing, so some internal processes are covered. **Flexibility —** Most payment processors handle a wide variety of payments. All payment processors process credit and debit cards, but more are accepting payments from digital wallets, cryptocurrencies, and electronic checks. Some facilitate automatic payments to provide consumers and merchants an added convenience of regular payments. The more options provided to the consumer, the more opportunities a merchant has to make a sale, so it’s in a business’ best interest to utilize a payment processor with a variety of features. ### Who Uses Payment Processing Software? **E-commerce businesses —** E-commerce businesses rely on payment processing software because that is how they receive all payments. Payment processors integrate with the payment gateway an online business uses or the payment processor has its own payment gateway. Some e-commerce platforms have built-in gateways or processors, eliminating the need to choose a specific one.Because payment processors typically charge fees for each transaction, an e-commerce business needs to be mindful of the processor they choose because all their transactions are carried out by the payment processor. **Brick-and-mortar businesses —** Brick-and-mortar businesses use payment processors to process credit cards and other non-cash payments. Typically, a processor is integrated with the POS system used by the store, but an all-in-one POS system might include a payment processor. Since most shoppers use some kind of card to make purchases, a payment processor is a necessity. **Business to business businesses —** Every business collects payments in one form or another but businesses that cater to serving other businesses have a unique challenge. Some payment processors are equipped to accept e-checks and lines of credit, and integrate with billing and invoicing software to ensure payments are made and the proper documentation is created. Recurring and automatic payments are useful if a business functions on a subscription model. ### Payment Processing Software Features **Encryption —** Credit card and other payment information is extremely sensitive and must be protected from hackers and other threats. A good payment processor has strong encryption and likely more than one type of encryption to keep both customer and merchant data safe. If data is stolen the consequences can be dire for a business. **Reports and analytics —** Some payment processors provide regular reports based on activity. This helps financial management import payment into analytics software. Knowing how customers make payments and ensuring they match a business’ revenue is crucial. **Processing fees —** Many payment processors function by adding a small fee to each transaction. This is often a flat fee plus a percentage of the actual purchase. Some processors have different fee structures, but fees are nearly universal. Fee amounts vary slightly depending on the processor or based on the type of payment used. **E-commerce integration —** Payment processor integration into e-commerce stores creates a seamless experience for customers when shopping online. Shoppers input both their payment information and their shipping information at the same time, and the business receives payment and all relevant information to fulfill the order quickly. **POS integration —** For storefronts, payment processors integrated with a POS system create a seamless and quick checkout process so the stores receive payment on the spot and customers walk out with their purchase. **Payment methods —** More payment methods accepted by a payment processor, means more customers. This includes mobile payments and cryptocurrencies like Bitcoin. Many payment processors accept certain credit cards or work with specific currencies. #### Additional Payment Processing Features **E-signatures —** Some payment processors allow users to digitally sign (usually using a finger to write) their credit card purchase. This provides added security measures and prevents fraud. This is typically a feature of mobile and tablet-based POS systems integrated with a payment processor. E-commerce purchases do not typically require a signature because they cross-check billing addresses and the security code on the credit card. **Receipts —** Some POS systems generate digital or physical receipts. This allows both the merchant and the customer to maintain records. Online purchases use email receipts that can be printed if necessary. For in-store purchases, digital receipts can be emailed or texted. **Card readers —** For physical purchases using a credit card, a card reader is important for streamlining the process. It’s much faster to swipe a card or read the chip than manually input the credit card information. Many tablet-based POS systems have a stand that includes a card reader, but for those using a mobile phone, some kind of mobile reader is required. These may plug directly into the phone or connect via Bluetooth. ### Trends Related to Payment Processing Software **Mobile payments —** Today, many customers use their phones as their primary payment method. While there are some security risks and not all stores accept mobile payments, many customers will take advantage of this option. **Cryptocurrencies —** Businesses and customers alike are looking into the possibility of using cryptocurrencies, despite many issues. The added security is attractive across the board, but requires additional technology to be user-friendly. **Digital wallets —** Similar to mobile payments, digital wallets make it easier to pay without using a credit or debit card. These services send money between friends, but can easily send money to businesses as well. ### Software and Services Related to Payment Processing Software **Payment gateways —** [Payment gateways](https://www.g2.com/categories/payment-gateways) are the first step to using a payment processor since they collect and verify all the payment information. Some payment processors include a payment gateway, but many gateways work with a variety of unaffiliated processors. **E-commerce platforms —** [E-commerce platforms](https://www.g2.com/categories/e-commerce-platforms) require a payment processor to complete online purchases since cash is not possible. Some e-commerce platforms come with built-in payment gateways and processors, but some require choosing one to integrate with the e-commerce platform. A well-integrated payment gateway or payment processor creates a seamless purchasing experience for customers. **POS systems —** [POS systems](https://www.g2.com/categories/pos) require a payment processor to complete any transaction made using a credit or debit card. Some POS systems come with an integrated payment processor but can choose their own depending on the POS system they use. **Payment analytics —** [Payment analytics software](https://www.g2.com/categories/payment-analytics) integrates with payment gateways and payment processors to analyze payment data. These analytics provide real-time insight into business performance to make informed business decisions.