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Installment Payment reviews by real, verified users. Find unbiased ratings on user satisfaction, features, and price based on the most reviews available anywhere.

Best Installment Payment Software

    Installment payment software facilitates a business’ ability to offer its customers the option to purchase an item over time through a set number of regular payments. Businesses can either implement the software themselves or utilize a SaaS tool to provide installment payment capabilities. In those instances, the service will pay a business the full price of the item up front and then remit the installment payments from the customer.

    Because of the flexibility associated with installment payments, these solutions enable a business to potentially attract new customers and sell more high-priced items within their e-commerce store. Businesses can embed these solutions into their online store or integrate them with their invoicing software to offer flexible payment options. These tools are similar to payment gateway software because they can securely carry out payment transactions and process credit cards online and integrate with e-commerce tools.

    To qualify for inclusion in the Installment Payment category, a product must:

    Provide the option to pay for an item in installments
    Manage the amount and timeframe of the installments
    Apply appropriate interest and fees if the installments are late or unpaid
    Send notifications to both customers and businesses
    Integrate with an e-commerce platform or invoicing software

    Top 6 Installment Payment Software

    • Sezzle
    • GoCardless
    • PayPal Credit
    • Quadpay
    • Splitit
    • ViaBill

    Compare Installment Payment Software

    G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.
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    (58)4.9 out of 5
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    Based in Minneapolis, Minnesota, Sezzle is a public-benefit corporation on a mission to financially empower the next generation. Sezzle’s #1-shopper-rated Buy Now, Pay Later product enables millions of shoppers across the United States and Canada to take control of their spending, be more responsible, and gain access to financial freedom. Serving more than 24,000 online merchants, Sezzle allows shoppers to make their purchase today with 4 payments over the following 6 weeks, interest-free! Sez

    (114)4.8 out of 5
    Optimized for quick response

    GoCardless is Made for Recurring Payments. We’re the global leader in recurring payments and the world's largest bank to bank direct debit platform helping businesses accept payments in over 30 of the world’s largest economies. GoCardless takes the pain out of getting paid for more than 55K businesses worldwide, from enterprise to small businesses. Our clients range from small businesses to household names such as DocuSign, TripAdvisor and The Guardian. Our focus is on collecting payments for

    (38)3.9 out of 5

    Get the buying power to shop now. Enjoy the flexibility to pay over time.

    (15)4.5 out of 5

    Quadpay’s buy now, pay later platform gives savvy shoppers more freedom and flexibility to pay later anywhere. Customers can split any purchase into 4 installments over 6 weeks, with zero interest or hidden fees. In turn, Quadpay’s partner merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. Quadpay’s mission is to empower modern consumers with simple, transparent, and financially responsible payment tools. Our ultimate goal: to create a world where everyone

    (14)4.8 out of 5

    Splitit is a payment method solution enabling customers to pay for purchases with an existing credit card by splitting the cost into interest and fee-free monthly payments, without additional registrations or applications. With Splitit, you can offer shoppers from around the globe zero friction payment options that will boost your sales, increase your conversion and generate higher average order value.

    (17)4.2 out of 5

    ViaBill is changing the way people shop online. We offer a payment solution that empowers shoppers to have the freedom of choice by allowing them to buy now and pay in easy monthly installment with 0% interest. ViaBill seamlessly integrates into your website's checkout flow and enables higher conversion, larger AOV, and revenue. We work with thousands of merchants across the world to create a better shopping experience and transform the overall customer journey.

    (7)4.0 out of 5

    Affirm is a fin tech solution that gives consumers financing at online point of sale.

    (5)4.1 out of 5

    With Klarna, you only need one solution to offer all the popular payment methods, saving you both time and money on administration.

    (4)5.0 out of 5

    We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins.

    (2)5.0 out of 5

    Four helps Retailers lower cart abandonment and lift AOV by offering a flexible split payment option at Checkout. Retailers get paid up-front and customers get to pay over time interest-free.

    (2)5.0 out of 5

    J2Store is a flexible shopping cart and ecommerce solution for Joomla.

    (1)4.5 out of 5

    EasyPay Finance meets the needs of retailers and auto repair dealers by providing simple and affordable payment plans for their customers.

    (1)4.5 out of 5

    ExtendCredit is a cloud-based financial services platform designed to enable companies, of all sizes, to easily boost sales, enhance loyalty and grow revenue.

    (1)4.0 out of 5

    FuturePay is a payment option that lets your customers buy now and pay later – without a credit card.

    (1)4.0 out of 5 lets you offer a custom, flexible payment plan to your clients to start payments right away.

    0 ratings

    Behalf is a solution to make payments to vendors, or to receive payments from your customers.

    0 ratings

    Bread is more than a financing solution, we are a data-driven marketing partner for retailers. Bread helps retailers leverage payments as a way to build stronger consumer connections and improve brand loyalty.

    0 ratings

    Brighte is Australia easiest way to find and pay for solar, batteries and home improvements

    0 ratings

    Drive B2B online sales sales and conversion rates by offering an immediate financing option to business buyers to pay for purchase over time. Merchants using Credit Key see significant growth average order size and order frequency over traditional payment methods.

    0 ratings

    Payment option that lets customers spread the cost of any purchase over a period of time while the retailer gets paid in full right away.

    0 ratings

    Publishers and websites using LaterPay generate up to 2.5x more revenue by letting users pay later for articles, videos, time passes and contributions, and convert more users into subscribers.

    0 ratings

    Buy now, pay later provider. Laybuy let's your customers purchase & receive their order today whilst spreading the total cost over 6 weekly payments, interest free.

    0 ratings

    Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe.

    0 ratings

    Shop at your favorite stores today and experience the freedom to pay later with Rely

    0 ratings

    Sunbit is a fundamentally new way to pay, that eliminates financial waste while providing the best possible experience for retailers and customers. Sunbit is the simplest and quickest way for retailers to split a purchase into multiple payments, increasing sales and extending the buying power of customers so that retailers earn more while customers pay less.

    0 ratings

    Simple point of sale consumer financing. Learn more at

    0 ratings

    Zip Pay is a friendly, interest free payment solution for everyday spending, and Zip Money is great for life’s bigger buys.

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    Check out the G2 Grid® for the top Installment Payment Software products. G2 scores products and sellers based on reviews gathered from our user community, as well as data aggregated from online sources and social networks. Together, these scores are mapped on our proprietary G2 Grid®, which you can use to compare products, streamline the buying process, and quickly identify the best products based on the experiences of your peers.
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