# Best Credit and Collections Software - Page 2

## How Many Credit and Collections Software Products Does G2 Track?

**Total Products under this Category:** 300

### Category Stats (Aug 2026)

- **Average Rating:** 4.34/5 The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** Versapay (+0.24%) - Among all products in this category, Versapay recorded the largest rating increase compared to last month

_Last updated: August 01, 2026_

## How Does G2 Rank Credit and Collections Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 3,700+ Authentic Reviews
- 300+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Credit and Collections Software
 ![G2 Grid® for Credit and Collections Software plotting products by satisfaction and market presence](https://www.g2.com/categories/credit-and-collections/grids.png?focus%5B%5D=5514&focus%5B%5D=95296&focus%5B%5D=17701&focus%5B%5D=23596&focus%5B%5D=159197&focus%5B%5D=39200&focus%5B%5D=41463&focus%5B%5D=89360)

Highlighted products: Creditsafe, D&B Finance Analytics Credit Intelligence, Billtrust, Quadient Accounts Receivable, Chargeflow, HighRadius Accounts Receivables, Tesorio, and Upflow.

Underlying data: [Grid® JSON](https://www.g2.com/categories/credit-and-collections/grids.json?focus%5B%5D=creditsafe&focus%5B%5D=d-b-finance-analytics-credit-intelligence&focus%5B%5D=billtrust&focus%5B%5D=quadient-accounts-receivable&focus%5B%5D=chargeflow-inc-chargeflow&focus%5B%5D=highradius-corporation&focus%5B%5D=tesorio&focus%5B%5D=upflow-upflow)

**Sponsored**

### Tricentis Neoload

"Tricentis NeoLoad is a performance testing solution designed to help engineering teams validate the performance, scalability, and reliability of web applications, APIs, and microservices under realistic load conditions. It is a type of load and performance testing platform that helps QA engineers, developers, and performance specialists simulate large numbers of virtual users and measure application behavior under stress, peak load, and endurance scenarios. NeoLoad combines protocol-based and browser-based test generation to support a wide range of application architectures, from legacy monolithic systems to modern microservices and cloud-native applications. Teams can design tests using a codeless interface, as-code (YAML), or scripted approaches, making the platform accessible to both technical and non-technical testers. The platform integrates with CI/CD pipelines to enable continuous performance testing as part of the software delivery workflow, and can convert existing Tricentis Tosca and Selenium functional test scripts into performance tests to accelerate test design and maintenance. Key capabilities include: - AI-powered agentic performance testing with a built-in AI chat interface and Model Context Protocol (MCP) support for natural-language, cross-tool workflows - RealBrowser technology for browser-based load simulation that reflects real user experience, using roughly 30% less memory and CPU than legacy browser-based tools - Performance testing as code with full CLI support for pipeline integration - Dynamic infrastructure provisioning across 70+ on-demand cloud locations from seven providers, with native support for Kubernetes, OpenShift, and other container orchestrators - Comprehensive SAP coverage including GUI, Fiori, RFC, and IDoc protocols - Support for legacy systems through Remote Terminal Emulation - Network virtualization that simulates real-world bandwidth, latency, and packet loss across 3G, 4G, and WiFi conditions - Automatic test script updates when applications change NeoLoad is particularly well suited for enterprises undergoing digital transformation, organizations with complex SAP landscapes, and DevOps teams looking to shift performance testing earlier in the development cycle. Results and analytics are surfaced through detailed dashboards and reports, giving teams actionable insight into bottlenecks, response times, error rates, and infrastructure resource consumption. NeoLoad also integrates with APM platforms such as Dynatrace, AppDynamics, New Relic, and Datadog, version control systems including Git and SVN, and open-source load testing tools like JMeter and Gatling for consolidated analysis."

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1537&secure%5Bchosen_at%5D=2026-08-07T14%3A58%3A12Z&secure%5Bdisplayable_resource_id%5D=108&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=retargeted_product&secure%5Bplacement_resource_ids%5D%5B%5D=63606&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=63606&secure%5Bresource_id%5D=1537&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fcredit-and-collections%3Fpage%3D2%26source%3Dsearch&secure%5Btoken%5D=996e3808e5aca13cfe35fd199ef56b7fb2e538e7fb65e0864a2bde467f073892&secure%5Burl%5D=https%3A%2F%2Fwww.tricentis.com%2Fproducts%2Fperformance-testing-neoload%3Futm_medium%3Dcpc%26utm_source%3Dg2clicks%26utm_campaign%3Dna_na_na_ams_en_2026-05%26utmc_placement%3Ddefault%26utmc_product%3Dna%26utmc_lptype%3Ddefault&secure%5Burl_type%5D=custom_url)

### [Global Database Risk Intelligence](https://www.g2.com/products/global-database-risk-intelligence/reviews)

When it comes to making informed business decisions, the integrity and comprehensiveness of your data sources matter. Global Database presents its Business Credit Reports - an unparalleled tool designed to offer businesses a comprehensive insight into the financial stability and creditworthiness of companies worldwide. Key Features: Comprehensive Financial Data: Gain access to detailed financial histories, including income statements, balance sheets, cash flow statements, and key financial ratios. Credit Risk Insights: Evaluate potential risks with our credit scores and ratings, allowing you to make well-informed decisions, minimize bad debts, and optimize credit terms. Global Coverage: Our database covers businesses from numerous sectors and countries, ensuring you have a global perspective regardless of where you operate. Real-time Updates: Stay ahead of the curve. Our reports are updated in real-time, ensuring that you have the most recent data at your fingertips. User-friendly Interface: Access information seamlessly with our intuitive interface, making it easier for businesses of all sizes to gather insights and analytics. Advanced Analytics: Beyond raw data, benefit from in-depth analytics that help in identifying trends, growth rates, and predicting future financial health.

**Average Rating:** 4.7/5.0

**Total Reviews:** 39

#### How Do G2 Users Rate Global Database Risk Intelligence?

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 10.0/10 (Category avg: 8.2/10)
- **Financial Documents:** 9.7/10 (Category avg: 8.5/10)
- **Customer Portal:** 10.0/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Global Database Risk Intelligence?

- **Seller:** [Global Data Intelligence Limited](https://www.g2.com/sellers/global-data-intelligence-limited)
- **Year Founded:** 2015
- **HQ Location:** Northampton, UK
- **Twitter:** @Global\_Database  
1,594 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b93c640ddd142745d0de1c851452262d0327f79914987e5dbea8591fad0498fe&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fglobal-database%2F&secure%5Burl_type%5D=linkedin_company_website)  
40 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Transportation/Trucking/Railroad, Information Technology and Services
- **Company Size:** 108% Small, 49% Medium

#### What Do G2 Reviewers Say About Global Database Risk Intelligence?

_AI-generated summary from verified user reviews_

##### Pros

- Users appreciate the **ease of use** of Global Database Risk Intelligence, benefiting from intuitive dashboards and quick data access.
- Users value the **seamless integrations** of Global Database, enhancing data reliability and streamlining reporting processes.
- Users value the **intuitive and seamless dashboards** of Global Database Risk Intelligence for easy risk assessment and integration.
- Users value the **comprehensive insights** of Global Database Risk Intelligence, benefiting from detailed historical data and intuitive dashboards.
- Users appreciate the **easy-to-navigate dashboards** of Global Database Risk Intelligence, enhancing clarity in metrics and reports.

##### Cons

- Users note a **lack of customization** options in reports, limiting their ability to tailor data for different departments.
- Users experience **slow performance** during peak times, with reports loading slowly and filters being tricky initially.
- Users notice a **lack of customization options** for reports, leading to some challenges in tailoring financial presentations.
- Users experience **slow loading times** , especially with detailed reports and advanced filters, affecting efficiency.
- Users experience **complex setup** times, particularly during initial customization and integration, but enjoy smooth operation afterward.

#### What Are Recent G2 Reviews of Global Database Risk Intelligence?

**["Comprehensive Risk Intelligence That Elevates SME Lending portfolio"](https://www.g2.com/survey_responses/global-database-risk-intelligence-review-11919415)**

**Rating:** 5.0/5.0 stars

_— Jim Y._

[Read full review](https://www.g2.com/survey_responses/global-database-risk-intelligence-review-11919415)

**["Enabling rapid partner onboarding with confidence"](https://www.g2.com/survey_responses/global-database-risk-intelligence-review-11919314)**

**Rating:** 5.0/5.0 stars

_— Debarshi M._

[Read full review](https://www.g2.com/survey_responses/global-database-risk-intelligence-review-11919314)

### [Sage AR Automation](https://www.g2.com/products/sage-ar-automation/reviews)

Lockstep connects the world's accounts receivable (AR) and accounts payable (AP) departments so they can work better together. Founded in 2019, Lockstep eliminates cash traps and leaks created from manual synchronization of books between B2B trading partners. Lockstep's connected accounting cloud empowers trusted, compliant accounting relationships between businesses of all sizes. High-performance companies large and small run their collections on Lockstep Collect. Helping our customers process more than one million invoices per month across more than 4 million entities, Lockstep integrates over 40 ERP and accounting solutions into our connected accounting cloud. Our customers see an average 20x ROI by investing in collections automation improving cash flow by 31% or more. For more information please visit: www.lockstep.io.

**Average Rating:** 4.3/5.0

**Total Reviews:** 36

#### How Do G2 Users Rate Sage AR Automation?

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 9.2/10 (Category avg: 8.2/10)
- **Financial Documents:** 9.2/10 (Category avg: 8.5/10)
- **Customer Portal:** 7.6/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Sage AR Automation?

- **Seller:** [Sage Software](https://www.g2.com/sellers/sage-software-d61a780c-4fb3-4781-9519-baa772f5ea91)
- **Year Founded:** 1981
- **HQ Location:** Newcastle
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=86f239d02fadcee5a4a98d333eece19ed93d313e880a1b86e6451872bfa2360c&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2802%2F&secure%5Burl_type%5D=linkedin_company_website)  
15,579 employees on LinkedIn®
- **Ownership:** SGE.L
- **Phone:** +1 (866) 996-7243

#### Who Uses This Product?

- **Company Size:** 67% Medium, 28% Small

#### What Are Recent G2 Reviews of Sage AR Automation?

**["Lockstep Collect AR Automation Tools and Business Solutions"](https://www.g2.com/survey_responses/sage-ar-automation-review-5088320)**

**Rating:** 5.0/5.0 stars

_— Verified User in Education Management_

[Read full review](https://www.g2.com/survey_responses/sage-ar-automation-review-5088320)

**["User Friendly Collections System"](https://www.g2.com/survey_responses/sage-ar-automation-review-4982558)**

**Rating:** 5.0/5.0 stars

_— Julie P._

[Read full review](https://www.g2.com/survey_responses/sage-ar-automation-review-4982558)

#### What Are G2 Users Discussing About Sage AR Automation?

- [What does Lockstep do?](https://www.g2.com/discussions/what-does-lockstep-do)
- [What is Yay pay?](https://www.g2.com/discussions/what-is-yay-pay)
- [What is lockstep collect?](https://www.g2.com/discussions/what-is-lockstep-collect)
- [What is Lockstep software?](https://www.g2.com/discussions/what-is-lockstep-software)

### [Bectran](https://www.g2.com/products/bectran/reviews)

Bectran is the premier SaaS platform built specifically for B2B Finance Departments, akin to CRM for Sales. Trusted by more than 4,000 diverse organizations ranging from SMEs to Fortune 100 companies, Bectran helps finance teams digitize, automate, and enhance the entire order-to-cash process. By centralizing credit management, accounts receivable, collections, and payments into a single platform, finance teams gain real-time visibility into portfolio risk and reduce exposure to credit risk and defaults. Automation eliminates manual tasks, accelerates the cash receipts cycle, and allows AR and collections teams to focus on other high-priority tasks. The platform is designed to support both simple and complex credit environments across industries such as manufacturing, wholesale distribution, enterprise services, and more, integrating seamlessly with leading ERP systems to ensure data consistency and a smooth extension of existing financial operations. Credit Management Bectran digitizes the full credit lifecycle, from online credit applications and automated approvals to ongoing reviews and real-time risk monitoring. Configurable credit policies and automated workflows help teams make faster, more consistent decisions while minimizing credit risk and manual effort. AI-powered scoring models pull live data from Experian, Equifax, Dun and Bradstreet, and bank reference providers to assess creditworthiness instantly, auto-approving up to 90% of low-risk applications. Built-in fraud detection and audit-ready compliance documentation give credit teams full control at every step. Accounts Receivable Centralized collections workflows and configurable dunning automation help teams focus on high-risk and high-value accounts. Bectran's structured collections strategy reduces manual work, accelerates cash receipts, and improves recovery rates. Live account tracking, dunning effectiveness reporting, and continuous financial activity monitoring give collections teams the insight they need to prioritize smarter and act faster. Collections Centralized collections workflows and configurable dunning automation help teams focus on high-risk and high-value accounts. Bectran's structured collections strategy reduces manual work, accelerates cash receipts, and improves recovery rates. Live account tracking, dunning effectiveness reporting, and continuous financial activity monitoring give collections teams the insight they need to prioritize smarter and act faster. Payments Bectran simplifies B2B payment processing with a secure online payment portal, automated cash application, and seamless ERP integrations. Customers pay faster, and finance teams gain full visibility into transaction status and cash flow predictability. Why Bectran? Our customers consistently highlight the ease, speed, and cost-effectiveness of adopting Bectran. With onboarding typically completed in days or weeks, organizations see measurable improvement quickly. Customers like Floor and Decor, Chamberlain Group, and Ben E. Keith have reported 50%+ reductions in application processing time and significant year-over-year gains in cash collections. Credit professionals across industries describe Bectran as the future of the Credit Department, enabling finance teams to make smarter, faster decisions while strengthening cash flow, risk visibility, and overall financial performance.

**Average Rating:** 4.4/5.0

**Total Reviews:** 18

#### How Do G2 Users Rate Bectran?

- **Has the product been a good partner in doing business?:** 8.7/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 6.7/10 (Category avg: 8.2/10)
- **Financial Documents:** 10.0/10 (Category avg: 8.5/10)
- **Customer Portal:** 9.0/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Bectran?

- **Seller:** [Bectran](https://www.g2.com/sellers/bectran)
- **Company Website:** www.bectran.com
- **Year Founded:** 2010
- **HQ Location:** Schaumburg, US
- **Twitter:** @Bectran  
419 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=9360e74cc410072e0e3c273f510c8daffabf90e3883785926fa6c393449b8a25&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fbectran-inc-&secure%5Burl_type%5D=linkedin_company_website)  
122 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Food & Beverages, Oil & Energy
- **Company Size:** 44% Medium, 33% Large

#### What Do G2 Reviewers Say About Bectran?

_AI-generated summary from verified user reviews_

##### Pros

- Users find Bectran to be **very easy to use** , appreciating its simplicity and user-friendly features.
- Users highlight the **exceptional customer satisfaction** from Bectran's user-friendly interface and responsive support team.
- Users commend Bectran for its **efficiency** , significantly streamlining credit processes and enhancing overall business operations.
- Users value the **AI automation** in Bectran, as it significantly speeds up the application process.
- Users appreciate the **collections efficiency** of Bectran, highlighting its transformative impact on their credit processes and decision-making.

##### Cons

- Users experience **poor customer support** , noting delays in addressing requests that affect customer satisfaction.

#### What Are Recent G2 Reviews of Bectran?

**["Streamlined, Self-Serve Applications—But Repeat Applicants Are Hard to Spot"](https://www.g2.com/survey_responses/bectran-review-12377201)**

**Rating:** 4.0/5.0 stars

_— Verified User in Food Production_

[Read full review](https://www.g2.com/survey_responses/bectran-review-12377201)

**["Bectran Transformed Our Credit Process with Fast, Reliable Analysis and Great Support"](https://www.g2.com/survey_responses/bectran-review-12338845)**

**Rating:** 5.0/5.0 stars

_— Todd W._

[Read full review](https://www.g2.com/survey_responses/bectran-review-12338845)

### [Serrala](https://www.g2.com/products/serrala/reviews)

Serrala is the global market leader and innovator in finance process automation. Our award-winning suite of applications is the world’s only fully integrated and fully customizable AI finance automation portfolio. Our solutions give finance leaders the power to evolve, optimize their working capital and streamline all workflows, planning, and compliance, by automating all operational processes across Order to Cash, Procure to Pay, Cash Flow Management, and Treasury. Our AI-powered finance automation suite is trusted by thousands of organizations worldwide to gain real-time insights and create operational excellence through high performance engineering and seamless integration. Our solutions deploy as SAP-embedded extensions of ECC and S/4 HANA, or as cloud-native SaaS for any ERP. We’ve been advancing the office of the CFO for over 40 years with solutions that accelerate growth, enhance decision-making, and achieve sustainable finance success by eliminating obstacles to change like outdated manual processes, fragmented tech ecosystems, and poor data visibility and quality. With our help, our customers can apply breakthrough principles like AI to flexibly create a path to a proactive, strategic, and growth-generating finance function. And see results like: - 50% reductions to cost per invoice and 50%+ straight-through processing rates – even with invoice volumes in the millions. - 99% automation of cash application processes and 30% reductions to DSO via automated credit management and collections. - Full liquidity control and visibility across all global accounts and transactions – no matter how complex their architecture or compliance needs.

**Average Rating:** 4.4/5.0

**Total Reviews:** 105

#### How Do G2 Users Rate Serrala?

- **Has the product been a good partner in doing business?:** 8.5/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 6.0/10 (Category avg: 8.2/10)
- **Financial Documents:** 8.3/10 (Category avg: 8.5/10)
- **Customer Portal:** 7.2/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Serrala?

- **Seller:** [Serrala](https://www.g2.com/sellers/serrala)
- **Company Website:** www.serrala.com
- **Year Founded:** 1984
- **HQ Location:** Norderstedt, DE
- **Twitter:** @WeAreSerrala  
677 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=42ca28a11d85010a79985bab4bf2acdc4b16a7152a38f2ac05026ca300392838&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fserrala%2F&secure%5Burl_type%5D=linkedin_company_website)  
813 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Accounting, Financial Services
- **Company Size:** 50% Large, 31% Medium

#### What Do G2 Reviewers Say About Serrala?

_AI-generated summary from verified user reviews_

##### Pros

- Users praise the **intuitive ease of use** of Serrala, finding it easy to implement and train others quickly.
- Users commend the **automation capabilities** of Serrala, achieving high cash allocation rates and simplifying processes significantly.
- Users appreciate the **exceptional customer support** from Serrala, receiving timely assistance throughout the implementation process.
- Users appreciate the **easy integrations** of Serrala, which simplify financial processes and enhance system usability.
- Users value the **automation efficiency** of Serrala, achieving a 98.5% automated cash allocation rate, significantly reducing manual tasks.

##### Cons

- Users find the **difficult setup** of Serrala challenging, especially without a technical background for creating and updating rules.
- Users find the **expertise required** for creating rules in Serrala challenging without proper training or a technical background.
- Users find the **learning curve steep** for creating rules in Serrala, especially without a technical background.
- Users find **learning difficulty** in creating and managing rules in Serrala, especially without a technical background.
- Users find the **setup difficulty** in Serrala challenging, especially without a technical background or proper training.

#### What Are Recent G2 Reviews of Serrala?

**["Automated Payment Matching Success"](https://www.g2.com/survey_responses/serrala-review-13148324)**

**Rating:** 5.0/5.0 stars

_— John Lloyd C._

[Read full review](https://www.g2.com/survey_responses/serrala-review-13148324)

**["Automated Bank Statement Rules That Streamline Cash Posting"](https://www.g2.com/survey_responses/serrala-review-13062406)**

**Rating:** 5.0/5.0 stars

_— Kevin L._

[Read full review](https://www.g2.com/survey_responses/serrala-review-13062406)

#### What Are G2 Users Discussing About Serrala?

- [What is Payference used for?](https://www.g2.com/discussions/what-is-payference-used-for)
- [What is Serrala used for?](https://www.g2.com/discussions/what-is-serrala-used-for) - 1 comment, 1 upvote

### [myFICO](https://www.g2.com/products/myfico/reviews)

myFICO offers credit reporting and monitoring solutions.

**Average Rating:** 4.2/5.0

**Total Reviews:** 13

#### How Do G2 Users Rate myFICO?

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 9.6/10 (Category avg: 8.2/10)
- **Financial Documents:** 8.3/10 (Category avg: 8.5/10)
- **Customer Portal:** 8.6/10 (Category avg: 8.4/10)

#### Who Is the Company Behind myFICO?

- **Seller:** [myFICO](https://www.g2.com/sellers/myfico)
- **Year Founded:** 1956
- **HQ Location:** Bozeman, Montana, United States
- **Twitter:** @myfico  
6,451 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®
- **Ownership:** NYSE: FICO

#### Who Uses This Product?

- **Company Size:** 54% Small, 31% Medium

#### What Are Recent G2 Reviews of myFICO?

**["Great Company"](https://www.g2.com/survey_responses/myfico-review-5028583)**

**Rating:** 4.5/5.0 stars

_— Nate G._

[Read full review](https://www.g2.com/survey_responses/myfico-review-5028583)

**["Gets insights in FICO scores of customers"](https://www.g2.com/survey_responses/myfico-review-5017592)**

**Rating:** 4.0/5.0 stars

_— Verified User in Accounting_

[Read full review](https://www.g2.com/survey_responses/myfico-review-5017592)

#### What Are G2 Users Discussing About myFICO?

- [Why is myFICO so expensive?](https://www.g2.com/discussions/why-is-myfico-so-expensive)
- [Is Fico a software?](https://www.g2.com/discussions/is-fico-a-software)
- [Is myFICO a good service?](https://www.g2.com/discussions/is-myfico-a-good-service)
- [What are the five components of FICO?](https://www.g2.com/discussions/what-are-the-five-components-of-fico) - 1 comment

### [You Need A Budget](https://www.g2.com/products/you-need-a-budget/reviews)

You Need A Budget (YNAB) is a comprehensive personal finance software designed to help individuals take control of their finances through proactive budgeting. By implementing a unique methodology, YNAB empowers users to allocate every dollar they earn, plan for true expenses, adapt to financial changes, and break the paycheck-to-paycheck cycle. Key Features and Functionality: - Bank Synchronization: Securely link your bank accounts to automatically import transactions, ensuring your budget is always up-to-date. - Real-Time Updates: Access your budget across multiple devices, including computers, smartphones, and tablets, with automatic synchronization. - Goal Tracking: Set and monitor financial goals, such as saving for a vacation or paying off debt, with clear progress indicators. - Comprehensive Reporting: Utilize detailed reports and visualizations to analyze spending habits, net worth, and financial trends over time. - Loan Calculator: Plan and manage debt repayment strategies with tools that calculate interest savings and payoff timelines. - Educational Resources: Access a wealth of educational materials, including live workshops and guides, to enhance your financial literacy. Primary Value and User Solutions: YNAB addresses common financial challenges by providing a structured approach to budgeting that promotes mindful spending and saving. By assigning every dollar a specific purpose, users can prioritize expenses, prepare for unexpected costs, and make informed financial decisions. This proactive strategy helps users eliminate debt, build savings, and achieve financial stability. Additionally, YNAB's emphasis on flexibility allows users to adjust their budgets as circumstances change, ensuring continued financial control and peace of mind.

**Average Rating:** 4.5/5.0

**Total Reviews:** 30

#### How Do G2 Users Rate You Need A Budget?

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 8.3/10 (Category avg: 8.2/10)
- **Financial Documents:** 10.0/10 (Category avg: 8.5/10)
- **Customer Portal:** 9.5/10 (Category avg: 8.4/10)

#### Who Is the Company Behind You Need A Budget?

- **Seller:** [You Need A Budget](https://www.g2.com/sellers/you-need-a-budget)
- **Year Founded:** 2004
- **HQ Location:** Lehi, US
- **Twitter:** @ynab  
37,283 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=98034ed70f5c45aea36148dbf5c113166695ffb71d848f8feca6112c09531930&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F3996804%2F&secure%5Burl_type%5D=linkedin_company_website)  
190 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 90% Small, 7% Medium

#### What Do G2 Reviewers Say About You Need A Budget?

_AI-generated summary from verified user reviews_

##### Pros

- Users rave about the **fantastic customer support** offered by You Need A Budget, enjoying engaging and helpful support videos.
- Users appreciate the **ease of use** of You Need A Budget, seamlessly integrating various accounts for tracking.
- Users love the **easy-to-use interface** that allows for comprehensive tracking of finances and accounts seamlessly.

##### Cons

- Users find YNAB to be **too expensive** over time, especially when cheaper alternatives are available.
- Users experience **sync issues** with YNAB, particularly with unlinked accounts and occasional transaction misses, but find it manageable.

#### What Are Recent G2 Reviews of You Need A Budget?

**["YNAB gives a fresh perspective on budgeting"](https://www.g2.com/survey_responses/you-need-a-budget-review-7804073)**

**Rating:** 4.5/5.0 stars

_— Allan G._

[Read full review](https://www.g2.com/survey_responses/you-need-a-budget-review-7804073)

**["Great customer service and feature updates"](https://www.g2.com/survey_responses/you-need-a-budget-review-10288168)**

**Rating:** 5.0/5.0 stars

_— Nicole D._

[Read full review](https://www.g2.com/survey_responses/you-need-a-budget-review-10288168)

#### What Are G2 Users Discussing About You Need A Budget?

- [What is the most important feature of a budget?](https://www.g2.com/discussions/what-is-the-most-important-feature-of-a-budget)
- [What is a budget software?](https://www.g2.com/discussions/what-is-a-budget-software)
- [What does the you need a budget app do?](https://www.g2.com/discussions/what-does-the-you-need-a-budget-app-do)
- [What are the basic features of YNAB?](https://www.g2.com/discussions/what-are-the-basic-features-of-ynab)

### [Growfin](https://www.g2.com/products/growfin/reviews)

Growfin is an AI-driven accounts receivable management software that’s uniquely designed for B2B companies to make cash flow predictable, ensuring better capital efficiency. Get the visibility you need into the end-to-end collections process, automate follow-ups with AI agents and workflows based on payment risk, collaborate seamlessly with internal stakeholders and customers, and match & apply payments without manual effort. With Growfin, finance leaders can make strategic decisions based on actionable intelligence and drive growth. Key Benefits that Growfin’s customers like Greenhouse, Outcomes, Elise AI, Fourkites, Postman, and others have realised include: 27% Faster Cash Flows 33% Reduction in DSO 60% Decrease in Manual Efforts See how Growfin can transform your AR process and help you get paid faster. Contact us today.

**Average Rating:** 4.5/5.0

**Total Reviews:** 67

#### How Do G2 Users Rate Growfin?

- **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 8.3/10 (Category avg: 8.2/10)
- **Financial Documents:** 7.2/10 (Category avg: 8.5/10)
- **Customer Portal:** 7.3/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Growfin?

- **Seller:** [Growfin](https://www.g2.com/sellers/growfin)
- **Year Founded:** 2020
- **HQ Location:** Wilmington, US
- **Twitter:** @growfinapp  
180 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=6676fa27f29d25a5c74c3b69f49b78154f7141461e3be34b28146b023166a4c4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fgrowfinapp%2Fjobs&secure%5Burl_type%5D=linkedin_company_website)  
106 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Information Technology and Services, Computer Software
- **Company Size:** 68% Medium, 19% Large

#### What Do G2 Reviewers Say About Growfin?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **automation features** of Growfin, significantly enhancing efficiency in managing receivables and collections.
- Users praise Growfin for its **ease of use** , offering clear visibility and seamless integration for efficient account management.
- Users value the **collections efficiency** of Growfin, streamlining receivables management and enhancing collector productivity.
- Users commend Growfin for its **exceptional customer support** , highlighting quick responses and helpful solutions for integration and testing.
- Users value Growfin for its **efficiency improvement** , streamlining revenue operations and enhancing financial management.

##### Cons

- Users note the **limited functionality** of Growfin, with challenges in data filtering and infrequent feature updates.
- Users note that the **missing features** hinder effective tracking and usability, affecting overall satisfaction with Growfin.
- Users feel that the **UX improvement** is necessary, particularly for mailbox functionality and onboarding processes.
- Users note the **limited customization options** in Growfin, which may not meet very specific requirements for larger companies.
- Users note the **limited flexibility** of Growfin, citing infrequent feature releases and minimal customization options.

#### What Are Recent G2 Reviews of Growfin?

**["User-Friendly Platform with Great Collection Tools, Mailbox Needs Improvement"](https://www.g2.com/survey_responses/growfin-review-11906893)**

**Rating:** 5.0/5.0 stars

_— Ankit J._

[Read full review](https://www.g2.com/survey_responses/growfin-review-11906893)

**["Amazing & Efficient Tool"](https://www.g2.com/survey_responses/growfin-review-11717419)**

**Rating:** 4.0/5.0 stars

_— Mahip K._

[Read full review](https://www.g2.com/survey_responses/growfin-review-11717419)

#### What Are G2 Users Discussing About Growfin?

- [What is Growfin used for?](https://www.g2.com/discussions/what-is-growfin-used-for)

### [Esker](https://www.g2.com/products/esker/reviews)

Esker’s Agentic AI-powered solutions are designed to improve organizational efficiency through intelligent automation and process orchestration across the Source-to-Pay and Order-to-Cash cycles. Our tools help automate outdated manual procurement and financial processes, enabling businesses to achieve sustainable growth and long-term success. By leveraging advanced artificial intelligence, Esker provides organizations with the capabilities needed to optimize their operations and improve overall performance. The Source-to-Pay suite is designed for financial, procurement, and accounts payable teams looking to enhance supplier relationships and ensure alignment with financial objectives. This solution simplifies the payment process by automating routine tasks, allowing teams to focus on strategic decision-making. It facilitates better communication with suppliers, ensuring that organizations can negotiate favorable terms and maintain strong partnerships. The integration of AI allows for data-driven insights, helping businesses make informed choices that align with their financial goals. On the Order-to-Cash side, Esker focuses on improving customer interactions and accelerating cash collection. This solution is designed for organizations aiming to enhance their customer service while also ensuring timely payments. By automating invoicing and payment processes, Esker reduces the time spent on administrative tasks, allowing finance teams to concentrate on building resilient customer relationships. The AI-driven execution helps identify potential issues in the customer service and accounts receivable processes early, enabling proactive measures to enhance customer satisfaction and financial performance. Esker's Order-to-Cash tools help finance leaders, accounts receivables teams, and customer service representatives do better work and make smarter decisions. Esker combines AI-driven execution with full, end-to-end process orchestration. This integration not only delivers measurable efficiency but also enhances the financial performance of organizations. Esker enables finance leaders to respond swiftly to changing market conditions and operational challenges. The scalability of Esker’s solutions ensures that as organizations grow, their procurement and financial processes can adapt seamlessly, driving ongoing value and supporting strategic objectives to empower the Office of the CFO. Esker’s solution suite offers a comprehensive approach to financial management, equipping organizations with the tools necessary to thrive in a competitive landscape. Through intelligent automation and orchestration, businesses can achieve improved efficiency, stronger supplier and customer relationships, and enhanced financial outcomes.

**Average Rating:** 4.2/5.0

**Total Reviews:** 29

#### How Do G2 Users Rate Esker?

- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.8/10)

#### Who Is the Company Behind Esker?

- **Seller:** [Esker](https://www.g2.com/sellers/esker)
- **Company Website:** www.esker.com
- **Year Founded:** 1985
- **HQ Location:** Middleton WI
- **Twitter:** @EskerInc  
1,708 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3735d80d9a1b66682f7bc284fada119e88a34fc18f65f2140b4abf7a616cf8dd&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F9675%2F&secure%5Burl_type%5D=linkedin_company_website)  
898 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 45% Medium, 41% Large

#### What Do G2 Reviewers Say About Esker?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **excellent customer support** of Esker, which enhances their experience and resolves issues efficiently.
- Users find Esker to be **easy to use** , especially appreciating its cloud-based access and helpful customer support.
- Users appreciate the **access flexibility** of Esker, allowing seamless use anytime and anywhere with strong data privacy.
- Users appreciate the **accessibility** of Esker, enjoying its cloud-based platform available anytime and anywhere.
- Users appreciate the **automation capabilities** of Esker, enhancing efficiency and streamlining processes across platforms.

##### Cons

- Users face **approval delays** due to excessive back-and-forth on the payment processing page, hindering efficiency.
- Users experience **an inefficient approval process** due to excessive information and slow task handling on payment pages.
- Users find the **complex workflow** frustrating, causing inefficiencies in payment processing and approval delays.
- Users face **inadequate notifications** leading to confusion and delays during payment processing, impacting efficiency and user experience.
- Users find the **limited payment options** frustrating, causing unnecessary delays and complications in processing transactions.

#### What Are Recent G2 Reviews of Esker?

**["Review of Esker Accounts Payable Solution"](https://www.g2.com/survey_responses/esker-review-8998000)**

**Rating:** 4.0/5.0 stars

_— Verified User in Manufacturing_

[Read full review](https://www.g2.com/survey_responses/esker-review-8998000)

**["I deal with contract management, planning and scheduling tasks to better streamline projects"](https://www.g2.com/survey_responses/esker-review-9120146)**

**Rating:** 4.5/5.0 stars

_— Muhammad Kashif K._

[Read full review](https://www.g2.com/survey_responses/esker-review-9120146)

#### What Are G2 Users Discussing About Esker?

- [What is Esker on Demand used for?](https://www.g2.com/discussions/what-is-esker-on-demand-used-for)

### [FinFloh](https://www.g2.com/products/finfloh/reviews)

FinFloh (https://finfloh.com) is an AI-driven CFOTech platform streamlining accounts receivables management and credit decision-making for modern finance teams. By seamlessly integrating with leading ERPs and CRMs, FinFloh leverages automation, machine learning, and predictive intelligence to streamline the entire invoice-to-cash cycle. Our solutions empower businesses to make smarter credit decisions, collect receivables faster, resolve disputes efficiently, auto-match invoices with payments and optimize cash flow with real-time insights and dynamic workflows. Features: - Automated Invoice delivery & Management - ML-driven Credit Risk Scoring - AI-driven Recommendations for Credit Terms, Contracts & Pricing fed into CRM - AI-driven Collections Follow-Ups & Worklist - Dispute Resolution Workflows with defined owners & TATs - Automated Invoice-Payment Recon/Cash Application Users love us and have rated FinFloh as High Performer, Easiest to Use and Best Meets Requirement in G2. FinFloh's other achievements - - Wharton Startup Challenge Winners - #1 Fintech Product of the Week in Product Hunt - Part of SalesForce ecosystem For more information, visit https://finfloh.com

**Average Rating:** 4.9/5.0

**Total Reviews:** 39

#### How Do G2 Users Rate FinFloh?

- **Has the product been a good partner in doing business?:** 9.6/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 8.3/10 (Category avg: 8.2/10)
- **Financial Documents:** 10.0/10 (Category avg: 8.5/10)
- **Customer Portal:** 8.3/10 (Category avg: 8.4/10)

#### Who Is the Company Behind FinFloh?

- **Seller:** [FinFloh](https://www.g2.com/sellers/finfloh)
- **HQ Location:** San Francisco Bay Area, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=c375b6b9026b2562801c88c8a3548d2b24b3418049c669da320573a9506bcd80&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinfloh&secure%5Burl_type%5D=linkedin_company_website)  
7 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Computer Software, Information Technology and Services
- **Company Size:** 51% Small, 46% Medium

#### What Do G2 Reviewers Say About FinFloh?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **adaptive collection templates** of FinFloh, simplifying customer interactions and enhancing dispute resolutions effectively.
- Users appreciate the **automation** in FinFloh, which streamlines processes and enhances productivity for managing receivables.
- Users appreciate the **collections efficiency** of FinFloh, benefiting from smarter workflows and faster recovery processes.
- Users value FinFloh for its **intelligent AI integration** , enhancing invoice validation and streamlining collections remarkably.
- Users appreciate the **automated invoicing** features of FinFloh, enhancing efficiency and accuracy in their A/R processes.

##### Cons

- Users feel the need for **limited automation** options, especially in prioritizing high-risk accounts effectively.
- Users find the **limited customization** in FinFloh restrictive, wishing for more flexibility in forecast parameters.
- Users note the **limited flexibility** in customizing forecast parameters and reporting options, impacting overall satisfaction.
- Users desire **better reporting options** in FinFloh for enhanced flexibility and data analysis capabilities.
- Users desire more detail in the aging report, highlighting **inadequate analytics** at the BU/product level.

#### What Are Recent G2 Reviews of FinFloh?

**["Accounts Receivable automation with AI"](https://www.g2.com/survey_responses/finfloh-review-11727962)**

**Rating:** 5.0/5.0 stars

_— Prem S._

[Read full review](https://www.g2.com/survey_responses/finfloh-review-11727962)

**["Receivables automation with AI Agents"](https://www.g2.com/survey_responses/finfloh-review-11704221)**

**Rating:** 5.0/5.0 stars

_— Swathi S._

[Read full review](https://www.g2.com/survey_responses/finfloh-review-11704221)

### [Cogent](https://www.g2.com/products/cogent/reviews)

Cogent is the most comprehensive collections, receivables and litigation management software for attorneys, collection agencies, debt buyers and creditors driving compliance, business optimization and easy integration. Cogent’s intelligent rules engine ensures that claims and cases are managed consistently, effectively and in compliance with client and regulatory requirements. Powered by the cloud, mobile, and a model database, Cogent comes with state-of-the-art data warehousing and business intelligence features and is scalable in number of users and volume of accounts.

**Average Rating:** 4.4/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate Cogent?

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 8.3/10 (Category avg: 8.2/10)
- **Financial Documents:** 8.3/10 (Category avg: 8.5/10)
- **Customer Portal:** 10.0/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Cogent?

- **Seller:** [Agreeya Solutions](https://www.g2.com/sellers/agreeya-solutions-ca47a95c-80cb-4441-bcfa-6cd4c6aae9a7)
- **Year Founded:** 1999
- **HQ Location:** Folsom, US
- **Twitter:** @AgreeYaGlobal  
3,412 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=eb5f3cc3911aae8552ff13a284bd93605988716144602728e690881537fdbcdf&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F22003&secure%5Burl_type%5D=linkedin_company_website)  
1,007 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 50% Small, 40% Medium

#### What Are Recent G2 Reviews of Cogent?

**["Cogent Innovative Support Software"](https://www.g2.com/survey_responses/cogent-review-4471500)**

**Rating:** 5.0/5.0 stars

_— Terri G._

[Read full review](https://www.g2.com/survey_responses/cogent-review-4471500)

**["Great ISP"](https://www.g2.com/survey_responses/cogent-review-7512228)**

**Rating:** 5.0/5.0 stars

_— Verified User in Financial Services_

[Read full review](https://www.g2.com/survey_responses/cogent-review-7512228)

#### What Are G2 Users Discussing About Cogent?

- [What is Cogent used for?](https://www.g2.com/discussions/what-is-cogent-used-for)

### [Peakflo](https://www.g2.com/products/peakflo/reviews)

Peakflo AI-powered automation with SOC 2 Type II compliance allows businesses to streamline their finance operations processes. 100+ finance teams, use Peakflo each to: ✅ Save 2000 man-hours/month on finance ops ✅ Get paid faster on customer invoices by 15-25 days ✅ Cut vendor bill payment time by 50% ✅ Streamline travel and expense reimbursements

**Average Rating:** 4.5/5.0

**Total Reviews:** 69

#### How Do G2 Users Rate Peakflo?

- **Has the product been a good partner in doing business?:** 9.1/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 9.4/10 (Category avg: 8.2/10)
- **Financial Documents:** 8.9/10 (Category avg: 8.5/10)
- **Customer Portal:** 8.9/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Peakflo?

- **Seller:** [Peakflo](https://www.g2.com/sellers/peakflo)
- **Year Founded:** 2021
- **HQ Location:** Singapore, SG
- **Twitter:** @GetPeakflo  
181 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f90429832f54ff7ca6dc76a0e6b284e778b146461188e7c1840662dd3c92ebc3&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpeakflo%2F&secure%5Burl_type%5D=linkedin_company_website)  
30 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Logistics and Supply Chain, Accounting
- **Company Size:** 51% Medium, 29% Small

#### What Do G2 Reviewers Say About Peakflo?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **customized reminders** in Peakflo, enhancing efficiency in managing accounts receivables.
- Users appreciate the **automation capabilities** of Peakflo, significantly improving efficiency and accuracy in financial processes.
- Users value the **custom solutions** of Peakflo, appreciating tailored workflows and exceptional customer support throughout their experience.
- Users value the **user-friendly interface** of Peakflo, facilitating effective navigation and team collaboration for various tasks.
- Users find the **excellent vendor management capabilities** of Peakflo enhance collaboration and streamline invoicing processes effectively.

##### Cons

- Users express concerns about **syncing issues** , which disrupt workflow and hamper overall usability of Peakflo.
- Users report frequent **sync issues** that disrupt workflows and limit Peakflo's operational effectiveness.
- Users often face **connectivity issues** like sync failures and difficulties updating vendor selections, hindering their experience.
- Users experience **delays in exporting data** and reflecting payments, which can hinder their overall efficiency.
- Users experience significant **email delay issues** with payments not reflecting in real-time, causing frustration.

#### What Are Recent G2 Reviews of Peakflo?

**["Worth considering for hyperscalers"](https://www.g2.com/survey_responses/peakflo-review-12358519)**

**Rating:** 5.0/5.0 stars

_— Verified User in Information Technology and Services_

[Read full review](https://www.g2.com/survey_responses/peakflo-review-12358519)

**["Helpful Customer Success and Customization That Fits Our Needs"](https://www.g2.com/survey_responses/peakflo-review-12869921)**

**Rating:** 4.0/5.0 stars

_— Verified User in Management Consulting_

[Read full review](https://www.g2.com/survey_responses/peakflo-review-12869921)

### [InDebted](https://www.g2.com/products/indebted/reviews)

InDebted is an intelligent consumer debt recovery solution, disrupting the broken industry of debt collection. Fueled by machine learning, InDebted gives businesses the power to take a truly modern and customer-first approach to collections, globally. By using InDebted to deliver tailored experiences and personalized communications on the digital channels customers prefer, businesses can maintain positive relationships with their customer base while increasing the success rate on recoveries.

**Average Rating:** 4.1/5.0

**Total Reviews:** 11

#### How Do G2 Users Rate InDebted?

- **Has the product been a good partner in doing business?:** 7.5/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 8.3/10 (Category avg: 8.2/10)
- **Financial Documents:** 8.3/10 (Category avg: 8.5/10)
- **Customer Portal:** 9.2/10 (Category avg: 8.4/10)

#### Who Is the Company Behind InDebted?

- **Seller:** [InDebted](https://www.g2.com/sellers/indebted)
- **Year Founded:** 2016
- **HQ Location:** North Sydney, NSW
- **Twitter:** @InDebtedHQ  
234 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=fbaa286204e259946b133d85fe654a9e91ebdea5fed00ee6b6cdb01f2cdc9216&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Findebted%2F&secure%5Burl_type%5D=linkedin_company_website)  
220 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 55% Small, 45% Medium

#### What Are Recent G2 Reviews of InDebted?

**["A fantastic partner to work with that offers a range of capabilities for customers and partners"](https://www.g2.com/survey_responses/indebted-review-5364683)**

**Rating:** 5.0/5.0 stars

_— Verified User in Financial Services_

[Read full review](https://www.g2.com/survey_responses/indebted-review-5364683)

**["Amazing client services"](https://www.g2.com/survey_responses/indebted-review-5322809)**

**Rating:** 4.0/5.0 stars

_— Verified User in Financial Services_

[Read full review](https://www.g2.com/survey_responses/indebted-review-5322809)

#### What Are G2 Users Discussing About InDebted?

- [What is InDebted used for?](https://www.g2.com/discussions/what-is-indebted-used-for)

### [Nomis](https://www.g2.com/products/nomis/reviews)

Nomis is a fast-growth software company that combines cutting-edge Silicon Valley approaches to big data, advanced modeling, and deep analytics to help large and medium-sized retail banks better understand their customers.

**Average Rating:** 4.5/5.0

**Total Reviews:** 11

#### How Do G2 Users Rate Nomis?

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 8.3/10 (Category avg: 8.2/10)
- **Financial Documents:** 8.3/10 (Category avg: 8.5/10)
- **Customer Portal:** 9.4/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Nomis?

- **Seller:** [Nomis Solutions](https://www.g2.com/sellers/nomis-solutions)
- **Year Founded:** 2002
- **HQ Location:** Brisbane, CA
- **Twitter:** @nomis\_solutions  
1,080 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=faac01b5e2f0fbe5c631dc1709918780784667146bb1bb32ecaf27783519beca&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F23711&secure%5Burl_type%5D=linkedin_company_website)  
82 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 45% Medium, 45% Small

#### What Are Recent G2 Reviews of Nomis?

**["Beyond special, super marvelous, zealous experience with Nomis."](https://www.g2.com/survey_responses/nomis-review-7612780)**

**Rating:** 4.5/5.0 stars

_— Thomas S._

[Read full review](https://www.g2.com/survey_responses/nomis-review-7612780)

**["Nomis solutions for all your problems!"](https://www.g2.com/survey_responses/nomis-review-7586716)**

**Rating:** 4.5/5.0 stars

_— Elena B._

[Read full review](https://www.g2.com/survey_responses/nomis-review-7586716)

### [FICO Network](https://www.g2.com/products/fico-network/reviews)

The FICO Network is the fast, direct connection to resources that collections and recovery professionals need to save time and effort. It provides a single point of connectivity to service providers to streamline business processes and automate transactions between creditors, collection agencies and attornies, plus access to account information from more than 90 databases and data consolidators

**Average Rating:** 2.8/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate FICO Network?

- **Has the product been a good partner in doing business?:** 4.2/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 6.7/10 (Category avg: 8.2/10)
- **Financial Documents:** 5.6/10 (Category avg: 8.5/10)
- **Customer Portal:** 4.4/10 (Category avg: 8.4/10)

#### Who Is the Company Behind FICO Network?

- **Seller:** [FICO](https://www.g2.com/sellers/fico)
- **Year Founded:** 1956
- **HQ Location:** Bozeman, Montana
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2314f7c9d8f522450d313bcbc9f5016b1c07ffcc0b86a4643948f011da1081dc&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffico%2F&secure%5Burl_type%5D=linkedin_company_website)  
3,806 employees on LinkedIn®
- **Ownership:** NYSE:FICO
- **Total Revenue (USD mm):** $1,294

#### Who Uses This Product?

- **Company Size:** 50% Small, 40% Medium

#### What Are Recent G2 Reviews of FICO Network?

**["Safeguarding your assets by reviewing third parties"](https://www.g2.com/survey_responses/fico-network-review-5209008)**

**Rating:** 4.0/5.0 stars

_— Verified User in Mechanical or Industrial Engineering_

[Read full review](https://www.g2.com/survey_responses/fico-network-review-5209008)

**["Super"](https://www.g2.com/survey_responses/fico-network-review-6491375)**

**Rating:** 5.0/5.0 stars

_— Verified User in Accounting_

[Read full review](https://www.g2.com/survey_responses/fico-network-review-6491375)

#### What Are G2 Users Discussing About FICO Network?

- [Is FICO free to use?](https://www.g2.com/discussions/is-fico-free-to-use)
- [What is FICO system?](https://www.g2.com/discussions/what-is-fico-system)
- [What is FICO used for?](https://www.g2.com/discussions/what-is-fico-used-for)

### [Finvi](https://www.g2.com/products/finvi/reviews)

With more than 40 years’ experience in receivables management, nobody understands the business of getting paid better than Finvi. Finvi has simplified and streamlined revenue cycle management. Finvi’s all-in-one revenue acceleration platform provides payment solutions that enable faster collection rates, shorter recovery time, and increased agent productivity. Our industry-leading solutions allow clients to automate repetitive tasks that were once manual and focus on high-potential accounts. And with consumer-preferred digital contact methods, clients can drive outreach with the utmost intelligence for improved outcomes.

**Average Rating:** 4.0/5.0

**Total Reviews:** 19

#### How Do G2 Users Rate Finvi?

- **Has the product been a good partner in doing business?:** 7.9/10 (Category avg: 8.8/10)
- **Collections Effectiveness:** 6.4/10 (Category avg: 8.2/10)
- **Financial Documents:** 6.7/10 (Category avg: 8.5/10)
- **Customer Portal:** 6.9/10 (Category avg: 8.4/10)

#### Who Is the Company Behind Finvi?

- **Seller:** [Finvi](https://www.g2.com/sellers/finvi)
- **Company Website:** finvi.com
- **Year Founded:** 1980
- **HQ Location:** Burlington, MA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=865d02e503b56e1b8aaa65d4f5bc89c0b8cd9624c32421cd7bfec3ca76fb5a79&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinvi%2Fabout%2F&secure%5Burl_type%5D=linkedin_company_website)  
453 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Accounting
- **Company Size:** 42% Medium, 42% Small

#### What Are Recent G2 Reviews of Finvi?

**["Awesome experience"](https://www.g2.com/survey_responses/finvi-review-9755614)**

**Rating:** 5.0/5.0 stars

_— Verified User in Accounting_

[Read full review](https://www.g2.com/survey_responses/finvi-review-9755614)

**["Quick, Easy, Futurised."](https://www.g2.com/survey_responses/finvi-review-9789576)**

**Rating:** 5.0/5.0 stars

_— Mikie B._

[Read full review](https://www.g2.com/survey_responses/finvi-review-9789576)

#### What Are G2 Users Discussing About Finvi?

- [What is Artiva RM used for?](https://www.g2.com/discussions/what-is-artiva-rm-used-for)
- [What is Simplicity Debt Collection used for?](https://www.g2.com/discussions/what-is-simplicity-debt-collection-used-for)

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Spotlight Categories

[Digital Experience Platforms (DXP)](https://www.g2.com/categories/digital-experience-platforms-dxp)

[Professional Services Automation Software](https://www.g2.com/categories/professional-services-automation)

[Sales Engagement Software](https://www.g2.com/categories/sales-engagement)

[Inbound Call Tracking Software](https://www.g2.com/categories/inbound-call-tracking)

[Managed Detection and Response (MDR) Software](https://www.g2.com/categories/managed-detection-and-response-mdr)

Similar Categories

- [Order Management](/categories/order-management)
- [Accounting](/categories/accounting)
- [Accounting Practice Management](/categories/accounting-practice-management)
- [Accounts Receivable](/categories/accounts-receivable)
- [AP Automation](/categories/ap-automation)

- [Billing](/categories/billing)
- [Budgeting and Forecasting](/categories/budgeting-and-forecasting)
- [Business Plan](/categories/business-plan)
- [Cash Flow Management](/categories/cash-flow-management)
- [Cross-border payments software](/categories/cross-border-payments-software)

- [Deduction Management](/categories/deduction-management)
- [Enterprise Payment](/categories/enterprise-payment)
- [Equity Management](/categories/equity-management)
- [Financial Analysis](/categories/financial-analysis)
- [Financial Audit](/categories/financial-audit)

[Browse Credit and Collections Themes](/categories/credit-and-collections/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Businesses use credit and collections software to ensure customers pay for the products and services delivered by the company. By recovering the amounts due on time, companies can rely on a consistent influx of money to finance their operations. This type of software is used by accounting teams to identify which invoices are overdue, match invoices and payments, reduce processing errors, and manage collection issues such as bad debt (amounts owed by customers that are unlikely to be paid). Accountants also use credit and collections software to manage customer credits to mitigate the risk of not getting paid. This type of software can also be used by collection agencies that recover outstanding payments on behalf of their customers.

Credit and collections software can be delivered as a standalone product or as part of a financial management suite. Standalone credit and collections tools need to integrate with [accounting software](https://www.g2.com/categories/accounting) and [ERP systems](https://www.g2.com/categories/erp-systems) or with related point solutions such as [AR automation software](https://www.g2.com/categories/ar-automation).

To qualify for inclusion in the Credit and Collections category, a product must:

- Allow users to define customer credit limits and adjust them based on payments history or type of customer
- Match invoice information such as the amount or the due date with payments 
- Identify upcoming payments due and notify customers by email, phone, or mail
- Manage overdue payments and apply penalties or overcharges for late payments
- Monitor payments history and identify customers that are more likely to pay late
- Analyze discrepancies between invoices and payments and determine what caused them

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