# Best Credit and Collections Software with External Collection Agency Capabilities - Page 3

## How Many Credit and Collections Software Products Does G2 Track?

**Total Products under this Category:** 302

### Category Stats (Aug 2026)

- **Average Rating:** 4.34/5 The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** Versapay (+0.24%) - Among all products in this category, Versapay recorded the largest rating increase compared to last month

_Last updated: August 01, 2026_

## How Does G2 Rank Credit and Collections Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 3,700+ Authentic Reviews
- 302+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Credit and Collections Software
 ![G2 Grid® for Credit and Collections Software plotting products by satisfaction and market presence](https://www.g2.com/categories/credit-and-collections/grids.png?focus%5B%5D=5514&focus%5B%5D=95296&focus%5B%5D=17701&focus%5B%5D=23596&focus%5B%5D=159197&focus%5B%5D=39200&focus%5B%5D=41463&focus%5B%5D=5873)

Highlighted products: Creditsafe, D&B Finance Analytics Credit Intelligence, Billtrust, Quadient Accounts Receivable, Chargeflow, HighRadius Accounts Receivables, Tesorio, and Invoiced.

Underlying data: [Grid® JSON](https://www.g2.com/categories/credit-and-collections/grids.json?focus%5B%5D=creditsafe&focus%5B%5D=d-b-finance-analytics-credit-intelligence&focus%5B%5D=billtrust&focus%5B%5D=quadient-accounts-receivable&focus%5B%5D=chargeflow-inc-chargeflow&focus%5B%5D=highradius-corporation&focus%5B%5D=tesorio&focus%5B%5D=invoiced)

**Sponsored**

### Invoiced

Invoiced by Flywire is an AI-native accounts receivable and invoice-to-cash automation platform designed to help B2B finance teams automate billing, collections, payment processing, and cash reconciliation. Built for mid-market and enterprise businesses managing high-volume receivables, Invoiced eliminates manual A/R work so finance teams can scale operations without adding proportional headcount. Acquired by Flywire (NASDAQ: FLYW) in 2024, Invoiced combines accounts receivable software, AI-powered automation, integrated payment processing, and deep ERP integrations into a single connected platform. Unlike point solutions or freelance invoicing tools, Invoiced is purpose-built for complex B2B finance operations where invoice volume is high, payment methods are diverse, and reconciliation is time-consuming. Core Capabilities & Features: -Automated Collections Workflows — Customizable dunning sequences, payment reminders, and escalation rules that trigger based on payment status and customer behavior, reducing manual follow-up work -AI-Powered Cash Application — CashMatch AI automates payment matching and reconciliation to invoices, even with incomplete remittance data, minimizing exceptions and month-end reconciliation time -Subscription & Recurring Billing — Supports usage-based, recurring, and hybrid billing models with automated invoice generation, proration, and customer billing portals -Global Payment Processing — Accepts 1,200+ payment methods across 140+ currencies with automatic FX handling, enabling domestic and cross-border collections without adding banking complexity -Deep ERP Integrations — Native connectors to NetSuite, Sage Intacct, Microsoft Dynamics 365, Salesforce, and others ensure real-time data sync and eliminate duplicate data entry Finance teams use Invoiced to accelerate cash collection, reduce days sales outstanding (DSO), and regain visibility into the full receivables lifecycle. The platform eliminates data silos between AR, payments, and ERP systems by automating payment reconciliation and posting. Routine manual tasks—invoice delivery, payment chasing, cash matching, exception handling—are shifted to AI-driven workflows, freeing finance professionals to focus on strategy, forecasting, and relationship management rather than execution. The platform is particularly valuable for organizations scaling transaction volume without scaling headcount, companies operating internationally with multi-currency and multi-payment-method requirements, and finance teams struggling with legacy systems that lack automation and integration. Invoiced serves mid-market and enterprise finance teams across industries including SaaS, healthcare, education, financial services, insurance, professional services, staffing, and nonprofits. Thousands of global customers rely on Invoiced to process billions in receivables annually, and the platform is recognized as a category leader in A/R automation.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1537&secure%5Bchosen_at%5D=2026-08-14T02%3A21%3A30Z&secure%5Bdisplayable_resource_id%5D=1537&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1537&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=5873&secure%5Bresource_id%5D=1537&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fcredit-and-collections%2Ff%2Fexternal-collection-agency%3Ffilters%255BSolution%2BType%255D%255B%255D%3D395%26page%3D3&secure%5Btoken%5D=e9ae246bcdb920998e201e8e313ebb63922021b3248f1632358fecb72befb981&secure%5Burl%5D=https%3A%2F%2Fwww.invoiced.com%2Faccounts-receivable%3Futm_source%3Dg2%26utm_medium%3Dreferral%26utm_campaign%3Dcompetitor%2Bad%2Bplacement%2B%26utm_id%3D082025%26utm_content%3Dbilling&secure%5Burl_type%5D=book_demo)

### [CogendaWorks](https://www.g2.com/products/cogendaworks/reviews)

intelligent debt collection and litigation software packed with cutting edge features that enable the user to provide a market leading service.

#### Who Is the Company Behind CogendaWorks?

- **Seller:** [CogendaWorks](https://www.g2.com/sellers/cogendaworks)
- **HQ Location:** N/A
- **Twitter:** @CogendaWorks
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [Collect!](https://www.g2.com/products/collect/reviews)

Improve your collection practice and grow your collection business with Collect! credit and debt collection software. Collect! includes the options, flexibility, automations, add-ons and integrations to set up your workflow the way you want. With cloud and premise deployments and editions ranging from Lite to Enterprise, Collect! has the package that will allow you to move to larger editions with all your data and customizations. Collect! is the flagship product of Comtech Systems, founded in 1988. Collect! is used by thousands of operators around the world daily for manage their accounts receivables and collection activities. While Collect! was built for collection agencies and debt buyers, it also provides the sophisticated functionalities required by first party collections and pre-collections.

#### Who Is the Company Behind Collect!?

- **Seller:** [Comtech Systems](https://www.g2.com/sellers/comtech-systems)
- **Year Founded:** 1988
- **HQ Location:** Victoria, CA
- **Twitter:** @collectsoftware  
338 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=23e0fabd01176c82552e8ed00a65ffd002cbd5b3c28b5b168591a0ef7ab52be5&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F210260&secure%5Burl_type%5D=linkedin_company_website)  
18 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Medium

### [Collections MAX](https://www.g2.com/products/collections-max/reviews)

Easy to use debt collection software designed for Windows 10

#### Who Is the Company Behind Collections MAX?

- **Seller:** [Collectionsmax](https://www.g2.com/sellers/collectionsmax)
- **HQ Location:** N/A
- **Twitter:** @collectionsmax  
9 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [CollectMax](https://www.g2.com/products/collectmax/reviews)

CollectMax from JST delivers affordable, user-friendly solutions

#### Who Is the Company Behind CollectMax?

- **Seller:** [Collectmax](https://www.g2.com/sellers/collectmax)
- **Year Founded:** 1987
- **HQ Location:** Richmond, US
- **Twitter:** @JST\_CollectMax  
330 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f41031148f66763b8880b472e8dc02115c8ec2a37d336da0c18fa5085847cc47&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fjst_2%2F&secure%5Burl_type%5D=linkedin_company_website)  
152 employees on LinkedIn®

### [CoreCOLLECT](https://www.g2.com/products/corecollect/reviews)

CoreCOLLECT is an intuitive, browser-based user interface reducing training time and speeding collectors' time to productivity. This functionality, coupled with the application's embedded security, enables lenders to provide third party collection agencies located in distant locations and time zones access to all cases assigned to them.

#### Who Is the Company Behind CoreCOLLECT?

- **Seller:** [CoreCard Software](https://www.g2.com/sellers/corecard-software)
- **Year Founded:** 2001
- **HQ Location:** Norcross, US
- **Twitter:** @CoreCard  
651 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e145a72cc8bb907180cafbb91b73f3fd0b751658aa1bf076bb90f5ded164eb56&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcorecard-software-inc.&secure%5Burl_type%5D=linkedin_company_website)  
405 employees on LinkedIn®

### [CreditMate](https://www.g2.com/products/creditmate/reviews)

CreditMate is a collection platform that helps lenders to collect overdue payments from borrowers.

#### Who Is the Company Behind CreditMate?

- **Seller:** [CreditMate](https://www.g2.com/sellers/creditmate)
- **HQ Location:** Mumbai, IN
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4df19dddbff40e549d5f7d23a656ea5cae52e58f57c05b1fdd1f1d44851a9747&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Furja-money-private-limited&secure%5Burl_type%5D=linkedin_company_website)  
6 employees on LinkedIn®

### [CWX](https://www.g2.com/products/cwx/reviews)

This software is designed specifically for third party collection agencies.

#### Who Is the Company Behind CWX?

- **Seller:** [CollectionWorks](https://www.g2.com/sellers/collectionworks)
- **HQ Location:** Duluth, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2aadcd05898976062f62743b94a51c51484451b81946155fc2aa296ed44a4cf6&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcollectionworks-inc-&secure%5Burl_type%5D=linkedin_company_website)  
4 employees on LinkedIn®

### [D2r Collect](https://www.g2.com/products/d2r-collect/reviews)

D2R-Collect is an intelligent Debt Recovery application that enables collectors to do more, collect faster and with higher closing rates

#### Who Is the Company Behind D2r Collect?

- **Seller:** [s2h](https://www.g2.com/sellers/s2h)
- **HQ Location:** Markham, CA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=199179d5de83b7007db388cbbcd844fcb48a700c56639a51989d8e2e4cae01e9&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fd2r-collect%2F&secure%5Burl_type%5D=linkedin_company_website)  
6 employees on LinkedIn®

### [Debt Collection & Skip Tracing](https://www.g2.com/products/debt-collection-skip-tracing/reviews)

Designed to help debt collection professionals in all aspects of their work, MicroBilt's suite of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect.

#### Who Is the Company Behind Debt Collection & Skip Tracing?

- **Seller:** [Microbilt](https://www.g2.com/sellers/microbilt)
- **Year Founded:** 1978
- **HQ Location:** Kennesaw, GA
- **Twitter:** @MicroBilt  
8,177 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7e5d013ece5c42d71e05a74ee61246df8e50fbfd216d8a6cc69dac2f170f8198&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmicrobilt-corporation%2F&secure%5Burl_type%5D=linkedin_company_website)  
174 employees on LinkedIn®

### [Debtflow](https://www.g2.com/products/debtflow/reviews)

Debtflow manages every aspect of the debt collection process focussing you on your core business and automating away everything else.

#### Who Is the Company Behind Debtflow?

- **Seller:** [Debtflow](https://www.g2.com/sellers/debtflow)
- **Year Founded:** 2011
- **HQ Location:** Roodekrans, ZA
- **Twitter:** @DebtFlow  
163 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3770d1d105570d4b8610293eeef184c59bd4aee6d1d40c31d0513cfacff7027f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fdebtflow%2F&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [DebtKit](https://www.g2.com/products/debtkit/reviews)

Running a debt management business with DebtKit is simple. Everything is in the cloud, there is nothing to install and it's designed with Financial Conduct Authority compliance in mind.

#### Who Is the Company Behind DebtKit?

- **Seller:** [Debtkit](https://www.g2.com/sellers/debtkit)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=806cb9318f7af5069b5bf61b25ec037cfddffaae3db3544b8797ed1972bca4af&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fshowcase%2Fdebtkit%2Fabout%2F&secure%5Burl_type%5D=linkedin_company_website)  
2 employees on LinkedIn®

### [Debtmaster](https://www.g2.com/products/debtmaster/reviews)

DebtMaster EVO is the collections platform behind Comtronic Systems' Debtmaster product line, built to run agency operations from intake through resolution. It runs on a private deployment architecture that keeps client data under your agency's control while giving collectors secure remote access from any location, a deliberate choice for agencies with strict compliance and data governance requirements. EVO connects real-time telephony, a compliance rules engine covering U.S. and Canadian regulations, and AI tools that use your own credentials rather than pooled data, so nothing about your book of business trains a shared model. The EVO Consumer Portal extends that same real-time platform to your debtors, letting them view balances, make payments, and negotiate settlements on their own, with an AI assistant available to guide them through it. Together it scales from offices as small as 5 users to operations running hundreds of collectors, without forcing a rebuild as the agency grows. Agencies still running on manual workflows or aging platforms carry that cost every day in missed compliance updates, slower payment cycles, and collector time lost to systems that don't talk to each other. EVO is built to close that gap.

#### Who Is the Company Behind Debtmaster?

- **Seller:** [Comtronic Systems](https://www.g2.com/sellers/comtronic-systems)
- **Year Founded:** 1980
- **HQ Location:** Cle Elum, US
- **Twitter:** @Debtmaster360  
4 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d194d375ae3cd5ce8530e03a5116e734cd0d7fa46d283e9243f3871ec94bcfc0&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcomtronic-systems-inc%2F&secure%5Burl_type%5D=linkedin_company_website)  
14 employees on LinkedIn®

### [Debtmaster 360](https://www.g2.com/products/debtmaster-360/reviews)

Debtmaster360 offers everything you need to run your collections department. Quick setup and seamless operation with secure features allows your agency to be the best of the best, while significantly reducing capital expenses and exponentially increasing reliability and redundancy. This leaves you to focus on the core business of Debt Collection.

#### Who Is the Company Behind Debtmaster 360?

- **Seller:** [Comtronic Systems](https://www.g2.com/sellers/comtronic-systems)
- **Year Founded:** 1980
- **HQ Location:** Cle Elum, US
- **Twitter:** @Debtmaster360  
4 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d194d375ae3cd5ce8530e03a5116e734cd0d7fa46d283e9243f3871ec94bcfc0&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fcomtronic-systems-inc%2F&secure%5Burl_type%5D=linkedin_company_website)  
14 employees on LinkedIn®

### [Evolution Collect](https://www.g2.com/products/evolution-collect/reviews)

Evolution Collect is a debt collection software that is reinventing an outdated industry. Evolution provides everything you need in a simple, intuitive interface. From account management to reporting, Evolution is fully integrated to give collection agencies the best debt collections software experience possible.

#### Who Is the Company Behind Evolution Collect?

- **Seller:** [Evolution Collect](https://www.g2.com/sellers/evolution-collect)
- **Year Founded:** 2012
- **HQ Location:** N/A
- **Twitter:** @evolution\_col  
5 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=39f2bc049871f364c0534fc14c5385a5c3c2eff76411812635e33ce6dbcf9cab&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fevolution-collect&secure%5Burl_type%5D=linkedin_company_website)  
2 employees on LinkedIn®

### [FinXEdge Collect](https://www.g2.com/products/finxedge-collect/reviews)

FinXEdge Collect is a data-driven intelligence application powered by advanced Machine Learning that helps lenders and debt collectors reduce delinquency rates and charge-offs, improve operational efficiencies and enhance customer experience

#### Who Is the Company Behind FinXEdge Collect?

- **Seller:** [EdgeVerve Systems](https://www.g2.com/sellers/edgeverve-systems)
- **Year Founded:** 2014
- **HQ Location:** Bangalore, India
- **Twitter:** @edge\_verve  
5,685 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=246081f385753546c374db56f3d49dd46b5fe1334b88ae20ff9d7fc6c46ae82f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fedgeverve%2F&secure%5Burl_type%5D=linkedin_company_website)  
2,806 employees on LinkedIn®

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[Browse Credit and Collections Themes](/categories/credit-and-collections/themes)

Below are the top-rated Credit and Collections Software with External Collection Agency capabilities, as verified by G2’s Research team. Real users have identified External Collection Agency as an important function of Credit and Collections Software. Compare different products that offer this feature so you can decide which is best for your business needs.

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