# Best Payment Processing Software - Page 6

  *By [Subhransu Sahu](https://research.g2.com/insights/author/subhransu-sahu)*

   Payment processing software helps businesses securely handle and track business-to-business (B2B) payments from customers and to suppliers. It supports any organization that accepts non-cash payments by ensuring transactions are timely, accurate, and integrated with downstream financial systems.

### Core Capabilities of Payment Processing Software

To qualify for inclusion in the Payment Processing category, a product must:

- Collect customer payment information and relay it to a bank for approval or denial
- Transmit approval or denial of a transaction back to the customer or merchant
- Support multiple payment methods such as credit card, ACH, or wire transfer
- Define and track customizable payment rules, terms, and deadlines
- Identify errors such as late payments, overpayments, or failed transactions
- Integrate with ERP, accounting, or accounts receivable and accounts payable systems

### How Payment Processing Software Differs from Other Tools

Payment processing software focuses on secure transaction handling and status verification, working closely with related tools such as [payment gateways](https://www.g2.com/categories/payment-gateways), [accounting software](https://www.g2.com/categories/accounting), [AP automation software](https://www.g2.com/categories/ap-automation), [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms), and [retail POS systems](https://www.g2.com/categories/retail-pos). Its distinguishing value lies in managing payment execution and error identification across diverse payment methods.

### Insights from G2 on Payment Processing Software

Based on category trends on G2, the importance of reliable transaction approval, seamless integrations, and accurate detection of payment issues to maintain smooth financial operations.





## Best Payment Processing Software At A Glance

- **Leader:** [PayPal Payments](https://www.g2.com/products/paypal/reviews)
- **Highest Performer:** [Skyline Payments](https://www.g2.com/products/skyline-payments/reviews)
- **Easiest to Use:** [Nickel](https://www.g2.com/products/nickel/reviews)
- **Top Trending:** [Nickel](https://www.g2.com/products/nickel/reviews)
- **Best Free Software:** [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews)


---

**Sponsored**

### Paysafe

Paysafe is a global payments platform delivering high‑performance infrastructure for growing businesses. With over 30 years of experience, Paysafe enables secure, seamless transactions across card payments, digital wallets, local payment methods, and e-cash solutions. Our flexible, scalable platform connects digital and physical commerce, helping businesses operate confidently across markets, currencies and risk profiles. By adapting around your business, Paysafe lifts performance, resilience, and reliability, supporting growth where it matters most.



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---

## Top-Rated Products (Ranked by G2 Score)
  ### 1. [MagicPay Merchant Services](https://www.g2.com/products/magicpay-merchant-services/reviews)
  MagicPay Merchant Services is a South Florida based payment processing company offering credit card processing and electronic check processing solutions to businesses in the US and Canada. MagicPay specializes in retail, mobile and online processing, offering EMV and MSR compatible platforms for low and high risk businesses.


  **Average Rating:** 4.9/5.0
  **Total Reviews:** 4

**User Satisfaction Scores:**

- **Online payment portal:** 8.3/10 (Category avg: 8.6/10)
- **Level 3:** 10.0/10 (Category avg: 7.8/10)
- **Accounting integration:** 10.0/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [MagicPay](https://www.g2.com/sellers/magicpay)
- **Year Founded:** 2012
- **HQ Location:** Boca Raton, US
- **Twitter:** @MagicPay123 (42 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/globalpay---credit-card-processing (9 employees on LinkedIn®)
- **Phone:** (855) 891-2600

**Reviewer Demographics:**
  - **Company Size:** 50% Small-Business, 25% Enterprise


#### Pros & Cons

**Pros:**

- Easy Payments (1 reviews)

**Cons:**

- Expensive (1 reviews)
- Lack of Customization (1 reviews)

  ### 2. [PayProcc](https://www.g2.com/products/payprocc/reviews)
  PayProcc is a platform for connecting Merchants to Payment Solutions and an agile payment solution aggregator that helps merchants save time, money, and resources by connecting the most relevant payment service providers (PSP) to meet the specific needs of their business.


  **Average Rating:** 4.0/5.0
  **Total Reviews:** 4

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.6/10)
- **Level 3:** 8.8/10 (Category avg: 7.8/10)
- **Accounting integration:** 9.2/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [PayProcc Financial Network OÜ](https://www.g2.com/sellers/payprocc-financial-network-ou)
- **Year Founded:** 2022
- **HQ Location:** Tallinn, EE
- **LinkedIn® Page:** https://www.linkedin.com/company/payprocc (2 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 50% Mid-Market, 25% Enterprise


#### Pros & Cons

**Pros:**

- Ease of Implementation (1 reviews)
- Easy Integrations (1 reviews)

**Cons:**

- Missing Features (1 reviews)

  ### 3. [RapidCents](https://www.g2.com/products/rapidcents/reviews)
  RapidCents is the all-in-one payment processing platform that helps businesses move faster, keep more profit, and stop worrying about the “what ifs” of payments. We help you increase profit margins by cutting out hidden fees and tedious processes. Plus, you get guaranteed chargeback protection, no money holds, and one-day transfers, so you can grow without the usual payment headaches.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 11

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.8/10)
- **Online payment portal:** 9.0/10 (Category avg: 8.6/10)
- **Level 3:** 8.7/10 (Category avg: 7.8/10)
- **Accounting integration:** 8.3/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [RapidCents](https://www.g2.com/sellers/rapidcents)
- **Year Founded:** 2017
- **HQ Location:** Toronto, CA
- **LinkedIn® Page:** https://www.linkedin.com/company/rapidcents (11 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 55% Small-Business, 27% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (7 reviews)
- Easy Payments (7 reviews)
- Easy Setup (4 reviews)
- Setup Ease (4 reviews)
- Customer Support (3 reviews)

**Cons:**

- Missing Features (3 reviews)
- Limited Customization (2 reviews)
- Poor Customer Support (2 reviews)
- Poor Reporting (2 reviews)
- Difficult Setup (1 reviews)

  ### 4. [SalesStreamliner](https://www.g2.com/products/salesstreamliner/reviews)
  Sales productivity software that automates the lead, quote, payment, order process all-in-one streamlined system for channel sales operations and channel sellers. Make sales and access real-time reports from any PC, iPad or mobile device. Simple, stand-alone, quick to deploy, and affordable.


  **Average Rating:** 4.6/5.0
  **Total Reviews:** 7

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.8/10)
- **Online payment portal:** 9.2/10 (Category avg: 8.6/10)
- **Level 3:** 9.2/10 (Category avg: 7.8/10)
- **Accounting integration:** 8.3/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [SalesStreamliner Software](https://www.g2.com/sellers/salesstreamliner-software)
- **Year Founded:** 2016
- **HQ Location:** Cleveland, US
- **Twitter:** @SStreamliner (2 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/salesstreamliner/ (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 43% Mid-Market, 43% Enterprise


#### Pros & Cons

**Pros:**

- Automation (1 reviews)
- Easy Implementation (1 reviews)
- Efficiency (1 reviews)
- Efficiency Improvement (1 reviews)
- Implementation Ease (1 reviews)

**Cons:**

- Expensive (1 reviews)
- Integration Issues (1 reviews)
- Poor Customer Support (1 reviews)

  ### 5. [ablefy](https://www.g2.com/products/ablefy/reviews)
  elopage stands for Product, Payment & Automation and is an all-in-one online sales platform. With elopage, entrepreneurs can create and sell digital products. The focus is on building and scaling an online business. The company offers integrated online shops as well as accounting simplification and tax automation. In addition, the most common payment options and payment methods, including various currencies, are available. Thanks to integrated interfaces, elopage can also be used in a compatible manner. The German headquarters and location of the company are in Berlin.


  **Average Rating:** 3.3/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 6.7/10 (Category avg: 8.6/10)
- **Level 3:** 0.0/10 (Category avg: 7.8/10)
- **Accounting integration:** 5.0/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [ablefy](https://www.g2.com/sellers/ablefy)
- **Year Founded:** 2015
- **HQ Location:** Berlin, Germany
- **LinkedIn® Page:** https://www.linkedin.com/company/myablefy/ (126 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


#### Pros & Cons


**Cons:**

- Account Management Issues (1 reviews)
- Approval Process Issues (1 reviews)
- Billing Issues (1 reviews)
- Connectivity Issues (1 reviews)
- Expensive (1 reviews)

  ### 6. [Alternative Payments](https://www.g2.com/products/alternative-finance-alternative-payments/reviews)
  Alternative Payments is a full-service B2B payments platform that simplifies and automates payments for you and your customers. Offer your customers a white-labeled and secure platform to pay invoices with numerous payment methods (ACH, credit cards, and Pay in Installments). Integrate with leading accounting and PSA software solutions to sync invoices and make auto-reconciliation a breeze. Enable automations like auto-pay and automated email reminders to save you time and collect invoices faster, and unlock data insights to give you complete visibility on payments and better predict cash flow. All in one platform.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 11

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.8/10)


**Seller Details:**

- **Seller:** [Alternative Finance](https://www.g2.com/sellers/alternative-finance)
- **Year Founded:** 2021
- **HQ Location:** New York, United States
- **Twitter:** @Alt_Payments (16 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/alternativeco/ (69 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 82% Small-Business, 9% Enterprise


  ### 7. [Bridge Payments](https://www.g2.com/products/bridge-payments/reviews)
  Bridge brings together everything you need to accept payments from every single corner of the world with a minimal fee.


  **Average Rating:** 3.3/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.6/10)
- **Level 3:** 8.3/10 (Category avg: 7.8/10)
- **Accounting integration:** 8.3/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [BR-DGE](https://www.g2.com/sellers/br-dge)
- **Year Founded:** 2018
- **HQ Location:** Edinburgh, Scotland, United Kingdom
- **LinkedIn® Page:** https://www.linkedin.com/company/br-dge/ (86 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Small-Business, 33% Mid-Market


  ### 8. [Celero](https://www.g2.com/products/celero/reviews)
  Since 1999, TransNational Payments has been an industry leader in payment and technology solutions serving businesses nationwide, being recognized as one of the most charitable and socially responsible companies in the industry. Merchants trust TransNational Payments to manage their payments in-store, online and anywhere their business takes them.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.6/10)


**Seller Details:**

- **Seller:** [TransNational Payments](https://www.g2.com/sellers/transnational-payments)
- **Year Founded:** 1999
- **HQ Location:** Rosemont, US
- **LinkedIn® Page:** https://www.linkedin.com/company/transnational-payments/ (92 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Small-Business, 33% Mid-Market


  ### 9. [Corefy](https://www.g2.com/products/corefy/reviews)
  Corefy is a payment orchestration platform for online businesses and payment institutions. The technical platform includes more than 500 ready-to-use integrations with payment providers, acquirers and wallets around the world. At Corefy, we aim to centralise and standardise online payment processing, improve visibility and control over transaction flows, mitigate risks, and improve overall business efficiency.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 5

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.9/10 (Category avg: 8.6/10)
- **Level 3:** 9.4/10 (Category avg: 7.8/10)


**Seller Details:**

- **Seller:** [Corefy](https://www.g2.com/sellers/corefy)
- **Year Founded:** 2018
- **HQ Location:** London, GB
- **Twitter:** @corefy_com (149 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/corefycom/ (73 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 80% Small-Business, 20% Mid-Market


#### Pros & Cons

**Pros:**

- Ease of Use (4 reviews)
- Customer Satisfaction (3 reviews)
- Customer Support (3 reviews)
- Customization (3 reviews)
- Easy Integrations (3 reviews)

**Cons:**

- High Fees (1 reviews)
- Inadequate Tracking (1 reviews)
- Integration Issues (1 reviews)
- Missing Features (1 reviews)
- Transaction Limitations (1 reviews)

  ### 10. [Deluxe Payment Exchange](https://www.g2.com/products/deluxe-payment-exchange/reviews)
  Deluxe Payment Exchange is a true digital payment solution for businesses like yours. A fast, easy, low-cost digital solution, Deluxe Payment Exchange gives you the choice of how payments are made – digitally or printed and mailed for you – and gives your recipients options as to how they receive them. Payments can be sent as an eCheck or Print+Mail. eChecks are a completely digital payment in which the payee chooses their deposit method (i.e., direct deposit, deposit to a debit card, or deposit to PayPal). Print+Mail checks will be delivered to the payee on high security check stock in the mail and can be deposited like any paper check. Deluxe Payment Exchange integrates seamlessly into existing payment options, while offering business more choice, flexibility and control over how and when to send payments. In fact, using digital payments may be better suited for some situations like repetitive and urgent payments.


  **Average Rating:** 2.8/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.6/10)
- **Level 3:** 8.3/10 (Category avg: 7.8/10)
- **Accounting integration:** 10.0/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [Deluxe Corporation](https://www.g2.com/sellers/deluxe-corporation)
- **Year Founded:** 1915
- **HQ Location:** Minneapolis, Minnesota, United States
- **Twitter:** @Deluxe (10,356 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/4768/ (5,035 employees on LinkedIn®)
- **Ownership:** NYSE: DLX

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


#### Pros & Cons

**Pros:**

- Reliability (1 reviews)


  ### 11. [DepositFix](https://www.g2.com/products/depositfix/reviews)
  DepositFix is a robust invoicing and payment automation platform designed for service-based businesses and agencies seeking to streamline their billing processes. By integrating directly with popular CRMs like HubSpot, Monday.com, etc DepositFix empowers users to manage one-time and recurring payments within their existing workflows, creating a smoother, more efficient deal-to-cash experience. For agencies, consultancies, and other service providers, DepositFix automates essential invoicing tasks, minimizes manual entry, and improves cash flow by reducing the time to collect payments. How DepositFix Works: DepositFix connects seamlessly with CRM data to synchronize customer and deal information, allowing businesses to create and send invoices based on real-time data, without having to leave their CRM platform. It supports a range of payment options, including credit cards, ACH, and PayPal, giving clients a flexible, secure, and convenient way to pay. Key Benefits: • Automated Invoicing and Billing: DepositFix eliminates repetitive billing tasks by automating invoice creation, scheduling, and payment reminders, allowing businesses to focus on higher-value activities. Users can set up recurring invoices and update payment statuses automatically, reducing manual work and errors. • Seamless CRM Integration: Built specifically to integrate with HubSpot, Monday.com, DepositFix connects billing with customer management. This integration means users can handle their invoicing and payment processes within the same CRM environment, resulting in more accurate, up-to-date billing information and a unified client view. • Enhanced Revenue Insights: The platform provides real-time analytics and reporting, giving users a clear picture of revenue trends, outstanding payments, and cash flow. This enables smarter, data-driven decisions and better financial oversight. • Flexible Payment Options: DepositFix supports various payment methods, allowing businesses to offer clients a choice in how they pay. This flexibility improves the client experience, helping reduce payment friction and improve timely payments. Why Choose DepositFix? DepositFix is designed for companies that rely on efficient payment processes to maintain healthy cash flow. Unlike generic invoicing tools, DepositFix combines CRM integration, automated billing, and a focus on service-oriented businesses to deliver a solution that simplifies AR management and helps users get paid faster. With DepositFix, agencies can handle all billing functions within a single, familiar platform, helping them operate more effectively and grow their business. DepositFix lets you sell event tickets, courses, digital products, memberships, subscriptions and accept donations. Have full control over your payment process: - Accept payments on your landing pages and keep your clients on your website during the entire checkout process. - Add custom fields to your payment forms. - Send receipts using email workflows. - Catch and recover failed subscription charges. - Manage billing information without leaving your CRM. - Combine multiple products into a single form. - Create charges or subscriptions using marketing automation workflows.


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 3


**Seller Details:**

- **Seller:** [DepositFix](https://www.g2.com/sellers/depositfix)
- **Year Founded:** 2014
- **HQ Location:** Frisco, US
- **Twitter:** @DepositFix (17 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/depositfix/ (4 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


#### Pros & Cons

**Pros:**

- Customer Satisfaction (1 reviews)
- Customer Support (1 reviews)
- Customization (1 reviews)
- Ease of Use (1 reviews)
- Easy Integrations (1 reviews)

**Cons:**

- Expensive (1 reviews)

  ### 12. [dtcpay](https://www.g2.com/products/dtcpay/reviews)
  dtcpay is a regulated payment service provider that offers reliable solutions for merchants to grow their revenues with higher acceptance rates for Fiat and cryptocurrency transactions. Our client’s customers benefit from frictionless payment experiences whether they are using our award-winning POS+ terminal in-store or using our online checkout. Founded in 2019 in Singapore, dtcpay is a licensed Major Payment Institution (MPI) under the Monetary Authority of Singapore (MAS) and offers Digital Payment Token (DPT) services.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Online payment portal:** 7.5/10 (Category avg: 8.6/10)
- **Level 3:** 9.2/10 (Category avg: 7.8/10)
- **Accounting integration:** 7.5/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [dtcpay](https://www.g2.com/sellers/dtcpay)
- **Year Founded:** 2019
- **HQ Location:** Singapore, SG
- **LinkedIn® Page:** http://www.linkedin.com/company/dtcpay (67 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 33% Mid-Market, 33% Enterprise


#### Pros & Cons

**Pros:**

- Customer Support (1 reviews)
- Ease of Implementation (1 reviews)
- Ease of Use (1 reviews)
- Efficiency (1 reviews)
- Efficiency Improvement (1 reviews)

**Cons:**

- Poor Interface Design (1 reviews)

  ### 13. [dusupay](https://www.g2.com/products/dusupay/reviews)
  DusuPay.com What we do PROVIDING WORLD CLASS PAYMENT SOLUTIONS "Connecting Africa to the rest of the world"​ We provide infrastructure that global businesses use to accept and make payments over the Internet in Africa. #OneApiToRuleAfricanPayments We work with Businesses of all types including Betting companies, Money remittance companies, Forex companies, app development companies or literally any business that needs to accept payments from local modes of payment and pay out to the local modes of payment especially in Africa Get paid however your clients want to pay. Accepted payment methods Mobile money wallets from 17 countries all over Africa DEBIT/ CREDIT CARDS Available to DusuPay merchants in specific countries SEPA AND DIRECT DEBITS Available to all DusuPay merchants ONLINE BANKING Available in 32 countries to all DusuPay merchants PAYPAL Available to all DusuPay merchants BOLLETA Available to all DusuPay merchants CHINA UNION PAY & ALIPAY Available to all DusuPay merchants APPLE PAY & ANDROID PAY (BETA) Available to all DusuPay merchants


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.8/10)


**Seller Details:**

- **Seller:** [DusuPay](https://www.g2.com/sellers/dusupay)
- **Year Founded:** 2015
- **HQ Location:** Kampala, UG
- **Twitter:** @dusupay (2,639 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/dusupay-com (19 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


  ### 14. [eMerchant](https://www.g2.com/products/emerchant/reviews)
  eMerchant’s Credit Card Gateway partners all provide quick and efficient Credit Card Authorizations from all major credit cards including MasterCard, Visa, Discover, Diners Club, JCB and American Express. Now you can even accept China Union Pay credit cards.


  **Average Rating:** 4.5/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 5.8/10 (Category avg: 8.8/10)
- **Online payment portal:** 7.2/10 (Category avg: 8.6/10)
- **Level 3:** 6.7/10 (Category avg: 7.8/10)
- **Accounting integration:** 7.8/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [eMerchant](https://www.g2.com/sellers/emerchant)
- **Year Founded:** 2002
- **HQ Location:** N/A
- **Twitter:** @eMerchant (1,190 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/emerchant-inc-/ (31 employees on LinkedIn®)
- **Phone:** 866-979-0260

**Reviewer Demographics:**
  - **Company Size:** 67% Mid-Market, 33% Small-Business


  ### 15. [ezyCollect](https://www.g2.com/products/ezycollect/reviews)
  ezyCollect by Sidetrade automates account receivables for B2B. Our clients typically see a 40% reduction in overdue outstanding within the first 12 months. AR automation with 1. Credit insights based on live customer data and data from Experian which helps you identify the best customers and eliminate bad debts with business credit scores 2. SimplyPaid payments integration which allows you to add a 'pay now' button on your invoices - so your customers can pay you directly from the invoice. 3. Online credit applications which integrates credit insights and business credit scores - so you can customise your credit terms to your customer risk Why AR teams love ezyCollect by Sidetrade 1. Payment Write Back: Automatically record payments against customer invoices with Payment Write Back\* 2. Payment portal where customers can 'Pay Now' or 'Pay Later' and view all their invoices in one place 3.Customer Risk Ratings: Customize credit terms based on Customer Risk Ratings 4. Automated SMS, Email reminders and 'Thank You for your payment' emails Send Consolidated Reminders with invoices attached and build stronger relationships 5. Centralised Communications: See an overall record of your customer communication in one place 6. Call Scheduling: Get control of the AR workday for overdue invoices AR Dashboard Get a bird’s eye view of your AR with the AR Dashboard


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 23

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.6/10)
- **Accounting integration:** 10.0/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [ezyCollect](https://www.g2.com/sellers/ezycollect-09463b93-92ba-4ddc-888f-603cdeaca69a)
- **Year Founded:** 2014
- **HQ Location:** Sydney, AU
- **Twitter:** @ezyCollect (893 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/ezycollect/ (62 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Top Industries:** Accounting
  - **Company Size:** 80% Small-Business, 20% Mid-Market


  ### 16. [First Atlantic Commerce](https://www.g2.com/products/first-atlantic-commerce/reviews)
  cGate SecureRisk consists of a suite of services including North American Address Verification Services (AVS), Card Verification match checks (CVV2/CVC2), AMEX CID match checks, worldwide 3D Secure solutions, IP Geolocation and Geocompliance services and the company's newest product, cGate Validate a unique Card Account Confirmation service that enables banks and businesses to validate the consumer is in possession of both the physical card, and the monthly billing statement, when an online account is established.


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 9.4/10 (Category avg: 8.6/10)
- **Level 3:** 9.4/10 (Category avg: 7.8/10)
- **Accounting integration:** 9.4/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [First Atlantic Commerce](https://www.g2.com/sellers/first-atlantic-commerce)
- **Year Founded:** 1998
- **HQ Location:** Hamilton, BM
- **Twitter:** @FACBermuda (643 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/powertranzbm/ (20 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business, 33% Mid-Market


  ### 17. [Freelbee](https://www.g2.com/products/freelbee/reviews)
  Freelbee is an international service platform focused on managing contractor payments, primarily serving affiliate and digital marketing agencies. It supports multiple currencies and cryptocurrencies and operates in 160 countries. The platform is designed to streamline paperwork, reduce operational costs, and minimize administrative burdens. It supports all types of businesses, including marketing, e-commerce, media, and IT. Freelbee ensures compliance with international regulations and safety of global transactions, aiming to facilitate the entire contractor management process.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.6/10)
- **Level 3:** 9.2/10 (Category avg: 7.8/10)
- **Accounting integration:** 7.5/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [Freelbee](https://www.g2.com/sellers/freelbee)
- **Year Founded:** 2020
- **HQ Location:** Jebel Ali Village, Dubai
- **LinkedIn® Page:** https://www.linkedin.com/company/freelbee/ (2 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Small-Business, 33% Mid-Market


  ### 18. [Mamo Business](https://www.g2.com/products/mamo-business/reviews)
  Mamo Business is an all-in-one financial services platform that helps businesses consolidate payment collection, corporate cards, and expense management in one beautiful, intuitive platform. With Mamo Card, you can save 5% on foreign transaction fees, set spending limits and manage company-wide spending. With Mamo Business, you can accept payments in more than 15 currencies and access some of the lowest transaction fees in the UAE - Fees start at 1.9%. With Mamo's expense management solution, you can speed up manual expense management, eliminate reimbursements, and complete month-end closes like a pro. With Mamo's many APIs, you can optimize checkout flows and automate finance operations. Mamo is used by over 1,000 companies to automate financial operations and save on fees.


  **Average Rating:** 3.3/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 6.7/10 (Category avg: 8.6/10)
- **Level 3:** 0.0/10 (Category avg: 7.8/10)
- **Accounting integration:** 10.0/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [Mamo](https://www.g2.com/sellers/mamo)
- **Year Founded:** 2019
- **HQ Location:** Dubai, AE
- **Twitter:** @MamoPay (822 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/mamo/ (137 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


  ### 19. [NMI Payments](https://www.g2.com/products/nmi-payments-2024-12-06/reviews)
  NMI Payments is an embedded payments solution in the payment processing and financial technology software category that enables ISOs and SaaS companies to integrate, brand, and manage payment acceptance directly within their platforms. Designed for early- to mid-stage software providers, NMI Payments gives ISOs and SaaS companies full control over their payments experience—without needing to become a PayFac or build out complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles everything from merchant onboarding and underwriting to risk management and compliance. This modular platform is developer-friendly and supports a range of integration approaches. With prebuilt SDKs, no-code/low-code options, and a sandbox environment, partners can launch in weeks–not months. Key product capabilities include: White-label payments infrastructure that keeps your brand front and center Omnichannel support for in-store, online, in-app, mobile, and self-service payments Built-in risk and compliance tools, including underwriting and fraud prevention Flexible monetization models that let ISOs and SaaS companies set their own fees, share in transaction revenue, and own the customer relationship. NMI also offers a self-service payments integration platform built for ISVs and SaaS builders, combining guided onboarding, dynamic sandbox testing, and frictionless monetization tools. We empower both developers and business leaders to launch, scale, and profit from embedded payments without the complexity or compliance burden. Because our platform is modular, you can start simple and expand as you grow by adding new payment types, channels, or features whenever you're ready—it's like having a payments team without the overhead. And with accelerated go-to-market options, you have the tools to launch in moments—not months NMI Payments solves the critical challenge of embedding and monetizing payments without losing control of the experience or taking on unnecessary operational burden. It transforms payments from a backend feature into a scalable growth engine—helping platforms increase revenue, reduce churn, and future-proof their business with an integrated, compliant, and brand-forward solution.


  **Average Rating:** 3.8/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 7.5/10 (Category avg: 8.8/10)
- **Online payment portal:** 7.8/10 (Category avg: 8.6/10)
- **Level 3:** 8.3/10 (Category avg: 7.8/10)
- **Accounting integration:** 6.7/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [NMI](https://www.g2.com/sellers/nmi)
- **Company Website:** https://www.nmi.com
- **Year Founded:** 2001
- **HQ Location:** Schaumburg, Illinois
- **Twitter:** @NMIpayments (2,485 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/NMIpayments (704 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Small-Business, 33% Mid-Market


#### Pros & Cons

**Pros:**

- Integrations (3 reviews)
- Customer Support (1 reviews)
- Customization (1 reviews)
- Data Analytics (1 reviews)
- Ease of Use (1 reviews)

**Cons:**

- Poor Customer Support (2 reviews)
- Expensive (1 reviews)
- Fee Increase (1 reviews)
- Inadequate Tracking (1 reviews)
- Invoicing Issues (1 reviews)

  ### 20. [Payanywhere](https://www.g2.com/products/payanywhere/reviews)
  Accept credit cards and manage your business with PayAnywhere. Plans start as low as 1.69% per swipe, dip, or tap.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 3


**Seller Details:**

- **Seller:** [PayAnywhere](https://www.g2.com/sellers/payanywhere)
- **Year Founded:** 2011
- **HQ Location:** Troy, US
- **Twitter:** @PayAnywhere (1,364 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/payanywhere (5 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Mid-Market, 33% Small-Business


#### Pros & Cons

**Pros:**

- Efficiency (1 reviews)
- Features (1 reviews)
- Learning Speed (1 reviews)


  ### 21. [PaymentCollect for QuickBooks](https://www.g2.com/products/paymentcollect-for-quickbooks/reviews)
  Building your business is hard enough, without the cost and hassle of processing credit cards. Say hello to PaymentCollect. We make success a simple, open and fair process.


  **Average Rating:** 4.8/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)


**Seller Details:**

- **Seller:** [Payment Collect](https://www.g2.com/sellers/payment-collect)
- **Year Founded:** 2010
- **HQ Location:** Asheville, US
- **Twitter:** @PaymentCollect (39 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/payment-collect-llc/ (2 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


  ### 22. [Payzer](https://www.g2.com/products/payzer/reviews)
  WEX Field Service Management is a cloud-based field service management solution which assists contracting firms with technician scheduling and dispatch. Its key features include invoicing, call management, ePayments and reminders. The application comes with a customer relationship management (CRM) module which helps managers track technicians in real-time and send location updates to clients. Supervisors can use the solution to monitor maintenance plan sales and manage recurring payments. Additionally, it enables crew members to capture equipment data and maintain customer records. WEX FSM integrates with the third-party accounting platform QuickBooks. Accountants can use the system to calculate daily labor costs, accept payments and view transactions in real-time. The solution comes with a mobile application for Android and iOS. It is available on a monthly subscription and support is provided via phone and email.


  **Average Rating:** 3.2/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 5.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 5.0/10 (Category avg: 8.6/10)
- **Level 3:** 0.0/10 (Category avg: 7.8/10)
- **Accounting integration:** 5.8/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [Payzer](https://www.g2.com/sellers/payzer)
- **Year Founded:** 2012
- **HQ Location:** Charlotte, US
- **LinkedIn® Page:** https://www.linkedin.com/company/payzer (105 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 67% Small-Business, 33% Mid-Market


  ### 23. [SAASTEPS Revenue Lifecycle Management](https://www.g2.com/products/saasteps-revenue-lifecycle-management/reviews)
  Revenue Lifecycle Management for Salesforce CRM Customers Reimagine the way you think of your Salesforce CRM, Salesforce CPQ, or if you are considering Salesforce Revenue Cloud. SAASTEPS offer a 12+ Year in development All-in-One Revenue Lifecycle Management solution suite. We extend your Sales Cloud License and activate an entire Revenue Lifecycle that eliminates siloed revenue processes. Not only is this technology robust, but it is also 100% declarative to admin. This means your current Salesforce Admin can be taught to complement implement SAASTEPS. You are not required to use an outside consultant but if you need one SAASTEPS has certified consultants that understand Salesforce/SAASTEPS. Are you like us looking for an affordable, robust, standardized Revenue Lifecycle Managment suite that bring together your marketing, sales, operations, customer success, finance, and renewals all in one easy-to-use app? Then please stop by we offer 3-Month Trials.


  **Average Rating:** 4.7/5.0
  **Total Reviews:** 11

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 9.8/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.9/10 (Category avg: 8.6/10)
- **Level 3:** 8.3/10 (Category avg: 7.8/10)
- **Accounting integration:** 8.3/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [SAASTEPS](https://www.g2.com/sellers/saasteps-c32fdd9c-81fc-4ba0-b0c6-0bc5308f1e78)
- **Year Founded:** 2017
- **HQ Location:** Broomfield, Colorado
- **Twitter:** @saasteps (13 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/saasteps-lead-to-revenue (13 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 73% Mid-Market, 18% Small-Business


  ### 24. [Satispay](https://www.g2.com/products/satispay/reviews)
  Satispay is a smart payment platform that enables merchants to send and receive payments.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Online payment portal:** 6.7/10 (Category avg: 8.6/10)
- **Level 3:** 0.0/10 (Category avg: 7.8/10)
- **Accounting integration:** 8.3/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [Satispay](https://www.g2.com/sellers/satispay)
- **Year Founded:** 2013
- **HQ Location:** Milan, IT
- **Twitter:** @satispay (5,985 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/satispay/ (865 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


  ### 25. [ScanPay](https://www.g2.com/products/scanpay-scanpay/reviews)
  ScanPay unites dispatch, job costing, team payouts, and secure customer payments in one mobile-first workspace built for North-American home-service teams. Dispatchers see live job boards, route techs in seconds, and lock-in profit targets before work even starts. Technicians receive assignments, track time, generate branded invoices, and collect card or bank payments on the same device—no extra hardware required. Accounting stays simple: commissions, referral payment, and adjustments flow into a single pay-run view, ready to sync with QuickBooks in two clicks. Real-time profitability dashboards surface margin warnings so owners can course-correct before costs overrun. Thousands of plumbers, locksmiths, HVAC and cleaning businesses choose ScanPay because it combines premium field-service functionality with the industry’s lowest payment rate—2.5 % per transaction—without seat fees or annual contracts. Instant payouts put cash in the bank in minutes, not days, keeping crews supplied and payrolls on time. Why switch: ScanPay offers the essential tools for field service management, without the bloated costs. No contracts. No seat fees. No onboarding or training charges. Just a flat 2.5% per card transaction and a dedicated support team that actually picks up the phone. Start free, upgrade only when you need advanced features.


  **Average Rating:** 5.0/5.0
  **Total Reviews:** 3

**User Satisfaction Scores:**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.6/10)
- **Level 3:** 10.0/10 (Category avg: 7.8/10)
- **Accounting integration:** 10.0/10 (Category avg: 8.4/10)


**Seller Details:**

- **Seller:** [ScanPay](https://www.g2.com/sellers/scanpay)
- **Year Founded:** 2021
- **HQ Location:** Redwood City, California
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Reviewer Demographics:**
  - **Company Size:** 100% Small-Business


#### Pros & Cons

**Pros:**

- Customer Support (1 reviews)
- Invoice Management (1 reviews)
- Invoicing (1 reviews)




## Parent Category

[Payment Software](https://www.g2.com/categories/payment)



## Related Categories

- [Payment Gateways](https://www.g2.com/categories/payment-gateways)
- [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable)
- [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)



---

## Buyer Guide

### What You Should Know About Payment Processing Software

### What is Payment Processing Software?

Payment processing software powers credit and debit card purchases. When customers make a purchase online, they enter their payment and shipping information into a payment gateway. The payment gateway gives that payment information to the payment processor, which then communicates with both the customer’s and merchant’s banks to complete the transaction. The transaction’s success or failure is reported back to the payment gateway and the customer. In a brick-and-mortar store, a customer’s credit or debit card is swiped into a point of sale (POS) system, which communicates with a payment processor to approve or deny the purchase. Many payment processors charge a fee for each transaction based on the size of the purchase.

Some payment processors have an embedded payment gateway or POS system to create a seamless experience. Any time a credit or debit transaction is attempted, a payment processor is needed. With the rise of digital wallets, payment processors have expanded their functionality to include digital currency and the transfer of money from a source such as Venmo or PayPal to an e-commerce or brick-and-mortar store. Some can process an e-check or set up recurring payments.

Key Benefits of Payment Processing Software

- Processing payments made by credit, debit, and gift cards as well as digital wallets
- Creating a seamless experience for customers
- Determining whether or not payment is valid before fulfilling an order or completing a transaction
- Communicating with a variety of banks to accept payment from anywhere in the world

### Why Use Payment Processing Software?

**Security —** Payment information is extremely sensitive, so it needs protection. Payment processing software is held to high security standards to protect this sensitive information.

**Scalability —** A small business can use the same payment processor as a large enterprise, with little difference in functionality. Payment processors operate behind the scenes, and companies pay fees to use them. If a small business picks the right payment processor when it starts out, it may never need to change payment processors as their needs increase. Some payment processors handle billing and invoicing, so some internal processes are covered.

**Flexibility —** Most payment processors handle a wide variety of payments. All payment processors process credit and debit cards, but more are accepting payments from digital wallets, cryptocurrencies, and electronic checks. Some facilitate automatic payments to provide consumers and merchants an added convenience of regular payments. The more options provided to the consumer, the more opportunities a merchant has to make a sale, so it’s in a business’ best interest to utilize a payment processor with a variety of features.

### Who Uses Payment Processing Software?

**E-commerce businesses —** E-commerce businesses rely on payment processing software because that is how they receive all payments. Payment processors integrate with the payment gateway an online business uses or the payment processor has its own payment gateway. Some e-commerce platforms have built-in gateways or processors, eliminating the need to choose a specific one.Because payment processors typically charge fees for each transaction, an e-commerce business needs to be mindful of the processor they choose because all their transactions are carried out by the payment processor.

**Brick-and-mortar businesses —** Brick-and-mortar businesses use payment processors to process credit cards and other non-cash payments. Typically, a processor is integrated with the POS system used by the store, but an all-in-one POS system might include a payment processor. Since most shoppers use some kind of card to make purchases, a payment processor is a necessity.

**Business to business businesses —** Every business collects payments in one form or another but businesses that cater to serving other businesses have a unique challenge. Some payment processors are equipped to accept e-checks and lines of credit, and integrate with billing and invoicing software to ensure payments are made and the proper documentation is created. Recurring and automatic payments are useful if a business functions on a subscription model.

### Payment Processing Software Features

**Encryption —** Credit card and other payment information is extremely sensitive and must be protected from hackers and other threats. A good payment processor has strong encryption and likely more than one type of encryption to keep both customer and merchant data safe. If data is stolen the consequences can be dire for a business.

**Reports and analytics —** Some payment processors provide regular reports based on activity. This helps financial management import payment into analytics software. Knowing how customers make payments and ensuring they match a business’ revenue is crucial.

**Processing fees —** Many payment processors function by adding a small fee to each transaction. This is often a flat fee plus a percentage of the actual purchase. Some processors have different fee structures, but fees are nearly universal. Fee amounts vary slightly depending on the processor or based on the type of payment used.

**E-commerce integration —** Payment processor integration into e-commerce stores creates a seamless experience for customers when shopping online. Shoppers input both their payment information and their shipping information at the same time, and the business receives payment and all relevant information to fulfill the order quickly.

**POS integration —** For storefronts, payment processors integrated with a POS system create a seamless and quick checkout process so the stores receive payment on the spot and customers walk out with their purchase.

**Payment methods —** More payment methods accepted by a payment processor, means more customers. This includes mobile payments and cryptocurrencies like Bitcoin. Many payment processors accept certain credit cards or work with specific currencies.

#### Additional Payment Processing Features

**E-signatures —** Some payment processors allow users to digitally sign (usually using a finger to write) their credit card purchase. This provides added security measures and prevents fraud. This is typically a feature of mobile and tablet-based POS systems integrated with a payment processor. E-commerce purchases do not typically require a signature because they cross-check billing addresses and the security code on the credit card.

**Receipts —** Some POS systems generate digital or physical receipts. This allows both the merchant and the customer to maintain records. Online purchases use email receipts that can be printed if necessary. For in-store purchases, digital receipts can be emailed or texted.

**Card readers —** For physical purchases using a credit card, a card reader is important for streamlining the process. It’s much faster to swipe a card or read the chip than manually input the credit card information. Many tablet-based POS systems have a stand that includes a card reader, but for those using a mobile phone, some kind of mobile reader is required. These may plug directly into the phone or connect via Bluetooth.

### Trends Related to Payment Processing Software

**Mobile payments —** Today, many customers use their phones as their primary payment method. While there are some security risks and not all stores accept mobile payments, many customers will take advantage of this option.

**Cryptocurrencies —** Businesses and customers alike are looking into the possibility of using cryptocurrencies, despite many issues. The added security is attractive across the board, but requires additional technology to be user-friendly.

**Digital wallets —** Similar to mobile payments, digital wallets make it easier to pay without using a credit or debit card. These services send money between friends, but can easily send money to businesses as well.

### Software and Services Related to Payment Processing Software

**Payment gateways —** [Payment gateways](https://www.g2.com/categories/payment-gateways) are the first step to using a payment processor since they collect and verify all the payment information. Some payment processors include a payment gateway, but many gateways work with a variety of unaffiliated processors.

**E-commerce platforms —** [E-commerce platforms](https://www.g2.com/categories/e-commerce-platforms) require a payment processor to complete online purchases since cash is not possible. Some e-commerce platforms come with built-in payment gateways and processors, but some require choosing one to integrate with the e-commerce platform. A well-integrated payment gateway or payment processor creates a seamless purchasing experience for customers.

**POS systems —** [POS systems](https://www.g2.com/categories/pos) require a payment processor to complete any transaction made using a credit or debit card. Some POS systems come with an integrated payment processor but can choose their own depending on the POS system they use.

**Payment analytics —** [Payment analytics software](https://www.g2.com/categories/payment-analytics) integrates with payment gateways and payment processors to analyze payment data. These analytics provide real-time insight into business performance to make informed business decisions.