# Best Earned Wage Access Software - Page 7

  *By [Jeffrey Lin](https://research.g2.com/insights/author/jeffrey-lin)*

   Earned wage access software allows employees to access a portion of the money that they have earned prior to their next scheduled payday. Employees use earned wage access software to keep track of how much money is available to them and withdraw funds as needed. The wages that they take out in advance are then deducted from their next paycheck. Employers offer earned wage access as a financial wellness benefit for their employees. These platforms are often used by businesses that employ hourly workers.

For employees who need money urgently, the ability to quickly access wages that they have already earned can save them from being charged overdraft fees for low account balances or taking on debt through payday loans or credit card charges. Having the option to access earned wages can lead to greater financial stability for employees, which in turn can benefit businesses by reducing employee stress, improving productivity, and increasing retention.

Earned wage access is sometimes called on-demand pay, instant pay, or daily pay benefit, but these terms all refer to the same thing. Many earned wage access platforms also offer features that support employees’ overall [financial wellness](https://www.g2.com/categories/financial-wellness), such as budgeting tools and financial education materials. Earned wage access platforms typically integrate with [payroll software](https://www.g2.com/categories/payroll) or [core HR software](https://www.g2.com/categories/core-hr)to facilitate sharing of employee data.

To qualify for inclusion in the Earned Wage Access category, a product must:

- Give employees on-demand access to earned wages
- Provide a portal or app for employees to manage earned wages
- Integrate with payroll systems
- Generate reports or dashboards that enable employers to track earned wage access usage





## Category Overview

**Total Products under this Category:** 38


## Trust & Credibility Stats

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## Best Earned Wage Access Software At A Glance

- **Leader:** [Paycom](https://www.g2.com/products/paycom/reviews)
- **Highest Performer:** [Rain Technologies, Inc.](https://www.g2.com/products/rain-technologies-inc/reviews)
- **Easiest to Use:** [Paycom](https://www.g2.com/products/paycom/reviews)
- **Top Trending:** [GoDo](https://www.g2.com/products/godo-godo/reviews)
- **Best Free Software:** [Tapcheck](https://www.g2.com/products/tapcheck/reviews)


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**Sponsored**

### Tapcheck

Tapcheck is the leading on-demand pay provider, empowering employees to take control of payday. Seamlessly integrated with 300+ payroll and timekeeping systems, Tapcheck improves retention, simplifies payroll, and boosts employee financial wellness, without any cost or added complexity for employers. The user-friendly app gives employees instant, secure access to wages they've already earned, promoting financial stability and reducing stress. Tapcheck's real-time net pay calculator ensures unmatched accuracy, offering a better experience for employees and clear visibility for payroll teams.



[Visit company website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=paid_promo&secure%5Bad_slot%5D=category_product_list&secure%5Bcategory_id%5D=2685&secure%5Bmedium%5D=sponsored&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=146740&secure%5Bresource_id%5D=2685&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fearned-wage-access%3Fpage%3D7&secure%5Btoken%5D=2460cb3ad94ad79175e1e6bb57dd1318e9a37088706db6251732ff012fd2d78f&secure%5Burl%5D=https%3A%2F%2Fwww.tapcheck.com%2Femployers%2F&secure%5Burl_type%5D=paid_promos)

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## Parent Category

[HR Software](https://www.g2.com/categories/hr)



## Related Categories

- [Financial Wellness Software](https://www.g2.com/categories/financial-wellness)